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IMO no, trip is not tax deductible at all. (nm)

Posted By: I think it's wrong on 2008-04-02
In Reply to: working on laptop while on trip -- q: - sm

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Only way trip is deductible is if it is
Like if you are going to an MT seminar or traveling to meet a new client, etc. Working while on vacation doesn't count since you aren't required to work from that location.

When it IS business related, you have to have receipts and legitimate paperwork proving it is work related and that you spent time conducting business. A trip expense like that would be a red flag to the IRS to audit you, so you darn well better have excellent documentation.
I have 5,000 deductible

It's more or less catastrophic insurance, however, when I was formerly covered on my job there was a fairly high deductible also.  Anyway, I am 53 years old and my premium is 120.00 a month.  It's through Anthem Blue Cross Blue Shield.  You can bring up lots of insurance information via the internet that does comparisons of different plans and costs based on your age.


Only 50%, 1/2 of SS is deductible
You only deduct 50% of your SS as you are paying that much.  Look at your 1040, deudction is 50% of what you paid on your net income on scheudle C. 
Tax Deductible Expenses
We ran a business for years from our home.  As far as I know, you can take the base rate of your telephone bill as an expense (which includes FCC taxes) and any long distance calls related directly to the business.  As for Home Owners Insurance, you can take 7% of the insurance because you use 7% of your home for your business.  Also, anything related to the business such as equipment, paper, tapes or special software programs can be taken as well.  If you have to travel to deliver the finished reports, I believe the rate is 28 cents a mile.  If you travel, you can also deduct any maintenance on your vehicle.   Hope this helps. 
Taxes are deductible and it does help out at the end of the year.
Be sure to try to get fixed. I have 7.5 fixed for 30. They do have 40 yr mtgs now. And you can always refinance if your financial picture changes. When I moved into my home, i had no cable, a junky car and ate like a poor person. Once, to make my mtg, during a really rough time, i sold my bedroom suite. Keeping the roof over our heads is #1 priority. You sound like someone responsible enough to do this. Would you qualify for this loan on your own? Getting his name on this house might not be smart thing to do during these rocky times?
and don't forget the other 7.5% is deductible off of your income nm
nm
you have it backwards, if you don't go to the doc get a high deductible
having a high deductible will really cut down on your premiums. Say you rarely see the doctor and don't have prescriptions. An 80/20 plan with a $5000 deductible can run you as little as $59 a month, and that has a $500 out of pocket. I have Assurant Health (formerly Fortis), for myself and the kids. For $5000 family deductible we pay about $3000. So the most we will pay in a year is $8000. But at my husband's last job, we were supposed to pay all of the premium for family coverage and they would pay for his coverage. Premiums were going to be $9000. Add a $500 deductible to that and 20% which would probably run another $2000, and a catastrophic illness for one person would be $11,500. $11500 is a lot more than $8000, plus with the Assurant Health plan that is our FAMILY deductible. With the group plan, if one more person got sick, it started all over again with their own deductible. So you have to do the math.  Individual coverage for all 4 of us will run us $5300/yr, that is, if they agree to insure my husband. If you have ANYTHING at all, individual insurance will not take you. So keep that in mind too. Insurance is the reason why somebody in the family should have a "real" job :)
depends on age, health, deductible, etc
Too many variables but figure on $350 to $500 depending on the above.  All you have to do is do a search on medical insurance coverage in your area and find out. 
only one office is deductible -- color coding

I use color coding and have done so from day 1.  Have 7 docs and they all have their own color for tapes, letter head, returned dictation, binder etc.   They are no longer names, they are blue/green/yellow/red/purple/clear and yellow/green.  That is the only way I keep their things separate and for sure know who to deliver to what.   Am of the old school and this works for me.   Also have a monthly board that I keep track of their tapes and time off and that is also color coded. 


Only one office is deductible otherwise you could call your entire home an office. 



 


If you can get it, do an individual account with a high deductible...sm
but in order to get individual insurance, you have to have NO medical problems. They even put a rider on my son's ADD. Premiums for me and my two kids (husband has ins through work) run about $3800 a year, and we have a $5000 family deductible. Worse case scenario, some one gets sick and it costs us $8800. Premiums for family ins through DH's work were $9000 - sick or not. Good luck. I agree - the insurance lobbied that sucker through.
I work for a national, $600 yearly deductible and 15-30 copay
nm
home office expenses are still deductible if you are an employee - nm
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Rules state anything not reimbursed by employer deductible.
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Husband's plan has no deductible, just copay and pays just straight up to 12 visits a year.

