I opened a savings account ...
Posted By: Deb on 2006-09-16
In Reply to: Question for ICs about SS and federal tax. I am new at this and I am wondering if you can pay - ICMT
and I put 30% of everything I earn in there. Then I can be sure of not spending the money and it is available for the quarterly payments.
If I didn't do that, I KNOW I would spend it and then having trouble coming up with the payment.
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You don't manage your own savings account?
5 grand instead of the government. 
actually I buy I bonds, can't trust myself with a savings account
x
I just opened Word, opened the template and saved it as a Word template. nm
Well, that is out. I just opened a post sm
with no emoticon and it definitely went "wahoo".
Since been MT, my opened and opinion has
x
I got my BOS 3 years ago. Only opened it ONCE, and
So, imagine my apathy when the next BOS edition was being touted as 'the thing to have.' Yeah, right. I think we're all becoming wise to AAMT/AHDI's BS.
Stedman's - Thumbs up.
Internet - 2 thumbs way up!
BOS - 2 thumbs down.
Phone savings
I am trying to come up with a solution for all of this. I have a remote office at my Mom's 10 minutes from my home (in another state actually) where I have DSL. I have a phone line there that I use for my fax machine. They installed the DSL on my Mom's regular line (for some reason). I just pay her for the DSL and the extra phone line. I could get rid of the extra line if I could figure out a way to receive faxes. I am thinking about changing from DSL to cable internet there. Here at home I have dial-up internet and 2 phone lines. My daughter is a heavy computer and phone user so there is really no other way that I can come up with. We have cell phones, but are in a very poor service area. My remove office is in an even poorer cell phone service area. We have satellite available here at home, and I do not think the company I subcontract with now would care if I used it. However, Directway is the only satellite option and it is pretty expensive. Then again, it would not require 2 phone lines, and with Vonage we might actually come out better.
savings for the company but
not such a happy ending for the 21 FTEs who no longer have jobs..?
Our company is just now switching over to VR and they keep assuring us that they do not forsee cutting staff, but I'm not so sure.
Hope You Have Some Savings!!
It took my husband's daughter-in-law FOREVER to get her first unemployment check. Right now they are being indundated with applications for the new Honda plant that is being built in Greensburg. A few weeks ago they opened applications for 18 non-production jobs and got 7500 applications. This past Sunday they opened applications for production jobs and by Monday morning they have received more than 6000 applications. Honda is only allowing applications from 21 counties surrounding the plant. There are even people moving from Ohio in order to be eligible just to complete an application. It's crazy!! I don't know if that has anything to do with unemployment benefits being slow to get but all Indiana state agencies are screwed up now with our governor moving to privatize everything.
Good Luck! 
i think it means the thread has been opened
or read over a certain number of times
Well...the move the Omen opened on 6/6/06....
And it was obviously done intentionally! ; )
Same here. Haven't opened a book sm
in about two years. Things change too fast, and all is available online. The key is good online references.
I wondered that as soon as I opened it earlier, LOL.nm
n
Grocery savings, and web link
We shopped at Aldi Foods when all our kids were at home - teenagers and toddlers at the same time - this was a big help with keeping grocery $$ lower. I think they take only cash or ATM (no credit cards - which is probably a good thing).
Gardening and canning your own produce can help save money on your grocery bill, as well as homegrown produce is better for you nutritionally. It is time consuming, however.
A favorite web site - The Dollar Stretcher http://www.stretcher.com
Anyone want to do a group savings club?
Just trying to drum up a little motivation.
If we pact to do 100 lines a day more each day that we earn and then put that net amount into savings each paycheck, it can add up a bit!
For me, that would be 500 lines a week or $160 a month gross. By the time my taxes are taken out, that's about $131 a month net and THAT adds up to $1572 a year!
Any takers?! See who earns the most for it or heck even stays with it?!
Wow! Congratulations! Taxes, then savings....
If you want to take time off to be with your daughter, how about asking for a reduced schedule for a while instead of whatever you have now? That way, you can decide later if you really do want to keep the job or if you don't, and you won't be rushing into any decision in the heat of the moment. Best wishes to you.
eh I like it. It's kinda like a savings plan for me.
Plus I get the child tax credit. Usually get around 5 grand back. Nice. but after buying an HDTV, computer and two Xbox 360s last year this one will alllll go to the credit card companies!
