Here's another reason why health care is so high people can't afford it and ...SM
Posted By: our jobs have to be sacrificed. on 2009-02-07
In Reply to:
A while back I had to go to the ER for a particularly bad Meniere's episode. I asked for an itemized bill, and you know what they charged me for 4 mg of ondansetron?
$544.
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My take on a big part of the high cost of health care and why we are
Do y'all know how much nurses get paid? My sister is a nurse and gets around $40 an hour, where she works no weekends, no evenings, occasional call for which they get paid very well, OT if they happen to have to go in on the weekend, DOUBLE PAY if they work on their birthday, etc., etc. And then there's the pension, and the great insurance and on and on. Sometimes all they have to do is make phone calls to make their dough, and I am not talking OR nurse. And then we get thrown to the dogs. And no, I am not going to go into nursing because I am too old. I am just disgusted.
I think it's important to note why health care costs are so high, first of all, SM
one big problem is govt involvement, just like with college, the more the govt is involved, the more the cost goes up. Secondly, laywers run up the cost by frivolous lawsuits and docs have to pay higher premiums for their malpractice insurance. Third, we are paying for illegals, people using emergency rooms for care and not paying, the list goes on and on. Hospitals charge people with insurance more to make up for some of this, because they know the insurance will pay for it, so people who do pay cash really end up paying inflated prices too.
It's complicated, but that is the root problem.
I don't know many people that could afford the $100-200/ticket price...sm
I wanted to see him until I saw the prices.... then of course TicketMaster throws in all of the "courtesy" fees that tack on another $10-15.
Just so everyone know, I can ill afford 50.00 but that is what life is about, helping people (inside
I have no family, just 2 pets. I am probably going to be out of a job soon myself, but if I cannot help someone else then my days are numbered. $50.00 will not kill me. It is pointless to say she should have been prepared, evidently she was, she HAD insurance. If I can make anyones load a little lighter I can live on that at least 6 months. To know you are not alone in this world might keep someones hope to keep on keeping on just one more day, then my moral values have been enlightened. The key word is "morals."
I think sometimes we are getting as cruel and thougtless as the companies who want profits at any cost. They are teaching us that. We seem to be learning well by some of the posts to this person's dilemna. I for one am not going blind yet, although my mother did right before her death and it broke my heart as she loved to read.
"Compassion," what happened to that? So far at 63 I am still healthy. I have no insurance, I cannot afford $500 a month, but I can still offer help to a fellow human being.
Merry Christmas and to all a good night.
MT in addition to other health care job?
I know that there are MTs out there that are MTs along with another HC job, but have never heard anything specific.
I am about to start MT school but in about 2-3 years the opportunity for me to go to school to become an RRT will present itself (it might not again for another 5 yrs past that point). It (being an RRT) is something I have wanted to do for a while, but only as PRN or part time work because of the shifts, the ages of my kids and my dh's work schedule (out of town a lot and weird hours). Because of that, I figure I could work as an IC (obviously 20hrs/wk or less) during RRT school and nights and weekends when I am not at my RRT job. We move every couple of years and IC work (for a national at home) could also serve as a steady income source while I find another RRT position (which could conceivably take a while considering my limitations regarding work hours outside my home).
Since I obviously do neither job right now, I don't know how realistic my expectations of this are. Does anyone juggle these two jobs? I know its most likely nurses that do this, but I welcome anyone's comments.
I definitely plan on going to MT school, because its available now, the work will be there, and being an MT is an excellent fit for me. Just trying to plan ahead - I know dh will want to know if I am giving up plans to go to RRT school because of this.
Thanks.
Socialized health care
http://www.liberty-page.com/issues/healthcare/socialized.html#britain
Here are some stats you might find interesting
Canadian Health Care
A 6-8 week wait time to see a gynecologist? Is that good or bad for the US. I personally have been waiting to see an endocrinologist for 1 year, 3 months...still nothing. Seriously. The wait time for any type of procedure of specialty is actually quite scary. Sometimes it feels as though we are in Russia, we just happen to pay more taxes. We "pay" for our health care with 13% tax on absolutely everything you buy. That is supposedly for health care, but it really doesn't seem to help. I personally believe the problem is in the fact there are not enough doctors. When you compare how many doctors there are in each specialty to the amount of patients that require them, that is where the wait time comes into play. Ironically, Canada is starting to implement "pay as you go" clinics for procedures because the wait time is so ridiculous. It seems that Canada is adopting the US's health system and the US is looking to adopt Canada's system. That reminds me of something...the grass is always greener on the other side (nope, same grass, different place). Take care all.
Anyone on the high speed internet that has found it just crawling along for some reason. All of a
sudden my just goes into web sites at a crawl and my computer is fine and modem seems fine. No clue what is going on.