I do have a high deductible for mine, I think $5000 but the important thing to me is that I only pay $35 office visit copay. The deductible only kicks in on lab, x-ray etc.. and I have prescription coverage. The other thing you have to consider, as I also work in a physician's office doing medical billing, is that there are substantial contractual adjustments if you are with a BC plan. Say, your bill is $100 and the "allowable" from the insurance company is $75, that means that your doctor's office has to adjust off the extra $25 and you are not responsible for that; whereas, if you had no insurance, you'd have to pay the whole $100 out of your own pocket, no discount there.


Have fun on your trip! sm

...and don't you dare feel guilty about leaving the kids.  Taking this trip will make you a better mother when you get back.  Enjoy your vacation!


trip
I went back to visit the family Thanksgiving and that is where I have been torn, as it has been seven or more years since I was back in the Midwest and of course, seeing my granddaughter for the first time really set me to thinking about returning. When this offer was presented to me, it threw me for a loop nevertheless, but I am still thinking about the fact that I am now 50 and none of my friends is getting any younger and that right now, I feel isolated in more ways than one, with the living situation and with working at home. I have a base of friends where I currently live, but they have their own lives and interests as well. In a way, I feel that if I do return back to the Midwest, that I will have the "support" that I need as well as being able to at least have a life at times. I am currently involved in a relationship, but because of work schedules and financial constraints (mostly on his end) that has been hard as well.
We have everything already for the trip, but.....
we haven't purchased the Disney or Universal passes - I am wondering if those tickets can still be purchased easily at the resorts - we are not staying on site, but rather on International Drive
How was your puppy and your trip?
Been wondering.  Hope everything went well.
Hawaii trip
Do you know how we can find out?  I mean, today is July 11th, so its 10 days from when the winner was supposedly chosen!  I have to put in my vacation time doncha know!  LOL
MQ Hawaii trip
According to the MQ home page, it states that someone named Lori Gryttenholm is the winnder of the trip.  It didn't say which office she is from.
If you book your trip - sm
through one of the many online companies, such as Expedia, Travelocity, or Hotwire (to name a few) they give you the option of purchasing cancellation waivers. They are usually 35 to 50.00 per person.

Just means that if you have to cancel the trip for any reason, you get all of your money back aside from the cancellation fee (the 35 to $50.)
FLORIDA TRIP

I have bought plane tickets on the internet.  You book your flight online and then you print out your tickets. It all worked out fine.    Are you a AAA member?  I have used them for our trip to Disney.  They took care of everything for us.  (FLIGHT, HOTEL, THE PARKS)


Hawaii trip for 2 winner?
Does anyone know if they have announced the winner for Hawaii trip offered by MedQuist?  When I filled out my entry form it said the winner would be announced on July 1, 2005.  I am so curious!  :)
Thanks for the ideas, but trip is being booked through-sm
ticket agent that does not offer insurance or refunds for any kind of cancellation.
Whe my daughter went on a school trip...
there was an option on the form to opt for insurance. Have you gotten the paperwork yet?  It might be there on there. 
You're a trip, RadGuy.
c
4 of those years are used to learn an ego trip.
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I don't know if you'd make the trip in time. When my
mother was dying she died within 24 hours of her kidneys shutting down - by this I mean she quit producing urine.  She had cancer that has spready rapidly throughout her body so there may have been contributing factors involved.
LOL! I know the feeling - my last trip was $350 - one cart!
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YOU CAN EVEN CRUISE/TAKE ROAD TRIP

I'm leaving again next week on a cruise, and can take the work with me.  As an MTSO, I don't have to transcribe, but could if I needed; just download via ship internet to laptop and type offline, then send back.  I use to move files, answer emails, and JUST IN CASE, have the ability to transcribe should the world fall apart while I'm gone!  Also, if you get an AIRCARD, you CAN download/send files while traveling where phone signal is available.  Life is good with flexibility!!!


