If you have a Paypal account, pay to sales@mtstars.com. Thank you!
Posted By: Sheri Steadman, Administrator on 2005-12-21
In Reply to: urgent - janett
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I agree, I too doubt it was PayPal, someone hacked your account , plain and simple - sm
It can be done, especially if you ever responded to any spam emails. I had my debit card hacked at BJs, someone broke into the main frame and stole thousands of credit cards #, etc. They spent about $800 at Wal-Mart, PetsMart and for gas, bounced stuff in our checking account, etc. Since it was a VISA debit card, I had the money back in 24 hours after I filled out the fraud forms at the back. --but no one every physically stole my card or even had my PIN #. I am sure savvy computer hackers can do it , OR someone there at PayPal hacked and sold off a list---but I highly doubt they deliberately withdrew funds. I would have found out from the company that did the charge ***PAYPAL - THE XYX Co." where the mystery item shipped....doubt it was to your address.....That happened to me with a credit card, tons of stuff that I supposedly bought $800 of stuff from Victoria's Secret made its way to NY, not PA where I was living--interesting. Again was refunded promptly. PayPal may have been lax at how they handled it granted, but I am sure with a bit more persistance and going through the right channels you would have had it resolved a bit more promptly and to your satisfaction.
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i'm right there with you. i was in sales
for 15+ yrs and turned to MT so that i could get away from the mean world. 90% of people have the attitude that "start off evil and you'll get what you want faster and sometimes even more than you wanted just to get rid of them". i hardly ever hear please or thank you from someone. i'm teaching my 3 yo please/thank you/share/etc, etc, but then i cry to see how he's treated by his class mates. i feel like i'm setting him up to be stomped on just for being polite and doing what is right. I'm also in my mid 30's and went back to college last semester just so i could add some things to my resume since nowadays a b.s. alone isn't worth beans but i took my class over the internet through a local college. i couldn't afford this semester, but next semester i'll take another class online. if i had to sit next to these people 1/2 my age with the attitudes that most seem to have i would snap. I wish being nice was as contagious as being mean.  i know there are nice people out there-but boy are they getting harder and harder to find!!!
Oh, of course, I'm certain you have the sales...
numbers right at your fingertips. It appears you are the one how has been duped by believing the BOS is the ultimate authority. The majority of MTs know better, and the majority of healthcare providers have never HEARD of it. Many of us bought the book thinking it was actually useful, and newbies are told they MUST have it. Now, mind you, they are told this by the very people who are in bed with the AAMT.
Buy into it if you will (obviously you already have). That doesn't mean the rest of us need to do so.
ebay sales
Well, my accounts were always looked at..I had soaps, body facial products and line reducers (for face), lingerie, halloween products, kitchen products..movie videos, CDs, candles, shoes (Pay Less always has two for one or one for half price), books (you can get great used books for cheap and sell them for so much more..like a used Harry Potter..you can get a lot)..I just posted them and they were looked at..what matters is how you introduce your products..you post them and then tell about them..so you need to post good things about your products, you know, pump up your product..Yes, I truly think you can quit anything else and go ebay full time..I was thinking about that but going to the post office every day and packaging the products got to me..If I had had someone to help me, I think I could have done it..Like I posted previously, Im gonna do it again, when I move back to NY next year..There are so many surplus companies, manufacturers who will sell to you wholescale..Gosh, I had so much left off when I quit.LOL..I had purses, body jewelry, lingerie, kitchenware..you name it..I gave it all away to friends and used it for myself..Just surf for wholescale companies in the net..I loved selling on Ebay, plus you meet such nice people..I met people from England, Germany and all over the USA (through emails and phone calls)..It was a great experience..What I recommend is surf for wholesale companies and when you shop, buy two for one, go to Factory for U, Big Lots, Annas Linens, always when you shop be looking for something you can sell..Buy one get one for free always was great for me..
have a friend who does car sales
She said some banks won't finance KIAs because of that. Way too easy to stay upside down in your financing.
You also may have to charge sales tax sm
depending on what state you live in. PA requires an MT to charge sales tax on work that is sent to someplace within the Commonwealth. I am exempt because my work is received from/sent to out of the Commonwealth. However, to answer the business license question, I don't have to have on for PA.
It is all about marketing and sales. Looks like they have your $$
x
Sales slip?
If you still have the sales slip, you have a good chance of returning it.
Sales Letter
Well,you could make a cute flyer with your picture in it and possibly your email and phone number. But you best bet is to dress up nice and go straight to the office manager with flyer in hand and say, "Help me get my foot in the door please?"
You are obviously young and eager with little experience. Any job at this point is your ace in the hole. So be direct and serious and leave the flyer with them. Most people just use business cards. If the local area proves fruitless, there are companies online that hire and you could get your experience that way also.
