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I asked about this too, you can get medicaid if you get hospitalized and spend a certain amount.

Posted By: Mary S on 2007-09-25
In Reply to: Giving up Health Insurance - Kristy

If you have out of pocket expences equalling up to 2000, then you can get Medicaid. I think it is still based on your income, but it is not as strict as it normally is. You have to still pay that first 2000 but they do help with future bills.


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I wouldn't spend the huge amount of money--sm
required for this book. their *rules* will just change in six months anyway and they are only *guidelines* not *rules*. Alot of services do not adhere with the BOS anyway, but go with client preference. If you are in school, you should be communicating with your mentor concerning this. Every school/service is different. There is no *one way* that is correct. JMO
What happens if you have to be hospitalized?
The costs around my city are outta sight. A stay of even 2-3 days would be in the thousands, possibly hundred of thousands. I cannot imagine paying out of pocket for that. I just do not keep that much money in my checking account.
But because of having Medicaid...sm
Those who abuse the Medicaid system look at it like who cares when I take my child, it'll be paid for. The ER docs know when Friday night comes, in comes tons of children who could have seen an walk-in doc all week long.....these are not urgent cases. The moms sit on cell phones, talk to everyone, it becomes a free for all night at the ER.
The uninsured and those with Medicaid

often use the ER for their medical care.  I was in the hospital with gastroenteritis because I was having syncopal spells from dehydration.  While still undergoing testing in the ER there was a woman on the other side of the curtain who had a headache.  She called a friend on her cell phone and had her friend come keep her company.  They talked nonstop.  I have migraines and I want quiet when I have them.   This woman had never even taken anything for the headache, just came to the ER.  An incidental finding was thrush because she had a baby and when the baby dropped the pacifier the mother stuck it in her mouth to "clean" it. 


I also type ER reports.  What gets me is when the patient has abdominal pain for 2 weeks and never sought treatment, then decides to come to the ER. 


Our local "indigent" ER is also in the only hospital to take pediatric patients, so if we should have to go to the ER we go to that one.  We thought my son had appendicitis and took him and were told they had no acute beds and he'd have to wait, yet they took several with flu symptoms ahead of us, so he was considered acute but not only no bed, but no care.  Although as I type this, I'm thinking we had no insurance at the time as DH has changed jobs and we couldn't afford Cobra.  We were less than a week away from having insurance, but had none at the time of the visit, although we did pay the bill in full, so maybe that played a factor in things. 


Cuts in medicare and medicaid are about to take place
I have mentioned this but it was always deleted as I think the monitor thought I was talking politics.

There will be a marked decline in coverage for services to medicare and medicaid patients and I believe to offset this, medical facilities are finding ways to cut costs.

The cuts will be significant. You could do a Google search for Deficit Reduction Act. Radiology will be most severely hit, especially stand alone facilities.
Many physicians in my area don't want to take Medicare, Medicaid, Tricare
or other insurances because the insurance companies require a huge buydown of charges and then disallow quite a bit for being "above the reasonable amount."

For example, I had double insurance of Blue Cross/Blue Shield and Tricare when I had surgery. The bills totaled $15,000. Blue Cross knocked $5,000 off the physician's $7,800 bill, paid him $600 and left Tricare and me to deal with the $1,200 balance. Tricare wouldn't pay because they disallowed the amount as unreasonable, the physician's office forced me to make payments on it, and I had to fight just so I didn't owe them another $1,200. It was ridiculous that I had double insurance coverage and wound up owing anything. Meanwhile, the doctor didn't even get paid that much, and he did my presurgery appointments, the actual surgery, two postsurgery appointments to remove hardware, plus coordinating everything between cardiology, radiology, anesthesia, laboratory, surgery, and having special equipment trucked in from out of state.

