I only have single coverage with them. but as I recall from the literature it was about
Posted By: TTer on 2006-02-06
In Reply to: Amazing.. I think I will have to look into it. Anyone out there know actual costs for family ins? - From what I know..
$500 a month or so, maybe a little less. Give them a call or e-mail and I am sure they will tell you.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
If you are looking for single coverage, you
S/B able to get something reasonable. If you're looking for family coverage it is doubtful you would find anything under $350.00/mo. You might want to look into medical savings accounts. You have to qualify for these and I'm not sure what the criteria is, but Google it. If you are a non-smoker and have no pre-existing medical issues, aren't grossly overweight, and not planning a baby anytime soon, you might want to look at getting mainly a major medical plan that would cover you in event of hospitalization or something catastrophic, and just pay routine care out of pocket.
We currently have insurance through DH job, but when I was looking for independent coverage Celtic had the cheapest and then Medcost was the next cheapest. I called several agencies and they all quoted me on Medcost, but the premiums varied as much as $200.00/mo. BCBS has something caled Blue Advantage that you might want to look at. I hate BCBS because they are such a pain to deal with and deny a large percentage of claims, but it might be an option.
In my humble opinion, it is a classic of modern literature. sm
The Stand is about the end of the world as we know it, wherein mankind are drawn to the good and bad forces to make their final stand (thus the name). The bad are drawn to Las Vegas, the good to Boulder, I think. It's been awhile since I read it. They made a TV movie of it but it was ruined by Molly Ringwald. Gary Sinese saved the say, though! At any rate, the book starts out with a virus that been set loose on mankind and goes from there. It is not King's usual fare and you will be missing a wonderful experience it you don't read it!
I don't recall
a step between MRC and TL, but then I may be blocking the whole unpleasant next eight years. It just got worse and worse and the final straw was Philips and being forced to become an employee, with a simply horrid manager.
When I started with MRC I worked in the office, which was about 4 miles 1-way from home and I either biked or walked. I was pretty fit that couple of years. TL moved the operation to swankier offices several miles farther away and across a major highway, thus putting an end to my bicycling. I tried to work in the TL office, but they were just way too starchy and corporate for most of us MC people (no denim, no tennis shoes, no talking, blah, bhal, blah). I remember a welcoming speech given by their office manager to all us boat people they had just acquired. She spoke with her hands so much (a sort of Babs Streisand affectation - two-inch acrylic nails and all) that I could hardly keep from laughing. Shortly after that I went home to work.
I do miss knowing the people I work with and for. TL had an online company bulletin board but it was pointed out that this was for chat, but for official use only. MQ had that horrible e-mail system where you had to check daily for bulletins. Trouble was, I would have to spend 20 minutes a day sorting through all their self-promotional garbage to get to anything that actually pertained to me.
What a walk down memory lane!
I don't recall asking for advice (more)
and I don't really need a lecture from you about my finances. You assumptions about my situation could not be farther from the truth.
I'm not going to defend myself or make corrections to your incorrect assumptions. You seem to be very happy on your pedestal and God forbid anyone should choose to do things in a way that displeases you. I think it's pretty funny that you would get "burned up" by something that an anonymous person posted on the Internet.
I'm glad for you that you have nothing but luck going for you. Maybe you'll get to buy my car when I'm done with it!
There is one on MTChat, but I don't recall her name. nm
.
Long ago, and just can't recall, but here is their hp..
http://www.softscript.com/careeropportunities.shtml
GOOD LUCK! javascript:editor_insertHTML('text',' ');
javascript:editor_insertHTML('text','');
Diamond Pet Food Recall sm
check out their website if you use this brand. dog and cat food recalled. Dozens of dogs have died, others ill.
I'm confused....I don't recall ever subscribing to
anything. Do you get emails? You posted your own resume, and you can delete and modify that on your own so I'm guessing it's something different. Why didn't I ever have to sign up for anything?
Cannot recall password for Windows :(
PC crashed so I pulled out the old PC from years ago. But, I cannot recall my password. Can I get around this somehow? I am lost without my puter :(.
Thanks!