Whether you like it or not, your private health care is distributed to others
Everytime you are diagnosed, have a test, go to the doctor, everytime you are billed, your information goes into a data base that all health care providers (insurance companies) have access to. I don't get the big deal over this all of a sudden. So someone in India finds out you are treated for a wart or depression. So what? What difference does it make as far as privacy goes if India MT knows this or Kansas MT knows this?
I will take canada's health care in a nanosecond
Well, I gotta tell ya, I would love to have Canada's health care, as I dont have health care..You see, if you are an SE, MQ does not offer health care. So, universal health care through the govt, IMHO, is better than paying out of my pocket.
Anyone have info on K Force Health care? nm
nm
This is an example of our mangled health care system.
So my husband smacks his elbow on something at work at the end of the day and as he is driving home notices his elbow is swelling up huge. He goes to the doctor and they say they can't do anything without his employer's consent to workers' comp and send him home without even an ice pack. The next day he goes to work and his boss gives him $100 to say it was done at home and to go get it fixed. I have taken a picture of his elbow and sent him to the doctor. He had already told them it was done at work when he went in yesterday anyway, so he is going to tell his boss that and give the $100 back. Amazing.
Aurora Health Care wiscionsin also.
xx
There needs to be a way to provide universal health care BUT sm
I don't believe that a national system is the right answer. If you look to Hawaii which has a law for universal coverage, it works pretty well.
We have had CHiPS which is the child health plan. I know something about that and had it for my own grown kids when it very first started. You get that if you don't qualify for Medicaid, and if your employer doesn't provide or if the premium of what is provided through employment is more than a given percentage of income.
This issue is one that I feel is best handled by the states, not by the feds. All you have to do is look at the No Child Left Behind to see how well that kind of thing works. States know what their demographics look like. They know what sector of the population is without health insurance and they know what funds they provide to various indigent programs to provide for the poor. It is the lower middle class woman and the lower middle class child who is most likely to be uninsured because they make too much for Medicaid and too little for any type of private insurance and most employers in this bracket can't/won't offer anything.
If you look at Medicare, which is a mess actually, and CHiPS which functions better, they are about the same idea for two different sectors of the population. There are HMOs and plans that one chooses. They are all a bit different, but you all know how this works. The companies who insure people through these plans keep costs and premiums down in order to participate.
I am in favor of the federal government figuring out a capitation rate along the lines of Medicare or Medicaid and paying this to the states, but more broadly to cover more people. Then, the states can figure out what they can contribute. If they eliminate funding for indigent services to cover these people under a statewide plan, that can go into the kitty. Every person in every state WITHOUT employer provided insurance, will be required to contribute to the state plan in some way, based on income. Employees with company provided insurance can opt to participate in the state program. The idea is to recoup the money wasted on county, city and state indigent programs and put it to the greater good. With having not to cover unpaid medical bills because there aren't any, anymore, it should help to raise the amount that states and other agencies have to pay into the system. Insurance companies will have to bid lower to participate in this, because I think it is best that they are the ones who administrate, private sector always does better...
well now I am boring you, but I see what I mean! LOL
A husband to take care of the bills and the health
nm
Soon it will be the government, Universal Health Care, nm
xxx
United Health Care medical insurance
 Well, I am about to use my vision coverage insurance for United Health Care. Eye Exam 2000 said they only covered 15-20% of the exam, 20% of cost of lens/glasses. I have never heard of such a low amount covered. I guess I have the wrong plan. Anyone else disappointed with United Health Care benefits besides me? I work for a large national.
Thanks. I guess I am hoping someone will tell me I am wrong and that 80% of the bill is covered. That this is all a mistake.
Signed,
Squinting
you can't insure your body, just paying for health care for it.
x
off shoring tests for health care professionals
Below is an ad I found were they are offshoring the devlopement of questions now this is scary
Title: Healthcare Exam Question Writing |
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PROJECT DESCRIPTION
![](http://www.offshorexperts.com/images/pixel_gray.gif")
The client is based in the United States that is providing training and education to health care professionals.
The client is looking to outsource the process to outsource agents who can write exam questions from the source material (source material can come from journal articles, books, etc.)
1. The client will provide the source material either by email or by providing the web address.
2. The outsource agent will write multiple choice questions from the source material provided. Each question will only have 4 possible answers, with only one answer being correct.
3. The client will designate the number of questions required per course.
4. The outsource agent will format the questions in a format that will be provided.
5. The outsource agent will email the questions to the client for review and editing.
6. The client will email the edited questions back to the outsource agent.
7. The outsource agent will upload the edited questions to the client website.
The client will pay one dollar US ($1) for each question written.
We believe that for a typical set of question will require 15 questions and will most likely take about 3 hours to complete. This equals about $5 US per hour. We anticipate rejecting some of the questions that are developed, though the client will consider paying for the development. The client will work with the selected agents in the future to assist with question development.
