I knew someone that did get in debt overnight due
Posted By: not necessarily true on 2006-06-29
In Reply to: I have never filed BK, but I would - my 2 cents
to illness. The bills were higher than any loan would cover and they wanted their money then. In that particular case, BK was the only answer and this person got it in about 1 week before the new law took effect. The individual will be able to purchase a home I believe within 2 years and has already received offers for credit. That was under the old law.
The new law makes you take a course I believe 6 months before you can file. I believe you have to qualify if you want all your bills discharged and they make it harder to get that done, i.e. you have to make a certain income only and anything over that, you have to pay back over time and it is still BK.
With the new law, I would weigh it carefully. Not everyone has emergent medical illness which might necessitate taking this step and it is automatically assumed they mishandled their affairs. This person raised her children alone and just did not have extra money in the bank for bills totaling over $150K. In that case, she was warranted in filing.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
They usually overnight it. I don't understand about
z
Your client will not run out overnight
Palleeassee...... If the IC is repeatedly not making an effort to support the contract, then let it go. Geez............ You can't be beating yourself up about a bad IC. Just cut your losses. My goodness, I think you've been burnt too many times. 
$3.19 here too, jumped 20 cents overnight.
x
I let it dry overnight and plugged it in this morning
and it made crazy noises. I took what I felt comfortable apart and used a blow dryer, but none of the buttons work. It has a dial tone and the face looks normal, but no buttons at all work.
I am in Houston too.
I am so careful with that thing, but my daughter got hurt really bad when she fell on her arm. I was trying to get her to move her arm to make sure it wasn't broken and she started kicking. She hit my glass of water and some got in it before I could catch it.
Do you shut your puter down overnight?
Just curious how many shut completely down at the end of your work day or overnight? Why or why not?
overnight and watches sorry for the typos
nm
Mine is also 3 -1/2, still wears diaper overnight. Help too!
He is a boy. Suggestions? He does not have anything to drink 2-3 hours before bed. I don't know what else to try.
FedEx it overnight. It's insured and there when you arrive.
Considering they have just gotten out of debt,
it is very accountable for them NOT to get back into it by donating responsibly.
how far are you in debt?
 Just curious as to where I stand, thought it would be interesting to find out what the average is in a forum like this.
school 3200 (in forebearance at the moment, original loan 6000 in 1994, three deferrmants)
car 6000 (1999 chevy, original 12,000, backwards on loan, brakes going fast).
credit cards 8400 (just paid 2000 to one, first priority to pay off, debt contributed by ex).
hospital 4000 (major operation, no insurance, total bill 10,000 in 2001, lived with parents almost a full year to pay off half).
Well, thats mine. Please share yours.
debt
Approximately 25K. Would love to have a plan that really works to pay off in 5 years. Anyone know of one?
If you are truly serious about getting out of debt....
I would really suggest getting your hands on a copy of "Total Money Makeover" by Dave Ramsey. It has changed the outlook of our family totally and we are on our way out of debt one "baby" step at a time - we've already paid 3 credit cards off and are going to be debt free (including our vehicles and our mortgage) in less than 5 years - credit card debt (to the tune of about $28,000) will be gone in another 17 months. His method is working for us. We tried debt consolidation by credit card and by "equity line of credit" but this only treated the symptoms and not the actual problem. Hope this helps you if you're TRULY wanting out of debt. It really motivates you as you go along, too ! Nice to write those zero balances off of our refrig !
Coretta Scott King passed away overnight....sm
While she was in poor health since having her heart attack and stroke a few months ago it's still sad to see a legend pass away. I'm sure that her kids fighting over whether or not they should try to get the government to buy the King Center and 2 kids stealing money from the center didn't help any.
May she rest in peace.
Thanks for the input. It's not debt, as we
don't have anything besides a mortgage and one loan. It's just tracking the finances. I've been thinking about switching to a cash basis for everything instead of using checks or Quicken. It would speed the process up a lot by not having to balance the checkbook or enter everything into the computer. I already spent an hour this morning trying to balance the checkbook because somebody can't save receipts, write down amounts or use duplicates. I give up...
