Had this problem before, and worked for a credit card company too
Posted By: Cara on 2005-07-20
In Reply to: Need some advice - Poor MT
I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee. I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.
HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first. Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it. ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation. They can do a few different things here. They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history. Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does. All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that). The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it. Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of. If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.
Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived. I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't. If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash. Good luck! 
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could it have to do with the class action law suit, my credit card company did that once...
they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc. I got like $3.46 for something or other.
perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.
maybe I am way-off, but if it is on the QT, that could be why. once they pay you off, they are no longer liable, right?.
anyone else have any ideas?
Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Credit card? I'm not sure either.
NM
How do you rent a car without credit card?
I only use my debit card now. However, how do you rent a rental car without a credit card?
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly. Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine. That includes reserving hotel rooms and rental cars, buying plane tickets. I live on a cash basis within my means. Nobody needs a credit card.
In addition to your credit card receipt you should
get a printout of your payment and if they don't offer it, ask for it. Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future.
Billing an insurance company will give the insurance company a good laugh and will probably create further problems.
New credit card interest rates (sm)
Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon. How will this affect some people who can barely make the minimum payments now. Any insight greatly appreciated.
Purchase date on credit card
x
is it safe to apply for a credit card
over the internet? I hesitate to give out social security number and personal things on the net. Is it okay or not? Thanks
Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.
Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
call credit card people immediately
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.
Be sure to keep a paper trail...emails will work. Good luck to you.
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years. They are usually no interest for 1-1/2 years. When it is time for them to start charging interest, I roll them over into another no interest card. I have never closed an acct, just cut up the cards and forget about them. My FICO score is excellent, as is my credit. I get offers for no interest cards at least once a week so it obviously hasn't hurt me.
Looking for best credit card, visa,mastercard or amercian express
need to consolidate some bills,
They hand your credit card #'s when processing orders - why not mail?
It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!
Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.
Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.
Good luck to you!
I renew my subscription to Norton each year it is due by credit card through them on the internet.
If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.
Indian call centre credit card 'scam' exposed
RE: Symantec (Antivirus) customers credit card information being sold.
http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/
They have NEVER done credit checks. I have worked
with them for going on 8 years. I know this as fact. They do a background check on anybody but if you knew what you were talking about or if you had applied, you would know what kind of background check this is and it is not a full background check.
Charge what the credit card companies charge when they don't get paid on time!!!!
Years ago, I used to get a $25 gift card from the hospital I worked for.
I haven't gotten so much as a card in recent years.
Every company is different -- I worked FT for one as an employee but worked a split shift - sm
So I never took breaks. I would work 5 hours, break for about 4 hours then do another 3. Another company I worked for did not care what hours you worked (IC) but wanted a min. amount of work each day, 500 for PT and 1000 for FT-- BUT they paid you by how many lines an hour you put out, the higher the lph the higher up the scale you made per line in pay; they have since changed everyone to a flat rate with incentive. But bottom line, if you are an IC it does not matter what hours you work, though many ask for a schedule and ask you to stick to it, they just want you to meet line requirements daily, i.e. 1000 per day, 1200 per day, whatever it is.
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience? Was it worth it? Which ones are credible?
Here's how it worked at my company
First let me say I am not a recruiter, but I did work for a large company and I knew the recruiters well. They told me that their hiring WAS tied to bonuses; however, it also was tied to retention. In other words, just because you hire someone doesn't necessarily qualify you for a bonus. That MT had to stay a certain amount of time, and the bonuses paid to the recruiters was based upon how long the MT stayed, 3 months, 6 months, 1 year, etc.
Wish I had worked for a company. sm
long before I did. I worked at our local hospital for 12 years, was transcription supervisor. After my children were born, I quit work to stay home. After 1 year without working, couldnt stand it. Branched out and got my own accounts......well let me tell you if I had it to do all over again I would have gone with the national then. Instead had my own accounts for 16 years, made a fortune, and worked my butt off. Yes I was home with my kids, but was always working. Finally had it about 6 years ago, and went to work for a national. WOW, it is wonderful. No rude OM's to deal with, no gossiping backstabbing women, no picking up tapes and delivering tapes, no more typing all night long, none of the hassle. Now I get up grab the coffee, in my jammings and flipflops, and type til I am done and that is it, finished for the day. Absolutely wonderful. I highly recommend it.
You can do it! I worked for a company that .....
required 120 minutes a day or they bumped your pay down a half-cent and that was awful, so 60 minutes is a breeze! Have faith and confidence in yourself!
worked for a company... sm
Last year, and my line removing all the epidermal was 9.5 with 7+ years of experience. I currently work as an employee, and make 8.5. Don't even know if that is reasonable, as I have never had an employee position, but, so far there are incredible benefits and I love the people, so It is a trade off!
I have never only worked for 1 company but sm
in your situation, I think I would throw in the towel and stick with company 1 as it seems very stressful for you. If you are a good MT, it doesn't take long to know if a company is a good fit for you or not and it doesn't sound like company #2 is a good fit for you at this time.
