For most the mortgage/rent is the most expensive.
Posted By: Not everyone is so lucky to have theirs paid. nm on 2005-12-02
In Reply to: Good grief!!! - Dano
nm
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i specifically refinanced my mortgage because my lender transferred my mortgage to a company
that offshores. Ironically, my NEW mortgage co. just transferred me back to the same company that offshores. I can't win.
But expensive gin and expensive cheese. I deserve it.
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Expensive and if lost very expensive
Very expensive and if ever lost would cost me the account. Also I have several docs that are very strict about HIPAA compliance and I am sure that they would not go for this. One would not even let one of the front office gals take home the tapes over the weekend so I could pick up on Sunday and get some of it done over the weekend due to HIPAA so am fairly confident that they would not go for this. So we will see what they say when I tell them I am taking a week off. I do have some gals that will help cover, it is the accounts that hate to have anyone else do it. But I refuse to digital and take my laptop with me to do accounts. I have never and wll never do that while on vacation and they know it.
You don't need a mortgage if you can't eat.
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That is my mortgage payment alone - sm
Our expenses for the month are about 5-6K per month.
If only, if only...Our mortgage alone is 2650.
s
Knowing what my mortgage is....sm
truly keeps me motivated....the mortgage is HUGE....*bites nails*
*lol*
mortgage shopping
Hi, this board is so helpful regarding so many different things, I thought I'd ask about my current dilema. Just sold my home in SE New Mexico, moving to Albuquerque. Obviously a site built home is the easiest one to get a mortgage for at low interest rates (I have excellent credit), but because of the cost I'm also looking at manufactured/mobile homes on their own land and in a park. This is just for me and my dog, so I don't need anything large anyway. Does anyone have any advice regarding buying a modular/mobile home as I have never owned one before? Thank you for any thoughts you might have regarding this.
Put your name on the deed, just not the mortgage
talk to a good loan officer at a bank about the difference.
Info from 2 different mortgage officers.sm
I wasn't implying that you COULDN'T get approved, I was saying that your score would be higher with fewer open accounts, whether or not they were being used.
About 50K in debt not counting mortgage. nm
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Website address is for mortgage co?nm
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The Mortgage-Lifter Tomato
A few years ago, I heard the story behind this great garden vegetable and did order some mortgage-lifter seeds from a catalog.
In the 1960s, a gentleman developed/raised mortgage-lifter tomatoes, selling them off for $1.00 each and sold enough to pay off his $6,000 mortgage. Thus, he named them mortgage-lifters.
Granted, it's too late in the year to start this enterprise now, but selling seedlings to gardeners is one way to earn some extra money.
I live in a rural area and do plant a small vegetable garden every year. I start tomatoes from seeds, and usually end up with more plants than I need. Most people I know do purchase seedlings; they don't start out with seeds. My son and I have decided that we will sell seedlings (more than just tomatoes) next spring at a weekly yard sale in our front yard.
Mortgage-Lifter story is here:
http://www.loe.org/shows/segments.htm?programID=05-P13-00038&segmentID=8
My mortgage payment is nearly that much. Ten year loan.
Mortgage late payment question. sm
I have 18 months left on my 30 year mortgage, roughly 4K left. If I don't pay my February 1st payment until March 2nd, is it likely they will demand the whole 4K immediately? Just broke right now. 
ask the mortgage company to produce the note
Just heard about this tactic this week. Most mortgages have been sold and resold and if you ask them to produce the original note you signed on the mortgage most of the time they can't and it will buy you some time. Do a search on it.
Can deduct portion of mortgage, utilities.Equip
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% of mortgage, water, electric, gas, trash pick-
x
Ask a tax guy. Since you pay rent, I would think so
ds
MT for rent?
MTSO 1 needs MT but for some reason hasn't been able to fill the position(s) so subcontracts with MTSO 2 to use #2s employees for #1s work. MTSO 2 goes and hires MTs who will remain employees of MTSO 2 but do all their work through MTSO 1's server.
Anyone heard of something like this? They do not disclose the name of MTSO 1 when asked.
My personal goal is when my mortgage is paid off by half - just 125K to go!
