I know they are suing MQ regarding leasing
Posted By: DQS from MQ and claiming some on 2009-02-04
In Reply to: Is Diskriter a good company? - longtimerMQMT
breach of contract or confidentiality or something - maybe that MQ used info obtained from DQS to solicit their clients? Something to that effect. I have worked for both and I don't know which company was worse or better. Since I lasted years with MQ and only months with DR, I would have to say that MQ was better for me, which is a sad statement in itself. DR is always, always hiring, particularly for 1 horrible account in Florida, I believe. So I guess everyone is used to just ignoring their ad by now. Wish I had better news!
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Are you suing someone or is someone
suing you? If you are suing someone and declare BK, and the creditors find out about the law suit they can sue to go after the settlement and get what they are owed before you do.
Suing MTs
You're right. If your were a prosecuting attorney, getting paid a percentage of the client's winnings, would you want to go after the MT barely eking out a living, or after the doc making the big bucks, or the hospital making even bigger bucks? It's a no-brainer.
what exactly are these three MTs suing about? Any details? Do they
Discover Card is suing me
THanks
My brother is suing me for the costs of the lawyer.. Unbelievable..nm
/
Leasing may work for you sm
Just read through each and every document. Make absolutely clear that you understand what condition in which the car is to be returned at the end of the lease. I do not know of one person who wasn't charged something or other at the end of the lease. They will be counting on your car as a resale "cream puff" at the end of the lease, and if you don't return it in very good condition (and within the mileage alloted at the outset), there will be fees.
Also, check into your insurance coverage. Insurance on a leased vehicle can be higher due to the fact that the insurance company is at significantly more risk if the car is totalled, and you own much less of it than you do with a conventional loan. Furthermore, make sure you are absolutely meticulous about logging your routine maintenance so you can prove it was done and keep your warranty active.
Did you ever consider purchasing a car that came off lease? It would only be a couple of years old and in good condition, sometimes with much warranty remaining. That way, someone else would take the new car depreciation hit.
A better solution may be to find a reliable independent mechanic. I go to a great little garage where labor costs are a fraction of what you pay at the dealer and they stand 100% behind each and every repair.
No matter what you decide, good luck! My dear old '89 car is dying and I will be in your shoes looking for a car very soon.
Leasing works for me (sm)
I am in the same boat. I just ended my first lease and had less than 25,000 miles on the car after 37 months. Leasing also allows you to get more car for the money, as lease payments are much lower than buying, especially if you can find a special. I'm not watching for car ads right now, since I just got my new vehicle three weeks ago, so I can't tell you of any specials. You can sometimes buy a low-mileage lease (we took 10,000 miles/year and saved an extra 3%) if you know you won't use the mileage.
You will always have a car payment (which we would anyway) but you will always be within warranty and only pay for gas and basic maintenance. Then again, you will always have a new car. Good luck!
leasing vehicle - sm
Thanks for all the reponses, honest and otherwise. You all basically told me what I felt inside - the only one who makes out on a lease is the dealer. Thanks again.
leasing vehicle
If you travel 12-15,000 miles or less and do not want to worry about repairs, etc, and know you want to drive a newer vehicle always - having a payment always, leasing is good. I leased for a while and it was fine, but then started putting on a lot more miles. So now I buy my vehicle and drive until it dies. Matter of opinion.
Leasing question
Does anyone know of a company where a Lanier can be leased? I just purchase, less than a month ago, a C-phone for an IC position and now, finally after several weeks, a fulltime position came through but I need a Lanier. I cannot afford to buy another piece of equipment, especially since I have not received a check from my IC position yet and when it comes in, the first one is only going to be about 90+ dollars because of timing. They pay every two weeks and it is a week behind for payrolling or something along those lines. Any ideas?
anyone have personal experience with leasing a vehicle
I've never owned a car, end up upside down on the loan, owe old loan on top of new loan, and own it for so long it starts to tinker and I pay for repair on top of the loan. What is the downside of leasing? I heard you sometimes have to pay, but only if you drive over the limited mileage right? Working at home, that saves mileage on commute which makes up 70% of it I would suppose. Plus being new it won't nickle and dime me to death with repairs, low payment because you only pay for the amount of money it would depreciate for the time you own it. Any personal experience with this, and is there red tape or hidden small print? Going to start looking really soon, I only hear bad things but its from people who drive a lot. I think a new car is a necessity in this day and age, with all the swindling mechanics and the dependence to get from here to there. A new different car every three years doesnt sound so bad either.
leasing is same as renting a house, never the best financial choice...sm
bottom line is somebody is making money off of you leasing. If they didn't make money off of you, they wouldn't lease. Same thing with renting. Renters always cover the mortgage and repairs on a home while the owner reaps the benefit of building equity. Now cars are a little different as they definitely depreciate while homes do not (usually!) but as I said, if they weren't making money doing it, they wouldn't do it. You can easily find a traded-in used vehicle with 50,000 or less at a dealership. Get one of the yearly reports from Consumer Reports and you can find which cars are the most reliable (for example, Buick LeSabres - those things run 4ever). Best financial move is to buy it from a private party with cash. I mean showing up with the whole offer in $100 bills. Few people can pass that up. If you can't get the money together to buy a car outright, you will for sure never get ahead driving someone else's car and paying them for the privilege of it. And you are just kidding yourself if you're driving around in a "new car" that you can't even afford to buy.
leasing in like renting - paying someone else for the privilige of driving their vehicle..sm
with the low mileage you put on vehicles, you would have an easy time selling outright to a third party. Crunch the numbers. figure out what you would pay for leasing, including deposit. Figure out what you could buy that same car for. If you hold it for 5 years, you can get an idea of how much cars depreciate by checking blue book prices on the current model and a 5 year model. Use that to figure what percent it would depreciate. Then add your leasing costs all together. Add your car payments all together. Then subtract from the car payment what your car would be worth in 5 years, because you'll get that back, ya know. IMHO leasing is done by people too lazy to figure out the numbers and by people that it's important to "look good" to the neighbors, regardless of what your bank account actually holds. Hope you don't mind my honesty.
Not true. There are times that renting a home and leasing a car make more sense.
than outright purchase. Do your homework.
Dear confused, you've been offered some very poor advice re leasing...sm
none of the "pros" in favor of leasing have offered any dollar amounts, percentages, appreciation, or depreciation facts. It's all about feelings, feelings, feelings. You know, deep down inside, that leasing isn't the best way to use your money. It's just the same as renting. It's for peopel who don't have the money, so they get ripped off because they are trying to act like people who do have the money. But most people "considering" leasing have already made up their mind that they want to lease. It's so much more less painful...
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