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I think about that, I had hospitalization from State Farm, but it became too expensive for me, SM

Posted By: MT50 on 2007-09-25
In Reply to: What happens if you have to be hospitalized? - Kinnie

so I dropped it. I was speaking mainly of doc office visits.

If push came to shove and I had to be hospitalized, I guess I would have to set up some kind of payment plan. I'm not saying it is the perfect plan, I'm just saying I am one of those without health insurance, but I still get medical care.


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who will provide IC liability insurance when state farm does not?
I want to be an IC, but in calling my insurance company they do not cover liability insurance for anything to do with medical......Does anyone know who I could contact?
But expensive gin and expensive cheese. I deserve it.
x
Not an owner and I do not farm out

I agree that no one should work for $10.00 an hour in this profession.  Funny how I've gone from someone new in this thread to someone who owns an MTSO in this thread.  Wrong and wrong. 


I have my own accounts and do my own work. 


I just feel that if you form a group of burnouts, then you continue to be a burnout forever.  My initial thought was that only burnouts are invited to form a group by the OP?  What about new grads that have a lot to offer in this field that would love to be sitting in some of these burned out seats making some money. 


If someone has been burned out time and time again, it is time to look inward at one's self and their choices in their career. 


I think it would take one burn out session for me to know this is not my gig.  I'm not so sure I'd look for other burn outs to join me in my misery.   


Expensive and if lost very expensive

Very expensive and if ever lost would cost me the account.  Also I have several docs that are very strict about HIPAA compliance and I  am sure that they would not go for this.   One would not even let one of the front office gals take home the tapes over the weekend so I could pick up on Sunday and get some of it done over the weekend due to HIPAA so am fairly confident that they would not go for this.   So we will see what they say when I tell them I am taking a week off.  I do have some gals that will help cover, it  is the accounts that hate to have anyone else do it.  But I refuse to digital and take my laptop with me to do accounts.  I have never and wll never do that while on vacation and they know it. 


Yeah, I'll just look into being a migrant farm worker instead then
Reach for those stars!
Hi NYNT - wegmans owns their own chicken farms and this a video from a farm...but

supposedly it is the industry standard on how these animals are treated...you cannot even imagine the cruelty in your imagination. 


Wegmans has officially denied it, I believe.  I shop there still, but I refuse to buy chicken products/eggs there, and I usually mention it at the checkout whenever they ask if I have found everything...


Obviously, just me not buying those products does not help, but I can live with myself that way...now that I have that knowledge.


Beef, turkey, pork - it is all going on all over the country, wherever you buy it, whoever supplies it to the stores.  More and more even the people working at the meat plants say the animals are not even dead when they are cutting them up...it is cheaper not to have to anesthetize them or kill them first. 


The animals are filled with chemicals, also, and hormones, etc.  Does that have to do with these really tall kids I see lately (smile) just a thought! 


Chicken a la king over Pepperidge Farm Puff Pastry & Caesar Salad. (nm)
 
CONGRATULATIONS! Mary Y. of Bowling Green, KY on winning the Farm Pac Smoked Turkey!
/
Work for a company in a state that has no state income tax
I think there are 3 or 4 out there (Florida, Texas, and a few others.)  Then you really avoid the tax situation. 
Used to work in Cooperstown, NY - and on the way to work is a huge turkey farm
It made me never want to eat turkey again - seeing them all cramped up against the fence and cages, packed tightly, no room to move. Actually, it made me want to do some harm to the farmer who found this acceptable.
Name a state and put every company in that state under suspicion.

Tell what the first letter of the company is and every company with that initial will be suspect.  I would imagine that everyone who works for that company has received an inquiry from department of labor, so they would all be aware of it. 


Why do we persist in setting up companies to be torn down when there is no reason for it.  If a company is suspect, then give the name of the company, don't give big hints that cover at least 5 companies, 4 of which may be the best companies to work for, but fall into the category of an alphabetical letter, etc. 


 


 


 


Contact your local BBB in your state and in their state if different from yours.
xx
Not mandatory, as you state it depends on your state - sm
or county. Where I am I do not need it; though if I was cutting grass or landscaping I would where I live, makes no sense to me as I am providing a service, but very happy I don't have to have one. We pay personal property tax here and I would have to list all my business related equipment and pay taxes on it every year I was in business. So until I am told otherwise by my county, I will not be getting a business license.
They are expensive too but most of all very
dangerous. Just make sure you are careful with it because they are the main cause of deadly fires every year.......My mother-in-law uses them to supplement and it worries me so much when my kids spend the night.
and it is EXPENSIVE. nm
nm
VERY expensive....to say the least...sm

It was a huge expense but well worth it because I believe wall-to-wall carpeting can be or become dangerous regarding medical conditions (poor breathing, asthma, mold, mildew, dirt hiding, etc.) living in a very hot climate. Also, someone very dear to my heart had died and left me some $ which I put directly into the floor, and now every time I even think about the flooring, I think about that person.  It has humbled me....to say the very least.


