I think she is working for a company that provides insurance.
Posted By: Mrs Chippy on 2007-09-25
In Reply to: Please don't be harsh on me, but if you are so SM - GM
Sounds to me like she can't afford the premium thru her employer -- the place I'm leaving in a few days, for my daughter and myself it cost over $300 a month. I guess to some that's reasonable but I have had a very hard time with it. I'd prefer to eat.
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If your just working for health insurance, then youre
And that, m'dear, is a big part of the problem in this profession. Women who won't stand up to anyone, and pretend to be happy for the crusts of bread they're tossed while shackled to their PCs.
The insurance company (sm)
that I chose to apply with (Humana) did not require that I take a physical. They only required that I disclose all visits, health problems, prescriptions, etc. for the past, if I remember correctly, 10 years. I believe it depends on which insurance company you apply with. Some may want a physical and some may only go back 5 years. Also, depending on what state you are in, I believe some states only allow insurance companies to go back 1 year or several months for disclosure. The Web site is only a tool to compare several plans through one site. In order to get immediate quotes, you only have to put in your zip code, gender and DOB of all people on the plan. You do not have to give your E-mail address or other contact information unless you decide to apply. Also, you may want to visit AARP's Web site. I found a lot of good info there. 
Fight with the insurance company.
Why would they deny it? Unless it's an unauthorized procedure via HMO. Bleah. I'd also talk with your daughter to see if she has concerns. Be patient, though. She'll talk to you if she knows you'll talk with her instead of yelling at her.
I'm fighting a bill for several thousand dollars that has been denied three times now in the past 18 months. However, I legitimately had dual insurance coverage at the time, so I shouldn't have had to pay anything out of pocket.
You need to contact your insurance company because..
Your provider (oncologist) has a signed contract with your health insurance company and they have to abide by that contract which specifically states that the patient is only to be responsible for copays and/or deductible amount and anything this is not covered the provider as to write off etc. If you have proof of your office visits along with the date that these co-pays were made, then your insurance company could provide you with a good go-between on your behalf. They are representing you as the consumer. Keep us posted.
what big company actually provides you with health insurance? sm
From the ones i have worked for, i had to pay for my own insurance at higher rates than had i taken out my own individual insurance policy. it isn't like it used to be where companies paid all your insurance coverage premium. now it is a huge chunk for us.
It sounds like she's scamming the insurance company
and pocketing the money. I'd inform the chiropractor directly and let him know you're going to tell your insurance company that the charges are not legitimate unless he puts a stop to it. If you inform the insurance company, he's the one who's going to be in hot water. That should end the fraudulent charges. If they don't stop, then follow through and inform the insurance company and let them face the consequences. There's no earthly reason a 9-year-old child should be visiting a chiropractor regularly. The ex is a thief, without a doubt.
Inform the insurance company that they should check into it.
x
Your insurance company's adjuster should be fighting for you.
You're entitled to the cost of repairs to your vehicle, payment of ALL medical bills and out-of-pocket expenses like gasoline for trips to doctor, pain relievers, and lost wages since you've taken time off work due to pain and doctor's appointments. Do not agree to settle until you are certain that you are back to 100%. Gather up all receipts, bills and wage stubs to send copies as demand for payment.
20 yrs-6 months training by insurance company
then everything else OTJ
For decades, a company benefit has been health insurance
along with retirement plans, paid holidays, PTO, etc. Only in the world of MT (and maybe Wal-Mart) are many companies not paying for these benefits.
Collision or comp doesn't matter. I called my insurance company
when I was hit by someone. I only had liability but their adjuster made sure I got the best deal out of it. My rates didn't go up either.
My company doesn't offer health insurance. I'll buy it at Sam's Store.
BTW, you can eat yourself up and waste a lot of time hating and smearing Walmart. People support the store and it is growing in spite of your MT Stars posts. Walmart shoppers don't care about your posts or if Walmart doesn't offer health insurance to their employees. They are looking for a bargain. Walmart has them. At least half the US workers have lost health insurance and as for my company, it costs at least $200 a month for health insurance if I want to BUY it. Get a grip.
Just signed up with Continental General Insurance Company, $388/month for family of 5, $1,000 ded.
We get two office visits per year at $20/visit and preventative care (mammogram, Paps, well-child). Sounds good so far ...
Hey, she's the one working for that company
not me.
Birdie, dear, no company (even well organized ones) can put all expectations up front. Feedback is how that is conveyed.
Obviously, the changes they want are not "petty" or they wouldn't want them.
Did you ever think about that?
