In addition to your credit card receipt you should
Posted By: You should e receipt on 2005-11-15
In Reply to: has anyone ever charged insurance companies for doing their work - SM - MDmt
get a printout of your payment and if they don't offer it, ask for it. Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future.
Billing an insurance company will give the insurance company a good laugh and will probably create further problems.
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Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Credit card? I'm not sure either.
NM
How do you rent a car without credit card?
I only use my debit card now. However, how do you rent a rental car without a credit card?
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly. Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine. That includes reserving hotel rooms and rental cars, buying plane tickets. I live on a cash basis within my means. Nobody needs a credit card.
New credit card interest rates (sm)
Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon. How will this affect some people who can barely make the minimum payments now. Any insight greatly appreciated.
Purchase date on credit card
x
is it safe to apply for a credit card
over the internet? I hesitate to give out social security number and personal things on the net. Is it okay or not? Thanks
Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.
Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
Had this problem before, and worked for a credit card company too
I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee. I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.
HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first. Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it. ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation. They can do a few different things here. They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history. Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does. All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that). The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it. Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of. If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.
Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived. I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't. If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash. Good luck! 
call credit card people immediately
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.
Be sure to keep a paper trail...emails will work. Good luck to you.
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years. They are usually no interest for 1-1/2 years. When it is time for them to start charging interest, I roll them over into another no interest card. I have never closed an acct, just cut up the cards and forget about them. My FICO score is excellent, as is my credit. I get offers for no interest cards at least once a week so it obviously hasn't hurt me.
could it have to do with the class action law suit, my credit card company did that once...
they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc. I got like $3.46 for something or other.
perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.
maybe I am way-off, but if it is on the QT, that could be why. once they pay you off, they are no longer liable, right?.
anyone else have any ideas?
Looking for best credit card, visa,mastercard or amercian express
need to consolidate some bills,
They hand your credit card #'s when processing orders - why not mail?
It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!
Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.
Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.
Good luck to you!
I renew my subscription to Norton each year it is due by credit card through them on the internet.
If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.
Indian call centre credit card 'scam' exposed
RE: Symantec (Antivirus) customers credit card information being sold.
http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/
Charge what the credit card companies charge when they don't get paid on time!!!!
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience? Was it worth it? Which ones are credible?
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.
our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.
glad things must be going so well for you, but look around in your own neighborhood.
the gap is closing between rich and poor. like it is in somalia, for example.
call us doomsdayers, but I call it protecting our own interests.
why is it the only people who are supposed to care about themselves are the rich?
Return receipt sm
Years ago (many) I would have put the address, either block form to the left or tab to the middle for semi-block form and under the SUBJECT: or RE: line, I would have put Certified Mail No. 112233 or Registered mail # 112233 and then "return receipt requested" on that same line or underneath. If there is no subject, put it before the salutation. Today, I probably would put it under the initials at the bottom of the letter, in block form, just because I would like the appearance of it better, i.e.,
Sincerely yours,
(4 spaces)
Melissa M. Anonymous
MAM (or the dictator's initials and then yours)
Sent via certified mail #112233 - 3/9/06, return receipt requested.
I don't think it really matters. If you don't have a # yet, just put "Sent via certfied mail 3/9/06, return receipt requested." Don't take my word for it though, unless you don't find any samples, this is just my 2 cents.
return receipt
The office I type for requests it be under the address.
date
----
----
-----
City, USA 00000
RETURN RECEIPT REQUESTED
Dear so and so
body of letter
-
if you have your receipt, exchange it. nm
bb
Why not use the receipt function in OE?
She would have to acknowledge the receipt of your emails (which I hope are encrypted for HIPAA compliance) and that would send a clear message that she is responsible for keeping the file on her end. I also would state that once I receive payment for work submitted to her, you delete those file (whether or not you actually do), but it will help her see she has to accept responsibility for running her business like a business.
This used to happen to me all the time and that was how I handled it. After the office caught on, I only had to resend files perhaps once every 3-4 months.
I don't like those return receipt reqsts
I don't like those return receipt requests, unless business related, (I have 2 friends who did this a lot in outlook express but one has stopped requesting them per my spewing off about it and the other has not), as when I respond to their email, THAT's the confirmation that I received their email. If I didn't receive their email or vice versa, usually the system's "mailer daemon" will notify you in any email (keyword is usually).
Though I will say, my daughter sent me an email to yahoo that I NEVER got just a week ago. Guess that one got lost in cyberspace. *L*
Get one, save receipt, and if not happy with it,
x
RE: Addition
Just added onto my house (my office) and did some remodeling throughout the whole house. Just hired construction company and told them what I wanted. I live in a small town though, may be different than where you are. Not so many codes and all.
Yes, I have even seen it q1h prn in addition
to qid for rescue relief.
d~
In addition,
As far as costs, you would have the initial cost of the C-phone if the company does not provide it (check Ebay, also sometimes used ones on the classified board here) and the monthly cost of the unlimited long distance.
