If you have the time to get down and dirty with some low-life bad debt,
Posted By: have at it. on 2006-01-07
In Reply to: Some things are more important than money. sm - Stand up for yourself
As for me, I live and learn. Ever hear the phrase cut your losses. The more time you spend chasing down a bad debt the more loss you incur.
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Not me, I have a life with no time for such stuff. nm
5 yrs is a long time for monitor life......n/m
I would be 43 and have no life at this time and wish I was making decent money, but not ;0( ...NM
NM
And if I fight every low-life who cheats, I won't have time to work.
i don't deal with anyone without references when it comes to work. i learned my lesson and have moved on. i leave you to fight the battles of the downtrodden.
Time to switch careers. I did and life is much less stressful.
x
Not upset - everyone makes bad choices in their life at some time or another. sm
No one is perfect. Hopefully, someone will give you a chance and your money and time won't be wasted.
Good luck to you!
Your daughter will be better prepared for life by having a part-time job now. sm
Meanwhile, her BF will end up feeling entitled to everything she wants because she's being spoiled now. Hopefully your daughter will continue to work because she enjoys it...the money, the responsibility, the feeling of being a little grown up. Maybe it'll rub off on her BF. If not... well, rest easy knowing your kid is doing all right.
Do you ever feel as though this job takes over your life and you have to work all the time in case
 there wont be work and you just keeping working and you cant get away from it and it gets to be no fun anymore. I am having a problem with that. Is it from working at home or just getting obsessed or what. I hate this. I feel like I am losing my life to it.
get a life, this is extensively documented. Pick up a book some time, ignorance
Dirty old men. (SM)
I would avoid him. He won't change. He is looking at you like you are porn. Probably has few other women to gawk at. I'd take your mother out for lunch. It is very uncomfortable being around a man who is like him. I know. Have your mother visit you. She knows what he is doing.
Dirty Old Man
TELL THE SON OF A BITCH OFF NOW!!!! It will only hurt your relationship with your Mom, if she finds out and you haven't told her. Also, you need to tell your Mom. It sounds to me like they would be better off split off anyway.
Remember, you are the one feeling violated. Tell him OFF NOW!!
there is no reason for his behavior other than sexual. do it now, before you are really uncomfortable.
Considering they have just gotten out of debt,
it is very accountable for them NOT to get back into it by donating responsibly.
how far are you in debt?
Just curious as to where I stand, thought it would be interesting to find out what the average is in a forum like this.
school 3200 (in forebearance at the moment, original loan 6000 in 1994, three deferrmants)
car 6000 (1999 chevy, original 12,000, backwards on loan, brakes going fast).
credit cards 8400 (just paid 2000 to one, first priority to pay off, debt contributed by ex).
hospital 4000 (major operation, no insurance, total bill 10,000 in 2001, lived with parents almost a full year to pay off half).
Well, thats mine. Please share yours.
debt
Approximately 25K. Would love to have a plan that really works to pay off in 5 years. Anyone know of one?
If you are truly serious about getting out of debt....
I would really suggest getting your hands on a copy of "Total Money Makeover" by Dave Ramsey. It has changed the outlook of our family totally and we are on our way out of debt one "baby" step at a time - we've already paid 3 credit cards off and are going to be debt free (including our vehicles and our mortgage) in less than 5 years - credit card debt (to the tune of about $28,000) will be gone in another 17 months. His method is working for us. We tried debt consolidation by credit card and by "equity line of credit" but this only treated the symptoms and not the actual problem. Hope this helps you if you're TRULY wanting out of debt. It really motivates you as you go along, too ! Nice to write those zero balances off of our refrig !
Life is life....the haven't bonded the same as if it were a 2-year-old!
nm
Thanks for the input. It's not debt, as we
don't have anything besides a mortgage and one loan. It's just tracking the finances. I've been thinking about switching to a cash basis for everything instead of using checks or Quicken. It would speed the process up a lot by not having to balance the checkbook or enter everything into the computer. I already spent an hour this morning trying to balance the checkbook because somebody can't save receipts, write down amounts or use duplicates. I give up...
I also need debt help. Any advice.
because of slow work this winter in MTing, but now with a new job, maybe making more to finally get caught up, our mortgage company is threatening us. I only owe 1700 over but that is a lot when you don't have it. This is not FHA loan. Has anybody else been in this position and what did you do.
When the CC debt is paid down
9 months and counting, then I can relax a bit
True, this is just until I pay off some debt. And 1 job
p
.....served up in a dirty ashtray....
Oh, and you make it sound so dirty!
.
You're the one with a dirty mind!
How would YOU go about eating an orange with no teef?! 
For what it's worth, I don't think that you were treated dirty...sm
They decided to go to EMR, which is their choice. It sounds as if you financially made out extremely well (very, very well) doing their transcription. How about charging a nominal fee to assist them in setting this up? In the end how do you know that the EMR will work out for them, and 3 or 4 months later they decide to go back to using a MT? It sounds like you made out like a bandit doing their work, and for what it's worth I would be quite reasonable fee-wise with this one in the hope that they may retain your services in the future. I don't think that you are going to run into too many gravy situations making $100.00 dollars an hour doing MT, and acyually they are not treating you dirty by deciding to try EMR.
Unfortunately, CS seems to be the easiest debt to skip out on
You'll get into more trouble if you bounce a $25 check. I have used one of those private agencies because my ex had moved out of state and once that happens, if the ex doesn't want to pay and moves around in jobs, you can pretty much forget about getting anything.
The private agency works a lot faster, but the contracts are very complicated and you are pretty much signing up for the life of the CS obligation; otherwise there has be nonpayment of CS for a year before you can end the contract. And yes they take a big chunk of money but at the time I thought it was better than getting nothing at all.
