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If he is on disability for a mental illness, why do you even listen to him? He is nuts. Maybe if h

Posted By: ?? on 2006-06-24
In Reply to: Now that you mention it he did say he "has to control something" and "be head of his househ - Fighting with DH...

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Sounds like you are the one with mental illness
NM
OK. Now if your husband is bringing you down by his mental illness and not paying rent
(is husband able to work? how deep is this mental illness? did he have money to pay rent and spent it elsewhere?) then maybe you should think about leaving him rather than placing your kids in any kind of foster care. That has to be traumatic but then so does living on the street. Speaking of placing your children in foster care while you get yourself OK in the head, what is your problem at this point. You see, if there is a lot of arguing and a dysfunctional family living on the streets, then foster care to permanent placement may be better for them. I just don't quite understand how you got into this mess and if these are mental health issues on both your part and your husband's I would look into placing the children. BTW, how old are they?

So all things considered if you don't have any issues other than depression because of a lack of a place to live and your husband's mental health, I would go to a family member or church and BEG for help sorting your life out. If there is more than that going on, including maybe substance abuse along with permanent mental health issues that will keep you from caring for your children, yes I would seek placement for them. And I would seek PERMANENT placement rather than foster care which I would think would be more traumatic for your children.
I wish I could be on disability for something mental that is controlled with medication.

I'm just sorry I'm paying for people to stay home and not work while my husband and I have to work. It's bad enough that this man doesn't help you around the house, but he's sucking off the government (us taxpayers) while we support him. He can't do ANYTHING? Whatever...


Man, what a country.


q. re short-term disability vs state disability

my short-term disability insurance coverage option says it pays when there is no state disability plan.  How does one find out if the state she resides in has such a plan? 


Insurances seem like such a racket.  Seems they should not be allowed to take your $ if they are not required to pay-out in the event of a disability.


Thanks for any help.


Very sad - but obviously an illness.
Nobody would be drinking at that hour of the day for *fun*. I hope instead of throwing the fines at her they make her go for professional help.
Don't know what your illness is, but
wish you could see some of the doctors I work for. My brother and his wife are both doctors and they are both increcible caring. My uncle goes to Africa every year (on his on dime) to do cleft lip and palate surgeries. Maybe you just need to vent but I don't think it is fair to generalize all.
chronic illness
God bless you.  I have systemic lupus erythematosus (SLE) and I still work full time, I have a friend diagnosed with multiple sclerosis and she still works full time..Hang in there, honey..You can live with a chronic illness..I have lived with my SLE for 36 years and my friend with multiple sclerosis for 10 years..
Illness/pregnancy
These are supposed to be treated the same - 12 weeks leave - my mother-in-law got sick last year and when she could not go back to work by the date that the hospital specified (she's a nurse) they terminated her from her job - and she had worked at this place for 20 years. I would seek legal advice on this subject before telling anyone at work.
kids and illness
I have ttwokids - 22 and 15, my oldest was born with epilepsy and took them 2 years to find out I was not crazy that something was wrong - he would just fall into a come sleep - no convulsion.  Now my 15 year old has an episode - his first and when I rush him to the hospital it takes them 3 hours to be convined he was not on drugs - I know they are doing their job, but not all kids are druggies.  i tried to give them a family history and they did not listen until 3 hours later when they got the blood tests back - then they did what they should haev done all along and found out his blood pressure was extremly low, and he probably has a mild hert condition to go alond with his respiratory problems he has had from birth.   (heart problems run on both sides, and I have a strong family history of epilepsy too.)  Why do all doctors feel that when a kid comes in he must have done something - thank goodness the wait did not cause my son more problems.
Depression is an illness. (sm)
Believe it or not, I understand your feelings about just doing your job day after day and not being appreciated. I think most of us can relate to it; I know when I clean the house or do the laundry, nobody seems to notice, but let me get behind, and boy, howdy all of a sudden I get some attention.

But depression is an ILLNESS, not just a lack of get up and go!!! And a person who suffers from it is hard enough on themselves emotionally without having to hear from people who don't understand it how lazy they are and how undeserving of any support they are.