As I recall, ONLY after you've been there for a set length of time.
x
Yes. But per Vera, that's wrong, if I recall correctly. SM
There are apparently about 10 zillion people who think that if you use a slang spelling or term long enough, you legitimize it. Sigh. There's no reason for that to ever be one word until such time it's marketed under that brand name. You can find LOTS of stuff on Google, and if there were 10,000 people who misspelled a term, there would be 10,000 hits on it -- and it would still be misspelled.
If I recall, you should be able to pull up all the supporting documents sm
to review, not just the summary page. I always back it up by doing the old pencil, paper, calculator method just to be sure.
I don't recall saying I 'don't research' blanks.
is exactly what this portion of this thread is about. I never leave a blank until all avenues of finding the answer have been exhausted, which includes leaving a blank and continuing on with the report, as sometimes the answer can be found further down in the same report.
And here's another problem: sometimes the answer to the blank presents itself in the next report, or several reports down the line. By then the 'offending' report with said blank in it has already been sent and cannot be retrieved. If already-type reports could be retrieved and fixed by the original person that typed them a few minutes to an hour later, it would save a tremendous amount of time for all concerned: MTs, QAs, and the doctor waiting for the report that is languishing in a QA backlog.
Probably 2 weeks and if i recall it will be on a Friday for Federal.
xx
She has explained it before - lots of expanders if I recall correctly.
I believe it - I to make great line counts in a few hours, but have to work in 2-3 hour periods, take a break, and go back later for 2-3 more hours.
If I sit here all day, I am not productive. It works for me.
If I recall, there used to be a Short Form Schedule C you could file sm
if you grossed less than $2500.
I've always liked Doug, my husband looks similar; I don't recall whom I saw/liked first though
x
Yes, it should. As I recall, Express Scribe plays .dss files..sm
and that's what Olympus files usually are, but you can double check because some Olympus players also use .WMA files, I believe. Express Scribe plays nearly any file, but it should list on download website what all it will play.
coverage
I think it's great to see a thread discussing this subject.
However, when it comes to "prejudice," it has always been with us, since the beginning of time. It is a human problem, not a white American problem, as so many people seem to be saying. Some of the most prejudiced people I have encountered in my few decades of life have been non-whites. When I lived in Latin America, I learned that brown-skinned people discriminate each other based on how light their skin tone is - the lighter the skin, hair color and eye color, the more prestige they had. Some of our U.S. African-American soldiers were called derogatory names by the Somalians when we were over there - a real eye opener for them. They thought they were "going home" and then were assailed with hatred and expletives because of their dark skin.
We all need to guard against letting our attitudes harden our hearts towards other people. It is a life-long process. I recently realized that my financial concerns because of income loss from this job of MT - with losing jobs to overseas, the foreign-born dictators making it so hard to earn a decent line count - were hardening my heart towards immigrants. I am in the process of reassessing my attitude and thoughts about that. I don't want to turn into an angry, hateful, bitter old bigot.
Coverage
That is the one problem with own accounts. After three days to Tahoe-Reno I came back to 14 tapes as no one wanted anyone else. But am thinking of taking nearly a week off later this year and so I would like some coverage. I used to work for a small local MTSO here as an IC and still keep in touch and I might see if there is someone there that wants to do an extra tape or two during the week I am gone. Also see if there is a chapter of local AAMT in your area -- and I am not sure if it is the national AAMT but here in Portland there is a group of MT's and I got a list of names from them who will do back up and overflow. I haven't joined but have talked to a few people there and we do some networking. I have been doing this for so long in the Portland area that I continuously run into people that did either the OHSU account I did or worked for one of the offices previously, etc. It is a small world. That is also how I get my people contact. Also run an ad in the paper well ahead of when you are going to leave. But there is always the fear that they could "take away" your account but since most of the gals that have helped me out I used to work with -- I don't worry about that. And you know how it is the first few days on the account -- you don't do that well so they are either ready to kill my docs since I am so used to them or the office says -- "don't ever leave again" because that person does things different that we all appreciate each other immensely when I get back. But there are ways, just gotta put a little effort into it. They don't need to do it all but I came back to 14 tapes and if I could have had half done, it would have been nice. Good luck.
What coverage?
 say what?????
No specific one that I can recall. Sorry. But I was running Google searches on the person,
and the same company kept popping up "run search online" everywhere! They had several options - $9.95 or $19.95 or a super-duper $49.95 one. I went with the cheapest one, and even that was worth it. Though the $49.95 would surely be tempting....