SALES PEOPLE LIE
Did you know that it is totally legal to lie? I mean, it may be immoral and NOT right, but it is totally legal. So, those who can profit by it, have everything to gain by lying to us and nothing to lose by being dishonest in this way. This seems like such a simple rule of life, but it is one that did not become crystal clear to me until I became a medical Transcriptionist (and also when I bought a house, but that is another long story). Sadly, it is my own fault for being so trusting and gullible.
Six years ago, I was incredibly naive and fell for the STUFF that was feed to me by the people selling the CS course. They offered me was seemed at the time to be hope. In reality, they took advantage of my state of neediness.
I graduated from CS almost 4 years ago. I work my butt off, sometimes as many as 3 jobs at a time, and my gross income last year was a pathetic $21,000!!! I have one adult child who takes care of himself.
So, I wish this woman, the one with the 5 children with one being a special needs child and her husband in Iraq, much luck, and I hope she has a great support system.
PA Sales Tax - HEADS UP PA MTs
Everyone has to know about this. I posted this on the tax board, too.
How desperate are the governors getting? PA sent out tax forms to everyone that bought cigarettes from a Native American reservation and they want their tax money. One woman in PA was hit up for over $4,800 and last week, they slapped a Sheriff's Sale sign on her property.
Now, my DH received a letter today. They want anyone in business who bought anything from out-of-state companies (office supplies, equipment, tools, etc.) that don't reciprocate taxes to PA, to pay up. This doesn't just apply to last year. This goes all the way back to 1981!!! Since when, since records do not have to be kept after a certain amount of years, how can they do this? DH doesn't have to worry about it that much. He usually always buys in PA.
I certainly do not have any receipts back to 1981 when I was an IC!
It's bad enough the governor is "threatening" to raise property taxes if he can't pass the higher income tax, but now this. I think our state government should stop the spending like he's always done. We're broke, yet he keeps handing out money.
paypal
I am also a musician and I have paypal and have used it do purchase all of my sheet music and books online, works just like a visa.
no paypal ;)
No paypal for anything considered "adult" industry.
Don't ask me how I know this! ;)
PayPal?
If I understand correctly, you can use PayPal (through eBay) to pay for services. I read this in an article that the wireless service sent out. That is what they prefer, so it should work for something like this as well. Let me know what you find out.
Using Paypal...
Is it safe to purchase from someone online using paypal? I will have to read on how to use paypal but how can you be sure they will sell you what they said they will? Is there a way to protect myself?
TIA.
Thanks.
paypal.com (sm)
if you go to their web site and click on 'security' in the top right corner, that will take you to the page that explains the buyer protection program, if you want to see it with your own eyes and make sure you understand it better.
Also, I would ask for a delivery confirmation number or some other tracking number for your item, or even signature upon receipt, so you know when they mail it and they know when you get it, etc.
only get there by paypal.com
I agree... my account needs "updated" about twice a week. Every time I get one, I go to a new window and open paypal.com and if there is something they want me to know, there will be a message in there. If it's not there, the e-mail is fake.
Out-of-state sales tax question
I would have posted on the other thread, but it is gone already. My apologies.
Do any MTSOs charge sales tax to out-of-state clients? Long before transcription, I worked for a company that did not charge sales tax on product sold out of state but did charge sales tax for any services peformed on-site, even for out-of-state customers. They insisted if the service was performed in the state, they needed to charge sales tax. I have been subcontracting out of state and every time I called to get a sales tax license they would very nicely tell me to stuff it until I got an in-state customer. Now I have just gotten my first out-of-state account (direct client) and want to make absolutely sure I should not charge sales tax for my service.
Thank you.
Idea for sales letter
What do you all this of this? I just graduated, and I want to market to doctor's offices. I made a flyer to send. I thought I would also send a sales letter that is formatted like a SOAP. I don't know how much competition I will have, and I'm trying to stand out. Too silly? Any comments?
VR demo - not a sales pitch
You need to have the Windows Media Player loaded onto your system to view the video. It takes about 30 seconds to load and is about one minute in length.
I think after you watch it you'll understand why so many medical professionals (i.e. doctors) are switching over to speech recognition.
If you're an IC, you should be charging PA sales tax as well. sm
I know there are A LOT of PA MT's who are not doing this, making it more difficult for those on the up-and-up. However, if you are providing MT services to anyone other than a non-profit (with valid PA Sales Tax exemption), then you should be charging the 6% State Sales Tax and filing a Sales Tax Return.
The Use Tax issue that started this post has been in place for a long time, it's just that the Commonwealth has decided to become more aggressive in their pursuit of this lost revenue stream.
