He can do it. If he is becoming self-employed, he can cut his child support
Posted By: ITK on 2006-01-04
In Reply to: He can't discontinue medical. sm - Been There...
too if he does not make a profit for the first few years.
Better to be prepared.
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CHILD SUPPORT??
Can ANYONE give me some legitimate service who goes after "deadbeat dads"???? I'm at the end of my emotional rope, and my state (Oklahoma) has not helped much in nailing down this butthead ('cuse my French)....I've talked to a few "services" which IF they get anything from him, they will probably take 60-70% of it!!! Has anyone had any luck anywhere?? Why do these guys (and I'm sure there are gals out there too!) get away with not supporting their kids???
Sorry to vent ...I type for a living (like you) and beating this keyboard sometimes helps me feel better! Thanks for listening (reading ??)....
child support
Believe me, deadbeat moms are very prevalent, moreso than people think. I know from personal experience that these moms rather spend their money on themselves than send even the tiny amount they are required by law to send to their child, all the time professing how much they love their children.
Child Support
We have a newer prosecuter in one of our local county's who started a new program to go after deadbeat parents. 3 times a year, she post the pictures of the worst offenders on the front pages of the newpapers, along with how much they owe...usually has a pretty good rate of call in's to report seeing them. She's also working extremely hard to get the state to NOT renew drivers lisc. on any of those who are over 2,000 in arrears.
My sister finally got the attention of our prosecuter when her ex got close to 30 grand, the folks at CS just did not seem to have a working phone or at least one they answered, so they went after him, showed up in court, the magistrate took all of 10 minutes to look over the files...asked the idiot and the prosecuter if he had a working wage deduction in place (which he did on paper), and then said...Well he has the wage order in place, so case over
Now how the heck do you think he got to the 30 grand mark if the wage order was working........duh Good luck, been there before and glad mine has paid on time.
be sure you get child support
It might not be much, but it will help. I didn't have the option of working fulltime from home when my son was small, so I had to put him in daycare. Found a reasonable sitter who was very reliable. But to supplement my day income, I did work part-time at night. I fed him, helped him with homework, bathed him and then put him down for bed and THEN went to work at home, many nights until 1 a.m.God gives us strength to get through things when we need it, cause I certainly don't think I could do it now! It will not be easy for you with 2 young children, but it can be done. It will require sacrifices, but don't sacrifice time with your children or time for yourself! Do a lot of praying. God Bless and I wish you the best. Keep a support group around you as much as possible.
I didn't WANT any child support
I wanted the divorce. He didn't. Even though I miss them to the point of tears, I asked for 50/50 custody because I thought it was the right thing to do. They spend half time with me, half time with him. He pays no child support. We share all expenses. Not the easy road for a single mom, but, in my opinion, it was the RIGHT thing to do for my kids.
Another perspective on child support
My husband adopted his ex-wife's 3 kids when they were preschool and elementary age. They were married for 10 years. He loved them like his own. When they divorced she forced the kids to choose sides. They chose hers. He rarely saw them after that and didn't force them to visit if they didn't want to. HOWEVER, in spite of never seeing his kids, he paid $1500 per month for child support. He barely had enough left over to pay his apartment rent and monthly expenses. (I don't blame them for their choice; their mother made that choice for them). Incidentally, after the divorce she inherited her parents' fortune, several million dollars. She continued to take the child support knowing how hard it was financially for him; when he got behind during a period of unemployment she took him to court. Even as the kids got older, she continued to threaten to disown her them if they had relationship with him.
Unfairness can work both ways. It's not always the mother who gets the short end of the stick. Dad's sometimes get the shaft also.
One final note. The oldest son tried to maintain communication with his dad, but sneaked around to do it and had hell to pay when his mother found out about it. Eventually, his attempts to contact his dad stopped completely. About two years after that, for reasons that are still unclear) he committed suicide at the age of 20. I wish parents would wake up and see that their bitterness toward their spouse and bitterness over money can poison their children.
When he is in jail for DUI and paying child support for a
I agree that you have to let them go, but not before they are at least 18! Teach them right from wrong until then and maybe they will know to use their head by then. I am sorry, but teenage hormones and peer pressure are too much for the average teen to handle!!