MAN they are expensive!
Who can afford it?
Why so expensive?
And such a long wait list for the average person? Human beings should not have a price tag. What are they automobiles? Because if they are used (not infants) or have flaws they cost less you know. *Catholic Charities* adoption is expensive? What is that an oxymoron? I gave up on adoption a long time ago when I saw the celebs getting perfectly healthy newborn American children at the snap of a finger (and a fistful of cash) and I was told I may have better luck going overseas. What's next an auction with the paddles and all? I would not doubt it. It is disgusting.
Very very expensive to go through
Not sure it would be very easy to get the courts to use your service. I would do a great deal of checking into before jumping in. Good luck.
I know, they are expensive...
But they truly are WONDERFUL!  The cord is about 5 feet long and while it wouldn't reach to my tower under my desk, I have them pluged into one of my speakers on my desk, so there's plenty of room that way.  
EXPENSIVE
Very expensive to do work that you can do.  
Not that expensive
Mine was right about $100 (Adjustable keyboard rest) and I have had it for 15+ years, and have never had carpal tunnel, very little backaches and have typed for as many as 12 to 14 hours a day.  It has been well worth the money. 
Expensive
It's pretty expensive, but a one-time cost would definitely be cheaper in the long run for these docs, which is why I think they are going this route.
Its not too expensive anymore, and i think...

that it's worth it. It could make the difference between a new client, and that in itself would pay for the cost of your website. I would suggest either of these services:


www.aplus.net or www.sitefever.com


The one about the expensive purse. Can't you tell? nm
:
It's not like it's all that expensive to prep either.
Just $5 a week dedicated to food storage adds up to a good prep supply in no time. 2 cans of tuna and a bag of rice and beans one week, powdered milk and a canned ham the next, etc. Water is free when you store it in 2-liter pop bottles, and relatively inexpensive if you buy gallon jugs at the store. An oil lamp is about $10 at WalMart, and 1 bottle of lamp oil is a couple of bucks. The DGIs (don't get its) are idiots and I absolutely abhor my tax dollars being spent on them. Of course, the elderly and infirm I begrudge nothing. I just wish they could be the only ones we had to spend money on.
I have to wonder if you live in an expensive...sm
area, perhaps a big city? I know my husband and I are planning on moving to a less expensive place to live and figure we can do much better that way. Maybe that is something you could consider.
why is insurance so expensive?

The end of November my husband had two cardiac stents put in.  He was in the hospital from Wednesday late morning until Friday late morning.  We had paid $300 to the hospital, which they said would be his part of the cost.  The other day i received a bill from them.  It indicated that after the insurance had paid, the balance was our responsibility.  It very nicely noted that if we found it difficult to pay the entire amount in one payment, to please contact their office.  The amount was $46,000-plus.  I just laughed - oh, no problem, I'll just write a check out of my pin money.  Of course, the bill wasn't really ours - the insurance hadn't paid at all - but just the fact that it was $46,000 blew me away.  And, of course, that didn't include the doctor and any other ancillary personnal who will be billing the insurance company, too.  Right now I am paying $460 a month for insurance for just myself.  Thankfully I have recently become an employee and my insurance rate is going to be much better, but when atrocious prices such as these are charged, what can we expect other than higher insurance premiums and more and more employers handing off the cost of those premiums to the employees. 


A mammogram isn't that expensive. I just had 2 and they were
$125 each, most of which I paid out of pocket due to insurance deductible.  BC is usually very good about paying for preventative care, such as mammograms and Pap smears.  The doctor should just submit the bill to BC for payment, this isn't something you need preapproval for. 
Doc shuttle expensive?

Isn't it quite expensive to buy?  Seems like you need to set up your transcriptionists as well as docs and buy software for each one, etc.   Seems like you could just set up file folders on the FTP site for each account and then one for each Transcriptionist as you send out what they need to do.   I don't know that much about it but one of my pysch accounts is going digital hopefully in July so needless to say I will be starting to learn some.  But I used to work for a medium sized MTSO for overflow and they do not have a system like Doc Shuttle or Gear Player and just send out files to be transcribed and you send them back.   If I am wrong let me know.