But in the end, once payments have been established, the private agency ends up filtering the payment through your local CSEA anyway.
I think your best bet is to use some kind of locator service and if you can get a good address provide that to your local CSEA.
I wish they had an "America's Most Wanted" for deadbeat dads/moms. It's amazing to me that it is seemingly so easy to stop paying, change jobs, and just not be found.
About 50K in debt not counting mortgage. nm
x
I also tried debt settlement and I am now also being sued.
I spoke to a bankrupty lawyer and he said absolutely go for Chapter 7 but I guess I just wanted to here from somebody else who has been there. Thanks.
Try debt counseling first - if that does not work - sm
it will at least look good to the judge when you declare bankruptcy. I do not regret declaring bankruptcy at all - got a lot of pressure off of me when I needed it. I started all over, and now I am so much wiser so I don't get in that circumstance again. It doesn't take long to rebuild, either.
Desperately need debt consolidation help.
Can anyone recommend a reputable debt consolidation service that they have used to help successfully get them out of debt? I just want to break down and cry, but we have to do something as our credit card debt/medical bills are through the roof and unmanagable due to tough times findings jobs, etc. Thank you for any advice you can give. 
I knew someone that did get in debt overnight due
to illness. The bills were higher than any loan would cover and they wanted their money then. In that particular case, BK was the only answer and this person got it in about 1 week before the new law took effect. The individual will be able to purchase a home I believe within 2 years and has already received offers for credit. That was under the old law.
The new law makes you take a course I believe 6 months before you can file. I believe you have to qualify if you want all your bills discharged and they make it harder to get that done, i.e. you have to make a certain income only and anything over that, you have to pay back over time and it is still BK.
With the new law, I would weigh it carefully. Not everyone has emergent medical illness which might necessitate taking this step and it is automatically assumed they mishandled their affairs. This person raised her children alone and just did not have extra money in the bank for bills totaling over $150K. In that case, she was warranted in filing.
caused me to go severely in debt
that 10 years later I am still recovering from - was writing checks on charge accounts to pay mortgage - this was local and when I would go to her house to pick up and drop off tapes I was seeing boxes from QVC yet she said she wasn't getting paid. Still angry.
dirty dancing, war of the roses and armageddon
x
Truly sad when couples air their dirty laundry in public
Please, think of the children! 
I would feel sorry for Sh*ri except she is such an obvious whackjob who truly deserves whatever is coming her way. Baby, you know the old saying: What goes around, comes around. Obviously it's coming around back to you in spades!
Yeah, Anon, the dirty dogs!!! nm
.......
How? I've done pretty well staying out of debt, but
I'd like to get some money set aside for retirement and pay off my home. Any advice you can give?
I use the dirty sock I left under the desk yesterday.
Just kidding!!!! (or not...)
Grease, The Silence of the Lambs, and Dirty Dancing
/
why do people want to turn nice things dirty?
I am so sick of people like this that just seem to ruin everything. This is how it all starts!!!! I love that this is a place I could be with my fellow MTs since I work at home. This is like my office!!! I love that our mod is looking out for us. THANKS!!!!
Because it is hard work to collect and once you know a company is a bad debt,
Got to know when to hold them and know when to fold them. She already lost on doing the work. Now she loses doing the collection work.
Bank debt/check card? Same thing?
Is the prepaid visa card the same as a bank debt or check card?
I think you over-reacted. You made something dirty out of a child's innocent crush.
.
Plesae translate in English, I am n ot familiar with your dirty language..nm
nm
I did. I never have regretted it. We filed 7, I beileve. All unsecured debt was wiped out. Kept my
xx
a different room doesnt matter to a dirty old man "Been there done that" they dont care where
They still try. As long as they think they are "alone". Privacy is not a good thing in dealing with a pervert. Even if there are people in another room. You could scream but it would still be a situation I dont think she wants to be in.
Most are not even MTs anymore, bunch of redneck southerners mostly. Lost of dirty talk.
x
Yeah, he rocks alright..... the cradle! He is the epitomy of a dirty old man. Blech!
x
Totally agree. Her kids are brats and spoiled with dirty money. I know she works
c
I make sure the job is not my life and that it does not take over my life. sm
I have been at this 25 years, even once had my own accounts and worked 24/7 with cat naps to keep going but no real sleep. I really burned myself out. Now I work a regular 40-hour week, but it is not my life. It is a means of making money so I can go live my life. I work for a company that is not all about production. They want us to take our time and do it right. I am doing that, and it feels so good to be able to work at my craft and be allowed to do a good job while I am at work.
But after I get off, I have my family and I take time to have fun and enjoy life. I think that is the key to not staying burned out. You need down time, time to have fun, exercise, relax, etc.
Exercise is very important, too. It rejuvenates the hormone system so you have more positive hormones flowing through your body and helps get rid of stress.
That's what I do.
Not anymore. For some time now, I've been working 32 hours and am considered full time to receive
p
Working full time at home with small children is hard but part time works great
is almost impossible. You will either have to work when your spouse is home or for only a few hours during the day and then more when they are asleep. I work part time at home and my kids (2&5 now) have done very, very well. They are great kids, very well behaved, don't get into much. I stop working to check on them/give them some attention every hour or so while I work (5 hours each afternoon or so) and they get all my attention in the morning and at night. It has worked out beautifully for us.
I'm the one who needs to get a life?
You people are the ones laughing at people behind their backs. Typical female, backstabbing, egotistical snobs. Exactly why most of you can't handle working in an office. Thanks anyway, but my life doesn't include ridiculing people for me own ego. You go right ahead. Feel good about yourself.
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