If I had not had insurance at all, I would have had to pay the entire amount. I think it's crazy that noninsureds have to pay the full amount but insurance companies can disallow or buy down the amounts due. Anyway, you hit a big rant of mine. Shortly after I lost my Blue Cross coverage, my son needed to be seen but we couldn't find a provider to even take Tricare at all. So much for my husband serving his country and being away from his family in the line of duty. The doctors get rich and refuse to treat military personnel who fight for their freedom. Talk about a total lack of appreciation.
Will I not get paid if the hospital isn't reimbursed with Medicare/Medicaid?
I was told by a coworker that California is in so much debt that I may not get a paycheck if CA goes bankrupt because the hospital I work for will not be getting subsidized any longer....

could this be true?
oh our lovely government does give illegals medicaid, foodstamps, and housing so in term we give tha
i have been through some rough times lately and had to apply for some help. there are signs, big signs, all over our offices saying "YOU DON'T HAVE TO BE LEGAL TO GET HELP". so we and our government do give them our benefits whether they are legal here or not. now that is messed up. i am helping to support them so they can take away my jobs and i can't even support my kids and yes i get benefits, wow $75 a month in food stamps which lasts not even a week in a household of 6. don't get me wrong, i am thankful for any help at the moment, but i get penalized for trying to work my tail off and still can't survive.

there was recently an article in our local newspaper where one of our local school districts tried to charge $1000 a year for each illegal student enrolled. it was bulked and the illegals got a lawyer to sue for discrimination. the school district merely stated that they had to HIRE extra teachers that could speak the foreign language just to teach these children and were trying to offset some of the expenses. ridicilous!! so again our taxpayers money is paying to educate illegals as well.
every question asked on here could be documented in some book. So? cant a question be asked?
x
I don't spend more than $25-30, regardless of who it is...sm
people should remember that it's the thought behind the gift, not the actual gift itself, that matters. 
Can't help but wonder if he would rather spend...sm
time in jail in the US versus a Thailand prison.  That's supposed to be pretty horrible as prisons go.  Maybe he thought if he had to go to jail, he would confess to this knowing it would get him back in the states.  I just hope they have more evidence on him than the confession.  Surely, they do because they were apparently on to him before he confessed.  It is pretty strange...
I'm not sure you really need to spend the $$ to do this.
You are a sole proprietor and can use your SSN as your TIN. You home office expenses as well as percentages of your utilities, vehicle, etc., are tax-deductible. You don't specify what your "other" interests, though.
Well, first of all I would *never* spend 20
minutes trying to decipher a 1-minute report *unless* they were paying me by the hour regardless of production. I don't like to leave blanks either, but you seem to be taking that to the extreme (of course your choice to do so).

I am not sure what the pay off is for you to stress yourself like this...
I think of it this way - How much would you spend on dinner for you and

your spouse or significant other at a nice restaraunt?  That is what your gift should be or a little more depending on if it is a family member.  So, if you go to a very nice restaraunt and spend $70 for dinner for the two of you, including drinks, than the gift should be about that as they are providing you with a dinner at the wedding, right?


 


It may be off base, but that is how I figure it.  If it is a family member, I usually will give $100 or more.


Spend the money!! sm
Last year an 8-year-old boy on my nephew's baseball team was having abdominal pain.  He was not taken to the doctor.  His parents found him dead the next morning - he had died during the night with a ruptured appendix.
Did you spend $400 already to the company????? SM
There have been a few magazines that have warned stay at home moms to avoid this company. I believe Parent magazine was one of them.

Please, for future peace of mind and puffier wallet, do some serious internet research on anything that requires you to SPEND MONEY to work for them!!!


I did spend the 400 dollars too
Well, what can I say I just purchased the "software" two days ago.
And in the country I live 400 dollars is two minimun wages.-
So, I basically spent my savings in a promise, but only because I read that Alan is a minister of some kind, I just assumed a Pastor wouldn't be on the internet scaming people...
and I even talked to Alan.
How much does everyone spend on Christmas? sm

Just for presents, not for other things like decorations and food and stuff. 