You need to work on some compassion, and if you can't say anything nice, why say anything at all? If you're feeling underappreciated, for heaven's sake DO something about it. Post on the board that you need some sympathy and you'll get it. We're all in the same boat, really!
An illness? More like a character flaw.
We all have choices to make, and the choices we make define our character. She chooses to drink herself into a stupor and drive a car. She could just as easily choose not to do so. It's all the apologists for drunks, the "it's-an-illness-we-must-not-judge-them" brigade that keep sending the dangerous drunks back out on the road. If someone chooses to drink and drive then kills someone, they have chosen to commit murder and should face the same consequences as any murderer.
No, you didn't betray him! That's his illness speaking. Second, does he or did he ever drink?
Some folks with drinking problems obviously are also alcoholics, but they don't have to fit the classic "drunk" stereotype.  My husband "cycles" as well, probably from bipolar, which is manic depressive - the happy ups and the mean ugly lows.  Men tend to self-medicate with alcohol. Also, when an alcoholic is in an abstinent period, which can even often be self decided, no pressure. The drinker just lays off for a while - that mean cycle is a "dry" alcoholic.  The original problems remain - the alcohol isn't there to give them their conceived happy "buzz", so they are mean and nasty as they could be as drunks, yet sober.  The only way to defeat depression in anyone is by confronting it head-on and NOT letting up.  Otherwise, you're then "enabling" their sickness to continue, etc.  Sounds more complicated than it is, but its not! You're doing everything right - get help from everywhere, tell everyone you have to, shine light on his behavior, and HOPEFULLY he will be convicted to get help. Otherwise, I agree with the others  - pack your bags and move on.  It will NEVER get better.  It will get worse over time, but you'll get more numb to it... No way to live!  I confronted it with my DH - fought viciously for his life, really, and he's a changed healthy man about 10 years down the road.  People CAN change, and seek help, and get well, but they have to be confronted with it.  Denial is our worst enemy.  Good luck to you. I hope this helps.
I think I am having a mental breakdown.

Right now it is just after 1 a.m.  I have been paged for the THIRD TIME tonight for "stat" reports from a hospital, and that's just tonight.  I have been reduced to tears from sleep deprivation, I have diarrhea and shakes, and I really really really want to tell my employer to sod off.


When do you think is enough enough as far as knowing it's time to move on?  Is this normal in medical transcription--to be on call for hospitals?  Yes, I do get paid extra for taking call, but then the piddly financial 'reward' completely negates itself because it interferes not only with my personal life, but then my professional life, as I am a complete basket case the following work day and can't 'put out,'  thereby inciting the wrath of the bean counters when my lines aren't there.  There is no schedule flexibility even though I take call...I won't be able to fall back asleep now because I had to slap myself awake in order to make myself conscious enough to type a 45-minute long report, and I'm not allowed to adjust my schedule tomorrow to accomodate a nap.


I am not a machine and I don't think the company gets that.  How my other coworkers do it I have no idea.  Oh wait...they don't...they quit as well! 


I just shot off an ornery e-mail to my poor boss stating 'take me off pager or I quit,' so we'll see if I have a job tomorrow.  I think I am displaying true self-destructive behavior here and is royally stinks.  I'm better than that, but I think I have been officially driven over the edge.  Sorry for the rant but I am truly fried.  I'm going to go lie in bed and stare at the ceiling now while the song 'another one bites the dust' replays itself over and over in my head.



Both. Choice A "can" put you there, but so can a major illness, accident, fire, etc.

with this economy it is harder and harder to work your way out of poverty no matter what the reason for being there is.


County mental health
If she is on state or county aid she might find something available.  But I am not being mean but how can you expect to receive "free services" - would you do your work for free?   Again, unless she is on welfare or something like that or perhaps through your church you might find some help but even then you usually have to pay on a sliding scale and don't get it completely "free".  If she is suicidal or there is a chance she will do harm to self or kids, she can go to ER and they will set her up with something but again it would only be so many visits.  Does she work?  Does her husband work?  Do they have medical benefits?  Again, don't mean to sound mean or cruel but not much in this life is free as if everyone gave it away "free" how would they pay their bills.  But look through your county/state directory or go to your church and see if they can help. 
I think you need to try the Mental Health Board

Who died and left you boss to dictate what can be posted on the Main Board?  hmmmmmm?  Have seen several of what-appear-to-be YOUR posts - about discussion of movies and that we should all discuss Michael Moore's movie over at the Gab Board....