Bausch & Lomb ReNu recall - fungal eye infections
http://today.reuters.com/business/newsarticle.aspx?type=ousiv&storyID=2006-04-13T001013Z_01_N12314067_RTRIDST_0_BUSINESSPRO-BAUSCHANDLOMB-DC.XML
I don't recall mentioning couches or TV-watching! Net-surfing is okay if one can't sleep, bu
most of the "fun" time I'm talking about is traveling to other countries, mountain biking, surfing, figure skating, skiing, and running, in addition to community events, reading, painting and drawing (some work was published), music, swimming, writing and sewing, just to mention a few.
Thanks, we already have a used car without full coverage.
The payment's not that big on it, except when there's a mixup at the bank and they deduct one check twice with the same amount and same check number. It just feels like the money mojo magnet is gone from my life this week! LOL Everything seems to go wrong all at once.
Vacation coverage
I have five accounts and two I have IC's who work for them -- psych accounts no problem when I leave town. But my other three, have asked that I have NO ONE work on the account but me and they hold the tapes and I do them when I come back as fast as I can and sometimes wishing I had not taken time off. No they work with me but then I don't take off much time and when I do it is usually a couple of days and the weekend so we are all not stressed. If I were to have surgery or something I have friends that would help out and the accounts realize that it would be necessary. That is one of the drawbacks of having your own accounts. No work --no money. But it does make you appreciate your time off.
If you have private coverage on yourself, you would not--sm
need workers' compensation on yourself. your private insurance would cover anything happening to you. If you have employees, they may need it, but only if you offered them employee insurance benefits. JMO.
I had individual coverage - sm
when I was IC and SE for a while. It was expensive - but now I think it would be impossible as I am older. Considerations are preexisting conditions. My daughter lost her job and has Graves disease. She is 23 years old and was flat turned down - no amount of money could get her coverage. COBRA is costing 380 dollars a month until her new job's coverage kicks in. If you have any preexisting conditions it may be extremely pricey. Also do not let insurance lapse - because anything you might have will not be covered for a period of time - usually a year. If you are young and have no problems and depending on where you live - individual coverage can be found - before my daughter had problems we got it for under 100.00 a month. Our state does have a program for people who cannot get coverage but I have not checked to see what that entails - you might call your state and see.
Work both jobs until you get new coverage or
buy your own policies.
It is a choice and you're making it.
If you're going to stay in hell, please do not complain about the temperature!
Diskriter needs weekend coverage - nm
no msg
Thanks for your response. If I opt out of the cobra coverage,
does my current coverage stop immediately (last employment day), at the end of the current pay period, or at the end of the final pay period? Thanks!
medical insurance coverage
My dept. here in radiology transcription is possibly going to be outsourced. I have been looking at possibly working at home for an agency if this happens. I have done some looking and found that alot of agencies do offer medical insurance, but does anyone know how good it is and can you cover dependents? Any information would be appreciated.
Offer vacation coverage (sm)
I have offered just coverage for vacations, etc. and have networked that way, but I know that is tough when you are full-time from home and not in a medical type setting. I think it is a shame that more do not frequent the State Boards here. I like hearing everyone's opinions, but if the State Boards were frequented more, I think we could all really network a little more. I'll scratch your back, you scratch mine type of thing. Most people do not like to do that because they are afraid you will take their account, but I believe in being trusting, and that is bad karma! JMO.
Whatever you get, just make sure there is no break in coverage or (sm)
pre-existing conditions will not be covered. Check archives. People in the know.
So this does qualify as continuous coverage, right? Thanks for your help. NM
sss
wants to work weekends and they need weekend coverage.
Most companies now are going a Tu-Sa shift of Sun-Thu. Clinic work usually is M-F.
Caught a bit of it on Fox ticker but no live coverage..
yet. Where do you live? How horrible for you and all the kids to have to go through a nightmare like this :( Our thoughts and prayers are with you all!
If you keep it digital, it will be much easier to find coverage (sm)
if you have to leave town or if you go on vacation. I use the TASP on the sticky note above (MetroScript) and when I went on vacation I simply told all my docs I would be gone for that week and they all agreed to hold the dictation except for one. That one account I did on vacation because all I needed was my laptop and an Internet connection to do the work. It was a very cool solution. Additionally, if the work is digital you have a much larger pool to choose from when it comes to getting someone to cover for you. You're not bound by any geographic restrictions. Hope this helps!