I also need debt help. Any advice.
because of slow work this winter in MTing, but now with a new job, maybe making more to finally get caught up, our mortgage company is threatening us. I only owe 1700 over but that is a lot when you don't have it. This is not FHA loan. Has anybody else been in this position and what did you do.
When the CC debt is paid down
9 months and counting, then I can relax a bit
True, this is just until I pay off some debt. And 1 job
p
Unfortunately, CS seems to be the easiest debt to skip out on
You'll get into more trouble if you bounce a $25 check. I have used one of those private agencies because my ex had moved out of state and once that happens, if the ex doesn't want to pay and moves around in jobs, you can pretty much forget about getting anything.
The private agency works a lot faster, but the contracts are very complicated and you are pretty much signing up for the life of the CS obligation; otherwise there has be nonpayment of CS for a year before you can end the contract. And yes they take a big chunk of money but at the time I thought it was better than getting nothing at all.
But in the end, once payments have been established, the private agency ends up filtering the payment through your local CSEA anyway.
I think your best bet is to use some kind of locator service and if you can get a good address provide that to your local CSEA.
I wish they had an "America's Most Wanted" for deadbeat dads/moms. It's amazing to me that it is seemingly so easy to stop paying, change jobs, and just not be found.
About 50K in debt not counting mortgage. nm
x
I also tried debt settlement and I am now also being sued.
I spoke to a bankrupty lawyer and he said absolutely go for Chapter 7 but I guess I just wanted to here from somebody else who has been there. Thanks.
Try debt counseling first - if that does not work - sm
it will at least look good to the judge when you declare bankruptcy. I do not regret declaring bankruptcy at all - got a lot of pressure off of me when I needed it. I started all over, and now I am so much wiser so I don't get in that circumstance again. It doesn't take long to rebuild, either.
Desperately need debt consolidation help.
Can anyone recommend a reputable debt consolidation service that they have used to help successfully get them out of debt? I just want to break down and cry, but we have to do something as our credit card debt/medical bills are through the roof and unmanagable due to tough times findings jobs, etc. Thank you for any advice you can give. 
caused me to go severely in debt
that 10 years later I am still recovering from - was writing checks on charge accounts to pay mortgage - this was local and when I would go to her house to pick up and drop off tapes I was seeing boxes from QVC yet she said she wasn't getting paid. Still angry.
I knew him well before I asked him out, so I knew
a long time before our first date that he was the one for me. He didn't know it that soon, but I did.
How? I've done pretty well staying out of debt, but
I'd like to get some money set aside for retirement and pay off my home. Any advice you can give?
If you have the time to get down and dirty with some low-life bad debt,
As for me, I live and learn. Ever hear the phrase cut your losses. The more time you spend chasing down a bad debt the more loss you incur.
Go to Stedmans.com and download the free trial and save your money on overnight shipping
xx
I want my bread crumbs white so I let them dry up in the open overnight (winter brings low humidity)
a very good way not to waste stale bread (aside from pudding).
Because it is hard work to collect and once you know a company is a bad debt,
Got to know when to hold them and know when to fold them. She already lost on doing the work. Now she loses doing the collection work.
Bank debt/check card? Same thing?
Is the prepaid visa card the same as a bank debt or check card?
If it isn't a real high traffic area, sprinkle baking soda on it, leave it overnight,
and vacuum it in the morning. Good luck!
I did. I never have regretted it. We filed 7, I beileve. All unsecured debt was wiped out. Kept my
xx
Request that they place a stop payment on the check, reissue, and mail priority or overnight mail
If they refuse or invent unbelievable excuses, you'll know you have a problem. If MY check was a week late, there are many months I would be in deep trouble.
I realize checks occasionally do get lost in the mail. If they are 100% sure it was mailed, then they shouldn't mind issuing another.
Be firm and be persistent.
I knew it had to be you! - sm
Sorry you are having trouble and I hope it is fixed soon! Don't work too hard!
Of course she knew that (sm)
She obviously hasn't had her own medication today.
What about it? We already knew about that..
huh?
See? You knew someone would ask... sm
I try to be concise too, but sometimes you just gotta throw it all in there.
Your reasons are totally justified and I figured they were just by the tone of your post, but for future reference we need ALL THE FACTS!! LOL
Have fun, sweetie!