Since when does the child support go directly to the kids? lol!
x
I have a friend whose ex-hus owes $10K+ in back child support, she will never try to get it either -
because she is scared to death of him now. In the past he has tried to kill himself (she saved him), and he has threatened her as well. She thinks if pushed, he would possibly harm her and her daughter so she does nothing but IF he does see the daughter (he makes the rare effort but probably only because his new wife (#3) pushes for it) it is always supervised by her and in a public place. When he works the new wife makes sure child support is paid, but he is clinically depressed and works sporadically, and a lot of under the table stuff. Luckily she has sole custody of her daughter though and lives at home with her parents so she has good family support and financially has a very good job ($65K a year) so she has been able to do a lot for her daughter on her own, and also pay off all the debt her ex rung up (gambler) on her credit cards....they split the debt in the divorce. So there are many reason's why people don't push for child support. Luckily my friend is in a position where she does not need it, yes she would like it because it would help pay for a lot of her daughter's activities as she takes 4 dance classes or the rent she pays to live at home. She never prevents her daughter from calling or trying to see her dad, but time and time again he disappoints her with promises of seeing her more, etc. But the girl is smart and at age 11 now, knows her dad is just a total jerk. Her grandpa is good to her though and at least she has a "father-figure" in her life with him.
Go to NBC10.com - Our local news has "Wednesday's Child" which is a child for adoption.
Every Wednesday they introduce a child who needs a home and a family. There should be some information there as these kids are up for adoption.
www.NBC10.com -
Hope that helps!
WRONG! A child that has a fear of discipline = a well behaved child.
I have a beautiful, intelligent 11 year old daughter that hasn't had a spanking in 6 or 7 years and probably only 3 her entire life. She is very well behaved and I get compliments on her behavior constantly. When she does get out of line all I have to say is, "Shall I call your father?" Call it what you want, it works. She respects and obeys me and her father. Why??? For fear of the facing the consequences of misbehaving. Having a total lack of fear or respect for authority is exactly what's wrong with Generation X/kids today. I turned out just fine as did my siblings. Why?? Because my parents took "time out" to bust our a$$es whenever we got out of line.
Is that clear enough for you???
Currently employed
Hi. I have been with then since 02/2006 and extremely happy with them. As of this past month, I actually became and employee instead of IC and will be getting insurance. Hope this helps.
I think 30-40K if employed
There are variables. Is the person working 10-12 hours days and pretending they are working 8? I know many who are. If so, income should be considerably higher. People with their own accounts can usually make 50-60K or more.
For a 6-8 hour days, 5-day weeks, as an employee with experience, I don't think this job should ever pay less than $30,000. It takes too much concentration, medical knowledge and complete isolation to pay any less. Hospitals pay at least that and you are expected to take breaks, lunch, talk with other staff and physicians, get sick sometimes, have bad days and get bad authors sometimes, take vacations and generally be a human being. Working from home, most of us hunker down and feel guilty if we have anything else we need to do, then making it up at all hours of the night or our supposed days off.
Are you self-employed with your
If you are employed at
MQ, the reason people are making 8 to 10 cpl is probably because that is what they were hired in at when their company was bought. They probably have not had raises either.
I most certainly am self-employed
Obviously, you work as an employee. Sure hope you got a raise to change from what you were hired at. Again, not all of us can be that flexible to just change. We do have a life. Furthermore, anyone can dial in and listen to a dictation on the weekend if they need it that bad. Just call the floor get the identifying numbers, call the number, plug in the identifying patient info and badda bing, you've got the dictation. It used to happen all of the time at the hospital I worked at because they didn't want to wait on the outside MTSO that was soooooooooooo slow. TAT was never met or hardly ever.
Are any IC Incorporated since they are self-employed?
Just wondering if any IC out there have set themselves up as a Corporation. Being tax illiterate, it seems like I do not have many deductions when it comes time to file. My DH is looking into opening a business to provide a service and someone with a similar service suggested to him to file for corporation to be able to receive more tax benefits and deductions. My CPA over the last 10 years has never suggested it to me even though I ask him what I could I do for more deductions. Is this possible?
The first rule of being self-employed is that
you set your own line rate. However, we all know that NONE of the MTSOs hiring IC MTs allow us to set our own rate. They "offer" a rate, and we accept if it's OK.
I worked for a real cheapo doctor when I first started out. He paid hourly and kept riding my backside to type faster because he only wanted to pay for the actual time dictated instead of the time it took to transcribe. More than once I told him that it takes an average of 3:1 typing to talking ratio to get it done. It worked out to be $.03 per line. I dropped him like a bad habit. He bounced through a few other transcriptionists who all quit on him before he wound up having to pay to outsource to a service.
Ind 401K for self employed
There is a new type of retirement fund for self employed business people where you can put money in as both an employee ($15,000) and as a percentage of your profits as the business owner. It is called an Ind 401K. Here is a link...
http://www.troweprice.com/common/index3/0,3011,lnp%253D10264%2526cg%253D960%2526pgid%253D10057,00.html?scn=Low-cost_plans_with_&rfpgid=7622
I wanted to go with T. Rowe Price but they do not allow loans, so i decided to go with Oppenheimer.