Since you apparently seem to have lost any sense of humor, try the Mental Health Board that is available here at MTStars....or I think there is a Depression board too.


Hope you get to feelin' better really soon.....Have a nice holiday if you celebrate tomorrow....


mental health transcription
I have seven years experience in mental health transcription and would be interested in working from home for your company.  Please email me to discuss.
Time for a mental break

Hey all -- this kid is AMAZING!  I don't think it matters if you prefer this type of music or not, you still will be in awe of his talents.


Enjoy... then get back to work!


MT disability?
I have often wondered how CTS plays into a broader claim of disability. In my case, MT ince 1974, progressive back problems since 1990 (now with multiple sites of DJD, DDD and cervical/lumbar stenosis), clinical depression under treatment, high blood pressure and recently, CTS.

In combination, these conditions have made it difficult to sustain line count requirements over time (which I still could do before CTS). I am wondering what criteria they use for my "burden of proof" in a disability claim.


Going on disability. Not able to do

disability

I have a few of the conditions above plus something much worse, but even with stagnating or falling MT wages, it's still more money than a disability check would be - that would not even be enough for the rent.


She's not mental, it's just that she's right about many things people can't face up to...

Most of what she says is true.  It's been far more documented as fact and the truth than the information the administration has given and still gives. 


As far as soldiers.....read optruth.org.  There are many soldiers who do not agree with this war or how this administration has handled it and they need to be listened to.


THere are plenty of mental health boards
check 'em out!
Maybe you should visit the mental health board

to discuss the topics of lonlieness and depression.  You obviously have no one at home to talk to.


Your post gave me a mental picture...
When did we all become so deserving?  I'm picturing the people moving west in covered wagons.  It didn't even occur to them that the govt should provide them with jack diddly squat.  If a storm blew up, it blew up.  It wasn't anybody fault.  They weren't blaming the farmers for their  cattle ruining the ozone with their farts.  They just accepted what was.  We've gone WAY soft anymore.  We can't survive without ice?  Sheesh, those people lived their entire lives  without seeing  an ice cube, unless of  course it was winter and  they needed ice like a parka in Bermuda.
National Mental Health Association
has a web page with some good information on bipolar FAQs, symptoms, treatment, etc. Here is their address: www.nmha.org/bipolar/public/signs/cfm.

My daughter is totally fine on medications. The most important thing for her to do is get back to the doctor and get back on or have her medications adjusted.


Sounds like candidate for mental ward
NM
To SISTER ON DISABILITY

#1.  How did these people even know about her return to college?  I would have her check with the financial aid office of the colllege to see IF they notified anyone in order to get grants for her, as in state grants, Americans with Disability Act, etc.  Someone had to tell these people and if the college is selling names to marketers, then they should be called on the carpet by the atty gen.


#2.  My biggest concern is that these people now have access to her checking account and if she has her SSD check deposited monthly, whose to stop them from deducting all they want?


Very scary and I would make sure this is looked into immediately.  Hoping for the best of this situation.


You get paid only if you have ST disability
and then it is only a fraction of your salary.  I'm not sure how they calculate pay when you are on production.  My DH's work will pay $150.00/week for ST disability.  It is better than nothing but you can't pay your bills on it. 
Government disability and doing MT
Does anyone here collect government disability and also work part time doing MT?  I have a severe immune disorder and was considering filing for permanent disability. Anyone know if you are allowed to work part time?
Disability insuran ce

Does anybody have any reccomen dations on disability insurance for short term in the event you have to have some surgery or accident or something.  My husband has health insurance coverage but this won't replace by income if I am sick or disable for a time period. Any suggestions?