Walmart opened up 15 stores in CHINA....nm
x
Was gonna post, then decided not to. Opened
my door, went outside to water my petunias. Went to turn on the water and uncoil the black hose, and there was A HUGE SNAKE COILED IN WITH THE HOSE!! AGGGGGGGGGGGGGGGGGHHHHHHHHHHHHHHHHHHHHH!!! It did not move - it had a fly walking on its back, and I PRAISED THE LORD THAT IT WAS DEAD!! DEAD SNAKE!!!!!!!!!!!!!!!!!!!!!!!!!! Not as bad as a living snake. As I was going to poke it with a stick to fling it, my daughter screamed - ITS NOT DEAD!!!! ITS JUST SUN BATHING. I looked and looked, and it sure looked dead. IT WAS NOT.................................. It was about 3 feet long, which will probably morph into 8 feet by the end of the week as I tell my tale!! It was HORRIBLE. I live in NJ, and moved to a new area a few years back. Never saw a snake, a tick, or a black widow spider in my LIFE. Now they are everywhere. I laughed at the posts to call animal control. If you live in an area with snakes and the like, they LAUGH at you. Believe me, I know. I actually called the POLICE when I found my first bonafide black widow spider guarding her nest. She ATTACKED US!! They are actually aggressive when by an egg sac. Turns out they are everywhere in this 1 section of NJ - brought in via immigrants, per the Health Dept. So, I feel your pain!! I wouldn't kill them either. Killed a 2 foot rat about a year ago, and still feel bad. The thing lived under my fridge. HORRIBLE. One night the thing ate a 12 pack of English Muffins. Anyhoooooooooooooooooooooooooo....I can relate!! My only advice - RUN!!!!!!!!!!!!!!!!!!!!
JUST A REMINDER - IT IS DAYLIGHT SAVINGS TIMES
At least we no longer have a cough, not to mention the savings $$$.
dd
Poll-Daylight Savings Time
Like or dislike?
Personally I dislike it very much. It changes everything with my sleep cycle, work cycle, and even my emotions. It is too much of a bodily adjustment that I personally would wish not to experience twice a year. Anyone else???
what is the rationale for going digital, your savings on mileage?
you need to sell the doc on the advantages HE will receive from digital, i.e. better quality = fewer blanks/errors, ability to STAT, perhaps even improve the TAT on his transcription?
Don't mess with my line counts to get that $.01 savings !!!! n/m
v
Yes, it's the same principle, except no checkbook or savings acct.
Just the card. You don't receive a monthly statement. You can log onto the website and check your account transactions and card balance anytime. For me it's more convenient then balancing a checkbook and no more bounced checks! Either the money is there or it's not.
When I opened your message to read it, I saw something that made me chuckle. SM
At the top of the page, there was an ad defining Alzheimer's disease (with an apostrophe) from alzheimersconcern.com. We're probably the only one's following this new guideline. I wonder how many people read these apostropheless terms we are now mandated to transcribe and actually do think we're nuts. Even if it is correct, and I do understand the reasoning behind leaving the apostrophe off, it still doesn't help our image any, at least in my opinion. Just a thought.
I just opened the post regarding Jen having an ugly nose and there was the OSi ad. No hunt here. I
the post about Jen's ugly nose lol
I guess they are enjoying their ad campaign on here though trying to drive the moderators nuts
Baking soda, opened and on its side, in every corner
No, they didn't. Just the tape covering that I had thrown out when I first opened them.. NM
.
No check=MTSO fault. No savings or cushion=
x
We love the Wynn. We got free offers when they first opened but just the other day we got an offer f
The Wynn is pure luxury.. We loved it and the buffet was excellent. Where do you live? We live close enough to drive there to many times a year haha.
My DH thought football shoud be postponed and all stadiums opened for evacuees.
x
hate daylight savings time, LOVED living in AZ for 2 years!
used to whatever time you are on, some government says, "EVERYBODY CHANGE AGAIN!"
Agree! I hate Daylight Savings Time. It takes me a good two weeks
to get myself and everybody in the household adjusted to the time change every six months. If the farmers need to get up earlier, let 'em! That doesn't mean I should have to, also! DST has definitely outlived its usefulness. I stay up later and get up earlier in the summer, but go to bed earlier and sleep later in the winter. It's like my mind and body are tied to the sun, not the clock. I never got an extra hour of sleep last night anyways because the neighbor's stupid dog barked from 2:00 a.m. to 3:00 a.m.
What is the difference between an acute care account and a multispecialty account??..nm
nm
I've never had a problem switching from account to account.
The problem I had was being switched too soon. If I don't get one account spec solidly in my memory with QA feedback on mistakes before starting another, I get confused. The other problem I had with former jobs was inconsistent QA. One person tells you one thing, another person tells you another.
