Grocery savings, and web link
Posted By: JZ on 2005-08-09
In Reply to: How do you guys pinch your pennies - need help conserving monies
We shopped at Aldi Foods when all our kids were at home - teenagers and toddlers at the same time - this was a big help with keeping grocery $$ lower. I think they take only cash or ATM (no credit cards - which is probably a good thing).
Gardening and canning your own produce can help save money on your grocery bill, as well as homegrown produce is better for you nutritionally. It is time consuming, however.
A favorite web site - The Dollar Stretcher http://www.stretcher.com
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Phone savings
I am trying to come up with a solution for all of this. I have a remote office at my Mom's 10 minutes from my home (in another state actually) where I have DSL. I have a phone line there that I use for my fax machine. They installed the DSL on my Mom's regular line (for some reason). I just pay her for the DSL and the extra phone line. I could get rid of the extra line if I could figure out a way to receive faxes. I am thinking about changing from DSL to cable internet there. Here at home I have dial-up internet and 2 phone lines. My daughter is a heavy computer and phone user so there is really no other way that I can come up with. We have cell phones, but are in a very poor service area. My remove office is in an even poorer cell phone service area. We have satellite available here at home, and I do not think the company I subcontract with now would care if I used it. However, Directway is the only satellite option and it is pretty expensive. Then again, it would not require 2 phone lines, and with Vonage we might actually come out better.
savings for the company but
not such a happy ending for the 21 FTEs who no longer have jobs..?
Our company is just now switching over to VR and they keep assuring us that they do not forsee cutting staff, but I'm not so sure.
Hope You Have Some Savings!!
It took my husband's daughter-in-law FOREVER to get her first unemployment check. Right now they are being indundated with applications for the new Honda plant that is being built in Greensburg. A few weeks ago they opened applications for 18 non-production jobs and got 7500 applications. This past Sunday they opened applications for production jobs and by Monday morning they have received more than 6000 applications. Honda is only allowing applications from 21 counties surrounding the plant. There are even people moving from Ohio in order to be eligible just to complete an application. It's crazy!! I don't know if that has anything to do with unemployment benefits being slow to get but all Indiana state agencies are screwed up now with our governor moving to privatize everything.
Good Luck!
I opened a savings account ...
and I put 30% of everything I earn in there. Then I can be sure of not spending the money and it is available for the quarterly payments.
If I didn't do that, I KNOW I would spend it and then having trouble coming up with the payment.
Anyone want to do a group savings club?
Just trying to drum up a little motivation.
If we pact to do 100 lines a day more each day that we earn and then put that net amount into savings each paycheck, it can add up a bit!
For me, that would be 500 lines a week or $160 a month gross. By the time my taxes are taken out, that's about $131 a month net and THAT adds up to $1572 a year!
Any takers?! See who earns the most for it or heck even stays with it?!
Wow! Congratulations! Taxes, then savings....
If you want to take time off to be with your daughter, how about asking for a reduced schedule for a while instead of whatever you have now? That way, you can decide later if you really do want to keep the job or if you don't, and you won't be rushing into any decision in the heat of the moment. Best wishes to you.
eh I like it. It's kinda like a savings plan for me.
Plus I get the child tax credit. Usually get around 5 grand back. Nice. but after buying an HDTV, computer and two Xbox 360s last year this one will alllll go to the credit card companies!
You don't manage your own savings account?
5 grand instead of the government.
JUST A REMINDER - IT IS DAYLIGHT SAVINGS TIMES
At least we no longer have a cough, not to mention the savings $$$.
dd
Poll-Daylight Savings Time
Like or dislike?
Personally I dislike it very much. It changes everything with my sleep cycle, work cycle, and even my emotions. It is too much of a bodily adjustment that I personally would wish not to experience twice a year. Anyone else???
what is the rationale for going digital, your savings on mileage?
you need to sell the doc on the advantages HE will receive from digital, i.e. better quality = fewer blanks/errors, ability to STAT, perhaps even improve the TAT on his transcription?
Don't mess with my line counts to get that $.01 savings !!!! n/m
v
actually I buy I bonds, can't trust myself with a savings account
x
Yes, it's the same principle, except no checkbook or savings acct.
Just the card. You don't receive a monthly statement. You can log onto the website and check your account transactions and card balance anytime. For me it's more convenient then balancing a checkbook and no more bounced checks! Either the money is there or it's not.
No check=MTSO fault. No savings or cushion=
x
And, the meat in the grocery store comes
I believe that if you buy "beef" it comes from cows, an animal. I believe if you buy "chicken" it comes from chickens, an animal.
Not sure, but I went to work at a grocery and lovinin it.
or tennis shoes. It's within walking distance of my house. I have a set schedule and get paid and can cash my check right at the store every other Thursday.
I get a vacation, health insurance, there is Workman's comp. Istarted at $8/hour and getting raise in 30 days.
