Just signed up with Continental General Insurance Company, $388/month for family of 5, $1,000 ded.
Posted By: WI MT on 2006-03-01
In Reply to: Individual Health Insurance Policies - just curious
We get two office visits per year at $20/visit and preventative care (mammogram, Paps, well-child). Sounds good so far ...
Complete Discussion Below: marks the location of current message within thread
The messages you are viewing
are archived/old. To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
I have signed this, sent it to my family, and
posted it on another board I visit that has a LOT of visitors, so hopefully we'll get a lot more signatures. Thanks for posting this!
Petition page:
http://www.rallycongress.com/support-for-h-r-427-nabopia/1585/support-h-r-427-notify-americans-before-outsourcing-personal-information/
There's general, insurance, police, others. nm
s
My husband just signed up for group life insurance with work which will give him 10x his salary if
he dies which will leave the kids and I with almost a million bucks if he dies. Of course I would much rather have him here more than anything. He had just 150,000 in insurance but for some reason just opted for this group thingie. When talking last night I asked him if he died if I could marry again and this man got so upset with me I thought he was going to cry! He told me absolutely, positively NOT that I could not remarry ( am 31!). He is 35. LOL
Poor guy. Leaving me all this money and I supose the thought of me sharing his wealth with someone else makes him sick!!
I told him he could go ahead and marry if I should happen to die. I want my kiddies to have a great mom and person who loves them very much. Wouldn't you agree?
How do you feel about your spouse or partner remarrying if you or he dies??
It costs approximately $275 a month. I do have family to cook for, but
that has not been a problem at all. After the first 3 days, I have been fully satisfied on the program, and I am one who has NEVER been able to diet for more than a day or 2. I cook whatever they want which is mostly what I can eat too for my lean and green; beef/chicken/pork/fish and veggies, but I skip the potatoes, bread, and all starchy foods.
To afford the program, I cut way back on buying junk food and soda. Everyone is eating much healthier around here and neither my family nor me feel in the least deprived.
All I can really tell you is it is working for me like nothing has in the past and it's been worth every penny.
You cannot stay on your ex's insurance because by law you are no longer his family and
why should his company pay for a non family member to be carried on their insurance policy. Remember a company generally pays BIG BUCKS for every person carried on the policy and it's a benefit they extend to their employees. If your husband could get insurance coverage through his employer for you even though you aren't married, then every Tom, Rick and Harry would get insurance for their girlfriends, neighbors and friends.
Are you with a certain company or is this in general? Own accounts? Ask your QA if you work
s
$225 month.Must really depend on company!
I want your electric company!!
The insurance company (sm)
that I chose to apply with (Humana) did not require that I take a physical. They only required that I disclose all visits, health problems, prescriptions, etc. for the past, if I remember correctly, 10 years. I believe it depends on which insurance company you apply with. Some may want a physical and some may only go back 5 years. Also, depending on what state you are in, I believe some states only allow insurance companies to go back 1 year or several months for disclosure. The Web site is only a tool to compare several plans through one site. In order to get immediate quotes, you only have to put in your zip code, gender and DOB of all people on the plan. You do not have to give your E-mail address or other contact information unless you decide to apply. Also, you may want to visit AARP's Web site. I found a lot of good info there. ![](https://forum.mtstars.com/smileys/smile.gif)
I could switch to DSL but the phone company charges 50 extra a month for being on line for more than
So either way I will have to pay more. I guess no one else here is affected or concerned by this but the article said that other companies would follow suit if Time Warner has success. The article said it would affect the teleworkers who are on line for long periods, not the people who just use cable for reading their email.
Fight with the insurance company.
Why would they deny it? Unless it's an unauthorized procedure via HMO. Bleah. I'd also talk with your daughter to see if she has concerns. Be patient, though. She'll talk to you if she knows you'll talk with her instead of yelling at her.
I'm fighting a bill for several thousand dollars that has been denied three times now in the past 18 months. However, I legitimately had dual insurance coverage at the time, so I shouldn't have had to pay anything out of pocket.
You need to contact your insurance company because..
Your provider (oncologist) has a signed contract with your health insurance company and they have to abide by that contract which specifically states that the patient is only to be responsible for copays and/or deductible amount and anything this is not covered the provider as to write off etc. If you have proof of your office visits along with the date that these co-pays were made, then your insurance company could provide you with a good go-between on your behalf. They are representing you as the consumer. Keep us posted.
what big company actually provides you with health insurance? sm
From the ones i have worked for, i had to pay for my own insurance at higher rates than had i taken out my own individual insurance policy. it isn't like it used to be where companies paid all your insurance coverage premium. now it is a huge chunk for us.
I think she is working for a company that provides insurance.
Sounds to me like she can't afford the premium thru her employer -- the place I'm leaving in a few days, for my daughter and myself it cost over $300 a month. I guess to some that's reasonable but I have had a very hard time with it. I'd prefer to eat.