 


Insurance - disability
Does anyone have any ideas on disability insurance for the self-employed medical transcriptionist?  I am always afraid of needing surgery or having an accident or something and being out of work  and needing a replacement income insurance for a period of time, hopefully short-term.... Thanks
Totally agree with this. The lady has some mental issues for sure. nm
s
Great idea. Thanks. I've had a mental block on
nm
Disability/PPI rating for retraining

Possibly with bona fide proof of this having been your livelihood, maybe you could check out a retraining program for people with disabilities, in our state it's called Voc Rehab, these programs are state funded.  They may also offer you some assistance for some treatment or surgery.  They actually insist in many cases that while they're paying for retraining that do get treatment and help for the disability to bring you up to a functional capacity.  These programs are there to rehab you and get you back to working in a capacity that serves you. You could also try a local unemployment offices for possibly getting retraining help.  If you can't use a mouse and type you can't hardly think it's going to get better.  Better to get retrained when you can't work in your chosen field.   You could get retrained say in coding if you wanted to stay within this field.  Maybe even consider SSI for a disability rating to get some income while being retrained.   Sometimes it's really okay to crash and ask for help.  You brought up a little bit of reality today.  Best to you.


If you have a short-term disability

policy (from your company or if you happen to have one on yourself) you should be covered.  If not, you are probably out of luck as far as disability goes.


I'm not sure what type of disability you're asking about.  If you mean long-term disability you'd have to have a policy in place for that also and I think it kicks in 6 months after your disability date.


If you meant Soc Security disability, I can safely say you wouldn't be covered.  You have to be permanently disabled for that.


you are speaking of SS Disability, which is an entirely different program
it is NOT the SS benefits for retirement. Altogether differnt.
Wow! Just Disability or health insurance too? nm
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After divorce, child chronic illness, involuntary job change, parents illnesses and death, was force
I frequently regret it, the changes it has made to my life, but when life hands you horror, at least there is this "final solution" to your financial situation. I must admit, I sleep better, and I can finally hold my head up, and I no longer feel hopeless. Find the attorney you can work with,get your free consultation and DO WHAT HE TELLS YOU TO DO. If you have doubts, see a 2nd and a 3rd attorney, till you're comfortable with the person you choose.
You can usually purchase short-term disability from
your employer if they offer long-term disability. When it is offered, you usually choose the reimbursement rate, typically up to 70% of your pay.

Savings. LOL That's the way you'll make up the difference. Sadly, disability insurance (LT or ST) has never covered 100% of missing pay.
does anyone know anything about long-term disability insurance?(sm)
How long is considered "long term"?  If you get some sort of disability that takes you out of the work force for years, does long-term disability cover that?  TIA
From what I have heard about disability, the SSA always rejects the first time - sm
as standard procedure. I am sure in some circumstances they cannot as it is obvious the person needs it, but in your mom's case she probably (in their eyes) still work doing something. Get a lawyer who specializes in SS disability. They will make sure it goes through on try #2 providing you have the doctor records, etc. to prove your case. If she does not go to the doctor much you might have some trouble though. As for the house, I'd sue the guy, small claims court if need be, then you'd at least get back $5k and maybe you can get someone honest to fix it up. See if there are any services in your area that help disabled seniors, etc. in your area that maybe can help lessen the load on you. See if your mom can maybe start moving about more and maybe do her own shopping, it may take her a while but it will get her out and possibly help her feel better; find out from her doctor exactly what he/she thinks she is capable of physically and maybe she can help to start strengthening herself and in the long-term become more able to take care of herself without relying so heavily on you. I see no mention of your family (husband and son) and how they feel about all of this. Do they resent the time and money you put into your mom; do you get to see enough of your son and husband. Don't sacrifice your family for the sake of your mom; if you have nothing left at the end of the day for them, they cannot be feeling too happy about the situation eihter. As for the rest of your family, they just don't care and even if they do they see you taking care of everything so they don't feel the need (or want to) to do anything. Even if you stopped, I doubt they'd pick up the slack since only 1 of the 3 helps and that is under duress as it is. You need to take care of you first, then your family, then your mom.
Disability, Sickness, & Hospital Insurance

Warning to everyone if you have separate health disability and or sickness policies bought through insurance companies.  Please read your policies carefully and check with your insurance company BEFORE you need to submit any claims and especially find out how long it takes for the money to be sent to you.


Our disability insurance will pay a maximum of $900 a month. No problem even though it's only 1/3 of what he earns but it's better than nothing.  NO WHERE in the policy does it state we need to send tax returns in for the last year....yet yesterday received a letter that we must do that...plus they DO NOT PAY the first 30 days of disability. 