I don't work constantly, there is an ebb and flow of customers. I'm not wrung out at the end of the day, and I know what my paycheck will be at the end of the day! They aren't jerking me around with "no work" and there is overtime for when I may work over 8 hours in a day! I NEVER STAND THERE AND HAVE NO WORK/GETTING NO PAY!
Who knew I would be throwing away 30 years of medical knowledge to slide some groceries across a scanner, put them in a plastic bag, and say howdy to some really nice people-------for the same amount as sitting in a chair, searching for work 24 hours a day, and being treated like a machine.
I miss learning about medicine but I certainly love having a life again.
I will probably pick up some overflow transcription from a local doc's ofc from a girl I know who has some contracts. OR NOT....who knows.....I may throw this whole computer in the closet and shut the door. It feels so good not to worry constantly what MQ's next trick will be.
I was a cashier in a grocery store and
he came in to buy groceries for his mother. We were both 17 and married 1-1/2 years later, been married for almost 27-1/2 years now.
have you tried the library (if you still have one) or the grocery store...
like, lingering, you know? I have been approached many times by men like that...
how about friends, does anyone have a set-up for you, even just for some companionship?
how about volunteering for things, like a food pantry or wildlife center.
of coures, goes without saying to be cautious always when out in public these days...
also, laundromats I always see single guys...
anyone else?
I agree, best out there in the grocery stores.
Put notices up at the grocery store,etc.
advertising homemade pies, cakes, breads etc. A lot of the famous and rich people in this type of industry started off this way. I think it isn't that big, at least not in the smaller cities, but we have people that come into your home, plan a menu with you and then cook so many meals a week. There is also a business that just started near me where you go to their store, they have all the makings for 6 different meals and you just put them all together. One place has cooking lessons for kids and also opens to kids cookie parties and he is doing very well. Work with a caterer prn. I live in a city of about 230,000 and we have events that are seasonal where caterers are hiring dozens of people, with June coming up they will be hiring to help with weddings.
I know lots of people with psychology degrees and none of them are working in their field because there just aren't any jobs.
You don't mention a husband or kids, but if you are young and no responsibilities now is the time to go out on the limb.
None of the above would require a huge time commitment or financial commitment and you could test the waters while still having a FT income. If it took off you could scale back your hours, or try and do both for a while and get your debts paid off and then be in a position to jump in with both feet.
Our local community college has a culinary program. I think it is still largely male dominated, but still lots of females too. I don't know if this is a 1 year or 2 year program, though I think it does require a lot of hours. You could do it during the day and work nights/weekends. It wouldn't be easy, but nights/weekends usually pay more.
If you want it bad enough you'll find a way.
In our regular grocery store.
x
My parents both worked for various grocery
stores and my dad just retired from Safeway. Neither of them have ever heard of tipping for taking groceries out to the car.
CABG for grocery list
Yesterday when making up grocery list I wrote CABG for cabbage and it was not on purpose!
Another great grocery saving website...s,
is www.thegrocerygame.com.
I save a great deal of money on brand-name foods using this method of combining coupons with sales. I have even gotten free items, such as a bar of Neutrogena face soap and mustard and even a Mr. Clean Magic Eraser.
There is a cost of about $5 a month, but if you sign up friends, etc., you can get free weeks. Check it out! :)
And where exactly do you think that the meat in the grocery store comes from?? ANIMALS!
nm
Exactly! The newspapers all say that the grocery stores are open.
Why are people in expensive cars waiting in line for free stuff then? There are 2,800 people staying in shelters that NEED to be helped for truly being victims of the storm rather than for being "victims" of lack of planning or preparedness. Believe me, we're not without compassion. We do care. However, people 50 or 100 years ago didn't sit back on their laurels waiting for others to do for them.
Regarding Walmart vs grocery store prices
This got buried on the second page, but I pointed out that Bounty paper towels are more at Walmart than my local grocer. Someone replied back saying that overall the grocery store is more. Nope. This is my reply:
The paper towel price increase is not a momentary thing. I started comparing prices a few years ago between Walmart and the grocery store. I used to buy food at the grocery store and everything else at Walmart. Until Walmart got to be just as expensive or MORE expensive in some cases than the grocery store. It is NOT just paper towels. Same with Era detergent. Same with a multitude of other products. Walmart has gotten GREEDY.
Now I clip coupons for the paper goods, cleaners and what not and the grocery store doubles any coupons 50 cents or less (I don't use them if they don't double). So with the prices being less than Walmart to begin with, plus using coupons, I come out WAY ahead. So I don't even make a Walmart trip at all anymore. Might as well just buy everything at the grocery store. It's closer, more convenient, and CHEAPER.
I guess it depends where you live. Grocery
I don't know of anyone who shops at Walmart for groceries. Not one. No way I'd buy perishable stuff from Walmart. I was desperate one night a few years ago and bought milk at Walmart and BLECH! It wasn't past the expiration date but it tasted like it was nearing expiration and the coolers were lukewarm.