Lately, I don't have a problem with it. Right now, my binder has 8 account specs (some I've never had to use) and I'm picking up a new weekend job for a while. The terminology and report formats stay basically the same. It's just all those little preferences. LOL
Opened a can of worms, eh? Truth hurts, but it is TRUTH!
8 cpl is about the top out in the US MT industry. If you're making more consider yourself lucky because it just might be snatched away from you at any moment. For the 14 cent per liner, good for you! You went out and got your own accounts. Others should follow your example. As far as the "stupid" MT comment, keep in mind that she was not consistent and **often** had one excuse after another not to work, yet I could see her online and when I would ask her why she was online she would give VERY lame excuses. Also, keep in mind that I also was the one who helped this gal out monetarily to begin with and she took advantage of my generosity. Don't make me out to be the bad gal here just because I own a service. The shoe could easily be on your foot.
So, NEWS FLASH, if you have an MT position that is paying more than 8 cpl, consider it a real blessing and pray that your job isn't outsourced offshore.
what is your account and specialty on the account?
no one is watching. tell us all about osi.
I was hit by all 3 that summer, I lost power, I lost work, I lost savings...but..sm
NEVER did my employer in any way imply or threaten or dare even mention that my job was in jeopardy because I could not work immediately following a trifecta of natural disasters! My jaw agape is not at your concern about working, but at your concern that you would lose your job because of it. Companies have to have a heart in some situations. You're one MT, your company won't go under without you working for a week or 2 or 3.
Doh! My EYES, EYES opened, lol.
x
Look, if I were on an account that
kept me sending more blanks to QA than was allowed to qualify for an incentive program, I would ask for another account or get with a different company.
I've bid off accounts before; I've also changed employers because of this problem.
I've been there. It's not what I wanted so I fished until I got the catch I wanted.
As well, if your dictators are dictating on cell phones, that can be a real source of contention with HIPAA guidelines and they should be reported. I report that when I run across it; I also tell my supervisor I won't do that physician again if he is dictating on a cell phone. I've never been given a problem with that.
Second account........sm
Does your company base full-time status on line count or on hours? If line count, it doesn't matter if you do the work in less than 8 hours. You're still holding up your side of the bargain and you have every right to refuse to work on a crappy second account. Just tell them you've decided that your one account is enough and keep your second job. Same goes for the post below stating co-worker is avoiding taking on second account. Unfair? I give her credit. She's a survivor. We're not the ones who started the game. But many of us are quickly learning how to play.
If your account uses the BOS ...>>>
you use numerals for all numbers (and the old way is to spell out numbers UNDER 10). The BOS says to use numerals for ordinals; 10th, 2nd, etc. BUT, many accounts have their own preferences, so why don't you check to see what yours wants?
My own account
My own accounts been doing them for over 4 years, it is just one office person that says anything. I think that she was having a bad day last week and we about went on a minor screaming match with each other not only over this but some other things. So will let things calm down, check and double check to see if I can figure things out but without showing me, I am in the dark like I explained to her. When nothing comes back you think all is great.
I don't do any of that. I have each account in a SM
separate folder on Word and I just click on the appropriate folder. I do 4 hospitals in one state and two more, plus a local.
I never have gotten anything mixed up that I know of.
Take the account and run!
You really need to ask?
I don't know anything about the account
I am considering an IC position and want to know what is an average rate. I have 9 years experience as an MT and have only wored in a hospital.
Keep that account @ .12 cpl
Keep that account (tell them you will meet or beat the competition). Don't say another word, just keep sending out advertising brochures, etc., until another higher rate really needs you, then tell these cheapskates that your accountant has informed you that not only are you losing money but it isn't fair to those others who do not question your charges nor would they ask you to "cut your rate." I've been in this situation and it has made me very depressed but that's the way these others work, they will undercut you for 1/4 cent, done to me by "friends". Just go along to get along and then you have every right to be the "dumper" instead of the "dumpee." Treat them like a bad boyfriend, until a better one comes along. Had this done to me many times and my only regret is that I let it affect me financially, I used to take the "moral high road" and now I take the "me" high road. If they are thinking only of their wallet, then you should as well if you need the money. Hope this makes sense. Most likely it isn't the docs, just someone in the office trying to say, "See, I saved you some money, so how about a raise?" Don't let them spoil your business accounts receivable, just hang in there and smile a lot.
You must be the OM at this PIA account. (nt)
I am getting .08 on one account and ..sm
.085 for the other acount I work on.
One account, can get only...
250-300 because they are obnoxious. The other account, can get sometimes over 500 lph.
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