While I am not always a fan of Paypal, I feel there is
something not quite right with your story. Paypal NEVER hits bank accounts - they do other things, but not messing with bank accounts. That was one of those internet hoax horror stories. I have had even had a charge back once for over $200 from a nightmare customer - he had his credit card charge back Paypal and got his $200 back from Paypal. Paypal then had the right to take the $200 out of my bank account, as we ALL have bank accounts linked to our account, and they never did as I would not authorize that deduction. This was years ago. Again, they will take $$ you have in your Paypal account if they feel you owe them $$, but they do not go into your bank accounts without specific individual permission and reams of authorization. Sounds like you had a fraudulent TRANSACTION that went thru Paypal. They are just an intermediary, you know. That is different than Paypal just helping themselves to your finances. I use Paypal for literally thousands of dollars worth of transactions a year without a glitch, and have since its birth! Feel confident to donate using Paypal. One in a million horror story if something went wrong. And there are phone #s and contact people galore to talk to anytime at Paypal. Not true that they are "hidden" or inaccessible. I'm sure you had some sort of problem, but I don't think you may understand exactly what happened. Merry Christmas!!
My PayPal Story
I bought an item on ebay about a year ago. Paid with Paypal. Product was shipped but I never received it.
Apparently the delivery truck exploded.
PayPal's Buyer Protection reimbursed me every cent. All settled within one month.
A way to tell if PayPal is real or not...
One thing that PayPal tells you on their web site regarding spam emails is that they will NEVER send you an email from PayPal that is addressed to the general masses ("Dear PayPal User"). If it says Dear Sue and your name is Sue, then it might be real. If it says "Dear PayPal User" it is a hoax.
PayPal question
I have looked on the PayPal website and can't figure out how to do this...don't know where else to ask this question, so perhaps one of you might know the answer. I have an existing account that I use for PayPal when I win items from E-Bay, but I have recently gotten a job with a small MTSO who actually uses PayPal to pay transcriptionists. She informed me it doesn't cost anything to utilize this service, but my first check I got charged $10 to transfer it from PayPal account to my bank account. She tells me you have to set it up differently to get this to work. I have gone on my PayPal account and read everything I can find but nothing that states how you set this up. Anyone have a clue? If so, thanks for sharing.
My company also uses PayPal to
pay their transcriptionists and I lose $30 to $50 every paycheck because of PayPal's "fee" to transfer it. I don't think there's any way around it - at least not that I have found either.
Those whose companies use PayPal
I am surprised all the employees don't put up a fuss about that.
It is ridiculous that you lose money every time you transfer your own money.
I think you should tell your employer it is not acceptable to be paid that way. (Is there a way you can unite with other employees about this?)
What is the employer's reasoning for using this anyway? Why don't they go the standard direct deposit into bank accounts if they don't want to mail checks?
PA requires you to charge sales tax on your work...
if you send your completed work to a MT company or doctor within PA. However, I send my work out of state, so I don't have to charge sales tax and I don't need a license. I had asked someone at one of the companies I IC for and she said that she had heard of that before from one of the other girls. When I lived in WA state, I had a business license from the state and had to file every year. The sales tax thing was a real shock to hear at first!
hit some yard sales early in the morning
This belongs on classifed board, for sales
x
I have been using Paypal for years and have never had any problems.
see message about PayPal fraud
I went online one day to check my bank account balance and I was overdrawn. I was shocked. I saw an automatic withdrawal transaction for a company that I had never even heard of for a product that I had never even ordered.
The only thing that I went through PayPal for was a microcassette player that nobody else had bid on through ebay. I got that for 99 cents, plus shipping and handling. Incidentally it still works after nearly 2 years.
I called my bank and was told that the automatic withdrawal had gone through my PayPal account for a company I had never heard of for a "computer software item" that I never received, although I was charged for shipping.
I spent months attempting to receive a response from PayPal. I finally received an e-mail that said to print the attached affidavit of fraud, but found that the attachment could not be opened to be printed. PayPal finally agreed, via email, to give me a telephone number that I could contact and that I would receive that telephone number by US postal service within 2 to 3 weeks. Of course when I recieved the number and called it, I had to leave a message.
The recorded PayPal voice did eventually call me back when I was not at home and sent me another letter saying that I did not respond to their attempts to contact me.
Arrrrgh.
I filled out paperwork at my bank for fraud against PayPal, closed my bank account and eventually (almost one year later) received a bank check from my former bank for close to $300.00 in overdraft fees.
Apparently my former bank was going to collect from PayPal for their fraud. Whether or not they were successful in that attempt , I do not know.
My advice is to stay away from PayPal period. It may work for you now, but you never know. After all, they have all of your information.