No Project Files
IL Health Care Worker Background Check Act
Type "225 ILCS 46/" in your search engine. It should give you the Health Care Worker Background Check Act for Illinois. There are several proposed amendments regarding non-fingerprint-based ID before the legislature for the 2007-2008 session. I hope this is what you seek.
OOps meant best health care in the world
x
If you think that's bad, just wait 'til we get "free" health care. NM
xxx
Good for you. You're a wise woman. Take care of your health first. nm
x
51yo female, divorced, 20yo son, 35 yrs in health care
Excuse me, but who was the health care worker who then disclosed the HIV status?
Ashe's HIV status and career decline. had nothing to do with a healthcare worker disclosing it.
Govt is promoting EMR to reduce health care costs.
Major cuts taking place in Medicare and Medicaid reimbursement. See Bush's Deficit Reduction Act of 2005, billions of dollars being cut. Word is that private insurance will follow suit, with higher deductibles among other things. You can thank the
Could your hubs become a patient of a home health care agency and then you could work for them
s
Study found that electronic health records did not boost patient care. sm
Link to article on yahoo news stating that electronic health records fail to improve care, study says.
http://news.yahoo.com/s/nm/records_dc;_ylt=AsT2t1nasUEaoOxgIsyoMUOs0NUE
I dont care if you stay home because ofyour kids, a health issue - sm
or because you just like to work in tne nude. The fact of the matter is, settling for a lower rate jsut for the convenience of working from home is BS. I've been doing this for 25 years and have been home since 1996 and while I know I am not making the same money I did in the haydays, I sure as he11 will not work for less. Many of these companies are bluffing if they tell you they have to lower your rate. In fact, if you hold your ground and have a decent reputation, you can even make more.
It's too bad that so many people don't believe in their abilities and worth to hold out. You should never base your decision on fear. Use logic and common sense.
Because the people who manage things in health
My thoughts are, when their bad kharma finally comes back to them, I hope it really hurts. Then they'll know how it feels to be an MT.
And the reason these people are behind some of the - sm
so-called "MT schools" in this country has less to do with needing more, or better MTs, than it has to do with NEWBIE MT's, who will work for less per line, and sign up to test for that CMT, because they DON'T KNOW ANY BETTER.
Of course it was - too many people still believe we went there for a good reason. nm
x
Most people don't have that many backups for no reason if they have enough work so I wonder about
your response.
There's always a reason. The question is is whether people are willing to take responsibility.
and what the heck does "variate" mean?
I think part of the reason many people accept -
such low rates *to start* is that they don't realize that very likely, other than maybe gaining a little speed once they're familiar with the software & their accounts, that is all they're going to get. Merit or cost-of-living raises? Nuh-uh.
I see lots of reason people are staying in the field,
about the low wages. If everyone is so happy with the satisfaction MT gives, the flexibility, etc., are these the same people complaining of low pay? It almost sounds like it's okay to make a lousy wage in exchange for what it gives. I still don't think Pattie's question has been addressed: Why complain?
Sounds like a real high IQ broad here - people like this give the industry a bad name
Nice to see people care
I am relatively new to this site, but from reading the posts it seems like there are several negative people out there who probably don't care about the person you are writing about. Unfortunately, I did not read her post and I don't know where she is, but I hope for her sake she is okay. I have been troubled to the point of not wanting to be here anymore, but I was able to get help, and now I am doing great. I just wanted to thank you for caring.  If you should here from here, please let us know.
The people who care are all raising their hands.
I care about doing a good job and want to be well compensated for that work, so count me in. If you're not interested, don't disparage those who are.
IMO, people wont care. If will cost them more
x
Be honest - the only people who care where the work is done are the MTs! nm
x
I wish more people would spay, neuter and take care of the pets
they've already got instead of expecting everyone else to deal with their problem. I get tired of the loose animals running around our neighborhood. People just dump their animals because they can't be bothered to care for them. We've got hundreds of cats running around having kittens all over the place. The kittens wind up feral. My pets are "rescues", but I can't take on any more. I won't, either. It's like kids. Don't have more than you can properly take care of. Don't expect me to take care of the problem you created either.
Sounds like exactly how I feel. MQ has a tremendous amount of unhappy people and could care less.
