Go to myfico.com..they give you all 3 credit bureau sm
Posted By: frost on 2005-12-12
In Reply to: Where's best place to obtain credit score? - I'm confused
scores and they come within 1 to 2 points of your actual FICO score (what creditors look at). I just bought a house and did months of researching credit scores, cleaning up credit, etc. Another good site is creditboards.com. They have everything!
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Give yourself some credit.
nm
Geez, at least give her credit for trying. At least, sm
if didn't work out and she had to go inhouse, at least she could say she tried. No harm in that, at least that is my opinion.
I do give her credit for that - she came a long way. (sm)
I know she does a lot of good for a lot of people. I just think somewhere along the line she lost touch with "real" people. I guess that's bound to happen, though. I don't have a problem with the school in Africa, she can do what she wants with her "own" money. I do think, though that a lot of times she takes credit for things she didn't really do. Maybe that goes with the territory too, or maybe people really don't care.
give Hill credit for STANDING BY HER MAN...nm
i give credit to all who love ops cuz i cant stand them. i like cardiology
/
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience? Was it worth it? Which ones are credible?
Better Business Bureau BBB.ORG 39 hits of
Ameriplan with UNSATISFACTORY ratings. Do more investigating before you waste your money on an MLM scam, and please don't tell me to check it out because I already did two years ago.
Not listed with Better Business Bureau?
I have been offered a really good position with a company, however they have no web site and are not listed with the BBB. Should I be suspicous? They are a small company, but shouldn't they be listed voluntarily or something?
according to the US Bureau of Labor Statistics . . .
"According to US Bureau of Labor Statistics (BLS), there were a total of 97,810 medical transcriptionists working in the US in May 2003, the latest period for which data was available."
http://www.globaloutsourcing.org/content/Processes/2005/105010101.asp
Complain about Toth to Better Business Bureau
By using this link: http://pittsburgh.bbb.org/Find-Business-Reviews/
Filed complaint with Better Business Bureau against MTSO
for nonpayment after 90 days. Requested payment multiple times to no avail. Nothing but empty promises. Has anyone ever been successful getting paid after going through the BBB?
Will filing a complaint with the Better Business Bureau and District Attorney do me any good if a sm
I live in a different state than her. Also the amount is less than $100. Thanks.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.
our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.
glad things must be going so well for you, but look around in your own neighborhood.
the gap is closing between rich and poor. like it is in somalia, for example.
call us doomsdayers, but I call it protecting our own interests.
why is it the only people who are supposed to care about themselves are the rich?
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
The girl was 13, the rapist a distant relative they took in. Give money, give food and your time, b
you don't put your family at risk by taking in strangers. That's just plain foolish. There were over 3300 registered sex offenders in NO. Where are they now. In your community? Perhaps in your house? Good luck.
oh our lovely government does give illegals medicaid, foodstamps, and housing so in term we give tha
i have been through some rough times lately and had to apply for some help. there are signs, big signs, all over our offices saying "YOU DON'T HAVE TO BE LEGAL TO GET HELP". so we and our government do give them our benefits whether they are legal here or not. now that is messed up. i am helping to support them so they can take away my jobs and i can't even support my kids and yes i get benefits, wow $75 a month in food stamps which lasts not even a week in a household of 6. don't get me wrong, i am thankful for any help at the moment, but i get penalized for trying to work my tail off and still can't survive.
there was recently an article in our local newspaper where one of our local school districts tried to charge $1000 a year for each illegal student enrolled. it was bulked and the illegals got a lawyer to sue for discrimination. the school district merely stated that they had to HIRE extra teachers that could speak the foreign language just to teach these children and were trying to offset some of the expenses. ridicilous!! so again our taxpayers money is paying to educate illegals as well.
Aw come one give her a break. She said she was sorry and is willing to refund. Give her a chance to
do what is right. If she fails to do what is right, then go about this in an adult way and not act like such a child. "you suck" That is so immature.