I'm pretty sure this was not a Paypal issue, but
a fraud issue. I had a very similar situation happen with a credit card. I had a charge on my statement. I didn't recognize the name, there was a state listed on the statement where the company supposedly was, there was a phone number that was unlisted so I couldn't trace, but did find it was in a totally different state. When I called the number I got an answering machine with no identification of the company. I left a message but never got a return call. I called my credit card company and they credited my account. All the bank could tell me was that it was for software and I had not ordered any software. I'm not sure where this company got my credit card information. I haven't had the situation happen again.
Used PayPal for Ebay and they took out double the (sm)
money. Have tried ever since to get the second deduction back but as yet, no luck. Don't trust PayPal and certainly don't trust ebay anymore.
I got rid of my PayPal because of risks I have heard about. sm
Of course, it is a risk to do anything online at all where you have to input personal information.
Paypal debit card
We have a Paypal debit card that we can use just like any other check card/debit card. It just draws from the funds from your Paypal account. You can use it at the store, etc., and at the ATM. Even paying an ATM fee to get out cash would be less than the $10 charge to transfer. You might check on it.
Did you see the story about bake sales/childhood obesity?
From the AP out of Minneapolis. "Study links bake sales, weight problems."
Puhleez. What next?
When are the "Diet Police" going to stop and realize that the majority of the obesity "problem" among children begins at home? Who gives these kids the money to go eat at McDonalds and loads their cupboards with junk food anyway?
Sure my kids like sweets and they like McDonalds, but monitor and moderation goes a long way.
Something tells me that a pencil sale just isn't going to bring in that much cash flow.
I've never heard of sales tax being charged for a service, only
for a tangible product.
It is true...and the sales reps will tell you anything to obtain your business, but then they...sm
get you once you start using the ULD. I know, I have been told the same thing that you say you have been told but then I received the dreaded "cut off" notice. I wish you the best, but it is just a matter of time until they get to your area. It's not allowed! 
Garage sales, consignment stores, coupons
If your income for the prior year is below 24,000 in Calif., you are eligible for 20% discount on gas/elec. Also, if your income is less than 12,000/yr, you are eligible for food bank visits once a month which total about $120.00. It has been six years since I went down this road, so the figure may have changed.
After a divorce, major surgery and no job, I found myself penniless. I had yard sales daily. Went to swap meets and sold my things there. Also, took my finer clothes to a consignment shop. Used coupons to determine what I would be eating. Thank God, I had no children.
I think when you have kids, you really need a nest egg of some sort that is absolutely untouchable.
This sounds like a temporary situation if you price your home to sell.
Don't trust PayPal as they took unauthorized money
out of my checking account causing checks to bounce, overdraft fees, etc. that gave me no option but to close my checking account and open one in a different bank. It took 9 months of paperwork before I was finally reimbursed by my former banking institution for all fees as well as the monies that PayPal withdrew from my account without my authorization.
PayPal, however, took no responsibility for their error.
I am in hopes that there is another way to donate without giving your information to a site that is unsecure, such as PayPal.
Please forward the Paypal notification to me and I will check into it.
t
If you paid with Paypal you can file a claim with them, just do it before
30 days is up. If you paid via credit card you can file a claim with the credit card company, even if you paid via Paypal with a credit card. You can also file a fraud charge with the U.S. postal service if the item went through them. With the post office it would take a while to get your money though. You can also notify the police in her state/county, though most likely they will take a report and that is it, unless this is a habitual thing and others have complained.
Hopefully the administrator will be able to help you.
Paypal takes care of their users
I use Paypal all the time, not only through ebay and in person, but online as well. They have an incredible Resolution Center and Buyer Protection program that basically says if you can prove you didn't get what you paid for, Paypal will lock down the seller's funds until Paypal can get your money back. Pretty much, I would think anyone selling with Paypal would know better than to try to fraud you.
I know through eBay, Paypal has saved my bottom quite a few times where something was misrepresented, and every time, they got me all my money back.
I would go for it, but have a good "paper trail" between yourself and the seller of what the exact terms of the sale are, including a description, price, timeframe of payment/delivery, return policy, etc.
Good luck!
Try ebay, yard sales, Recycled Software or BuyCheapSoftware.com
to find inexpensive software. Also, see if you can find a newer version of MS Works because I think it comes with Word now, or you can buy a standalone version of Word without springing for MS Office.
For that matter, wait until you find a job before worrying about it. Not everybody uses MS Word, and some companies provide their own software for you to use. What about going back to Medware or another company that provides software and/or equipment?
I hate crowds. Big sales bring out the worst in people.
I tried it twice several years ago. Never again. People were just rudely shoving everyone else around trying to get from store to store to gather up all the freebies or super deals.
We tried to go to the movies instead, but all the Harry Potter matinees were sold out. Again.
What is the difference between an acute care account and a multispecialty account??..nm
nm
I've used Paypal for many years on many different sites. Never a problem ever. NM
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