I agree Patti, I thought so too when I read--sm

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I agree with you Patti, I have done MT for 15+ years, I started in an Acute Hospital where they trained me on the job and paid me well while learning.  After 7 years I got my first account did both the hospital and my account for a few years before venturing out on my own, that was 11 years ago next month.  I have made a great living, more than 50k a year since.  I too picked up the undesirable doctors, who by the way DO PAY WELL AND ON TIME.  I wholeheartedly agree with getting to know the office staff, they are brains usually of the whole works.  I still have that first account and will never stop doing his work until he retires, god willing.  I have over the years had to pick up small fill in accounts to supplement that one,  but I have never ever had a problem finding accounts, it can be done you just to be very diligent. 

I also agree it will not happen this way right out of school or as you are learning, but it can be done. I think it is essential for newbies to have that Acute Care Hospital training, though that is harder and harder to come by these days with most hospitals outsourcing.I  was in the right place at the right time.  When I was learning I requested the most difficult dictators/doctors, and that has really served  me well too. 

I dont usually work 40 hours a week, but occasionally I do.  I also take lots of vacations so it all balances out. 

You limit yourself by charging per page, but you need to figure out how much will go on a page.  It sounds like you may want to charge more like $3-3.50 per page if they must insist on paying per page.  If you have to adjust margins that can be another task that will hold back production.  Will you have to pick-up and deliver/print.  You must consider those types of things as well.

I, too, have a small MT business and agree with all of her points.  You have to be  prepared for whatever might happen.  I work when I'm sick, maybe not at a fast rate, but I do make a serious attempt.  I don't take a vacation...I take several long weekends.  They're easier to manage with my work load. 

However, there's one I'm a little unclear on...specifically, #7 where you say you pay 10% taxes. I would very much appreciate it if you could elaborate a little on that.  Feel free to email me (dianahufmn@gmail.com) or, if you would like, share on the board.  Thanks in advance! 

nm

any other material besides medical records, like a book, if it is under 10, it is written out.  That organization has too much power.  I cannot think of one thing they are good for.

you've forgotten your own words! Your post above is 100% different "flavor" to it, now all positive and cheery! Your first post was 100% doom and gloom every which way, including "raining on your parade", and "if you want to go forward"...God, sounds like she's talking about jumping into oncoming traffic! Here is your quote:

My first boss (the one who hired me as a new grad) gave me some words of wisdom that I haven't forgotten. She said that transcribing at home with small children NEVER works under any circumstance. Either the work will suffer or the parenting will suffer.

****

How can the word "NEVER" in caps be interpreted in any positive way? You took about 8 paragraphs to cover every aspect and completely dash this poor woman's dream.  I'm not blind, I'm not talking about day care at all, I'm talking about the total negativity of your original post! You know exactly what I'm talking about, cause you added some sugar to your second version! And that's much nicer than the first!

Their fee is $40 a month, which I didn't think was too bad.  The total I will be paying them is almost what I am paying now.  The difference will be the interest rates and time it takes to pay them off.  My husband is really upset that we are going to do this, but as I said before, I don't see any other way.  I am keeping one credit card with a low limit for emergencies, travel, etc. and the rest of them will be history!!  When I get out of this mess, it will never happen again.  Again, I appreciate your info.

you don't need to explain yourself to Tikki (aka Kikki) or anyone else on this board.  You took a bashing about the cookies and now about tapes, and money for gas, and on and on and on and on.

You are obviously a very successful and talented MTSO/MT/WOMAN.  I admire you.  May you continue to have good fortune shine down on you.

May you one day realize your life is worth living and trying to impress people on newsboards with what little you have is not necessary to make your life whole or meaningful. 

Prayers and blessings be with you honey.

I know you are busy and I don't want to interrupt you, but you are so knowledgeable about tax questions and I thought maybe you could help me, somehow.   If you could possibly email me, I would really appreciate it, as I do not want to divulge personal tax info on this site.   thanks so much.  When you have time, of course.