Insurance companies get rich

• I wonder - Anon
  • Yes, companies do read here. It's a wealth of info - and it's easy to spot identities. sm
    • What a laugh - Dora
  • After the "drinking on the job" thread I kind of doubt - IMA_MT

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu

It is strictly up to the agreement between the employer and the insurance company.  Your new employer can tell you what the pre-existing clause is in your new policy.  Some require proof of insurance for the past 12 months.  It may say something like if a diagnosis has not been made NOR treatment received within the last __ months.  Not good when companies negotiate with a pre-existing clause in order to get a lower rate.  Better check with your HR with your new company before doing anything.  It really gets hairy !

Thats just for the lucky people that come upon something by accident.  lol.  If your looking, it will never happen.  If you ask most rich people how they got rich, they will say I worked real hard for it, or I just got lucky...   I tryed looking in to a few of the get money things, but they all seemed to be SCAMS to me..  If you do find any though, let me now.  

Not having enough zinc can make smelling and tasting things like a festive holiday meal a real challenge. Here’s why: The cells in your tastebuds and nose that help you to smell depend on zinc. In fact, cells in the salivary glands make a zinc-dependent protein called gustin that is secreted into your saliva. An important contributor to your sense of taste, gustin helps develop cells that can distinguish among different flavors.

Although zinc deficiencies are pretty rare in the United States, it’s worth asking your doctor to test for a deficiency if you are experiencing taste and smell loss. Many things can lead to a deficiency, including poor eating habits, alcoholism, certain drugs, kidney disease, and the stress of surgery or serious burns.

"If I discover a zinc deficiency, I typically recommend 25 milligrams of zinc picolinate twice a day to start," says Dr. Silbert. Of course, you can also eat more of the foods that contain zinc. Your best bet is seafood such as cooked oysters and crab. Meats such as lean beef and lean pork also provide zinc, but they’re not really recommended because they are high in saturated fat. Other sources include eggs, whole grains, nuts, and yogurt. If you plan to take more than 20 milligrams of zinc a day, it’s best to do so under your doctor’s care.

Hope you're okay with the train tracks.  Wouldn't want you to have to transcribe your own visit note?  or 

Anyway, if me and hubby's workload keeps increasing, we'll have to call back that housekeeper.  We have more time (a little :) without having kids - so I can just imagine - but still...so much to do, so little time. 

Well..have a good evening...uh...morning!

we live below our means, which means we save cash for what we want, don't charge silly impulse items, realize that retirement is right around the corner and it is our responsibility, not the government, to take care of ourselves. My point is that many people have bought more house than they could afford, have high car payments, credit cards are charged to the max, have to keep up with the Jones' and then complain about being broke. While I agree that economic times are tough now, there are many people out there who have spent themselves into hard times without and now regret it, but sure didn't want to live on a budget when times were good. Look how lazy the younger generation is now...they expect everything new now, don't want to work for anything because their parents over indulged them, they come out of college expecting to make six-figures and have an easy life.

Don't get you panties in a wad over my opinion....it's just that...my opinion, we are all allowed to have them, this is still America, right?

Speaking at the World Economic Forum in Davos, European Central Bank President Jean-Claude Trichet said that the current global investment pattern was "profoundly abnormal" and in no country's interest.

"It is not sustainable in the long run that the emerging world would finance the industrial world. It doesn't correspond to the interest of the emerging world, neither to the interest of the industrialised world," he said.

In a similar vein, Indian Finance Minister Palaniappan Chidambaram said countries like his, one of the emerging stars on the global economic scene, were under threat.

"Global imbalances are deepening and that has serious consequences for developing countries like India," he said.

The United States is currently seeing huge inflows of capital from the developing world, notably China, that are financing its current account deficit, bolstering the dollar and keeping long-term interest rates low though bond purchases.

The danger to the world economy is that when the inflows eventually dry up there could be sharp economic and market dislocations.

"There are potential triggers that could create serious consequences for the global economy. The first is a southward movement of the dollar, the second is an unexpected increase in U.S. interest rates ... Thirdly, (a spiral in) energy prices... will lead to inflationary expectations," Chidambaram said.

U.S. Deputy Treasury Secretary Robert Kimmitt said that his country needed to play its part to solve the imbalances but also called on China again to let the yuan currency strengthen.

"The U.S. needs to increase savings, starting with a reduction of the budget deficit," he said. "China needs to move its currency to be driven by underlying market forces soon." The growing significance on the world economic stage of countries such as China and India has been a major theme this week at Davos.

U.S. officials such as Kimmitt have been keen to say that they are not expecting any immediate change in the flow of funds from China in particular and that U.S. financial markets are robust enough to handle a change.

There are some concerns on the bond market, however, that China is losing some of its appetite for Treasuries.

India's Chidambaram, meanwhile, said that he expected flows from China would change as local consumption grew.

"I think the direction of exports will change. A country like China will be forced to stimulate domestic demand ... I'm not judgmental about China. The people of developing countries have to have a higher consumption of goods and services," he said. "

http://www.usatoday.com/news/world/2006-01-28-davos-rdp_x.htm?csp=24

Generally speaking, people associate the rich with privilege, availability to the best.  Best education, best tutors, best doctors, best therapists, best everything.  Generally, filthy rich people don't have to work and those who are rich but do work have spouses that shouldn't have to work - and often don't anyway.  There should be no reason on earth that their children should be deprived of ANYTHING, especially their parents example as role models.  But where are the parents?  They're off on world cruises, movie debuts, fashion shows in Europe, ski trips to Aspen or the Alps. Their kids are home with nannies and au pairs who raise them because it's their job.

Most poor people, unfortunately for them, are often lumped into the entire group of "welfare moms".  There are some "welfare moms" who are just as dispicable as the rich who have no time for their children, waste their time on men instead of their kids, waste what little money they have on drugs; but then again there are some "welfare moms" who haven't had a good education and have to have minimum wage jobs, those who made bad choices about teen sex and ended up pregnant, or those who aren't even welfare moms at all but hard-working single parents who have to work 2 jobs and are STILL poor.  They're not with their children because they CAN'T be.  They can't work to support them and be there too.  The outcome is all the same...the kids get their examples from TV, music, sports, or the streets.  What is really sad though is that nowadays the example the poor kids get from entertainment are usually the skanks that came from privileged background a la Angelina Jolie, Paris Hilton, Nicole Ritchey, Britney Spears, Gotti boys, Drew Barrymore, etc.

If you don't have insurance (dental, vision, prescription, chiropractic, and some locations medical) and don't have a lot to spend on insurance, ask me what I signed up for if interested.

There's a lot of information to tell and I don't want to ramble on if no one's interested.

Talk to ya later,

Andrea - Medical Transcripionist (Nashville, TN)

when the MT is paying for it also?  Does that not count for anything?

I need to find out if Errrors and Omissions insurance is needed for a contracted medical transcriptionist?

Please let me know if you carry it and how I can obtain it?

Thanks...