She is responding to you and you are eating her alive. Why would she put herself out there to be treated like this if she didnt mean it.
I am really astonished at how people can act on here. Would you treat people like this in person? If you do, I cant imagine you having very many friends.
Remember we are all "HUMAN."
They will put this on your credit
Please get them to explain to you that this does affect your credit in a similar way that a bankruptcy does. After having this explained to me, I filed a Chapter 7 and was done with the problem...no payments to anyone (other than the attorney).
I was able to immediately (upon discharge 3 months later) get secured credit cards and purchased a new vehicle after 12 months. Best move I ever made.
credit
www.creditboard.com
Cars and homes can be purchased 1 day out of discharge.
thanks, but the credit goes to......
the--ahem--offshore MT who actually transcribed this. I don't think it's an urban myth.
getting credit for CCs
I guess really I don't care what the client wants, necessarily, I just want to know if we get paid for those Keystrokes if we do have to add physician names and addresses to the CCs.
consumer credit
i don't know about them, but CAmbridge is a good one. They pay the creditors on time and are always in follow up with you. They do, however, charge a fee but it's not too great of one.
Consumer Credit
I talked with them and there was a HIGH fee for them handling my payments. Too high for me. I talked to the credit cards directly and worked with them. I think my payment to CC would have been about $70 a month. Also through them, the interest rate was lower, but the payment was higher as they do a percentage of the balance. But now that the credit cards are doing higher minimums, more people are going to be in this situation. I did go throught Trinity Credit Counseling and my fee to them was only $25. So you need to check around.
Just my two cents worth.
Credit not way great...sm
I have a pre-pay credit card; it's a Visa. The bank account, well, we don't have one, but I could give my mother-in-law's; she let us deposit in her account before, no problem. This is such a great idea. I hope this all works out. Thanks for the info!
credit cards
Don't charge unless you can pay the piper.
credit cards (sm)
Yes, this is what I am referring to. I have been receiving these notices in the mail lately basically stating that the credit card companies can do whatever they want, i.e., raising interest rates, miminum payments, etc. This was attached onto the new bankruptcy bill that was passed in October. These changes will take effect I believe in Jan 2006. I am getting rid of all of mine. I have a good FICO score of 765 and have opted out of these new changes with the intent of paying off these cards. Hope everyone else is paying attention. Happy Thanksgiving!!
Credit card? I'm not sure either.
NM
Credit counseling
Yes, it does go on your credit report. I explained this to my banker that I had not had a problem before in paying my bills, just that I had too many. My banker reviewed my payment history and still approved the loans I requested. Each case is individual, and going through credit counseling may or may not affect your ability to get loans in the future.
Then, do not get any more credit cards,
bank in this country, go to the doctor at all, have insurance, buy a Dell computer, or do any customer service calling. Boycott .. look around they are everywhere .. ;-)
Credit checks
I totally agree. One's credit is personal bussiness and should not be a deciding factor of one's employment. I had several jobs fall through because of credit problems that I did not cause. My Identity was stolen some 15 years ago and I also had a child abducted. I have spent the last 10 years searching for both, my child and my life. I can live without my life, however without my girl I am finding each and every passing day harder and harder to live. MY credit score is now in the upper 600's (took 6 years to fix) which is not great but heading in the right way.
So to all you EMPLOYER'S, LET ONE WITHOUT SIN THROW THE FIRST STONE
credit reports...
So true, it is across the board just about. My daughter applied at a dept store yesterday and had to agree to have one pulled...and she's only barely 16!
I can see it in one way, but just isn't fair in so many more ways...same with insurance rates being higher because of a poor credit rating. Just another way to *get us*...!
Credit consolidation
I just finished 5 long years in a debt management program. I just wanted to let anyone know if they are in debt and don't know where to turn to try careonecredit.com. It has been great and I would have never been able to do it without them. When I started it seemed like there would be no end, now the day is here and I'm debt free. It just really feels so good.