It sounds like she's scamming the insurance company
and pocketing the money. I'd inform the chiropractor directly and let him know you're going to tell your insurance company that the charges are not legitimate unless he puts a stop to it. If you inform the insurance company, he's the one who's going to be in hot water. That should end the fraudulent charges. If they don't stop, then follow through and inform the insurance company and let them face the consequences. There's no earthly reason a 9-year-old child should be visiting a chiropractor regularly. The ex is a thief, without a doubt.
Inform the insurance company that they should check into it.
x
Your insurance company's adjuster should be fighting for you.
You're entitled to the cost of repairs to your vehicle, payment of ALL medical bills and out-of-pocket expenses like gasoline for trips to doctor, pain relievers, and lost wages since you've taken time off work due to pain and doctor's appointments. Do not agree to settle until you are certain that you are back to 100%. Gather up all receipts, bills and wage stubs to send copies as demand for payment.
20 yrs-6 months training by insurance company
then everything else OTJ
For decades, a company benefit has been health insurance
along with retirement plans, paid holidays, PTO, etc. Only in the world of MT (and maybe Wal-Mart) are many companies not paying for these benefits.
Collision or comp doesn't matter. I called my insurance company
when I was hit by someone. I only had liability but their adjuster made sure I got the best deal out of it. My rates didn't go up either.
My company doesn't offer health insurance. I'll buy it at Sam's Store.
BTW, you can eat yourself up and waste a lot of time hating and smearing Walmart. People support the store and it is growing in spite of your MT Stars posts. Walmart shoppers don't care about your posts or if Walmart doesn't offer health insurance to their employees. They are looking for a bargain. Walmart has them. At least half the US workers have lost health insurance and as for my company, it costs at least $200 a month for health insurance if I want to BUY it. Get a grip.
I pay $35/month through Vonage for unlimited LD. Local phone co. charges $50/month. NM
x
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
M-TEC has a Basic program (12 month) and a Premier program (18 month). To WAH, you should take the P
:)
family is family wheter 3 or 8 sm
i live in MA and $1200-$1400 a month is what good health insurance costs, ie $20-$40 copays. it was just passed into law that if you live in MA you have to have medical insurance so without being self-employed, you can go right to BCBS etc and get a plan directly from the major health insurace companies, but for a family plan and a decent income bracket, forget it. the prices are outragous. right now my husband pays $120 a week for family plan and this is after his employer pays 30% of the total cost. we have $20 copays, but we have a $2000 individual deductable per year with a $4000 family deductible cap. so when my daughther needed her tonsils out, $2000 and when my son broke his arm, $2000. someone on this board has to be able to tell you what they pay for insurance through their company as an employee. good luck.
Hey! I signed the above MQ QA
NOT not a cruise fan!! What is up with that???
I just signed up with the gym. You get one
free visit with the PT and then they try and get you to pay $50 a month extra to sign up with a PT. Hahahahahahah! Not happening. My little toe feels great but the rest of my body is screaming at me. Trying to work but that's not going well today.
I signed up with...sm
Best Friends. I wonder if anyone who has offered to foster pets from Katrina have been contacted yet. I haven't heard anything from them about being a foster parent. I live near Atlanta and I heard that several pets were sent to Atlanta's Humane Society, but haven't heard of anyone having a pet placed with them.
Maybe I'll try the LA SPCA posted here. Post if you or someone you know has had a pet from LA placed with them.
I thought I should say that I don't think there's anything funny going on, I just wonder what they're doing with all those pets.
Thanks!
I signed it but....
.....I don't like their tactics. When you click on "sign petition", it takes you to the donate page. Of course, you don't have to donate, but at first I, too, like some of the people further down in the threat, thought there was no other option besides donating. But then when I clicked on the "Signatures" tab, I saw my name was there.
There are a lot of gullible and unwary people out there - and the way they have that website set up, it is designed to prey on them. I signed this petition because I feel it is important, but I will not be signing any other petitions on that site.
Has anyone signed up for 6.99
a month with TranscriptionNet? Is it worth it, any good jobs to be found? Thanks
Hmm, I have a paper here that I signed that says
they will deduct FICA taxes, pay the employer part of FICA equaling 7.65%, and federal income taxes. It says I will receive a W-2, not a 1099.
FICA is the SS tax. So, if they are holding out federal taxes, FICA, employer part of FICA, then all that is left is state tax...??
it seems to be all offices, have you signed
up for IPAY? I have not gotten a check yet either, but there is a statement there for 09/02 which obviously is not a regular paycheck
Unless you signed something when you were hired
that says you agree to pay for return shipping when you leave, then the company is responsible. If you don't have your original hire paperwork, ask them for a return shipping label. If they say you agreed to pay for it, ask them to send you a copy of the signed agreement. Make sure you save all correspondence.
You never signed a noncompete, right?
