I'm sort of confused here..

If so, I wouldn't be in a hurry to think you'll get the flexibility you desire by applying to these positions here.  Most of them require you work a set schedule, i.e., part-time or full-time. It's tough to find a company that hires true IC status.  They say IC, but then you are required to let them know which days you'll be working with a line quota.  

As far as insurance, check with your local senior center.  They may have information on health insurance providers. 

• Working for a company or IC - anon
  • You can work as an IC for - the national companies.
    • I'm sort of confused here.. - Are you saying you want to be an IC?
      • Check with AARP, They might have a group plan. - MTup in years

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I still have a couple small accounts but they certainly aren't worth the aggravation and may be giving them up.

The downside is getting used to only having 1/2 the money as before since the taxes are being taken out from the get go and now having to meet production on a daily basis which is getting tougher to do, having to remember to ask ahead of time for time off and vacations and especially trying to remember to ask if I want a holiday off. Having someone tell me what to do.

The upside: Health insurance, pension plan, savings account, paid holidays, extra pay for overtime, having taxes taken out immediately and not having to pay quarterly taxes. .. No more headaches. No more scrambling to find more tax write-offs at the end of the year, getting refunds from the IRS instead of paying in.Incentives for going above and beyond the call of duty.  Having weekends off (first time in 8 years), having part of a day for myself (first time in 8 years).

Need I say more?

When I came home to type 13 years ago, I was expecting my third child.  Prior to that I did have 5 years on-site experience, but it was all in one specialty.  So, acute care was new to me.  I did it.  My line count at that time was 1000 lines a day.  I admit that many days I did not get to the count, but I tried very hard to make every report perfect.  I learn a lot from looking things up.  I kept my babies close by with plenty of toys, play pens, VCR, Disney movies, etc., and there were many times that one fell asleep across my arms while I was transcribing.

I think it can be done if you want it bad enough.  I love working from home!

it's happening before your eyes and you cant see it.

(delete)

My mom's doc told her in 1996 that she had "a touch of emphysema, nothing to worry about." (He was a lousy doctor but I didn't realize it then).

She had lived in a trailer on our property rent free for 10 years independently before this happened, then she got the shingles, "most severe case I've ever seen," was hospitalized for 2 weeks and went downhill after that. I moved her in with us as she developed macular degeneration, plus she was almost deaf.

The last straw came when she was walking through the hallway and her legs went out from under her. She broke her hip and walked on it like that for 2 weeks. I quit my job to stay home with her after that.  She spent 2 wks in a hospital and 6 wks rigorous PT in a nursing home, then came back home.  I did everything for her. She even gained weight, went up to 96 pounds (4'11"). She also came on on oxygen because of her "touch of emphysema" which turned into full blown COPD.

She then got pneumonia, was hospitalized, and then started to develop memory loss. Her macular degeneration got worse and she couldn't tell day from night and sometimes, her biological clock would get mixed up and she'd be waking me up at 11 p.m. thinking it was 7 am. She loved to read but couldn't do it anymore. My son gave her his large screen TV so she could at least see that, but she couldn't hear without the sound being turned up LOUD.

After 3 years, she was almost bedridden. Her bedroom was next to my office and I had a bell that she would ring if she needed me.

 I had a nurses' aide come in every day for 1 hour a day to bathe her and give her breathing treatments. That was all Senior Services could do for her because of her limited SS income.

In the meantime, I got a job through my former hospital working for them at home after she broke her hip. .I also worked full time 1 job, and had a couple small accounts, took care of her bills and checking account, our three accounts (both self-employed).  

We had a lot of friends that would come over on the weekends but where was I? In the house working and taking care of her. I never left the house for those 4 years except to do grocery shopping...and it was never more than 1 hour so the nurses' aide would be with her while I was gone.

She broke her other hip in January 2000.  I spent every day in the hospital with her, but there was nothing I could do. I couldn't stay the night because this hospital wasn't set up for that and I couldn't afford it anyway.  I knew she wasn't going to make it this time and 2 weeks after celebrating her 79th birthday, she was gone.

Anyway, I feel for you and know what you are going through with the exception of 1 thing....I have no siblings. Hang in there and keep doing what you are doing. You'll never regret it. Three people know you're the right person. You, your mother, and God. Forgive your uncouth (sic) siblings...and if you get mad enough, tell the one that keeps winning the money to hand some over for a change. He might surprise you. Heck, he may not even know the problems you're having. You should tell him.

But in the meantime, just keep taking care of, and loving, your mother for as long as you can...and don't forget to tell her you love her all the time, too.

I don't hear anything around me.  My husband literally has to come up and touch me to get my attention when I'm working and then I nearly jump out of my skin cause it's like he snuck up on me.

I've been working at home since my son was a baby.  He's 14 now.  He had asthma and respiratory difficulties from birth and so I needed a profession that allowed me to be at home with him.  At first, my production was just gross, but you'll find that you adapt pretty easily.  Now, with both kids at school (my daughter just started kindergarten), I've seen my production shoot way up to the 1800 to 2000 range just because there are no interruptions and no excuses!

Your production will get better and better.  It just takes time.