Isn't satellite expensive?

How much does satellite cost? 


Karen


Kinesis, although it is expensive. nm
.
Pretty expensive, too.
.
Not EVERYWHERE in California is expensive
I live in a rural area near Napa. It's a LOT chaaper here (home prices and rent) than in SoCal where I moved from last summer. California is a big state, lots of places to settle down. Have to take time to really look.
A more expensive route...
is Best Buy. I called inquiring about a new computer and they all have Vista. But, they said for 130 bucks, you can have Windows XP installed. I was lucky that my son was willing to let me have his computer with XP as he had bought a new one a while back. Good luck.
Thanks, that's really long and expensive, too..nm
nm
varies from state to state...nm
x
deluded are ye? state by state..sm

http://www.washingtonpost.com/wp-dyn/content/article/2006/05/15/AR2006051501201.html


http://www.votefraud.org/vote_fraud_articles_by_state.htm#VO


http://www.votefraud.org/


Some people just CHOOSE to live in DE NILE (DENIAL) and we all see you are ONE OF THOSE.


Some of us CHOOSE to go through life as a REALISTS! 


 


   


 


Things are different from state to state, but I think
you probably could, if you are actually "laid off."  You would have to get a letter from your surgeon regarding your temporary disability status and take to the unemployment office and to Medicaid....but you know how Medicaid works, 1.5 pennies over the income limit, you don't get it.  But, as I stated, laws differ from state to state, so you would have to inquire or go on their websites and see what they will approve and what they will not.
If not in your state, try filing in THEIR state. Then they
nm
NASE is horribly expensive. Go through your

local yellow pages and look for insurance companies that offer health insurance and call for quotes.  Call several companies.  I did this and they all offered the same insurance but the premium differed as much as $200.00/mo.  Celtic had the best rate, approximately $350.00 for a family of 4.  I'm not sure if this covered maternity or not and we are nonsmokers with no preexisting conditions.


Fortis offers a temporary insurance, which is basically just major medical.  It has a high deductible, but if you are healthy and on no chronic meds it isn't bad.  This insurance is only good for 6 to 12 months, depending on what state you live in, isn't renewable, no maternity care, and will not cover preexisting conditions.  Our total premium for 6 months was $403.00.   You can't have a lapse of insurance for more than 45 days (I think).


Go to M-Tec...more expensive than Career Step, but...

you will be a graduate of THE TOP SCHOOL.  You will have many job offers and will be able to chose the one that fits you best.  You can't go wrong with M-Tec. 


Andrews is also very good.  Career Step, while not in the scam-school category, is just a distant, very distant, third place in the MT school race.


Thanks. I think the local is more expensive. They have been around for about 7 years but of course
they could go under trying to compete with Dell, etc. I dont know where to go to get quick service then if something would happen to this small place. Some people do well with Dell and others have problems. I am using IBM right now which is not mine but belongs to the company I work for and it seems fine. I am really not computer literate at all. I can learn any program but dont ask me about what makes it tick.
For most the mortgage/rent is the most expensive.

nm


 


RE: Outside woodburning stoves - anyone have one, how do you like it, and how expensive (sm)
was it to install?  Thanks for any info you can offer.
I am happy with it, but it was very expensive. You may want to check what is available out there
now, as there are probably more Options. Bought mine from Apptec and it is a Voice Solutions digital dictation system. Just upgrading now actually, as my original system is going on 4 years old and our volume has grown substantially to the point that I now need 12 phone lines, so I figured it was time to upgrade to latest technology, but going with the same company.
That's an EXPENSIVE area to live in....
I would think you could make a LOT more, based on the area you live in and your work experience!
satellite (but I hear it's expensive) -nm
\
Expensive little bugger but would only work if she -sm
took out the candles. I presume it would go off if one lights a lighter to light a candle in the bathroom. It does not know what you are lighting, only that a flame was struck.
Medikin is expensive if you ask me. I tried it and backed out.
/
They are very expensive. I did a search a few years ago
for individual insurance and I just started calling companies in the phone book that listed they sold health insurance.  I got about 6 different quotes, all with the same insurance, but the premium varied as much as $200/mo.   That was with MedCost Preferred.  I kept looking and found insurance with Celtic was cheaper.  It was about $350/mo for a family of 4, nonsmokers.   We ended up getting a temporary insurance because we only needed coverage for a few months, so I don't remember all the details, if that covered maternity and eye and dental too.