I got into this because it paid more money and I didn't have daycare expenses.
Posted By: I agree! on 2005-08-20
In Reply to: I am a very social person and I entered this job at home because it paid more money - Not in agreement
I have more time for a social life now that I work at home. I go to lunch or coffee with family and friends. I used to run errands on my lunch half-hour at my old job and either pay my bills or balance my checkbook on my breaks. I know all the other parents at the school now, so we get together on weekends or chitchat at the school. When I used to work outside the home, I was so exhausted from dealing with crabby people all day long that I just wanted to isolate myself at home on evenings and weekends. Now that I work at home, I actually seek out friends to keep from getting isolated.
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keep daycare. you can't do everything and make money.
i know...tried it.
Yeah, money, that's it. I paid $20.00 for my dog. Money is NOT THE ISSUE
walk him daily, play ball daily, he sleeps in my office daily while I work. Yeah, I got a lot of money, NOT HARDLY. And, my dog is HORRIBLY HORRIBLY ABUSED because he wears a collar around his neck. It's people like you that make me sick. I am done defending my use of the shock collar. I am going to continue with it and my dog will continue to be pampered , educated, fed, kept warm, and love me for everything that I do for him even when I remind him that his barking needs to stop. So, with that said, I will not respond to any more of your CRAP in reference to the shock collar.
Isn't tjat why we get paid so much money? :)
:
MTs with less skill s/b paid less with that money going to the best
I can do xxxx but it makes me sick when the slackers get the exact same pay as me. Please don't give me the xxxx story that I can make more by being more efficient.
NOPE, took a lot of money, dad paid,
bought, ran to meetings, everything to try to make it work. Multilevel just don't work for the little guy and that's the way they're set up. Try as you might to change the way people think about multilevel, it's possible that a lot of little people already got stung by that bee!
Actually, no, it's poor you! You're the one who paid all the money
ha
It wasn't right in that I paid money up front
for a 3 part procedure. The physician performed 2 of those, ok. He FORGOT the face lift. I worked at the same hospital he was head of the plastic's department over. Got that so far? When I told him on my first followup visit he forgot he wrote me an IOU on his letter head office stationary. You following so far? After this time he did not want to take my calls about the money and I went to hospital mediation. He told them he would not be part of that. Hold on- there is more. He started calling me personally at my home in threatening manner. Eight (that is 8 in numerical) months after my original surgery he dictated my report and put in he did the face lift- He falsified a legal document on me and my hubby was always with me- I can not fight city hall- Hold on, we are getting to the end- I called lots of lawyers- all said no case. Elective surgery- not an emergency appendectomy, not brain tumor surgery - elective- are you there with me? I finally because I HAD TO HAVE A JOB, just let it go. I could not risk my job by going after this department head surgeon that worked at my hospital. I hope you understand this time and if not, can't explain any better.
and, i didn't make THAT much money nm
nm
Check with the school that you paid money to for MT training.
If they can't help you get a job afterwards, then you've been robbed.
Money talks & the smaller the amount paid out,
x
Didn't make much money. Worth it to go on?
I'm thinking of getting back into MT again after doing something else for 5 years. I'm just afraid it's going to turn out like last time and seem like the money wasn't worth it. I worked for a national for 30 hours a week and my take home pay averaged $800 for a month. This was based on getting only 6 cpl back then.
Is anybody else coming in this low? Did I pick the wrong company? I could only average 125 lph. I don't want to make the same mistake. It just seems like luck of the draw as to what company to try to go with, especially with the IC vs. employee status. I was an employee before.
I'd like some honest feedback of what is considered "low" income. I know it varies a lot based on many factors!!!
I didn't see any kind of request for money ????
Did we take the same survey????
Just didn't want to have to spend money to accept a job.
I was offered the perfect job (for me), but I just realized that gearplayer is required to do the files. I'm broke as it is........didn't want to spend money I didn't have to just to "work"........sucks, because now I have to turn the job down and I really needed it.
I am a very social person and I entered this job at home because it paid more money
than the jobs in the office and I was a single parent. I just learned to balance my life outside the work environment with things that did allow me to use my social skills
you didn't ask me, but email me and i will tell you what company i get paid for doing logs with..