Besides that, I have it from two attorneys and the State Department of Labor that noncompete agreements aren't legal in many states. TAKE the ACCOUNT and RUN!!!! This woman has said that you can have them, she doesn't want them. They do want you. You don't owe her any loyalty, especially if she's running her business into the ground. YOU need to look out for YOURSELF. That's what I'm doing today is making a list of every potential transcription client in my city and soliciting them by phone with follow-up letter.
Gee...isn't that the profession YOU signed up for as well?
Constantly correcting mistakes?
I signed and sent the link to everyone I know
x
I signed, did not donate
Signed but not reviewed
I am an IC and my new account wants me to include this under their signature line. Is this okay? Why? I transcribe microcassette tapes which are erased after every use. Legally, could I get in trouble if a report is dictated wrong/transcribed wrong, is it my responsibility since it states "Signed but not reviewed"? Any feedback is much appreciated...
Just signed up for MTEC
I was in the same boat as you a month or two ago and could not decide between these two. They both seemed equally good. I ended up signing up with MTEC, but it was just because of everything I read on the MTEC message forum.
I am so glad I went with MTEC. It looks very thorough and since I started 3 weeks ago, I have learned so much and their material is wonderful.
Good luck in your decision. I can't tell you much about Andrews besides it's one of the top 2 and it's also very good from what I have heard.
I signed yesterday! :) They say Jen cheated! LOL NMd
d
Hmmm, you signed nothing. Maybe they gave you this one
:)
I just signed up for Verizon Freedom - sm
Unlimited LD. I told them when I signed up what I would be using it for and they told me that was not a problem at all. Is this the plan you had?
K
I have never signed a confidentiality notice that says
I can't mention what account I type on - I know they always say not to contact that place or try to get a job with them, etc., and I don't see the big deal either. I can't see why a company would care if someone knows what hospital you type for. I guess some places are just different, but seeing as how I assume she hasn't signed anything since she just accepted the job, I really don't see how they could not hire her because she mentioned that, not knowing that they didn't want her to. That's just my opinion though.
They stopped in 1989 and signed the
x
That is so true. A document that is signed
is read as having been approved by the signer of that document. We have no way of knowing whether the doctor reads the document or not. In the case of the digoxin dose mentioned above, even if an MT transcribes the wrong dosage (though one should be very careful not to), if the doctor read the note he/she should catch the error before signing his/her name.
Sheesh. Don't know why I signed "OP"
x
As far as creditors, once you signed up with the agency, they have sm
NO CHOICE but to work with the creditors and YOU DO NOT HAVE TO ACCEPT calls from them. There are plenty of laws on the books protecting people like you. You need to contact your agency ASAP and tell them which creditors are harrassing you (yes, that is what they are doing if you cannot afford to pay them), and quit talking to them. Trust me on this one. My husband and I years back got into a major bind and worked with a credit agency where we learned about a lot of laws.
So, we began writing our own cease and desist letters directing them to our agency or saying "we want to deal with the original creditor and not YOU", i.e., capital one, etc., and they left us alone. We cleared out debt and it's been pleasant ever since.
So, you have fallen upon rough times. We all have. You HAVE options. You can keep your house and you can have phone call-free days.
You are doing the RIGHT thing by using an agency instead of filing for bankruptcy. Too many people are filing because they see no end, but there are ways to avoid bankruptcy. Plenty of ways.
Good luck
Informed consent signed?
That there is funny, funny!!
I just signed up for WildBlue thru Directv- sm
There have been no complaints on the board with regards to them; I will know in a few days they come out Saturday to install it. Cannot wait; my modem has been acting nuts in this heat. I believe WildBlue is cheapter than HughesNet too - it was $249 for the equipment (think HughesNet is $600, or at least it used to be)-- got the $70 a month package (they have $50, 70 and 80 I think)--higher the price the faster the connection in theory. At the rate I am going anything would be better.
I only have dial-up---actually signed up for satellite - sm
a few weeks ago. They came out took one look and said send it back, no can do. I have too many trees, which I had asked about when ordering. They said never fear, they'd be able to do it. The installer said no way. Needless to say I was less than happy. Now I have to make sure I get my refund for the returned equipment. --my plan is to harrass the heck out of Verizon and see if I can get an answer from them when DSL will be here; it is 5 miles from here so I know it is coming but I have been waiting 9 years! Luckily my 1 job where it would be very helpful to have DSL does not care what you use; but financially I could double my income if I had DSL or satellite. Totally stinks.
I signed off a job on my C-phone and then accidentally
overwrote the file, still not sure how I did it. Anyway, I need to retrieve the report and retranscribe it. I know it can be done, just not sure how. Do I need to dial into a second phone number or can I use my regular phone number and use the keys to get it back.
I e-mailed my company around noon today and still haven't heard back from them, so hope someone where may be able to offer some help.
Any contract I've ever signed
has had the line rate in it, sometimes of the client's choosing, sometimes what I want. Companies will not negotiate a line rate as individual doctors do. I don't ever have a set schedule in the contract. It's all about what you agree to sign. If your line rate is in a contract, then unless your contract comes up for renewing every year or two, I doubt there will be any raise given if you do ask.
|