If you leave one job and get a so-called bridge policy for your SM
Posted By: MT on 2007-08-14
In Reply to: Here's how it works... - Insurance know-it-all
90-day waiting period at your new job, this this also qualify as no break in coverage.
I'm getting ready to switch jobs, and there is just no way that we can afford the Cobra payments.
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Need bridge policy ASAP. Where can I get it? Have SEVERAL pre-existing conditions and meds
Just one medication at full cost is half of the COBRA payment plus I have steroid and Botox injections scheduled. Need insurance. Can anybody tell me where I can obtain "bridge insurance" without going broke?
mouse bridge
Romey: A mouse bridge is a plastic or metal covering that fits over the number pad of a keyboard. When you are working it allows you to bring the mouse in closer so you don't have as much of a reach which can strain your wrists, shoulder and neck area. It also elevates the mouse and keeps it line with your wrist and arm and that also helps with wrist pain. You can Google mouse bridge and see what they look like. They sell for about 20 dollars or so and can be found on Ebay, Amazon, etc. For the microsoft 4000 the best one is the largest one they sell because that keyboard is so big.
Because I was in so much pain I did tons of research and looked at what would make a difference in the desk set up. Besides a good chair and keyboard the mouse set up is also important. The split keyboards force you to have a MUCH longer reach and that is not good. One of the drawbacks of a split keyboard even if you are not mousing that much. I know some people put their mouse up on the desk because with their big keyboards the mouse will no longer fit in the tray. From an ergonomics perspective that is a big no-no!
The mouse I chose was the Evoluent mouse and it is a mouse that is turned on its side and puts your wrist in a "handshake" position so much less stress on the wrist. Granted it is expensive but it saved my wrist. When I tell you I had pain so bad I could not touch the keyboard in the morning and my whole hand was numb. I thought I would have to give up transcribing and look at another career. The keyboard and mouse change made all the difference!
google mouse bridge
somone shared this with me on this board a while back, I haven't gotten one yet, but it is a little bridge that goes over your number pad of your keyboard that you sit your mouse on, pretty affordable too. Check it out.
Go crawl underneath your bridge troll!
You are a troll. Get gone!!
And if thousands of people jumped off bridge,
x
The so-called "reality show" is the lowest form of so-called entertainment in recent years
I hate them. They've ruined TV.
Policy (SM)
There is policy about this.
Please write the Administrator about this (admin@mtstars.com).
Goldbird
I think the policy is
as long as they have an American office (storefront) they are still considered American and they do not allow offshore MT's to post resumes - but that is an I think.
If only this policy was followed with consistency, now that would be new!
x
It seems like you have to ask the company what their policy is (nm)
x
you may have been sold that policy
it doesn't mean you could have collected on it.
Yes, came from hosp. If was co. policy, they
x
Check the policy. It says......
unlimited long distance, person to person, then you will get busted. It may take a little while but they'll get you. I learned the hard way. I used Vonage and it worked great.
Honesty best policy
I don't think it would reflect badly on your son if you're just honest with the person who hired you about not being able to be on your feet for so long. I would suggest telling him/her that you didn't realize how difficult it would be to be on your feet for so many hours and that you've made a mistake. I think everything should work out just fine in the end :)
If it is your company policy, then you have
to do it. I would keep track of it though, check for errors, etc.
Not if you have a company policy
I never said it was an insurance policy. Are there not programs set
up for a reason? Is there no government assistance programs set up so that people can get help momentarily when they need it? I am not talking about depending on it. I am talking about OUR tax dollars going back to us during a time of legitimate NEED, not out of laziness. Do you think they are better spent in Iraq or a lot of other bull crap spending that is done on people not in our own country? We pay for this! No we don't have to expect our government to help us in times of need. Move to freaking Africa. Those views would fit in real good over there. I hope your kids go to private school. Wouldn't want the government taking OUR earned money and spending it back on us.
Deletions are made according to policy. (SM)
If you have a complaint about a post, take it to the Monitor board.
Goldbird
You'd be better off getting a private policy. Premiums are
cheaper, though still expensive, and you don't have to worry about insurance if you make a job change. Shop around, should be able to get a family policy for about $400.00/mo.
Or try to get the kids a separate policy
xx
Fair Access policy
I have DW7000 professional and even with the extra download and upload capability they will still shut me down if I go over their limit. Also I am on SatMex and have had occasional trouble as long as I have had the system. Sometimes I just want to run over the dish and modem with my Jeep!!
I would read your health ins. policy
My husband's policy specifically states that even if a married couple get separated the spouse no longer has insurance coverage! The coverage definitely stops, on my husband's policy, when a divorce is final.
I would want to read a copy of the health ins. policy for sure. Just my 2 cents. :)
Each company has their own policy for how they handle it.
I only worked for one company that deducted and that was YOG. There is no industry standard, at least that I am aware of. I'm going on 6 years at my current company and have never had a deduct.
That depends on the company's policy.
Each company defines it's own policy. Most all do pay it out but since offering paid time off is not mandatory by any federal or state government, there is no mandate that a company HAS to pay out any accrued but unused paid time off.
Your Human Resources or Benefits Department will be able to direct you to the policies that govern this for your employer.
Ex-HR'r
Official policy puts it best . . .
from the 2002 AAMT Book of Style:
"Obscenities, profanities, and vulgarities do not belong in a patient's record unless they are part of direct quotations that are essential to a report."
In 20+ years of transcribing, mostly psychiatry, with, as one might imagine, a lot of profanity, I've always just typed whatever the clinician quoted the patient as saying, and have never had a complaint.
Good luck,
CTT
Advertising policy of MTStars...
Many of you haven't noticed Advertising policy of MTStars lately.
http://www.mtstars.com/advertising.htm
No more sponsorships from MTSOs etc. The truth is being spoken on these boards and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.