:
You know, I dont think people care anymore what MQ offers or doesnt offer, I think everyone is just
sick of all the confusion, dishonesty, sneakiness, etc. You never know what is around the corner so after this there will be something else no doubt. I think I and most other MQ MTs just want a company that they can respect and trust. MQ can offer this package and turn right around and change that. Leopards dont change their spots. It seems like they are intent on running this company into the ground and they are doing a good job of it. I dont see how they ever will stand up against the money they owe all of these hospitals. You still have to wonder what prompted them to send checks out to the DQS MTs for mistakes in calculation of lines. Give me a break. Maybe they are trying to settle lawsuits to get out of the MT business and focus on just technology. They sure dont know what they are doing with the MT side for sure. I think they felt they had everyone up against a brick wall but as accounts leave so will MTs or MTs will just move on to another business as the wages get lower and lower so then all the work can go to India. Older MTs will cut back or retire and younger ones will leave for something else when they see what they have to battle with the work left over from ASR or VR for the small amount of money not to mention EMRs coming quickly.
Like customer service everywhere - people don't care, no self-respect, no respect for.
nm
if you live among trashy people, low income people, people w/o goals or direction,
content to just get by, you by default become a part of a group. "people" have decided to group trailer people as trash. that is because there are enough people in that group to earn the title and even if you aren't trash, you are categorized by others. did i think i was trash in lower class neighborhood surrounded by people who drank and fought all weekend? no but i knew i wasn't staying and did not try to pretend that all the fools in the neighborhood were just nice folks who ended up where they were because high horse snobs deemed their neighborhood low class. people for the most part live exactly where they belong because they don't want to educate themselves, they don't mind "trash" around them and they don't want to be bothered trying just a bit hard to extract themselves from that world. they justify everything to themselves i guess saying everyone who doesn't like their lifestyle is a snob and the comedians (Jeff Foxworthy/Chris Rock, etc) who make fun of them are just ill-informed.
As for me, I fought hard to get out and don't even want to look back. It amazes me people stay for generations.
Kinship care versus foster care/adoption
Having been placed in a position where I now have custody of my 3 YO granddaughter and going through the legal system, I sought an online network of relative caregivers for children. I would encourage you, especially since you are in Georgia, that if you take any children into foster care with the idea of adopting them, there is federal law that requires the state to take certain actions in a specific time frame. When a child is removed from it's bio parent(s), the state is required to investigate any possible relatives who can take the child before foster care is considered, but even before that, reunification with the parents is the priority. Once a child enters the system and is in the system for 15 out of any 22 months, the state is required to find permanent placement for the child.
The problem with this is that there are case workers who may favor a foster family and do not seek out relative care. I have a good friend in Georgia who had to fight all the way to the state level to get custody of her grandson after the child was placed from the hospital into a foster care home with the promise that the foster parents would be allowed to adopt. She has now adopted her grandson, but it was a long, hard battle to get the state to admit their own interests were placed above those of the child and/or family.
If you get a child placed through the state, please make certain there is not a relative who wants that child before you get your hopes up. The courts are now favoring return of children to relatives even after a child has spent years with a foster family who hoped to adopt them.
States get bonus federal funds by complying with the time lines and being able to close the case, so some states place children in foster care because it is easier than trying to locate relatives.
Didn't mean to go off on a tangent, but I can't imagine my sweet bella going to someone outside her family.
Wish I could afford...
...to do that! I am SO SO SICK OF MQ!!! They are driving me crazy! I am on my 3rd MT Supervisor in three months and still have not heard one word from the latest one. They just don't care about us at all. I understand that's the nature of the biz, but my God, would it kill you just to drop an email and introduce yourself???
Wish I could afford...
my TC? sorry, what's that?
If you can afford it, go for it. sm
Just remember, if you work as an IC you may have a "nonconforming" loan which may give you a little higher interest rate. If you can document your income with pay stubs and W2s as well as income tax forms, you may be "conforming" and be able to get the lowest interest rate possible.
If your credit scores are high enough, you can always do 100% finance with an 80/20 loan which will eliminate PMI monthly payment. Your credit scores need to be 685 or higher for 100% finance.
Shop around for the best interest rate, but DO NOT let everyone pull your credit. Have one loan officer pull your credit report and ask him what your scores are. When you shop to the next loan officer, tell them do not pull your credit report, but here are my scores. Just give them your scores and ask what is the best interest rate they can give you. The more people who pull your credit report, the lower the score goes. It drops 2 or 3 points each time it is pulled by mortgage loan officers.
Also, you can buy down to a lower rate. So, if they quote you 5.75%, you can buy that down probably to 5.3% for 0.375% of the total mortgage you are borrowing (which in reality is 0.375 of 1 point).
I hope this advice helps - good luck. I say go for it! No better feeling than to own your own home.
I bought a new house last year and we just refinanced and closed on Friday. That is why all of this information is so fresh in my mind. Also, my sister is a mortgage loan officer, so she helped me a lot and explained how things work.
Always ask what your closing costs will be - different mortgage brokers charge differently. One may be $4000 and another may be $8000. That is a huge difference. Some want more profit, others are reasonable.
Best of luck to you.
Here is the best if you can afford it.
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