@
Speaking of rip-offs, anyone have any advise on how to get back money paid for a product you never
received? I needed a Dictaphone C-phone for my job (was using a loaner) and put a note on the equipment board pertaining to this back in May. A woman contacted me stating she had one for $100 (I only needed the phone, power supply and phone cord). She said she was going away for 3 weeks and to Western Union the money to her that night and she'd send it out the next day. I did not like the high pressure and was still shopping around anyway so I told her I'd wait the 3 weeks and contact her then. About a week later she emailed me stating she cut her trip short but was going away again that Friday (It was Tuesday), I had by this time decided to buy her phone. I mailed out that day via Priority mail a M.O. for $100. She was very anxious for the money, and thought I'd sent it Express Mail, which I of course informed her I did not. She stated that it should be there by Friday and if she did not see her mail that day that she'd have her mom check the mail and then mail the C-phone to me. After 2 weeks I emailed her as I had no phone as yet, no response. A week later still no phone, emailed again, no response. Then I called her (looked it up) and she claimed her email was "broken" and she had not received my emails but would email me back as she was on her way out the door to a baseball game. I asked her how can she email me back if it was broken??? So then she backpedaled and said she'd call me.... I held my breath at that point. So the next day by some miracle I get an email from her stating her mother had mailed it regular mail, no way to track it, etc. So supposedly it is lost. I emailed her back which it appeared she did not get as she did not respond to my questions but she did email me again saying she'd return my money.....again I am holding my breath. That was 8 days ago. She is in OK, I am in VA. If she sent me a refund promptly it would have been here by now. Now when I call her, she does not pick up, and no answering machine either. I am planning now to mail her a copy of her email and my response to getting my money back. I am assuming at this point that I was taken for a sucker and was obviously too trusting. Right now I don't have $100 to burn (who does?) with my drives to the hospital (60 miles round trip) for my daughter's chemo, doctor visits, etc, on top of only making about 1/2 what I used to make due to the changes in my life right now. In the meantime I got kicked off the account for which I needed the C-phone for (add insult to injury here) due to problems at the company I was working for, so that does not sweeten my disposition any. So does anyone have any idea how I can squeeze her and get my money back? Contact the police there for fraud? Small claims court in OK? I am a persistent pain in the butt and will keep at her until I get my money back, if it is fraud then she picked the wrong person to screw with, if it is on the up and up then it is unfortunate but she should have insured it to cover her own (and mine) butt, and sent in with a delivery confirmation too....but you know what they say about hindsight. Any ideas???
I do not get extra money for typing and supervising.. I get paid salary which means
 I get to type the stuff everyone else has rejected!
Wwwowoooweeeiiieee.. lucky me and my 3 dollars an hour!!
We paid hourly with incentive for high production. So she's making money when she's just
sitting there. I don't know if it is a habit or not because this is the first time I've really had to work with her for any length of time. I usually only work a couple of hours a day with her when our shifts overlap. I think I'm definitely going to ask the girl I'm filling in for what she thinks about her.
Didn't you guys sign a contract stating what and how you were paid?
m,
1099 ? Is the amount on the 1099 only the money paid to you in 2008. So if I did not receieve payme
than that $$ would be on my 1099 for 2009 not 2008?? I have to invoices that were due to be paid in 2008 but I never received the $$ until January of 2009. Do I have to claim that money on my taxes this year or next??? Thanks in advance for your help.
For QA consulting I'm paid per hour; QA instructing (college) paid salary, QA editing paid per li
I am an IC and work for two different MTSOs as well as instruct at a business college.
This isn't about daycare.
It's about taking a couple of years off full time work to raise your child - or maybe doing IC or very PT work. I am all for moms raising their own kids, just not working full time while doing it.
To daycare or not to daycare?!
I am a home-based Transcriptionist who worked VERY part time (2 hours a day or less) until my daughter was a little over 1 year old, and then my husband got promoted, I went back to school and quit my job. Now my degree is almost finished, and I am getting ready to start back at home again on a full-time basis with my old company. I cringe at the thought of sending my daughter to daycare, especially while I sit at home all day typing, but I am not sure I can get enough production done with a 19-month-old around all hours of the day. Does anyone have any experience with YOUNG children at home and working full time? I'm not going to push myself to produce the huge numbers I know I otherwise could, but I would just like to still be in the mix and have full-time status AND be with my daughter...I guess I want it all!
Money, money, money, mmonnneyyy. Singing the Apprentice song.
:+
I agree. The daycare and gas are
probably more than the cost of insurance. This doesn't include the time you get back each day that you lose while commuting.
price of gas and daycare
I have a 30 mile round trip to my job. After being home for a few years on and off, it finally hit home that I needed bennies. So I bit the bullet and went to work at a hospital doing acute care. I take the bus every day. Much cheaper per week to ride the bus than putting gas in my car and my boss lets me flex my time as needed. I made a list of pros and cons and the bennies were the deciding factor as they are excellent. Much better than what I had which was zippo...Good luck in whatever you decide to do.
Also, by the time you pay daycare (sm)
If you add up the numbers, you may find like I did, that by the time you could pay day care, you might as well just work part-time when you can, because you end up with the same amount of money. Makes it not worth it to give up all that time with your child and spending more time working, if you don't even see any more money for it!