Let's write to our local grocery stores
now and let them know we do not want to buy food from China, including produce. Please don't start taking apples from China. We trust apples from AMERICA and perhaps Australia and New Zealand, but China can keep their apples.
This is a WONDERFUL program cut my grocery bill
XX
I should also say that DD #1 started out at a grocery store pharmacy
then went on to the hospital after 9 mos or so.
hate daylight savings time, LOVED living in AZ for 2 years!
used to whatever time you are on, some government says, "EVERYBODY CHANGE AGAIN!"
The card should have been given as gift cards for grocery stores, etc.
c
Agree! I hate Daylight Savings Time. It takes me a good two weeks
to get myself and everybody in the household adjusted to the time change every six months. If the farmers need to get up earlier, let 'em! That doesn't mean I should have to, also! DST has definitely outlived its usefulness. I stay up later and get up earlier in the summer, but go to bed earlier and sleep later in the winter. It's like my mind and body are tied to the sun, not the clock. I never got an extra hour of sleep last night anyways because the neighbor's stupid dog barked from 2:00 a.m. to 3:00 a.m.
In my town Walmart is the way to go...local grocery stores are outrageous!!! sm
There is no way to feed a family of five at any of the stores in our town! My grocery bill was cut in half when Walmart moved in!
my 18 yo daughter will be working for a grocery chain out here starting Saturday.
It will be interesting to see if she gets any tips ... or will be allowed to. She's going to be starting at $1 over minimum wage but has to pay union dues. She just quit a restaurant job where the business received tips that were to be divied up between the staff. She got lots of tips at her tables that she had to put in the tip jar. She never saw a penny in her pocket from those tips.
Personally, I've never tipped the baggers, but they do work hard!
Led Zeppelin is so old they're ready for a nursing home. And the grocery stores
s
They make darn good money at most large grocery stores
No, I don't tip them. If I thought they weren't getting paid hourly, then I might. I might tip someone who gave extra great service, like coming home and carrying them in the house for me, (j/k!) but most places where you are expected to tip, people just expect the tip and take it for granted anymore and don't always treat you well enough to deserve one!
rice, bakery outlets, loss leader at the grocery stores,
My favorite cheap meal is cooking chicken leg quarters in a crock pot with an 1/4 onion and tumeric. Serve them with rice and lentils.
Here is a list of cheap foods: PB&J, bacon (cook two 2 slices at a time to put in eggs and beans), carrots, potatoes, beans (lentils are the easiest to cook IMHO), pasta, rice (use oil instead of butter to save $), eggs, Totinos pizza, and frozen mixed veggies.
www.stretcher.com under groceries has some good ideas.
www.hillbillyhousewfie.com has good ideas too. She has a good list called Everyday Bargains.
Do you have a bakery outlet close by? They usually have great deals on bread and bakery junk food. For $4 you can walk away with a big bag of bread, bagles, cake, ect.
I'm a single mom so I can't do this but if you can go grocery shopping without children that will help. Most stores have a loss leader for meat on sale each week. I would buy that meat and make mix it with rice or ramen noodles for dinner.
Most churches have food pantries. If you call one that does not have one, ask where there is a food bank. Church secretaries get so many calls for help they are usually experts at what the organizations available. Some Catholic Churches have St. Vincent DE Paul societies, they will either give you food or a gift card to a grocery store. Call the parish office and ask if the is one. We recieve food stamps now but I have been to food banks. They usually give canned food, pasta, and bread.
HTH
I simply chose the wrong link. See inside for the correct link.
See link
what link? You failed to include link
Try checking the grocery store for reduced buggies, reduced
counters in the meat and produce departments. Quite often, you can find perfectly good foods marked down (be careful about pork). My husband is a meat cutter and we quite often have meat that has been reduced and it is just as good as what was cut that day. Buy double roll toilet tissue. For whatever reason, it seems to last longer at my house. Buy cheaper brands of shampoo and hand soap. The stuff from Wal-Mart works just as well. The same can be said for scented lotions. Make your own potpourri. Mix cinnamon, cloves, nutmeg in water and keep it simmering in a small crock pot. Smells really good and is less expensive than candles. Believe me, I can pinch a penny, but it's really not so bad.
I was hit by all 3 that summer, I lost power, I lost work, I lost savings...but..sm
NEVER did my employer in any way imply or threaten or dare even mention that my job was in jeopardy because I could not work immediately following a trifecta of natural disasters! My jaw agape is not at your concern about working, but at your concern that you would lose your job because of it. Companies have to have a heart in some situations. You're one MT, your company won't go under without you working for a week or 2 or 3.
I think you forgot the link? I don't see a link
to check this out....sounds interesting.....
Here's the link.
http://www.courttv.com/trials/johnson/063005_sentence_ctv.html
thanks for the useful link.nm
s
LINK
The link didn't paste last time. Try again...
http://www.justbreastimplants.com/implants/implant_specifications.htm
see link
See link
see link above nm
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