I'm emotionally and financially stuck
Posted By: Needing Support Ladies on 2005-09-27
In Reply to:
I'm wanting to buy a house. I have 3 kids, 1, 2, and 16. I live with my Not-So-Darling-BF, 2 youngest are his. I have a purchase offer on this house and can get financing. The payment is 200 more than I wanted to spend. House is 5 years old, in town, right by my 16 y/o school. I have CC debt (about 9500), a student loan, a couple other small (less than 1000 bills).
I posted my dilemna on MSN Money message board. They all think I should rent, pay off debt, get a roommate, that I should build my emergency fund, save for the house, blah, blah.
Obviously I'm an MT, make 42k a year with 3 parttime MT jobs, one going full-time hopefully in the next year, and child support from 16 y/o which I will lose if she does not continue school after graduating.
I may have a renter, my brother, who would be good for about $350 a month, incl. heat, etc.
I feel so emotionally drained. My "BF" can be prone to violence, never hurting me or kids, but breaking the "house", he thinks he is "Mr. Wonderful" and always has that attitude...I could go on..I wanted to leave at 3 months of knowing him but got pregnant...to make a long story short...and I stayed "cause of the kids."
I'm not sure why I'm posting but I feel my next step is the psych ward. Financially I guess I can't leave and emotionally I can't stay as I'm going nuts.
I need advice or words of encouragment or something, anything....
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Emotionally and financially stuck. Please sm.
No, you're not stuck. You obviously need to get away from the Not-So-Darling-BF. If he's breaking up stuff in the house, sooner or later he'll pop somebody. Okay?
You are earning money and I agree that you probably should purchase a place of your own. Right now, however, does not seem the time. Now is the time to set up a place of your own per rent and get yourself, your family, and your finances together. I know this is not what you want to hear, but it's the truth. Please do not take offense.
You need to gather yourself, so to speak, and you cannot do that with a mortgage you cannot afford alone hanging over your head. You'll just be headed for disaster, shorting yourself, your children, and your work.
Again, please don't take this the wrong way. I would simply hate like he$$ t see you make the same mistake that I've seen numerous times already.
The first step is to get out of there and set up your own place, not brother's or anyone else's, but yours. You have a family to support. If you choose to go it alone, then alone you should go. The second is to make the BF pay child support. Get that lined up and if he is dependable, you can figure it into your budget. And lastly, once you have your finances configured, you can then decide what you can afford for your family as a home. Comfortably.
No offense intended here and again, I hope you do not take any of this the wrong way. It's just the smart thing to do, especially when you have three children to think of.
Good luck. :)
I say financially I can't leave because
there is nothing to rent with 3 bedrooms. I need three bedrooms. This home is the only one on the market worth the money and worth my time as it needs nothing. Everyone is telling me I should rent. There is NOTHING to rent here with 3 bedrooms, Therefore, if I shouldn't buy the house, and there is nothing to rent, then, well, FINANCIALLY I can't leave.
If you run a very financially business
from your home now, give a ballpark figure on what the income is. I have gone down in my income more than 40 thousand dollars over the years so this is the realistic expectation. I have heard from others that the courses are offering ideas that are not feasible. Lot of companies being outsourced and the pay has really fallen. Let me know what the salary you think you might be able to make.
If OP cant financially make it with this job, she
x
Financially, it must be a substantial loss.
I would have to take on a side job to make up for loss of income if this happened to me. Don't the supervisors realize it is costly to do this? I'd say it is equivalent to a demotion. The least they could do is let you work 6 hours on prior account and 2 hours on new acct until you gradually gain speed.
For financially related Christmas issues, please see
gab board. I know some have posted about this and not being able to get presents for their children.
But just because people are not willing to financially help doesn't make them any less helpful th
nm
It has not been financially worthwhile, but I find it easier to get jobs. I have 18 years experienc
and I find with the CMT, I get an offer for every job I go after. In all fields, there are many employers that just feel more secure hiring you with initials after your name. I will be keeping mine.
Someone help me, I am stuck in
a new resident hell. This is my fifth chart in a row from the same lady and not one chart has been under 35 minutes or more than 100 lines. They are ER charts. It would not be so bad if she spoke a little faster but she spells out e-v-e-r-y-t-h-i-n-g and tells me where to put every comma, period and paragraph.
Maybe not stuck
Raquel, you can borrow up to $30,000 per year as an undergraduate to get through college; I know that you could get through in 3 if you aren't working another job. If you go into an area with a real shortage of teachers (usually math, science) then you might be able to get some assistance with paying your loans back.
Just thought I'd throw that out in case you start feeling locked in. There are actually a lot of 2-year degrees that you can get that pay more than teaching with a 4-year degree.
So who gets stuck with that $200,000
every time there is a complaint about a HIPAA violation?
Does have HIPAA have teeth or not?
How did you do it? I'm stuck..