I knew almost right away
I'd say it was at the very early stages of our relationship that I started to realize that i could marry him.. then I kept telling myself "what are you nutz? you barely know this guy! stop thinking that!! LOL
But now looking back, there was some kind of "special spark" that was there & that was unique from any other experience. We both remember when we first (very briefly) met. We didnt actually start talking and getting to know each other until about 5 months after that. Then when we started talking/dating, it was like we had known each other for yrs, we were just immediately comfortable with each other & had this "chemistry".
it was great, it still is great, i hope it stays great!! 
Wish I knew
x
Um, I knew when I was 5.
and no one did a thing to me. Gosh, there goes your theory! Sorry 'bout that.
I knew there was something about the IBM M15
From here:
http://www.clickykeyboards.com/index.cfm/fa/items.main/parentcat/12675/subcatid/0/id/125888
Maybe the folks at Clickykeyboards.com could give you some leads on where to get it repaired, if not the other site I posted above.
Once again, good luck! 
I knew it!!!
I "frickin" knew you meant that how I took it! Yay! Another fan! Got my laugh for the night! Thanks!
If you knew then what you know now....
I've been an MT now for almost 10 years. I don't know about you but I didn't really give MT a lot of thought before I decided to get into this business. It seemed like a good way to go with my typing skills and interest in the medical field. Plus it sort of "fell into my lap" with an opportunity that was too good to pass up. So I plunged in and starting learning what I needed to get started and took it from there. Wow, what a long journey and I'm still learning new things all the time. Looking back I really don't think I would have gone into this field had I known all the blood, sweat and tears required just in order to get started, not to mention even now keeping things going day to day. I am honestly glad I did stick with it because it has worked very well for my family situation over the years. Some days I am fed up with it but it has so many other benefits that outweigh the negatives. So, I keep sticking with it and keep going day to day. How about you? If you knew then how hard it would be would you have run the other way? I know I probably would have but I am glad I didn't have a clue and kept plugging away.
Wow! I never knew that, though we have
spoken many times. I had no idea you - disallowed - offshore MTs to post here? That is really sad to me, but I'm glad I know now. Your 100% right as owner of the board, but also my choice to now not be a part of something like that. Thanks for sharing. 
WOW - I never knew that
nm
thanks - I already knew that....*L*...sm
but because of what you said, I went back in to windows update and told it to let me know when they are available and not to download or install them until I say it's okay.
oh well, looky looky - Windows update is trying to install IE7 - so you're incorrect I do believe:
Size: 14.8 MB
This free upgrade to Internet Explorer for genuine Windows customers offers improvements such as: enhanced security to help protect you from malicious software and fraudulent websites; a cleaner look, including tabs for browsing multiple pages in one window; features to make everyday tasks such as printing and searching the web easier. This upgrade preserves your current home page, search settings, favorites, and compatible toolbars, and can be uninstalled if you decide to do so.
More information for this update can be found at http://go.microsoft.com/fwlink/?LinkId=71727
Thanks so much..just knew there had to be a way! nm
nm
I knew right away because I keep
my TV on (in another room) and just happened to be getting a drink of water when the first one hit. I immediately called the hospital I work for and they told me to keep them informed. Well, I could barely tear myself away from the TV that day. Thank heavens, my hospital was very understanding. I reported every time something happened which, on that day, was about every half hour.
I also had scanners in my office and would inform the hospital MTs when the ER was diverting patients, or if there was a bad accident or fire, so they would get a heads up for STAT work coming their way. It worked out well.
I couldn't work without noise of some type. With the job I have now, I only have the TV on but not the scanners anymore. I listen to the traffic reports as my husband works 60 miles away and needs that info if traffic is tied up on his route to or from work.
I knew somebody who
went to a dermatologist for it. The dermatologist gave her injections into the scalp. I believe it was prednisone or something like that.
I remember going to school with somebody who had a patch on the side of his head that he'd had since he was very little. It didn't show as long as he didn't get his hair cut short.
Yes, I knew that because
I have searched for medical-related terms before and got responses from where someone else had asked the same thing on here!
Never knew that.
That set-up sounds so simple and cost-effective as well. I didn't know you used steno pads. The carbon paper would terrify me, though!
|