My husband was disabled from the beginning of June until 2 weeks ago, and really shouldn't be back to work yet, but it was necessary. The disability policy will pay a whole month, not 2. Over the years, I paid over $7,000 to this company for this coverage for a lousy $900? So now that we waited over a month for a check, we get this letter, and now it will be another month until he receives anything...again. And, to make matters worse, they do NOT pay the full amount if you have other coverage.  I just don't need to wait 3 months for one lousy sentence they could have put in their policy in the very beginning.


I called them and of course got a less-than-perfect English customer service rep (of course!)and told her I wanted to talk to someone higher up after I asked why for some of these requirements and she gave me the same canned answers as in the beginning of the conversation.  Do you think I'll get the call back? I doubt it. I will be calling again today.


Hubby was right. Insurance is a rip-off. You better believe I will be dropping quite a few policies after this is all over and may take a health savings plan instead if we survive this go-round. They just get you coming and going. Is there any company you can count on being above board, safe and reliable these days?


My hubbie is disabled and on permanent disability...sm
and he absolutely cannot make any money other than his disability if you want the full benefits. I think you can work part-time and get part-time benefits, but you will have to check on that. My understanding was they deduct any amount of money you make from your benefits and you would get what was left. But, again, the best thing is to go to the agency or call them and make sure before you do anything, as the rules seem to change constantly, but for full benefits you cannot make any money under your name.
Aren't you people confusing SS with disability?

I was under the impression that there was no limit on income when your retire on SS.  But, there is a limit if you are on SS disability.  And I believe that amount is around $900.  However, if you are on disability, they also count how many hours you work.   If you are making $900 or less, but working more than part-time hours (something like more than 16-20 hours), that could still disqualify you for disability.  So, I'm confused on this too.   But back to the SS retirement discussion, I thought back in the Clinton Administration, they passed legislation that made it more profitable for retirees to work once they started receiving their SS retirement.  I was glad to hear this as many retirees want to work and they shouldn't be penalized.  After all, the income taxe and SS taxe and Medicare tax goes into the big government kitty, so working retirees benefit everyone.  I'm a believer in keeping retirees busy and bringing in income if they so wish. Well, Doxie, I am on your side.  You asked a simple question and why some are beating up on you is puzzling to me.  You asked a legitimate question. But if you really need to keep it at $900 or less, just divide your line rate into $900, take that answer and divide by four, and that will be the amount of lines you want to stay under per week.  -


MDs stop and edit and think what a stupid a$$ MT and service we have and make a mental note to d/c s
No MDs do not give a care if they say p.o. that we change it to by mouth. It is much easier to read and understand p.o. for professionals who are speed reading a report for the bottom line on a patient. They do't stop to say, Oh, so that's what p.o. means. I thought maybe someone would mistake it for post office and that's a good thing. Thank you MT. You're one step in front of your good old tired doctor. This is crazy.
In her case, I'm guessing personality or mental disorder. After all, they are pretty common. NM
x
Years ago when I had my children, I was elligible for State Disability.
.
It already has. I have to work from home because of disability due to chronic disease.
My physicians and visiting nurses are extraordinarily caring individuals who fortunate have (more so than I had previously thought, apparently).

Also, I can understand venting about a situation you feel you have no control over. I assume you desired sympathy or empathy or just someone to say, "I know where you are coming from," but to post incoherently and then lash out at those that reply is only going to add to your frustrations and negative feelings.

I am sorry you feel as though your health care providers don't care if you did, but I am sure that is not the reality of the situation. If you had taken the time to provide context to your rant, then you might have received the type of replies you were looking for, whatever that may have been.

Best of luck to you.
AHDI (formerly AAMT) group disability insurance plan ... sm
I'm in the process of trying to find an affordable individual disability insurance plan. I was browsing through AHDI's website and found that they've made arrangements for members to participate in a group plan for this! The cost of membership to the organization might be worth it for me to take advantage of this.

Has anyone here participated in this plan? If so, what was your experience?

Thanks in advance.
This may seem nuts, but....

My kids just left for school, one is a senior in high school and one is starting full-day first grade.  My husband left for work and I am so sad and loney and its only 8:29 a.m.  This is the first time I have been alone for more than an hour or 2 in years.  I guess I should work unfettered, which will be weird.  Even the dog is wondering where everyone is???