I've tried all of the above and then some, have AVG free, and still can't get rid of this virus. HELP PLEASE!!
At least we have stuck to our names
and people know who we are unlike most posters on this board who change their name on every single post! I guess they like to be easily forgotten.
Just S.O.S. (Stuck on Stupid!)
nm
Anyone else still stuck with dialup?
Hello MTs
Is anyone else out there still stuck with dialup? I am getting so frustrated with the long loading times. I live in a rural area, and I cannot get DSL or cable. Anyone have any other alternatives to slow internet?
Thanks.
Lynn
I usually get stuck on the easy ones....lol
For some reason, I get stuck on random words that I type over and over on a daily basis. I'll type the word, and even though it may be correct, for some reason it doesn't look right to me. I'll have to stop and study it for a minute before going on. LOL It's then that I know I need to take a break!
Stuck at 600-800 lines a day.
I am not a fast typer. I usually get 600 to 800 lines a day, but I need to double that to pay the bills. Not sure what my problem is. I have Expanders and add to them everyday. I do not have the same doctors all day so maybe that is the problem. Any thoughts or tips would be very appreciated. Thanks
and most of them have cellphones stuck in their ears. nm
nm
He dd NOT give them preference. THEY are stuck TOO
My cousin and 3 of her friends are stuck there. If he gave preferential treatment. THEY WOULD BE HOME instead of US worrying about them and not hearing ANYTHING from them.
By the way. They also called ahead before they left here Friday and asked their hotel if it was safe or should they cancel and rebook later. They were told to come on. They would be safe, this was nothing to worry about.
I have read that OTHER tourists were told the same thing when THEY called ahead before the hurricane to see if they should cancel and reschedule.
Get off your high horse and DONT comment on things you know NOTHING ABOUT!
Maybe you have some goo or a paperclip stuck in your keyboard.
Try pulling off your R and 4 keys and cleaning it out. (Or maybe you suffer as I do with stubby finger syndrome! LOL My pinkies don't reach the top two rows.)
Told 18 and 14 y-os, $400-$500 per each one and have stuck to it. Will spend about $300 on DH. nm
:+
But the paper would be stuck to the floor. . .
because someone spilled Kool Aid and didn't bother to wipe it up.
Red Kool Aid. 
Glad you stuck to your guns!
.
Anyone ever get a pill stuck in their throat?
I took an ibuprofen capsule on Wednesday morning (for a sore throat I'd had for a week, rapid strep neg). The first one went down but the other one seemed to stick. It's still there and I just can't get it to go. It's not really down in the throat...it seems to be higher than that. It's making my throat hurt down to the collarbone and up to the ears. I can get it to move around some, but it just won't go down. I don't know whether I should call me regular doctor, go to urgent care, just wait for it to go down or what?
I am stuck going full time because
that's all the university offered. They said if I didn't want to go full time then get out of line because 933 other people wanted my spot. I have a small MTSO right now and so am able to just parcel out work and do a little QA each week. I already had an Associate's of Science which transferred to the U, and then I had to do pre-req of Nutrition, Developmental Psych and Organic Chem (and after I did organic chem, over the summer no less, they dropped it as a pre-req grrrrrrr). This fall is my third semester, I will finish after my fifth semester though I want to go on to get a master's as a nurse practitioner....another 2.5 years **sigh**
Stuck adding dictionary
I've downloaded Stedmans 6.0 to Word (program files) and am attempting to add the dictionary for spell check. I can locate the file but when I try to add a file name, I get hung up. I'm sure the problem lies in the file name, either the original download or my efforts to add the dic. I would very much appreciate an assist, pulling my hair out. TIA - I have googled extensively and followed the instructions but I am missing something here.
Why is that some are still stuck in the year 2008?? LOL
x
Although I'm currently stuck with my offshoring MTSO,
I'd much rather do straight typing..
If it's Dictaphone or Philips, you're stuck
If the unit is Dictaphone or Philips and has a proprietary headset with weird prongs rather than a standard RCA plug like you can use with a Discman, then there is no adapter. Those companies want you to have to buy your headset from them or their authorized vendors. I've been through it with both. It's not enough that you've paid big bucks for the unit, they want every last cent they can get, including for the headset.
Keyboard text stuck "on"
I hope someone can help me. I was trying to print the computer screen and for some reason could not and my husband came to "help" me and somehow he got the desktop text that normally shows up under the desktop icons to be stuck in the "on" position. Does anyone know how to turn them off? My husband does not even know what he did to get them that way. We never were able to print the screen. If anyone can tell me how to turn off these desktop texts, please let me know. Just in case this helps, I have Windows XP PRO and a Microsoft erganomic keyboard. Thank you all in advance.
Help, I've been stuck with a gum chewer all morning!!!!! EEEWWWWW!!!
two days, had hunch should leave within a few hours but stuck it out. LOL
Never eat it. Hate food on my face and stuck in my teeth, esp. in public! Gross either way. nm
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