I'm new to working for a company (m)
as opposed to for myself where I set my own schedule and TAT. When a company tells you that you work from 9-5, etc. what exactly do they mean? Do you literally have to be at your desk transcribing for those hours? Or once you meet any line count requirements are you done for the day whether you worked 2 hours or 8 hours? I'm just trying to decide what avenue to go. I have a certain amount of freedom that I enjoy right now as in I can work until noon, go on a field trip with one of my kids, and come back and work at 5 and complete my work, etc. Or I can work at 10 at night if I want/need to. I just wonder what to expect from working for a company and would appreciate any insight!
Working for more than one company...
I've always worked for more than one company. I encourage people to not put all their eggs in one basket.
Working for company, not my own
accounts. I appreciate the information. Guess for a trip in July, now is not too early to tell them what days I will be gone. Thanks!
For those of you working for more than one company...
I am looking to move some of my eggs into another basket, if you know what I'm saying... I'm wondering how those of you who work for more than one company juggle the work load. I am talking part-time, IC work here.
The company I work with now is great, but like I said, I would just like to have a little something in my back pocket. They do call me and email me all the time asking if I can pick up this job or that job. What if I'm bogged down with other work?
Do companies look down on IC's that have other companies they work for, or do they kind of expect that?
Thanks for any advice.
Working for a company or IC
For those of you who are ICs, have you regreted taking that giant leap of working for a national company versus working as an IC? I know there would days of feast or famine, but at this point I need the flexibility. I am in my late 50s and do not yet qualify for Medicare.
The other problem is too that I will have to buy my own health insurance. Would anyone recommend a good national insurance company for getting medical/surgical benefits for myself and spouce that do not charge a fortunate?
I still get to type hospital dictation since I am an acute-care MT with 29 years exp.
So undecided.
What company are you working for?...sm
I have also found it hard to make any money on VR and asked to be taken off of it.
what company are you working
Your company may give you instructions on the basic use of it.
You probably are working for a company that
has oodles of employees working on ASR, right? I work on Escription and probably not as many on my account but it is almost perfect. You cannot teach the computer IF you have lots of people who type in things differently, just will not LEARN. What system do you use and how many working on same acct?
It all depends on the company you are working for. sm
If you are the only recruiter for a company, you are not competing with anyone in the same company, but you are competing with the other companies out there. You have to know the way to sell your company hopefully that your company has something to sell, you have to have strong people skills, be able to administer whatever kind of test is appropriate, and I think it is imperative that you have experience as a medical Transcriptionist as well as a QA specialist. I think both of those positions go along with making a strong recruiter.
Until you know which company you are interested in working for, sm
or will be working for, it is useless to worry about equipment. Many companies have specific equipment they require. Either they will provide this, or ask you to buy/rent it. It is impossible to buy equipment for a job you do not have. Some companies use transcribers, but most of them use internet platforms, often provided by the company. This platform will determine which pedal you need. Unless you have a lot of money to throw away, get a job first, then be prepared to buy/rent the equipment. MTs that have been working awhile usually have equipment sitting around, but they don't buy it hoping to get a job; it is usually left over from a former job. My advice is save your money until you get a job. Good luck.
Are you doing this fulltime and you working for more than 1 company?n/m
x
I started out working for a company ...sm
that gave you everyone who worked there's IM and then the company who bought them out isn't that way. They don't encourage contacting other MTs working there. Which has not stopped me. I still have managed to get email addresses and then get their IM. It does help tremendously when you are able to talk to others on the same account as you.
Do you have a specific company you'll be working for?
They should be able to give you specs.
If you are working for a company that totals your daily sm
lines for you then I wouldn't worry about keep track of it on word. The characters must be basing it on something else - like no spaces, spaces, 65 characters, no characters...that kind of thing.
I would just look on your company statistic board and keep track of it that way. That way it is not as confusing.
Sounds like total opposite of the company I am working for...
My pay is quite good, rarely talk to my manager, been very flexible with me. Goodness, sure you are talking about the same Medware?
Should clarify, I was an IC for a company working a split shift. nm
d
What about benefits? I make 50k a year working for a company
out of my home full time. No gas money, no traveling, no printing, faxing, and I get full benefits. How is making 50000 as an MTSO good money? I really just don't get it!
Just started working as an IC for a company, found out something I had been transcribing for
years was wrong. When I questioned it, they explained it to me, but for 20+ yearse no one else had seemed to care. You learn something every day in this business.