 


We are a family of 4, kids age 2 and 5.  We also buy for my family (mom, dad, 3 sisters, brother) and his family kids (6 of them) and then we do 2 $25 gifts to exchange in a game.  Just wondering what everyone's budget looks like and what everyone spends.  We will probably spend about $1200 this year.  Is this outrageous?  It seems like a lot, but yes, our kids are spoiled


YES - they then spend the next day in the woods
nm
There are lots, but they don't spend (sm)
time on the boards because they're MEN! (Hmm, what does this say about the few very prominent male MTs who do post a lot?)
How much do you spend on their food and...sm
do you have a family to cook for? I know that what I've heard on these types of programs is that the food is expensive in comparison to cooking yourself and if you have a family to cook for it's problematic to cook for them as well as yourself.

I'd never recommend gastric bypass to anyone. I have known 4 people who had it done and every one of them gained weight after they lost down to their ideal one. One friend had severe complications after his initial surgery and ended up having 2 other surgeries. He wishes he'd never had it done.
LOL--yes...look to make not spend...
still spend too much though:)
MS just wants you to spend $$$ on upgrades.
I do know people using 97 and 2000 without any trouble.
Oooo, she makes me want to spend the whole day
in the kitchen cooking. Her presentations always look so fabulous!
I try to spend a month's net income.
It's always in proportion to what I make.

We split the amount in half and spend half on gifts for us and the other half we spend on a needy family. I let my boys make that decision years ago when they were young and I took them to our outreach program. They wanted to do that and we have stuck with it.
Told 18 and 14 y-os, $400-$500 per each one and have stuck to it. Will spend about $300 on DH. nm
:+
Don't spend a lot of time initially trying to get

a blank.  After you complete the dictation go back and relisten to see if you can fill in the blanks.  When I get a new ESL dictator it sometimes takes me a while to get his accent so I don't spend a lot of time trying to fill in the blanks initially.  Usually by the end of the report I have gotten the accent and can fill in most blanks.   I also have the experience to know what the blank should be in most cases, and that also helps me fill in.   If you get QA files back make copies of them and start your a notebook.  If you have the ability to relisten to files after they have been signed off when you get QA back relisten to the dictation and see if you can hear the blanks then.   When I first started doing ESLs I was so stressed because they were hard and I left a lot of blanks and I just don't normally leave blanks.  After getting QA back and relistening it seemed so clear what they were saying and I couldn't believe I had struggled so much. 


 


I spend more time out of my chair than in
nm
if you're female spend the day at the spa...S/M
did this recently in PA at the Athletic Club and it was fabulous - 1-1/2 hour deep heat stone massages, hair colored and/or just done up, manicures, pedicures - just a special day for the women in honor of the Moms for birthday, Mother's Day, whatever reason....quality time with Mom.....never do really need a special occasion to do this either. 
We are so privileged to spend their life with them
Pets... I've had them since I was a child. I'm 44 and have 4 cats right now.  I've gone through the loss of several, and it is so, so hard.  Sometimes you wonder if it's worth the pain of losing them. I've thought that many times, but I love having my animals, and I know that as hard as it is to lose them, the joy and comfort and love we get from them during their lifetime makes it worth it to me.  You have my sympathy and total understanding for how you're feeling today. Just know that there are many, many of us out there who understand and are feeling it with you. Take care
You do not have to spend 100.00, or 30.00, or 20.00 to rid your pc of this spyware. Follow the
directions provided with this link and you will be fine. There are SO many free virus/spyware removers online, that if one has the time, patience, knowledge, and fortitude, you should never have to pay for this, or any other type of pc maintenance.
Why would you want to spend $298 on credentials that don't matter anyway?

For a penny more a line?


Either way you were wasting your money.  The thing is, you probably failed by one point on something totally irrelevant question having to do with one of the ever-changing BOS rules. 


In my opinion, experience wins over passing some lame certification exam concocted by an organization of fat cats looking for more ways to line their pockets with our money.