Same here, although I won't be spending it on a trip to China
I do disagree about not being good at MT though. I think many competent MTs shoot themselves in the foot by not recognizing the value of their skills and working for less than they are worth.
working on laptop while on trip -- q:
If i do work some while on a trip, with good reason but still not required of me, is that trip then tax-deductible, or would that be wrong?
Cross country trip to CALIF and
back. My husband and I took three weeks and drove to California and back through the Southwest. Saw Yellowstone and the Giant Sequoias, Santa Fe, Sedona, etc. We had never been there and it was great just driving with no set plans, stopping along the way whenever and where ever we wanted... such freedom.. My second best was a week and a half to Glacier Falls, Montana, but that's been years and years ago. Heck, any vacation is a great one! My bags are packed and ready anytime!
Not all QA people are power-trip freaks (sm)
I work in QA and would probably welcome an email from an MT who said they really tried but that there were numerous blanks in a report they just sent to me. I frequently did exchange emails with helpful hints and tips to the MTs until we were given a quota to reach, then I had to cut down on the "extra" feedback and just send the basics. I hated it because I like the personal touch with feedback.

Some QA staff do end up with their job as a power trip; I was just never that way. I remember what it was like waiting on feedback and cringeing at some of the remarks I would see. I vowed not to do that to fellow co-workers.
Would you make a 60 mile round trip every day
I have been driving back and fourth to a hospital for over a year.   It is 30 miles away.  I have to put two small children in daycare close to my home because it is more affordable then the ones close to where I work.  This is another issue.  If I have to take them to the doctor or if they have anything going on at the daycare that I can attend well, I have to take a full day off.  The pay at this hospital is only 9 cpl so the pay is not what is really keeping me it is the bennies.  $65/month covers my kids and I.  It is excellent coverage too.  We also have a 401k plan where they match.  We also have flex spending, PTO which is about used up because we keep running out of work.  We are only allowed to get sick 5 times a year, that includes family too if we have to take off.   I have asked to work at home because they have home MTs.  I used to be one of them but they moved me in house they did not like my slow internet connection.  Now that we have cable internet available I asked if can go back home and they seem to give me the run around like it is either "not in their budget" or “maybe in a month or two” but that never comes.  These outsourcing companies keep dancing around.  I just really want to be back home closer to my kids and so I can eat lunch with my husband again.  I do know that any job I get there will be pitfalls.  I am just afraid of jumping from the frying pan into the fire. 
Sounds like she is on power trip. Stand your
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The high school class took a graduation trip sm
to Aruba. I guess every parent that let their child go on the graduation trip was in bad judgement. There are many HS trips out of the country. Please get a grip.
Going on a school trip for childs chorus competition--sm
in March to New York. Went to a meeting with school/parents and told the school board will cancel the trip if the terrorist threat level goes to red--understandable, but also we would lose our money ($1600 for four of us to go). Does anyone know of an insurance company who underwrites trips or tours?  One of the parents said they heard of this but did not remember the details or company.
drove 80 miles round trip to work for $5/hr...sm

sitting in a metal folding chair at a folding banquet table, banging away on a Selectric in a room full of smokers. This was a service that would UPS cassette tapes out to your home when you started working from home. Obviously this was 25 years ago. After two weeks, the owner let me go and told me he couldn't make money off of me, even at $5/hour. But then I applied at the hospital for a radiology transcription position (because now I had experience!) and they hired me because I was the only one who would work on Saturdays. When I consider what I had to go through to break into the field, makes me laugh when I see newbies fresh out of school with no experience asking for 6 cents a line to work from home...I guess just understand you do what you have to do to break into the field. That goes for every job that is hard to get into.


If he has a sudden bronchospasm at home, he may not LIVE during the trip to the ER. He needs to go.
s
When I took a business trip one time, I came home to an immaculate house.
Then during the next few weeks, I couldn't find certain things like clothes, dishes, and items I kept on the counters. DH had decided to put all the dirty stuff out in the garage where the babysitter couldn't see it because he was embarrased by the mess he and the kids had made. There was mold and mildew on everything because he taped it inside boxes or stuffed it inside coolers, and he forgot to tell me about it.
It was a graduation trip with the high school class. There were chaperones but evidently sm
she went out on her own, but for you the blame the parents and victims dosen't make sense.  Go back to your rocking chair and rock on.
Just got back on a Timeshare trip - cost - 200 and included 3 nights hotel
and tickets to a bunch of free stuff! It was fun. Was it worth it? I am not sure! We got hounded pretty bad about 'buying a timeshare' but it was very affordable! Beautiful place too!
UNBELIEVABLE!!! I am speechless. I literally have no words! A $5000 trip to China to teach

them how to steal our jobs?



 


 


Took an RV trip last year and toured around the west, one of my favorite stops was Palo Duro Canyon
outside Amarillo, and also Santa Fe, New Mexico.  No trip this year, just had a baby, but hopefully one next year!