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I do not carry E&O insurance, but I do have my equipment covered under my HO policy.

Posted By: sm on 2007-06-04
In Reply to: Do any of you ICs out there carry your own liability insurance if - PK

My office is in my home and, God forbid, there should be a fire, I'd be out of business. I have coverage for my computer, printer, fax, phones and loss of use on a separate rider. Also, should anyone injury themselves coming or going from my office while doing business with me, their injuries are covered. Perhaps this is the information you're looking for.


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Do any of you ICs out there carry your own liability insurance if
you are working for an MTSO?  I do not carry this insurance and was looking for what you all can advise me.  Thanks.
I never said it was an insurance policy. Are there not programs set
up for a reason? Is there no government assistance programs set up so that people can get help momentarily when they need it? I am not talking about depending on it. I am talking about OUR tax dollars going back to us during a time of legitimate NEED, not out of laziness. Do you think they are better spent in Iraq or a lot of other bull crap spending that is done on people not in our own country? We pay for this! No we don't have to expect our government to help us in times of need. Move to freaking Africa. Those views would fit in real good over there. I hope your kids go to private school. Wouldn't want the government taking OUR earned money and spending it back on us.

Health Insurance policy for 2006
is now charging a supplement payment for smokers and those that live with smokers. Does anyone else have this policy or getting for the next year? This not through MT companies.
Well, my life insurance policy is worth more than I am,
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
I'm with you on the illegals, but paying taxes is not an insurance policy.
x
They were covered in my MT course, and
I have read hundreds of them (used to work in health insurance claims). 
that pretty well covered it....
Are they very quick with getting back with you when you apply? I have 5 years exp and taught one quarter of med trans at a local community college. I'm working in a doc office now (not doing transcription) but want to get back into working at home doing transcription. I had gotten away from it in 2004 because my husband got deployed and I wanted to make sure we had good insurance while he was gone which is why I took the job with the doc office. He was gone for 16 months and is now home and getting ready to take a really good job, which is going to allow me to start working at home again doing transcription. Hoping to hear from them soon. Thanks again for your input!!!
Wow, you have a lot covered in that dish. How about
cottage cheese. Bread of course.
Nay, my back is covered, don't worry about me! nm
x
Chocolate-covered strawberries.....Yum Yum!!!
xx
Couple of thoughts....I have a covered box as well, and one cat would do the same
thing as yours if I didn't make sure the litter box was clean. (I had 2 cats using it). So, I make sure to dump it out once a day and then spritz in a citrus smellie thing as well as sometimes sprinkle baking soda in the bottom. This, of course, is in between the times before I change out the litter. Also, another idea that may or may not work is to put foil on the mat. My cousin had a cat that started to pee on the spare bed--no known reason--and she learned somewhere about cats not liking to go onto foil. So, she keeps sheets of foil on top of the bed. It works. Maybe also try to catch him in the act and push him all the way into the litter box to re-train him that this is not acceptable, maybe a little spank as you catch him and push him inside. Cats are trainable in some ways.
I have always worked 2 so my butt is covered - sm
Just make it so the your work schedule does not overlap. I generally try to work 1 during the day, and do the other a few hours at night. If I get the one done at night early enough I may start on my other IC jobs work until I get to tired and go to bed. Probably work about 10 hours or so a day with a big break between 3:30 and 7:30 basically. It is not hard to do, just if you slack off at one, then it is hard to get caught back up and stay that way.
Names are not covered. You can call any
hospital and unless the pt is a psych patient, they will tell you if they are a patient or not--unless they have requested the info not be given out.
Names are not covered. You can call any
hospital and unless the pt is a psych patient, they will tell you if they are a patient or not--unless they have requested the info not be given out.
He can't carry a gun - He's a