To HappyMomMT. Me again. LOL. I agree with you about daycare, I do. SM
I wish I didnt have to put my kids in daycare. But honestly I couldnt work at home with them. The ultimate option would be for me to stay at home with them and not have to work. But I cant do that. I so wish I could. Fortunately I went to every day care in the community and found the one that I thought would benefit them the best. It is more of a school atmosphere, not a place where they run around with all different age groups. It is very structured and they love it there. They do all different kinds of things there. They even go to the pool in the summertime, which they really enjoy. Because it is summer I have been trying to keep them home with me more, while I work of course, and they have been miserable. They would rather be playing with their friends.
It has worked out better for us. It allows mommy to work and then when they come home, all work is put aside and all attention is on them. It has worked out well for us. Although like I have said in my previous post there are a lot of issues I have to work out because of the "neglect" from the years of me trying to work with them home.
I will admit, I am anxious by nature, and I still get anxious thinking, how can I possible get this work done before they get home, etc. I guess if you are a calm person it might be possible to pull it off PT, although I still no not believe that FT would ever be possible.
I am sorry for any negative comments I directed toward you. I just felt a little hurt by your comments about careing and love, etc. because I do care for and love my kids.
OF COURSE we know what daycare is! Its anyone OTHER than Mom spending the majority of the day
course, just the way lots of you like it!! Dump and run!! Unreal. The Govt monitors day care - oh, there's a relief! Then the Govt monitors schools, which are your next dump off point for your kids! And of course you can't spend the day with your own kids - they grow AWAY from parents over the years, not closer. You can't control your own kids, cause they're NOT your kids - they belong to daycare and their peer group friends.
I run a home daycare and transcribe.
Have done so for 9 years now. Never had a problem with doing both and both jobs are done well, children are happy and I transcribe 98 to 100% accurate reports ALL the time.
Daycare costs have tripled between the time I had my
first and third children. Yes, many of us do work at home and need flexible schedules to accommodate our kids. It would cost $1,040 per month to put my three kids in daycare, and that's considered CHEAP!!! You might as well work in the office if you're going to just put your kids into daycare anyways. How much money do you think will be left of a mother's paycheck after daycare, gasoline, car expenses, wardrobe, and all other work-related costs? Besides, I didn't have kids for someone else to raise them in a snot-infested daycare where the workers are underpaid and don't care for your kids as well as you can. Times have changed since you raised your kids.
Unless you have small children and want save on daycare,
xx
My kids were out of control before daycare, when they were home with me while I worked all day.
Are you against school too? I guess you are going to homeschool......
Have you thought about putting her in daycare only part time?
I don't know if you are able to set your own hours or not, but if you can put her in daycare for 4 or so hours a day and then work before she gets up in the morning and/or after she goes to bed at night that might be a viable option. She would get the benefit of socialization in daycare, you would get some solid, uninterrupted work time and you would still get to spend a good part of the day with her. Just a thought. When my daughter was 18 months old I began working part-time in the outside world and I truly felt I had the best of both worlds, because she really enjoyed daycare and got to socialize, and I enjoyed my time being productive away from the house and I didn't feel like I was away from her for too long. Best wishes to you and your family!
I have no expenses except to buy my
computer, desk and chair, which after time becomes a wash and are nominal expenses. All my references are online paid for by the company (all Stedman electronic word books, my free personal subscription to Monthly Prescribing Reference, etc.)
Maybe you can cut your expenses? sm
If you are using telephones for dictation, maybe switch to handheld units? Or use a TASP to save money on calls? Use the Internet more to cut down on expenses. Hope this helps. If you can, keep your clients. They are hard to come by nowadays.
Keeping small children at home will cost you more than paying a daycare ... see message
If you are really committed to working, then transcription can be beneficial. It is not a job where you can attend to your children at the same time you work, you either work or you attend to your children. You make choices.
I would recommend this career field - I make 50,000 a year working 6 hours a day. It is still good if you work it.
Remember that's $40 before all expenses. nm
x
Medical expenses
January, 2000 - DH tore rotator cuff, needed MRI/arthrogram, followed by rotator cuff repair.
January, 2001 - I had foot surgery in podiatrist's office.
January, 2002 - DH had cervical MRI/myelogram, followed by anterior cervical diskectomy with fusion, two levels.
January, 2003 - DH had knee MRI, followed by arthroscopy.
January, 2004 - I had LASIK surgery.
OMYGOSH, it's almost January again! 
Why not just add it to your business expenses? nm
x
You can still deduct your MT expenses if your and IC - sm
regardless of taking the standard deduction. Your write offs for MT are on the Schedule C (not B). My husband and I take the standard deduction as we don't have enough on our Sch. B; then I write off all my IC deductions and report my income on the Sch. C.; putting the bottom line (income minus IC write-offs) on the 1040 line 12. So I am not quite clear on what you are talking about but I know how I do it is how most of us (if not all) do our deductions. You may want to do an amended return.