Any idea what the premiums are for family coverage
??
Even if she doesn't need it during that 3 months, she needs it not to have a break in coverage if
xx
You'll have to go to their websites and see what the coverage area
is for each. That may eliminate some choices. You can also view their plans on-line. As far as I unknow they are unlimited and the monthly fee is $60 to $70. The cards can cost as much as $200, but they often run promotions if you sign a 2-year contract. Lots of companies do not allow wireless as it is not secure.
Health insurance coverage question...sm
I just started a new MT job and will get health insurance when my benefits quick in. I want to put my husband on my insurance. My question is- he has spina bifida and I am concerned that the insurance company will deny him coverage. Can they do that?
Thanks
Radiation Oncology vacation coverage
Does anyone out there with a private radiation oncology account want to exchange vacation coverage? I have three doctors in a small clinic, average 600 lines a day. They are very particular about quality and need 24-48 hour turnaround at the very most. DSS digital voice files, and all three very good dictators--no accents. I really need to be able to take a few weeks a year and some long weekends here and there and would love to find someone in a similar position willing to exchange time with me.
No belly. Full coverage, as previously stated.
I did not say I looked like a teeny bopper or hooker. I said I traded my stretch shorts and t-shirts for denim shorts and a tank top. Yeah, the shorts are somewhat low rider because they don't come up to my bra like the stretchy shorts do, but they've got a full rise that covers the crack and belly button.
Oh, no! I must be a wanna-be trampy teenager! Maybe next I'll go out and get some red satin thongs, a belly button ring and a butt tattoo because y'all are jumping on me like that's what I'm trying to do. If you can't understand the concept of "full coverage", stay out of the conversation.
Insurance is good, but I'd recommend you don't get too specific in coverage.
You could contact a company like Colonial Supplemental Insurance to get accident coverage and consider what other policies you might need, not just for your hands. After all, what if you are in an accident and it's your back that's keeping you away from your desk?
Sprint advertises they have the largest coverage area. They should have
a map on their website showing coverage area. I haven't used a broadband card yet. I know someone who used a Verizon air card and they said they were able to get service everywhere they went. They were on the west coast, where it seems more reasonable that there would be a wider range of service. You can check Verizon's website for coverage area too. Another option may be for you to get dial-up at your mother's house. You can get People PC for $10.95/month, but I don't know if they require a contract. If none of the big ISPs have a local number you can get service through a small local provider and they usually do not require a contract. I have traveled extensively and have spent several weeks in some places where dial-up was the only available option at the time and even though I had an ISP they did not have local service.
Another option is to try the free trials with various ISPs if they have service in your mom's area. There is no charge is you cancel before trial period is up.
Chamber of Commerce or your own state might offer coverage for IC/SE
If you are an IC and work from home, join your local Chamber of Commerce and sign up for one of the plans they offer.
The premiums are not cheap, but at least you have a chance for health insurance.
If you are under a certain yearly income, many states offer plans. I live in NY. Besides coverage through my local Chamber of Commerce (I had to drop the plan as it was too expensive), I was covered under Healthy New York (something like $150 per month), then went to Family Health Plus, but am now on Social Security Disability and am covered under Medicare (NOT cheap, either!) 
Don't give up. Go to your state's web site. Somewhere there you should be able to find a "health" link. Or, try your state's department of health site and see what they have to offer. Many states offer insurance for the self employed, unfortunately you have to search for the link!
I think pre-existing stuff may kick in if you have have no certificate of previous coverage.
nm
Yes, it does constitute "creditable coverage." The only policy I found that was not considere
short-term policy. As you can tell, I've done this A LOT... So, I've hit every scenario..
I use the Simply Sheer. Love it. Great coverage and feels like no makeup at all. nm
I am a single mom
of 2 beautiful girls, 10 and 8. I support myself. I do not make my ex pay child support and he sees his children whenever he wants. It is possible to be a single mother in this world and not be bitter and angry. I have it better than most divorced single parents, but I have worked hard to get it this way. I guess my point is that whatever the situation, it can be changed to achieve the desired outcome. Everything takes time, love, and a lot of hard work, and being 30 years old and having gotten where I am today, I am quite proud to be a single mom.
|