nm


This stuff should be covered at least a little in your MT program. How are you getting educated? nm
,
Companies have to be sure they are covered for specific times, many
places have set hours, some have 10 hour window for an 8-hour shift, but they still have to know when you are working, you can't just work whenever you feel like it.
Can't carry a tune
I can NOT sing either, but after a couple of drinks I will. I refuse to go alone or duet with a guy. I have found that going up in a group helps. You can still sing, but let other people help. I used to go often, but it has been awhile. I suggest trying it just once. In a group is the safest. It really is fun.
Maybe my thinking is off here but . . do if I was covered under my husband's bennies program I&#
I like working at home too much I guess - not really in a rut, just very, very comfy here and like being my own boss all day long. JMHO.
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
Dog doesn't carry a gun, none of his team does. sm
His story is actually very interesting. I know he is abrasive at first adn the wife is a real piece of work, but they really do try to help the people they round up. Dog is a born-again Christian, and he tries to help the people straighten their lives out, isn't in it just for the case. In fact, his own son is in jail for 20 years because of drugs, and so he has a personal motivation for getting drug dealers off the streets. I never miss the show, I find him inspiring because he found his nitch in the world to try to work for good. Unconventional, but he really sincerely tries.
We carry the Philips 9850

We carry the Philips 9850 you are asking about. Please click on the link below to go to our company web site. For more information about the Philips 9850 please call (800) 644-9525 ext. 101.


i've done it recently as carry-on
and had no problems, not even any q's.
so glad it worked! Carry on! nm
xx
It was wonderful outside. The butterfly bush is covered with butterflies of all colors. nm
:)
I just dump them in a covered bowl with vinegar and sliced onion. nmx
x
If you're going to be covered in bug spray & slapping at skeeters, I'd be as comfie as I could
s
make shortcuts for stuff like that si in case u forget ur covered
x
That is just because it is the first posting, and the first company ad. Carry on down the list.
x
Do Office Max or Staples carry the ones you mentioned?
Those are the only two office stores we have within an hour drive of me. Which models in particular would you recommend??? I do need to keep the price down, whether I buy them or the doctor's office does.

I do appreciate your feedback. :)
Carry mace or pepper spray for this. (nt)

The reason I don't tip is because I NEVER have a dime on me. I don't carry cash, ever! I don&#
debit card and it's been like that for 4 years. I use a check or credit card for EVERYTHING!!!!!!!!!!!
You shouldn't have to carry dead weight.
Give her a clear outline of your expectations and say do this or I will have no choice but to find someone who will.
I guess Healthfood stores would carry these items.
nm
Headers and Footers can carry on to the rest of the pages.
,
I carry my laptop in a case with a shoulder strap and...sm
put my keyboard and foot pedal in my rolling luggage. it has worked fine so far. I will say that the next upgrade for me will be a much lighter weight smaller laptop.
to carry on a long drawn out thread on supervisor's woes below

Why in the world if it is so awful, so stressful, so thankless and pay is not that much more (someone posted $3 dollars an hour below), why do you continue to supervise?  


 


Also the general tone of the supervisors is kind of like they don't really like or respect the MTs.  Is that healthy?


Some of the craft stores like Michael's carry them in funky colors, too. nm
s
I carry my mail in, sort it immediately, and put the junk in the trash.
c
Google search shows TigerDirect and belkin.com both carry this. nm
s
Policy (SM)
There is policy about this.

Please write the Administrator about this (admin@mtstars.com).

Goldbird
I think the policy is
as long as they have an American office (storefront) they are still considered American and they do not allow offshore MT's to post resumes - but that is an I think.
Fallin' by Alicia Keyes, even tho' I couldn't carry a note if I had it in a basket ;) nm
nm
Most larger drug stores carry a selection of OTC braces and will order others, too. nm
s
If only this policy was followed with consistency, now that would be new!
x
It seems like you have to ask the company what their policy is (nm)
x
you may have been sold that policy
it doesn't mean you could have collected on it.
Yes, came from hosp. If was co. policy, they
x
Check the policy. It says......
unlimited long distance, person to person, then you will get busted. It may take a little while but they'll get you. I learned the hard way. I used Vonage and it worked great.
Honesty best policy
I don't think it would reflect badly on your son if you're just honest with the person who hired you about not being able to be on your feet for so long. I would suggest telling him/her that you didn't realize how difficult it would be to be on your feet for so many hours and that you've made a mistake. I think everything should work out just fine in the end :)
If it is your company policy, then you have
to do it. I would keep track of it though, check for errors, etc.