Credit Check
I have never had a credit check done in my experience in applying for a hospital job, so I would not worry.
That's horrible. An MT should get credit
for the finished product - that is what you are responsible for - and what you should be paid for - anything less is crappola.
Credit ratings
They are probably going by your credit rating. If your credit rating is good they will put your name on the mailing list. You might want to call Citibank and ask them to take your name off the list so you won't continue to get offers.
You do not get any credit for the signature
line, patient demographics, carbon copy lines, etc. Some of this info may not take a lot of effort on your part, but it still will take a bit of input for which you will not be paid. These saves lines add up at the end of the day, thus saving the hospital tons of money. It makes you wonder what will be cut next to save a buck?
Are you asking if your line count credit is
"a fact of life" for 3rd shift? I doubt seriously any company credits lines by the "shift"...it is probably by time completed/uploaded. The new day doesn't begin until 12:01 a.m., so work completed before 12:01 a.m. is on the previous day. Makes perfect sense.
Now, if the question is that you are still awake and is that a fact of life for 3rd shifters?! Hahaha I cannot work 3rd shift. WAY to hard on the body. The equivalent of smoking a pack a day in cardiovascular risk factors!
My hat's off to you for doing it!
RE: Consumer Credit Corp.
Are they the same as Consumer Credit Counseling Services? You might want to check with this service in your city. I used CCCS many years ago, and they were very helpful. They were very strict with budgeting, but they explained everything before I agreed to their requirements. I also attended classes when I could. They also have a toll-free number: 1-866-331-2227. Hope this helps.
How do you rent a car without credit card?
I only use my debit card now. However, how do you rent a rental car without a credit card?
Actually, you can put a block on your credit report that
NO credit card companies solicit you at all. Look up the three credit reporting agencies online and see what their websites say. Experian, Equifax, and TransUnion. I don't get any at all except from American Express to my old business name.
As for the automated phone systems, I just push zero a bunch of times until I get a human. Impatient, I am!
If you've been denied credit within the last
30 days you can get free credit scores for yourself. Also, if you are on any state or federal assistance program, you are entitled to one free report a year from each of the 3 reporting agencies.
Line of credit or FACTORING
I found your post very interesting and appreciate you took some time to respond. I am interested in finding out about the term "factoring" and the company you referred to as "PRN." Could you give some more info on this?
Agree to credit check.
I have seen several applications where you had to agree to a credit check.
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly. Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
They have NEVER done credit checks. I have worked
with them for going on 8 years. I know this as fact. They do a background check on anybody but if you knew what you were talking about or if you had applied, you would know what kind of background check this is and it is not a full background check.
link for credit to that post
http://www.wchstv.com/gmarecipes/eggplantparmigian.shtml
Credit accts pulled
This is not just happening with transcription- it is across the board. Just heard a consumer advocate here in town speaking about that yesterday, not on our end but just general public. The thought of employers is that if you cannot be responsible in your financial life, that your job will be the same. This advocatet was against it. Transcriptionists are not being picked out as a single group, lots more people at same place.
ONE-TIME EXCISE TAX CREDIT
Tax time is almost upon us (especially those of us who are ICs). There is a one-time excise tax credit that you can take if you have had a land-line telephone line in your home. This tax was created to tax toll calls and was rated by the distance of the call and the time spent on the call. However, when flat-fee telephone services sprang up - this tax was challenged. So, through a lot of red tape, the IRS has decided to allow a tax credit since this tax is no longer valid after 08/2006. It ranges between $30 and $60 depending on your situation (how many people live in your home, single or married, etc.), but everyone is eligible - you do not have to itemize to get this credit. Moreover, if you have all of your telephone bills from 2003 until 08/2006 you can take the actual amount of the tax as a credit using a different form. I believe it is to be taken on line 71 if you are filing a 1040, but check with an accountant or call the IRS and they will tell you. The IRS giving something back for a change.
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