Don't be too disappointed that you failed.  Be disappointed that you bought into the AAMT hype.


lol, don't blame you...I used to spend so much time
searching for sample reports, listening over and over, trying to make sense of some speedy English-speaking (incoherent, actually speaking half words and tripping over their words and stuttering because they go so fast) docs. This is a legal medical document, doc, treat it like one! And in my opinion, too many MTs and QA that try to interpret the gibberish often make more of a mess because you just can't be 100% sure in cases like these and better off leaving it blank so as to avoid the lawsuits. Don't ya think? ;)
So how much do you make for the time you spend
*Enquiring minds*, and all....
How much time are you willing to spend testing?
I'm not willing to spend more than 30 minutes or so testing for a company.  I've seen a few that are well over an hour. 
My hubby used to spend more than his share...
so many, many years ago (we've been married 30 now) we divided up the bills according to the percentage we each make. We have separate checking accounts, and it has really changed things for the better. Now he only spends what he can afford, and I actually have some money to do what I want to with! He has really become money conscious since we did that. It works great for us.

How much are you looking to spend? Think Express Scribe
s
Good point - I'd rather spend my
time than my money on clothes, gas, etc.
You actually spend your days off on MT sites
That's sad !
'cept most of us don't have $500 to spend on a chair!

I spent a $100 on my leather chair at an auction.  It doesn't have some fancy brand name or huge price tag, but I've made it work for me.  I tried several different seat cushions.  I'm short and if I adjust my chair where I feel comfort, my feet don't touch the ground.  So I had my step-dad make me a wooden stool to rest my feet on and put my pedal on. 


I would love to be able to spend tons of money on the perfect chair, but there's the chance the chair just won't be "perfect" for me and then there's a little question of my personal finances.  I prefer food in my refrigerator than perfect comfort for my butt.


pay amount
I work for them and have for years now. What they do is basically pay how they are paid so we cannot blame them. Basically, the client takes 1/2 of the total lines for the month and pays it on the 15th of the next month and the other half on the next paycheck and so on. I have always been paid my full amount with no problems. To figure out pay, go into the transcription program and look up your lines for the month and divide them in half...very simple really. Again, they have always paid correctly and I have been with them 4.5 years now.
for me it would be the same amount of...
of Keystrokes as I use yo and then the spacebar, which would still be 3 keystrokes. From typing, it is just natural for me to hit the spacebar versus using the ";". Is this what you mean?
amount of RAM

Is there a way to tell if low RAM is slowing things down or if it is just the platform?  I have various problems (aside from several-second delays with certain things) that I think may be due to lack of RAM.


I use a lot of online and computer resources, so I probably need a lot of RAM.


Any way to tell? 


try to convince DH that now is not the time to spend...I think he's in denial...nm
nm
We only have one go around in this life, don't spend it growing roots
x
The difference between not caring what you spend and spending as
x
The least she can do? How many wealthy people spend their money they way she does? sm
and what does he do with HIS money, I wonder.  I didn't see any schmoozing, just him tip toeing, and almost begging to be forgiven and taken seriously.  She was in no way bragging about what she does in Africa, but he wanted to know, so she told him. 
Maybe if you spend more time honing your skills and
x
Well, KIND of. If you mean "do I really have to spend money on SM

an expander, the answer is no, you don't really have to - but you'll work a lot better if you do. It's worth $99 (for example) and it pays for itself.


Autocorrect fills up and wreaks all kinds of havoc when it does. Autotext doesn't fill up (that I know of).


Yes, you need an expander. They're capable of much more than just stretching an abbreviation into a phrase.


ADHD is bull. Just maybe try to spend some time
working with her (not pushing her but just introducing new things). I am sick to death of the ADD/ADHD diagnosis of kids. I do not believe in it. Some kids DO have a little harder time adjusting to school and again there is absolutely nothing wrong with that. Just talk to them every day, help them in any way you can but most importantly be there for them no matter what. It will all work itself out but DO NOT stress yourself out over what some teacher says. Most of the time they are wrong and can be proven wrong. I am a teacher, although I teach adults/teenagers in college and really..... I truly believe elementary teachers try to make it easier on themselves rather than try to work with a child that needs it.
You will have to spend some $$. The SUM tapes are available on ebay, along with others not so good.
I don't know of any company that will give you "practice dictation". Even asking would put you even more out of the loop. Buy some decent dictation tapes and practice on your own.