Then I will cut back to part time and let hubby carry me. :-) He makes lots more than I do now anyway.
Why? Except for the rent all the rest is the same everywhere.
//
Anyone here rent a computer from MQ? I have a ?...
Did you fill out paperwork before you rented the computer? Did they immediately start deducting the cost from your pay for rental?
I've never filled out any paperwork for my computer, it was just mailed to me. Haven't seen rental deductions either. Did I do something wrong? 
No you didn't. You said you won't rent from him
.
Can you rent a car for about the same amount? sm
That way you could come and go as you pleased!
No rent that I know of, but cheaper to buy used on e-bay. nm
x
Yup! And newbies have to pay the rent and eat, too -
.
How do you rent a car without credit card?
I only use my debit card now. However, how do you rent a rental car without a credit card?
My rent, alone, is $1400. Including sm
utilities and everything else, probably about $3600, and I live alone.
Maybe it's paid for so she doesn't have to pay any rent.
And that's why she kept it. She did say in a post she doesn't earn much doing medical transcription. At least it's a roof over head head. Cut her some slack would ya?
Are there any places that rent C-phones? sm
I don't mean companies that you work for, but some independent company that you could rent one from. I had one for a long time, but then the company I work for went to wav files, and foolishly, I got rid of my C-phone. Now I have an opportunity at another company that requires a C-phone, but they don't supply them or rent them. Before buying something and then finding out the company stinks, I thought it would be nice to rent one. Maybe this is a farfetched idea, but thought I'd ask.
Thanks.
Well...let's see. In 4 years rent in our area has increased at least $500/mo.
Health insurance has gone up. Cost of prescription drugs has increased. Food has increased. Gasoline prices are now over $3 a gallon ($2.69 a gallon BEFORE the storm). Now they're saying that we can expect a 20% increase in our electric bills and up to 71% increase in our heating/fuel bills. All these increases and I've had a 40% CUT in pay. You can believe any paper, magazine, TV news show, or politician you want to believe. I believe my paycheck and my bills.
Yes, hound the renters every 5 days and at least get 1/2 of their rent
and then collect again in another 2 weeks.
Also, is the house a done deal? Can you back out of the purchase even if you took a loss? That might be the better way to go.
Lastly, you said your SUV took 30 bucks in gas. Is your SUV paid for and if so, can you sell it to get something more economical on gas? That might be an option until things get better.
Truly, these are just suggestions, meaning no disrespect.
Again, best of luck with everything!
What's *realistic* is that after I've paid my rent, (sm)
my utility bill, my car insurance, my ISP & phone bills, my medical co-payments, dental bill, etc., I usually have a choice between eating or buying gasoline. So currently my car sits in the carport, fuel-less and rarely driven, but insured - just so that I can continue my close relationship with Chef Boy-Ar-Dee and day-old (or older) bread.
If you think you can claim a part of rent as propety tax you can't.
It probably asks if you rent because then there would be no property taxes to claim. If you owned then there would be property taxes. It s/l it is walking you through the steps. You can claim property taxes for vehicles, but you have incurred no property taxes as you don't own your residence. I'm sure property taxes are considered when they decide how much to charge for rent, but who ever owns the property is paying the taxes and not you.
i'd suggest rent space on a system
I'd suggest you rent space on a system and skip the inital outlay of your money, tying up a phone line at home for the doc to call in.
A lady in the Seattle, Washington area has a system she rents space on. You can contact her at talk2meinc@aol.com
Good luck!!
If the softener doesn't work, then rent a steamer. nm
s
Made $5,500/yr. with full benefits at hospital. Rent 175.00. Car 75.00
I think back then we made more than the average secretary and the cost of living (Morgantown, WV) was low. I just remember that I had raises every year, one for performance and another for cost of living raises. My pay went up a few thousand every year with the raises, that much I recall. This was in 1977. West Virginia University Hospital. We had to be there at 8:15, one hour paid lunch, two 15 minute breaks and went home at 3:15. My supervisor sometimes took naps in the employee lounge. She was kick back. I learned how to speed read by researching Dorland's but terminology was not too out of the ordinary from what I recall. People who were ill back then had the usual problems (gallbladder, kidney stones, etc).