I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
It's the advertising policy of MTStars..
Many of you haven't noticed Advertising policy of MTStars lately.
http://www.mtstars.com/advertising.htm
No more sponsorships from MTSOs etc. The truth is being spoken on these boards after change in administration and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.
I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
Looks to me like this is the current policy, approved 10/2004, and
nm
Health Insurance policy for 2006
is now charging a supplement payment for smokers and those that live with smokers. Does anyone else have this policy or getting for the next year? This not through MT companies.
Well, my life insurance policy is worth more than I am,
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
The national I work for has a no blank policy. sm
Plus you have to have 90% no blanks to QA to get bonuses and to maintain full-time status. This is very hard sometimes with some of the dictators that dictate from across the room, while the ward is going ape, and this all right next to the telemetry monitor and the ringing phone or at home with the yapping dogs in the background.
But I have found our QA to be forgiving and understanding, so I am getting more comfortable. I think they have a high standard so we will step higher, but they understand the reality, which I think is good.
DH says he definitely would not go through what I go through to be sure there are no blanks, but I am hoping that in time it will get easier, and I will get more productive, and I think it is.
OUCH! I had a private policy with BC/BS for $180/month sm
and it was a pretty good plan -- Affordablue -- had a $25 copay for office visits or something like that. That was just a single plan, though. It included dental coverage too, bot other than covering for routine cleaning and such, it was kind of useless when paying for crowns and other "big" items.
Sounds like you have a good deal. Fortunately, I am working for Transtech now and have affordable insurance .. whew!
I know you are looking for BCBS, but my United HealthCare policy SM
will allow my kids to stay on until they are 26 if they are not married and still living at home, whether they are in college or not. I double checked about it, and it's true. Also my dental is the same way but a different carrier.
From my experience, they only offer a policy that pays...
cash for time spent in a hospital. Unless things have changed, I don't believe they have "regular" health insurance policies. I wouldn't buy from them anyway - they did a hike on my car insurance to over double one year about 5 years ago - I went to another insurance company and saved enough to cover my homeowner's insurance. They talk a good game, but it's just that - talk! You might try Anthem - I see them advertised on TV a lot now for individual policies. Good luck in finding something!
What about just a catastrophic policy in case something major happens?
Anthem I know has some cheaper high-deductible policies. Most nonprofite hospitals also have organizations to help with medical bills for the uninsured/lower income patients.
Read the policy and procedure manual, maybe something is in there.
I do not believe there is a law, but you could check with the labor department.
There was no announcement of this policy change? Sounds like it's time to go. nm
m
I'm with you on the illegals, but paying taxes is not an insurance policy.
x
I do not carry E&O insurance, but I do have my equipment covered under my HO policy.
My office is in my home and, God forbid, there should be a fire, I'd be out of business. I have coverage for my computer, printer, fax, phones and loss of use on a separate rider. Also, should anyone injury themselves coming or going from my office while doing business with me, their injuries are covered. Perhaps this is the information you're looking for.
It's time we all called NJ. I called
They can't provide anything in writing.
Nobody knows anything - keep telling you to call your supervisor.
I smell something worse than New Orleans coming from NJ.
Times change..including this policy about who is able to post. About a year ago,
this board started letting everyone post job openings, at least to what I can remember. I know at one point if they were India-based/affiliated etc..then they could not advertise but since anymore it is so rampant with companies being associated with India, they started letting them post. I could be wrong but this is what I recall.
Yes, it does constitute "creditable coverage." The only policy I found that was not considere
short-term policy. As you can tell, I've done this A LOT... So, I've hit every scenario..
Are you still there or did you have to leave?
nm
Why don't you leave?
I wonder why you don't leave? I know all companies have their problems but isn't this a deal breaker for you? It is getting to that point with me. It is very hard to go on faith that everything will be correct. I'm struggling with the same question. I know they pay a good line rate, but if you don't get paid for all your lines is it worth it?
Please, just leave them alone.
This person's posts aren't bothering me and I'd rather this just peter out and die.
best to leave this one alone
Have you ever heard of patient privacy? What kind of motivation did you have for Googling a patient name in the first place? There is no way you would know if you spelled it correctly from a Google unless you matched it with an SSN.
If I were your boss and you told me, I would fire you instantly just for being irrational enough to be Googling patient names. You have no business in this matter. Your physician knows something is up, so it is up to him what actions he takes from here.
We are not to judge which patients deserve privacy and which do not. You wouldn't be having this problem if you weren't doing something as questionable as Googling patient backgrounds using PHI you are only supposed to be using to transcribe the record.
Keep your mouth shut before you lose your job.
then LEAVE
if it's so bad here LEAVE. Bubbye "hon"
Leave it on...
I was told by a very savvy computer geek to ALWAYS leave it on because your computer is most vulnerable to attack by hackers/viruses etc... during the first few moments of "boot up" before your anti-virus and spyware stuff have a chance to start up. That is when they "get in" - during these first few seconds without protection.
Leave her alone! Why does everyone
here always want to pick everything apart! She made a simple mistake.
Leave MQ, duh.
Complaining is not the only way to know what it going on, just look at every other post and you will see what is going on. I agree you need support but that is why the group of you need your own blog, to have a place to go where you can get that support. Your beating the dead dog is having the opposite affect on most of us non-MQers. Instead of having sympathy, it is to the point where we are thinking," What is wrong with these people? Leave MQ!" You can only feel so much sympathy for people that aren't helping themselves and getting out of a bad situation.
Leave us alone
This has been our point all along. We have NO WORK, thus we have too much time on our hands so we can be on this board.
We are not perfect and we have great attitudes. At least we can laugh at ourselves when we want to cry.
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