I worked in QA for a company who...sm
used them as a vendor so I saw the quality of their work for myself - based on what I saw, I'm overqualified anyway. Still it was a silly email to send....lol
I have worked for a company before that
charged based on the Courier New font, since that is what a typewriter types, and then would change the font to whatever the client wanted. I just made one folder that had the documents in Courier New and another folder for the client, so that I had the correct files for billing time, or if the client needed me to re-send something it was also ready to go. I believe with Courier New it puts 65 characters on a line. If they did not mention anything about the line count, I would just continue billing them the same way that I always had done and send them what they want.
no, I have never worked for a company that deducted for
errors. I have worked for companies that would fire you if you had constantly under their required level of accuracy but you get paid in full for the work that you do. Deducting is not fair and I would avoid any company that does this
Not sure but I once worked for a company that insisted on....
120 minutes a day or you were bumped down a half-cent per line. Kind of tough to do with cherrypickers and mostly 1 to 3 minute ER reports!
I worked for a big company and this happened to me.....(sm)
I was so afraid of not making enough to pay the bills. I first picked up one part-time second IC account. When I was comfortable with this, I picked up an almost full-time IC position and quit the big company. I now have a third very part-time IC position. Between the three I have never run out of work and all three are very small companies.
This is what works for me.
I only worked for one company that used a c-phone sm
and we signed off on each job as we listened and transcribed. If you signed off, it meant the job was completed. They would not have allowed us to sign off on jobs if recording them.
I worked for a company about 8 months ago that did this sm
threw the MT/QA under the bus and let the hospital call the shots. In my opinion that is very wrong. We are responsible for the reports yes - but the client should not be dictating who specifically does their work. It makes the MTSO look weak when the client has that much control. I argued and won my case but I was stung and quit pretty soon after that. I didn't want to work for someone who threw me under the bus and yet never listened to my suggestions/complaints about dictators, etc. Fair is fair - and I just did not feel it was fair. You work for the MTSO - not the client. Sure, the client is always right - we need to do it their way - but the MTSO is there as a buffer and needs to protect the MT/QA people
a company I worked for set its counts down, sm
I only get 40% of what I did this same time last year, same doctors and same work. They changed the platform and that was the result. Seems they are all doing it or anyway most of them. They do NOT CARE about the employee or IC's either. Not even a thank you at Christmas time or an e-card. Times are hard and we need to support each other. I feel for all of you and hope and pray you can make ends meet.
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
LOL, I worked for her long ago when she micromanaged a different company. nm
In my experience, every company I have worked has only edited
reports that I send to them with blanks or questions, which is probably less than 5%. From reading these boards, I get the impression most of the work from India needs to be edited. So you would think if it needs so much editing, it would not worth it. But maybe not. Who knows - we'll just have to see. If doctors complain about the quality that would probably slow the offshoring down.
You are lucky you worked for a flexible company
x
Sounds like a company I worked for called
f
Last year I worked per dium for a company- sm
just doing discharge summaries. The hospital docs were super backed up, took about 5 weeks to get them all done with 2 of us working on them on a PT basis. I loved it as it was a good rate and not difficult work. Use a C-phone though which I really do not like using. Another IC job I had, you could tell when the doc was about to lose privileges as all of a sudden about 50 discharge summaries, H&Ps, etc would appear. We worked in a pool so it all got done in TAT for the most part. Where I am now, they know if they have 4 or 5 docs dump 100-200 mins each on us all at the same time that it will not be done in TAT. What they need right away they mark as STAT and the rest gets done by the oldest first.
A company I worked for reset its counts down, SM
probably a number gradually, long after the account was well established with EditScript, without telling us, and it was only with time that people monitoring their production realized we were all getting our pay slashed without notice. It's very doable, and in these days of intense competition to hold onto accounts, keep work onshore, and still make a profit, it was being done. As said, it's not necessarily eScription exactly, it's the employer. That said, there seem to be a lot of bewildered and unhappy people working various places with eScription who are struggling and failing to achieve lost production levels.
I worked for a Texas company who had 90% ESLs and not just Texans sm
It was EFD and OMGoodness! They were the toughest reports in the world! They were primarily Hispanic and the 3 American's who were not ESLs were Texans and might as well have been ESLs.
If it is EFD I am here to tell you, really great people when I was there, but the account was tough for me THEN. I suspect that these days I would be fine.
I've worked weekends for 10 years, now I want to move onto a company
that does not require at least one weekend day. I realize hospitals are open 24/7 but you would think that companies seeking good MTs would be more willing to offer a M-F shift.
When I have worked for disreptuable company in the past, I "threatened" to bill...more
the client directly if payment was not forthcoming and if they failed to respond. I do not believe you should work for free or write it off. This has happened to me at least two times. I have never actually had to go through with it before though. Some might not like to use this tactic but it worked for me. I do not believe in working for free. When I want to work for free, I volunteer. LOL
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