So, are you working for the same company. I have worked for 2 companies and I have noticed a huge
difference in the lines I got from each company. The accounts were similar. I never ever got what your talking about but I would average 600-700 lph at one company and the other one I was lucky to get 400 lph so then I figured out they didnt pay for spaces, footers, headers etc.. and that does factor into your line counts on that platform.
Your company will dictate whether working off line via recorded work is even
s
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
You get more working the evening or night shifts and working w/o benefits. And producing like a mad
,
Ditto....granted I am not working much these days, but am currently trying out a new way of working
when I do work which seems to be helping. I am timing myself and keeping a log of how long it takes to to type however many minutes. I am averaging anywhere from 13-18 minutes of dictation an hour now doing this. Granted the time fluctuates between who I am typing, and if I have to look up names, addresses, etc., just depends on the division I am doing at the time. But work that used to take me 3 hours to do is now taking me under 2 hours, I am also trying to put in more macros as I go along, which slows me down initially but pays off in the long run of course. I was working "all the time" before but took forever to get done since I was not applying myself. This new "attitude" has helped me a lot. My goal, in the Fall, is to do 90 minutes a day consistently at 6 hours, and then maybe get up to 120 minutes a day at 8 hours, still while having at least half of the day free (do 60 minutes at night, and the other 60 by Noon). Thereby doing 1200-1400 lines a day. I have never really buckled down and done more than 8000 lines per pay period, so it will be a nice change. Maybe you can do something like that and have a specific knock off time as was suggested below. 
Working holidays? Out shopping in stores where someone IS working
that holiday you refuse to work? Grocery stores, food joints & seems any store is open on holidays and you expect them to be fully staffed, so why shouldn't we?
Yes, I took off for the first time on Christmas day, in 18 years and it was great, but I worked Christmas eve and this whole past weekend.
Someone has to do it!
working IN A HOSPITAL is different than working at home.
Someone can steal you identity from the internet if they want to. Why would you go to the time and trouble to jeopardize a job that requires some level of skill to steal someone's identity or medical records? You could get a job as a retail clerk and get info easier than going through the testing required to become an MT.
Somehow working at home translates into not really working
My in-laws are the worst. Whenever they plan something last minute and my husband says that I had to work, they say, "but she works at home!". When I one time mentioned I had a "schedule" and basically punch a clock and work full time, I don't think they believed me. They will sometimes call mid-day during the week if they are in the area to see if I want to go for lunch, etc! The best is, my husband doesn't make all that much money, so where is it coming from, the money fairy? I am ready to strangle someone! So I know how you feel and I'm sorry it upset you. You are not alone.
What Company is This? I have been hired by a company that is sending a foot pedal.. Don't want t
.
The company cutting cpl, the company stopping paying for headers
:{
Good of the company? As IC, I am my own company. Not my problem if she has problems as long as I do
:P
Accepted a job with a new company, gave two weeks notice to my old company..
Old company, let me go before two weeks was up. New company, said they were having trouble getting me set up and my equipment ready, but they would pay me while I waited. It's been a month, still no check from new company even though I was told it was "in the mail." I have no income and am at a loss.
I have a signed offer letter from the new company, contracts, etc. I applied for unemployment, but old company is saying I quit and technically I am currently employed with the new company! New company is not returning calls or answering email.
What should I do!?!?!?!
I started sending my resume out today, but the process of getting a new job will take at least two weeks and I need money now to catch up on what I'm behind!
You don't want to work for this company. Call your current company and
tell them that you have decided against the new position and tell them that you would like to stay. It is cheaper for them to let you stay than to train someone new. A company who could be so tacky as the one you just spoke of is one you do not want to work for. You can rescind your resignation. If you are a good MT, they will be glad you did.
With my company, ICs use their own emails, employees have company email.
x
COMPANY INQUIRIES belong on Company board, please!
Goldbird
....3 months later my old company rehired me; can you return to your 1st company?
nm
Local radiology company, not transcription company
who has only 5 transcriptionists and are not hiring at this moment. We all work at home and get great benefits, no insurance out of pocket and 22 days paid vacation in the first year, after that it goes up. I feel very fortunate to have found them, but again I chose them because they did not do production, so now that they are, I'm a little disappointed.
I daydream about NOT working while I'm working.
There are so many other things I need and want to get done. I've been working way too hard lately, and summer is just slipping by again. Well, I'm outty.
Insurance
If you don't have insurance (dental, vision, prescription, chiropractic, and some locations medical) and don't have a lot to spend on insurance, ask me what I signed up for if interested.
There's a lot of information to tell and I don't want to ramble on if no one's interested.
Talk to ya later,
Andrea - Medical Transcripionist (Nashville, TN)
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