Self-employed-need advice
I am a self-employed MT, trained by the office I have been contracted with for 9 yrs. When I started, it was myself and an in-house Transcriptionist working for 4 physicians. I gave a 24 hr TAT. I had one 18-month-old child when I started, and was able to work around 6 hours a day. I drove about 40 min to work and back, picked up tapes, working sometimes 6-7 days/week. Since then, they have hired 2 more drs. and 3 NP's. The in-house MT retired, but they did hire another MT who works at home. I had another daughter, and a set of twins in those 9 yrs. They have always known I try to work around my children's schedules. As I am sure many of you do, I was getting up in the middle of the night working, working on and off throughout the day and at night. The new MT and I are backed up now and we can't possibly get it all done. It is more like 48-72 hr TAT. They call all through the day asking me to stop what I am doing right then and search the tape, type the note and fax it ASAP. I picked this profession to work around my children's schedules, not have to push them aside at every moment to cater to the office. I do not have a certificate in MT, was just trained by this office. I checked in to other places, but the pay is much less as I get paid 65 char/line including spaces at $.125/line. The reason they pay so well is because they know I probably can't get on somewhere else with no certificate and no experience in any other field. They want to make sure I stay there. Also, the driving is ridiculous. They refuse to get technology for telecommuting. They refuse to hire someone else. On top of that, I was just diagnosed with IST, and am on Toprol and not capable of working the hours I once did. Is there anyone else out there who understands or has any advice?
yep, two. I'm self employed in three ventures. sm
1. I am a soapmaker at www.sarva.biz and, as of recent, http://www.etsy.com/shop.php?user_id=5120869
2. I am a yoga therapist in the style of www.pryt.com
And also studying to be a yoga teacher in another lineage.
Yes, I do all of this with bilateral CTS. I intend to specialize in yoga for CTS sufferers and am nearly there with my education.
Turn lemons into lemonade :-) It's those other things that motivate me to finish my MT work every day, and my MT work informs my yoga therapy so tremendously.
Happened to U but are you now employed,
x
Not good ones and so far I am still employed
x
Self Employed Question
Hi all. I am new to this board. I have a home based secretarial service and do both medical and legal. I have never worked for a big company, just attorneys and docs as well as sales profesionals with no secretary. I have always charged by the page, but I have a possible new client that wants me to bill her by the line. Is .12 per line reasonable or too little for medical? Are there any other home based self employed individuals who can offer advice on per line charges?
Thanks!
My friend has been employed by the ...sm
same hospital that hired her as a newbie. She has been there 10 years. She does good. She has her hourly wage plus incentive pay and benefits. She has one of the good jobs. They outsourced the rest of the MT work except radiology, which is what she does. They outsourced the radiology also a few years ago to an MTSO and she went to work for the MTSO who got the radiology account from her hospital. Well the doctors there in radiology at the hospital raised some cane and demanded the inhouse MTs be brought back. The work was bad from the MTSO MTs and they demanded their MTs back. She was lucky. That is what you call appreciative doctors who value the MTs who do their transcription.
Self-employed even worse getting paycheck
Bill three doctors at the end of the month, and still waiting two weeks later, sometimes three. I even stay up all night and do a 12h turnaround time. You'd think they would see I was paid in a reasonable amount of time!
When I was a W2 employee, hubby was self employed
and it was enough to cover his taxes and sometimes we got a refund.
MT week - did anyone employed with Diskriter get
anything for MT week??? Just curious - I didn't, but I see that they gave out an American Express gift cheque.
Taxes regarding self-employed = getting an accountant
Get yourself one, and he'll explain everything you need to know.
Try the National Association for the Self-Employed. SM
They have lots of options.
I'm already employed. I feel my company has sent
a
ditto - am self-employed, 1-person
for local physicians.
There is no one else to have do them. I just type them and forget them as you did.
Medical Insurance for Self-Employed
Hi Everyone: Does anyone know of an medical insurance that is a PPO Plan for me and spouse in Tenn that does not cost an arm and a leg? I have 2 job offers, one is a company but cannot afford their insurance for both of us, so I will take out on me only and the other job offer is IC at 13 cents a line which is good for this area. Help!!!!
TaxAct and TurboTax will work for self-employed.
No need to buy the expensive business versions of them either. I don't know about TaxCut, but I'm sure it's the same. No, you do not have to prepay your taxes quarterly either. The first year is considered a "trial run" meaning that you need to establish a base pay before they can establish a quarterly tax payment amount due. I've been self-employed for 10 years now and have never made quarterly tax payments because I've never owed.
Yes, they can quit their job, go self-employed or IC, and work under the table.
However, the courts aren't stupid. There is a worksheet the judge does based on the past several years' worth of taxes that XX is the amount this person is capable of making, so therefore XIX is their child support amount. It's legal and binding. There's no changing it by trying to scam the system. It is difficult to enforce but that's why our state has deadbeat parent laws. My friend's ex wound up in jail with liens against all of his property for not paying his child support.