Rent an RV and go anywhere you would like -- My hubby and 3 dogs went across country last year and
had a great time! Also, Gatlinburg, TN has wonderful cabins that are pet friendly and lots for the kids to do, although more in the summertime.
Question inside about Renting from Rent-A Center. sm
What was your expeience? Is it very expensive? I was thinking about renting a laptop computer to use for work on vacation for a couple of weeks and not ready to invest in purchasing a new laptop yet. Can you rent things for about a month or do they require longer?
Thanks for any help you guys might give.');>![](https://forum.mtstars.com/smileys/shake.gif")
Any ideas on how to get a cheap rental car? I haven't had to rent a car
in a very long time.
thanks so much!
OK. Now if your husband is bringing you down by his mental illness and not paying rent
(is husband able to work? how deep is this mental illness? did he have money to pay rent and spent it elsewhere?) then maybe you should think about leaving him rather than placing your kids in any kind of foster care. That has to be traumatic but then so does living on the street. Speaking of placing your children in foster care while you get yourself OK in the head, what is your problem at this point. You see, if there is a lot of arguing and a dysfunctional family living on the streets, then foster care to permanent placement may be better for them. I just don't quite understand how you got into this mess and if these are mental health issues on both your part and your husband's I would look into placing the children. BTW, how old are they?
So all things considered if you don't have any issues other than depression because of a lack of a place to live and your husband's mental health, I would go to a family member or church and BEG for help sorting your life out. If there is more than that going on, including maybe substance abuse along with permanent mental health issues that will keep you from caring for your children, yes I would seek placement for them. And I would seek PERMANENT placement rather than foster care which I would think would be more traumatic for your children.
Yes, 13.50 wouldn't rent you a studio apartment where I live. And agree
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True but that is to cover the expenses like rent, office supplies, sm
manager salaries. That does not include payroll that is based on service.
A good example woould be this: You are starting a book store. You need to plan the original inventory and six months worth of expenses. If you sell that inventory, you use the money from that to buy more books. If you do not sell any at first, you can stay in business for six months while you get noticed.
With transcription or any service business, you need enough in the bank to cover the same expenses, those that can keep you afloat while building your client base. However, you only hire more people as you get more customers. The payroll does not figure into the 6 months as it is based on what you provide, whereas the 6 months takes into account what it takes to get it going even if you do not have 1 employee.
Very, very few companies can have $800,000 lying around. If they did, they probably would need to invest it in equipment or spend it in other ways or the IRS would consider it profit and tax the heck out of it!
They are expensive too but most of all very
dangerous. Just make sure you are careful with it because they are the main cause of deadly fires every year.......My mother-in-law uses them to supplement and it worries me so much when my kids spend the night.
and it is EXPENSIVE. nm
nm
VERY expensive....to say the least...sm
It was a huge expense but well worth it because I believe wall-to-wall carpeting can be or become dangerous regarding medical conditions (poor breathing, asthma, mold, mildew, dirt hiding, etc.) living in a very hot climate. Also, someone very dear to my heart had died and left me some $ which I put directly into the floor, and now every time I even think about the flooring, I think about that person. It has humbled me....to say the very least.
MAN they are expensive!
Who can afford it?
Why so expensive?
And such a long wait list for the average person? Human beings should not have a price tag. What are they automobiles? Because if they are used (not infants) or have flaws they cost less you know. *Catholic Charities* adoption is expensive? What is that an oxymoron? I gave up on adoption a long time ago when I saw the celebs getting perfectly healthy newborn American children at the snap of a finger (and a fistful of cash) and I was told I may have better luck going overseas. What's next an auction with the paddles and all? I would not doubt it. It is disgusting.
Very very expensive to go through
Not sure it would be very easy to get the courts to use your service. I would do a great deal of checking into before jumping in. Good luck.
I know, they are expensive...
But they truly are WONDERFUL! The cord is about 5 feet long and while it wouldn't reach to my tower under my desk, I have them pluged into one of my speakers on my desk, so there's plenty of room that way.
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