I have what is perhaps a dumb question about 401k plans. Can you have 2? sm

I am starting a part-time job in addition to my full-time job, and they both have 401k plans with matching, so if I could have both, I could get a little extra on both sides.  Somehow, though, I am thinking that probably is not allowed. 

Thanks for your input.

• I have what is perhaps a dumb question about 401k plans. Can you have 2? sm - curious
  • Sure you can. I currently have 2 401K, a Roth - me
  • Each 401K is a separate entity. You can have...sm - Sure you can!
    • Thanks! Maybe I won't be dumpster diving when I'm 70 after all! :-) nm - curious

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I have had a Vanguard fund for 15 years. They took care of any changes as I aged;i.e., I'm in the age bracket where I now have 2 growth funds (safe), one aggressive fund, and a another fund which I don't remember what type it is. But when I opened this account with a rollover, I tried to choose a mix of everything, utilities (oil,water, gas, phone, and electric companies), merchandising (Wal-Mart, etc.), franchise restaurants (McDonald's, etc.), health care (drug companies, nursing homes, etc.).

I was a bit mad when they switched my utility account to a "safe" fund. Think how much money I could have now. LOL

Just read your prospectus carefully AND the amount of yearly costs and expenses. That could make a huge difference in your overall "profit".

There is a new type of retirement fund for self employed business people where you can put money in as both an employee ($15,000) and as a percentage of your profits as the business owner.  It is called an Ind 401K.  Here is a link...

http://www.troweprice.com/common/index3/0,3011,lnp%253D10264%2526cg%253D960%2526pgid%253D10057,00.html?scn=Low-cost_plans_with_&rfpgid=7622

I wanted to go with T. Rowe Price but they do not allow loans, so i decided to go with Oppenheimer.

It's so hot, I may just work instead. 

were the same plans that were specified by the Department of Homeland Security when they did a simulation of this disaster in the 4 years prior?  When FEMA was absorbed by the DHS, they did simulations of events like hurricanes, earthquakes, etc.  In their simulation called Hurricane Pam, which was only simulated as a category 3, they said that the only place available as a shelter in this type of storm was the Superdome.  They studied this for years.  The mayor followed their recommendations.

As far as buses being available, the mayor made the public transportation system available for free but that was only inside the city of N.O.  He can't make private sector transportation services provide free transportation OUT of the city and then, again, he could have used the public transportation and the school bus system to transport them out of the city, but to where?  These people had no money - where were they going to go?  The only option the mayor had was to use the recommendations of the DHS and house them in the Superdome.  What other city was available in Louisiana that would have housed hundreds of thousands of people in shelters designed to withstand a category 4 (possibly 5) storm?  There was none. 

There was an article published yesterday in which many administration officials described how FEMA would work since it was absorbed into the Department of Homeland Security and what the responsibilities would be if the president declared any disaster an incident of national significance.  It was an excellent article and very eye-opening.   FEMA isn't the FEMA we knew from years ago that could act independently and at a quicker pace.

Can anyone suggest a long distance carrier that provides unlimited long distance at a reasonable rate for transcription purposes?  I have been told that I have to have a business plan because it is against government regulations to use your home phone line to surf the internet, etc.  I have to dial into a long distance number to get my work through a Lanier.  I have statellite internet so I do not think I can have Vonage or anything like that where it goes through your PC.  I currently pay over $100 a month with taxes and surcharges to have unlimited long distance on one phone line.  Is there anything better out there? 

Although these doctors pay pretty well they are a pain in the neck.  I am about ready to give this up altogether.

I have tried other services and they only pay about half of what these guys do.  What next?  See items on E-Bay?

I just had to post this as it reminds me so much of a lady who posted about her family, saying that they were ungrateful.

I was going to take the Amtrak train to visit my family on Thanksgiving, it's only about an hour on the Amtrak, and about $80.00 for the ticket!  My stepmother says to me that it would be way to much trouble for them to drive the 15 minutes to the station to pick me up, they are having company that day.  My father would spend his whole Thanksgiving day going back and forth to the train station.  But I was welcome to come the day before Thanksgiving and stay until the day after Thanksgiving, that way they could drop me off at the train station when they didn't have company.  Company meaning her children, who have always come first.  So I am supposed to go to their house at an alloted time?  I'll be darned if I'm going to do that.

Now I'll be darned if I am going to pay $80.00 for a train ticket to spend a day with a family with this attitude.  I told them I won't be coming, I haven't had the time to spend 3 days there and have to work, and they said it would be too much trouble to pick me up at the train station on Thanksgiving.  Am I right or wrong in not going on Thanksgiving?  Any opinions?

We have an unlimited longdistace plan with AT&T for only $35 monthly I know there are a few other companies that also offer these type of plans. I would definitlly check into them if I had to pay longdistance charges.

for where it will live after you pass.  I thought about getting a parrot, but I decided that it was too much of a responsibility considering how long they live and how much attention they need.  If they don't get attention, they WILL have a tantrum like a 2 year old, so make absolutely sure this is what you really want.  Also, parrots are LOUD, really LOUD.

I ended up getting female zebra finches and love them dearly.  They are not loud and because I have a cage with the seed catch, they aren't too messy.  Note: Boy zebra finches are loud, so avoid them if you can't handle the noise.  Girls warble, boys squawk.

They do make it easy for you -- meals and snacks all ready, but when I did it 10 years ago, it averaged $80-100 per week, PLUS you still have to buy your milk and fresh fruits and veggies.  Still, it was a good plan for me.  I walked every day too, and managed to lose 50 pounds.  One of the things they taught me is true, though:  Your decision to quit exercising is your decision to gain back the weight.  Sure enough ... gradually, the exercise dwindled ... the eating habits slipped .. and the weight started creeping back. 

The other poster who mentioned Healthy Choice and Lean Cuisine dinners is right -- you can supplement with them for a lot less $$. 

Good luck with whatever you choose! 

either offer 1-800 numbers or internet transcription if they want to keep hiring us all over the US....that's it!!  Maybe we could all share the cost of a 1-800 number or something, and for goodness sake, with all the technology out there, everything needs to go to digital dictation anyway.  Bottom line is MT is NOT allowed for ULD.  I even asked about some sort of special ULD transcription package through SBC & ATT and they wouldn't even consider it.  So, MTSOs, please listen up...the ULD is going to be a thing of the past real soon.  It's a wonderful option to you and it broadens the MT's working capabilities, but without ULD, nobody can rake out that kind of money!  We should all put our heads together (MTSOs and MTs) and try to get something going here.  We can no longer overlook this situation. 

Good luck everyone...I will be holding my breath for us all!

servicing my area soon, after March sometime.   My suggestion would be to bug whichever companies supply DSL or broadband in your area.  Be relentless.  This is 2006.  There is no reason to settle for dialup!! 

I feel your pain.