Tax Deductible Expenses
We ran a business for years from our home. As far as I know, you can take the base rate of your telephone bill as an expense (which includes FCC taxes) and any long distance calls related directly to the business. As for Home Owners Insurance, you can take 7% of the insurance because you use 7% of your home for your business. Also, anything related to the business such as equipment, paper, tapes or special software programs can be taken as well. If you have to travel to deliver the finished reports, I believe the rate is 28 cents a mile. If you travel, you can also deduct any maintenance on your vehicle. Hope this helps. 
Taxes, Expenses
I would have internet anyway; now I get to write it off. I would have long distance anyway; now I get to write it off. Everyone pays taxes and insurance, it is just a matter of who is doing the bookkeeping. Walmart STARTS at $8/hour and then when they pay all that same stuff they are really making $5- $6. You can write off ALL your health insurance, a portion of your utilities and the area you work in, computer, software, and other supplies.....save on gas (this is HUGE right now), work clothes, make up, day care, and and and. There's always more than one way to view something.
Also, are these figures before tax/expenses or after? sm
Some ICs might be quoting their pay before taxes and expense deductions, which isn't their ACTUAL pay for the year. If someone has their own accounts and says they bring in $50K per year, that's possible, but probably not the amount they receive free and clear.
I find it hard to believe anyone makes that much free and clear unless they are working 12 hours a day, every day, and pulling in a significantly high per-line rate. I'm not saying it can't be done, but I base this opinion on the fact that I make a very good line rate, type over 100 wpm for easy accounts I've had for years, and still don't bring in that kind of money free and clear. I come close with my gross income, but after taxes and expenses, it's only about 65% of that! And I work 9-10 hours a day with only one week of vacation per year.
Come to think of it, that's pretty sad when I see it on paper. LOL I'm going to go look for a new line of work now.
What is the cost of your living expenses? sm
I would really like to know this as mine seem high. My cost for the bare minimum, not including insurance, medical costs or entertainment, is about $1,800.00 per month.
Is that high to most people? TIA.
$350 a month for my share of expenses.
z
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
Poll: Earnings vs Expenses
1. What are your monthly earnings -- just you (no spousal income) -- doesn't matter how many jobs....monthly earnings?
2. Do you work more than one job?
3. What is your base line rate? If you have more than 1 job, list all base rates.
4. Now what is the minimum bring-home pay you need to survive each month? This is your housing, energy, transportation, insurances, food -- what you have to have to make it.
5. What's the difference? Are you in the hole? Got surplus? Breaking even?
My answers:
1. About $3100 each month.
2. One job.
3. $0.095 cpl plus some incentive bonus each month.
4. $2287 gets everything paid. Savings and pocket money not included in that figure.
5. Surplus but not much. Trying to save as much as possible and have a few greenbacks in my wallet each week.
Was told could deduct pet expenses. sm.
If it is a dog and is over 50 pounds, you can claim its food, vet bills, pet insurance, vaccinations all that as long as your business is run from your home. It applies as a guard dog. It does not matter which breed the dog is either. This is the state of Missouri, not sure about other states.
I am gonna try it as we shelled out alot of money over a period of time for a dog that was poisoned. Luckily, he lived.
WORK-AT-HOME EXPENSES JUST AS MUCH - sm
as if I were working outside the home, if not more. The only thing I would spend money on an outside job would be the $4.00 daily bus fare. I have more than enough clothes for work, no problem there, maybe lunch or can brown-bag. The company pays the office space, light, electricity, internet, cable, AIR CONDITIONING in summer (imp.)
On the other hand, even as an employee, I am not reimbursed for my high-speed, HIGH-COST cable/DSL/telephone I need to make these few cents a line, electric costs, lights, AC BILL JUMPS WHEN SITTING AT PC ALL DAY IN SUMMER, buy my own office supplies, books, references.
Just another mind sc---ing they give you by telling you it's cheaper to work at home. (I have no kids). 
6 months of expenses "tucked/socked" away? No way. sm
I am the owner of a small transcription company. We have 50 transcriptionists. We invoice $150,000 per month. Our payroll, taxes, manager salaries, postage, bank fees, overhead, etc run approximately $140,000 per month. That means that we should have $840,000 tucked away somewhere. No way. We depend on our customers to pay. Our employees are paid on time and paid a decent rate. Our bills are paid. To say that someone needs 6 months of expenses put away is unrealistic and naive. Where did I attend school? For undergrad, University of Michigan, for graduate school, Northwestern University, with a master's degree in Business Management and a Bach degree in Finance. The rule of thumb is to have one payroll worth of cash on hand or a line of credit available equal to that amount.
It's really annoying that people can toss out comments like that, stating them as if they were fact, without any basis of fact. Most companies do not have close to a million dollars lying around. If they do, it is foolish.
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