You know who I see working at Walmart? People who may not be employed elsewhere.
Old people, under-educated people, etc. I doubt those workers were ever paid better elsewhere and they seem quite content with Walmart who gives them the dignity of a job. I know one lady in particular who seemed a little "off" and she was so happy to participate in retirement plan. My son worked at Walmart as a temporary pharmacy tech and also liked the 401K offered to even the lowest part time employee. I think Walmart is good for the poor and unfortunate people of the world and I know I have not walked away from Walmart thinking I had been cheated or people who worked there were unhappy. Same with Sam's Club.
Sorry for the open your mind. I actually did not mean that as an insult either. It's just that some people are so angry they refuse to listen to new ideas and the other side of the story.
I am sorry for the small business man but I am just as sorry for the MT whose job is going to be obsolete in the near future. The times are changing and we need to face it and deal with it. It is what it is.
Thankfully, self-employed so I don't have to deal with the likes of you.
What an arrogant bitchy know-it-all you think you are. You are laughable. I'm sooo beyond you. Later.
Your national is liable for SS and Medicare tax not you. They thinkyou are self employed. nm
:
NASE (National Assocation for Self Employed) has insurance sm
but not sure how expensive it is or how much it costs to join NASE. Their website is www.nase.org.
Good luck!
Any former Spheris employees employed elsewhere now and deliriously happy?
Would love to hear from you. Seriously considering looking elsewhere. Thanks much.
My claim was denied b/c officially, I was still employed but we were out of work. Crazy. nm
nm
I look at the jobs posted and tons of MTs are applying. I am employed but not terribly pleased with
prefer OPs and have done MT work for about 16 years. I have worked for MQ for 11 years for the Univ. of Pa. which they lost and now I am working for a small company in Michigan with just tons and tons of crap work. I would like an IC job with OPs if possible.
Go to MTChat and ask California self-employed MTs or do a SEARCH in LOCAL MTs for California. We ha
.
Are you the one with the ill child ???
If so, please realize that the stress of an ill child can be devastating to a marriage. Unfortunately many men deal with this kind of thing by drinking. My best friend in the world went through 4 yrs of fighting leukemia with her little boy who became ill at 12 months. Her husband turned into a total and complete jerk, drinking, and eventually becoming abusive to her. A major medical illness can pull people apart. On the other hand, it sometimes draws people together, but less often. I had our third child extremely premature and she was critically ill for 2 months and then spent another 2 months in the NICU, 4 months total. It was a big stress, but fortunately we weathered it okay. Some people are not so lucky. My first thought is that all this nonsense with your father, and his mother, and wills and money, and all the rest is just something to fixate on. It may very well NOT be the source of the current friction in your home and your marriage. Maybe some counseling if you can get him to go, would be in order. My best to you and your family.
It's no wonder--with a child like you...
your mother probably ripped her own uterus out, and that will be the one and only post to this person. It was just too easy!!
Why would you do that to your child?
/
New car for my child
My 17-year-old did get a new car for his birthday for several reasons: He has never given us a bad time about anything, he has a 4.2 GPA, and did a 2,210 on his SAT (the new SAT),is headed to the college he had his eye on for several years now (asked for and got early acceptance letter) and he has been working part-time since he was 14 years old.
We decided to get him a new car because he will need it for school (it's a few states away and we want him to have something dependable) and because he has really gone the distance and worked very hard to get to this point.
I'm really not bragging here, these are just our reasons. He didn't get a fancy racing car, just something that is nice and dependable and made us comfortable.
Anyone whose child has gotten the flu?
Symptoms of coughing, fever, chills and sweats, no appetite, hurts all over, sleepy. Grandson has been this way for 5 days, 2 visits to the doc, lost 2 lbs in 5 days (which for a little guy is a lot). X-rays show no pneumonia. What can we do? Any ideas gratefully appreciated.
Think about the child
and the fact that it is not wanted. Funny I did not hear one mention about adoption in this post. Sometimes abortion is the best choice (IMO).
Let's do think about the child
Adoption has been mentioned in some of the posts, but you may have missed it. A person who kills somebody else may be thinking of many things, but the actual well-being of the person he or she is killing is certainly not one of them. Everyone is "not wanted" by somebody else at some point in their lives.
The best defense for a child...
As heart tugging as they are, accurate transcription is sooooo important for any person, there is a lot at stake and your best effort at triple checking what you have typed is our little helping hand at helping those seeking help. Flag ANYTHING you doubt, if you get lost in the "he said, she said," someone else will too and calling attention to those items WILL HELP to ensure the reports are easily read and understood. Keep up the good work, the job we do IS IMPORTANT! Any complaint or abuse is paperwork, paperwork, paperwork, just be sure those you do are the cream to help those who in need.
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