Here's their revenue for the past three years and other financial data.

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I do not believe getting the CMT is as worthy as you say. I believe that it is overrated when it comes to getting paid more my by services and I do speak from experience. I had the CMT for many years and I let it lapse because it was a waste of perfectly good money. Money I choose to keep in my pocket rather than spend putting in AAMTs pocket. No, I am quite happy not having the CMT and earn a living wage even without it. As I said previously, I can say as an informed MT (former CMT) that a good 90% or more transcription services do not care if you have the CMT. All they care about is that you can get the job done and at the cheapest rate of pay possible.

Is it the typing that's getting you or the subject matter? Maybe try general or insurance transcription? I did secretarial work at home for a while, bookkeeping, typing, resumes, insurance typing, databases, mail merges. I did mystery shopping, but couldn't make any money at it.

I sold on eBay by going to yard sales in the hot afternoon and offering people $1 a box to haul off their leftovers. Or go early in the morning so you can snap up the collectibles. Run an ad in the paper that you're buying certain collectibles. Estate sales and auctions are good sources of stuff, too. I once paid $12 for several boxes of junk that I sold for $800. eBay does get tiring quite often between finding packing materials; finding inventory to sell; answering people's emails because they can't bother to read the auction instructions; nonpaying bidders; blatant liars; driving to the post office every day, etc.

I've done some other WAHM jobs but, again, eBay and transcription make the most money for me from my home.

the tests were not dictations that I do on an everyday basis. I know they pick and choose carefully what they will test you on because there are always kinks in there where the doc either stumbles, mumbles, or you know you would have to be a genius to figure out what they are saying.

always went back to it. The longest I've quit was 3 weeks. My mom died from COPD and she had smoked from age 16. She really enjoyed smoking and although we kept trying, couldn't get her to quit until she was on 24 hour oxygen. She told me if she couldn't enjoy anything in life (smoking), why live. She died 3 months later.

I started smoking at 13...you know, the "try it, you'll like it" phase. We both tried to quit when I was 19 but we only lasted a day. There was only cold turkey then.

I've tried the patch (3 weeks off cigarettes), cold turkey, herbal meds, hynosis (only lasted 5 hours), you name it. I've used all the suggestions possible to no avail.

With a cigarette dangling from my mouth, I told my boys never to start smoking because they'd never be able to quit easily. Two took my advice, one didn't. He also tried to quit smoking but failed. He was on Wellbutrin for it.

My husband started smoking at 8 while working in a coal mine. He quit cold turkey 19 years ago. He was smoking almost 4 packs a day and one day he got so disgusted with it, he just threw them out the window of the car. Never touched one since and smoke from other people doesn't bother him.

He told me you really have to have the willpower and just get disgusted enough to quit. There's no other way. I guess I just don't have that willpower.

It seems that they dredged up the past by wanting the release signed to keep them out of trouble for unfair employment practices. Usually when a person ends the working relationship, they give formal written notice, the company accepts the notice, and the employment is over. Smells pretty fishy to send a termination agreement and, oh by the way, sign this release. LOL

You might want to consider looking into EVCC. It is a community college that uses the Career Step courseware, but you have instructors and accept Pell Grants and Stafford Loans.

Does anyone know about when a company says it has profit sharing what that exactly means. Is it the same as them matching the 401K contributions, or is it separate outside of the 401K distribution? Also, is it usually paid directly to the employee or invested by the employer?

info within the US. HIPAA allows many uses of unidentiable medical records to be distributed in many ways even within the US, not to mention overseas. There is no law that keeps my financial information confidential and within the boundaries of the US. Very little truly identifible information to connect medicall record A with a particular person other than by name is sent anywhere, even to MTSOs within the US.

Who wants my medical information? The College of Surgeons to help them identify ethnicities and trends in cancers, the AARP to help target demographic groups for products they sponsor and to "represent" when they pay their professional lobbying group in DC, the auto industry to decide my premiums, and on and on.

I got a Walmart credit card, was 7 days late in sending in my $10 minimum payment and got a call from India for collections. ???? Mailed in the account balance and closed the account. Then called all my credit companies to find out where their call centers were located. I now have only financial business with companies who keep my records in the US. That is my choice. There ARE 2 cases of people who sold US financial records being proscecuted by the Indian government and a total of 5 people are in jail for this.

Michael: You've been missing a lot of work. Peter: I wouldn't really say I've been missing it.

I would assess the need of the mother and child and then give appropriately. Boxes of diapers and wipes are always appreciated and are sure to get used!

The financial aid officer told all the parents there that if their child is 22, living with them or not, their finances will be looked at and considered when the kid goes to college. So if you boot your kid out the door at 22, consider the fact that if you make too much money, your kid may not be able to afford to go to college without your help because their student loans, scholarships, etc. will be based on both the student's income and the parents. If they are married or have children parent's income is not a factor, only the student.

After paying any necessary debts, etc., put the remainder in a CD or money market account and let it accumulate interest for a while so you can consider your options. You don't want to jump into (or out of) anything on the spur of the moment.

I guess the question is, is this a job you want to keep? If so, I think the advice the MTSO below gave is great - talk to your supervisor or lead, explain the situation, and ask if you can take some time off and still have a job waiting for you when you get back.

If it's not a job that you want to keep, then don't worry about it. Quit, spend some time with your daughter, then look for another job. You will certainly have enough money to tide you over!

P.S. For financial advice, check out one of Dave Ramsey's Endorsed Local Providers in your area. (link below) Look at the top right corner of the page under Trusted Services. Their goal is not to tell you what you should do with your money, but teach you how to make the right decision about your money and investments.

Dozens killed in India terror attacks

There now are reports of as many as 80 people dead -- a number that is likely to rise -- in apparent terror attacks aimed at tourists and travelers in Mumbai, India.

Reuters is reporting that at least 250 people have been wounded in the attacks, which appear targeted at tourists. In addition, Indian television is reporting Westerners are being held hostage at at least two hotels. News networks and wire services are reporting there have been at least seven separate attacks in the city, largely at luxury hotels and restaurants.

"I heard some gunshots around 9:30. I was with my friends. Something hit me. I ran away and fell on the road. Then somebody picked me up. I have injuries below my shoulder," Reuters reporter Sourav Mishra said from a hospital bed, Reuters reported.

The Times of India reports there have been eight separate attacks, including a major terror strike at a large passenger railway station.

Our coverage is here.

(Television broadcast capture of a fire at the Oberoi hotel in Mumbia courtesy NDTV, via AP)

Update at 3:57 p.m. ET: According to the AP, gunmen are known to have attacked a major train station, a well-known restaurant, two luxury hotels and a police station. A previously unknown group calling itself "Deccan Mujahideen" has sent e-mail to news organizations claiming responsibility for the attacks, the Times of India is reporting. The AP now lists the death toll at 78. There are multiple reports that attacks are continuing.

I'm glad this subject came up as we do some traveling and I was just thinking about this as well. How is the best way to back up the data? Just use a CD or someone mentioned a flash drive external hard drive? Don't know much about this new fangled technology, so am finding this very interesting and helpful. Thanks for the info.

I have an external hard drive and want to save my data from my old computer to my new computer. How exactly do i do that.