If you only have one phone line at home, this will tie up your line as busy while you are working, so depending on your situation you might want to add additional phone line (although if you have a cell phone, this wouldn't be necessary)
Can't help much regarding the unlimited long distance, but I believe it runs from $25-50 per month. Be careful though on choosing your plan and make sure it is truly unlimited (some have limits even though they are called unlimited). I have seen some horror stories on this board about people getting huge bills for hundreds of dollars when the companies found out they were using the plan for working. If you post a question specifically regarding unlimited long distance, maybe some others can give some input as to what companies are good for this, ones to avoid, etc.
In addition
You should be able to toggle between windows (the one you are working in and Goolgle) by using alt-tab. If you have several open, just hold alt down and keep clicking tab until you get to the window you want. :)
MANY reasons to request a read receipt -
One of them is that someone claims to not receive your e-mail when everyone else in the world does. I finally figured out the person I was e-mailing was playing games. SO, not everything has to do with being a control freak.
Is there a way to get a read receipt back from someone who has web mail?
I seem to only be able to see if someone has actually opened up a mail I have sent with a read receipt attached if they have certain types of e-mail accounts. Is there a universal way I can do this from my Outlook Express? Thank you for any input here!
the receipt function is only as good as the person --sm
receiving it. She is not *obligated* to send a receipt back. most people choose not to. they do not HAVE to. and I doubt her email is encrypted for HIPAA compliance.
Has anyone disconnected the internal sound card and replace with another sound card?
I am having problems with my sound on one of my computers. Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer. Has anyone switched (disconnected the internal sound care and replaced) to a new sound card? Did it make a difference.
Everyone on this board is so knowledgeable, I really appreciate you. You have helped me many times.
in process of new addition
VINYL/congolium (spelling?) all the way. We had ceramic tile and it was a light color, stains, slippy but most of all COLD. We love the congolium flooring (nice vinyl) we put in and are doing it on our new addition.
In addition to posts below,
read the Word Board here. You can learn what MTs hear and what the actual words are. There are other word boards but am not allowed to post the sites. Google to find others. And keep applying to anywhere and everywhere that will let you test.
in addition to prev ?
what if they dictate one med as per day and the next one daily? What is the correct way to do this?
Me, too. Only if I send receipt do they know it was read. False information.
x
Speaking of remodeling, has anyone ever done an addition?
We'll be adding 350 square feet to our home and moving some interior walls around. I was looking at some of the home design computer software on eBay because I can't figure out what I want to do with the kitchen and entryway. Anybody have experience with doing this kind of project yourself? We do have pros to do estimates, give advice and finish the hard stuff, but I don't want to mess this up. Any thoughts?
MT in addition to other health care job?
I know that there are MTs out there that are MTs along with another HC job, but have never heard anything specific.
I am about to start MT school but in about 2-3 years the opportunity for me to go to school to become an RRT will present itself (it might not again for another 5 yrs past that point). It (being an RRT) is something I have wanted to do for a while, but only as PRN or part time work because of the shifts, the ages of my kids and my dh's work schedule (out of town a lot and weird hours). Because of that, I figure I could work as an IC (obviously 20hrs/wk or less) during RRT school and nights and weekends when I am not at my RRT job. We move every couple of years and IC work (for a national at home) could also serve as a steady income source while I find another RRT position (which could conceivably take a while considering my limitations regarding work hours outside my home).
Since I obviously do neither job right now, I don't know how realistic my expectations of this are. Does anyone juggle these two jobs? I know its most likely nurses that do this, but I welcome anyone's comments.
I definitely plan on going to MT school, because its available now, the work will be there, and being an MT is an excellent fit for me. Just trying to plan ahead - I know dh will want to know if I am giving up plans to go to RRT school because of this.
Thanks.
They should definitely ask. I have a lap top in addition to my work computer and it is for the..sm
kids and anyone else who wants to use my computer. I'm not saying I'd never let anyone use my computer, but I'd have to trust them because this is my livelihood.
In addition, we have queued the ad to be removed
but it usually takes a few days for it to remove.
ADDITION TO PREV. POST
I forgot to mention that the company does not pay footers and headers so I was told to use the number 24" instead of 26 and multiply that by the number of reports i do in a day; 24 is the number they use because they say 24 lines is the number of average lines for the reports I do, which is Urgent Care. We use Dictaphone ExText and we used to be able to look at our "statistics" for the day now when I try to access that feature it says " You do not have access to this feature." Any comments or opinions would be appreciated. I smell something fishy here.
trying to run scandisk on ME addition. It keeps restarting. sm
A message pops up that says "ScanDisk has restarted 10 times because Windows or another program has been writing to this drive. Quitting some program may enable Scandisk to finish sooner." I do not have any other windows opened. I vaguely remember before having to go in and turn stuff off that is running in the background (this is an older computer I have not used in awhile) in order to get the scandisk run without it restarting. I cannot remember how to do this. Any ideas?
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