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Federal holiday, banks and federal offices closed, but

Posted By: No on 2006-02-20
In Reply to: Is this Holiday a major one? Clinics and offices closed? - Sure is quiet today...

schools and everything else open here. 


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Is this Holiday a major one? Clinics and offices closed?

I guess I am out of it.  How big of a holiday is this?  All the kids home from school today?  Post offices and banks closed?  Seems rather quiet work-wise.  Wondering if I should start cleaning the house or keep staring at the no jobs to do in my queue.


Thanks!


Federal ID #

If there is a "mother company" that is overall all the smaller companies sometimes the ID could be the same -- I think.  My husband drove a truck for Dalles Mavis that was owned by Active Transportation that all has other comanies.  All of hs W2 forms, etc. came from Active with their ID number on it though he worked directly for Dallas-Mavis.    Even when he moved to Texas and worked there instead of Oregon, his W2's all came from Active. 


They won't be saving anything since if you made $5000 from Company B and they deduct it from Company A, they will be paying taxes more taxes from Company B and less from Company A but again, if there is a corporation over all of the companies, it will all be merged in together to pay taxes on the "profit" from the corporation.   Just like being married, your husband can over withold and pay for your taxes because you merge your income together.   Just hopefully be requesting that they issue you another 1099 that they don't send both into the IRS and so the IRS thinks you made $10,000 and not $5,000.  


 


There is no such federal law! :)
Every employer has the right to answer questions about former employees. Most prefer to not go into too many details. Asking whether or not an employee is eligible for rehire is a very common question.


We did this. We went through HUD or some federal program
that loaned us the closing costs and down payment on a second mortgage.  It was paid off within five years.
They were federal charges
go to a halfway house first, but I thought surely that the prison could tell me something, if that was the case?!  They just said he was out of custody and that's all they could tell me.  Thanks for the encouragement...it's appreciated!
You pay taxes to the Federal gov't, among others.
The question should not be about what taxes you pay and who gets the money. How governmental entities distribute the money is for them to worry about, not you. As an IC, you will have deductions available to you that are not available as an employee.

Only YOU can determine if the responsibility of being an IC is for you. There is so much more to IC status than taxes. My suggestion is to read up on what is involved in self-employment by checking out a book on entreprenurship from the library or do some reading on the Web. My guess is that you're not ready for this yet but you can be if you do your homework.
Is there federal money available

It occurred to me that it may be something we mention when writing/calling our government. 


I know that when Levi Strauss closed their factory in Roswell, NM, and sent it down to Mexico (thanks, NAFTA), they gave their workers money to retrain in a new profession.


Surely this is something that can be fought for.  We know darned well the MTSO's won't take money out of their own pocket to do this, but there was/is a government program called TAA which is supposed to help people who have lost work as a result of imports.  I think a case can be made for medical records transcribed overseas as qualifying as "imports". 


I found an old document on line at http://www.edd.ca.gov/pdf_pub_ctr/de8714x.pdf which describes that 3 or more workers who have been affected by imports can petition for federal money for assistance and retraining.  There's also JTPA/WIA which established one-stop career centers and I believe being laid off because of work being sent offshore (or just laid off, period) would qualify people for this program.


There's also this article, which I included a part of, that is talking about IT workers for Computer Sciences Corp (my brother happens to work for them and has survived the layoffs) filing suit....


*The department has long held that programmers who've lost jobs to cheaper, foreign workers aren't eligible for the TAA program because their employers, or employer's customers, are not importing a physical good in the same way as, say, steel manufacturers. A number of federal and state lawmakers have introduced bills that would automatically grant eligibility under the act to IT workers and other white collar professionals, but none has become law.


The labor department initially said that although CSC moved production of its Vantage-One insurance software from East Hartford to CSC India, the software was not an imported "article" as defined by the act. In a lawsuit, the workers asked the U.S. Court of International Trade to overturn the department's ruling. In January, trade court judge Nicholas Tsoucalas ordered the department to revisit the case, noting that, "Labor's interpretation of the law, that software code must be embodied on a physical medium to be an article under the Trade Act, is arbitrary and capricious."

In a Federal Register note published April 11, the Labor Department conceded the point and ruled that the four CSC workers would be eligible to apply for TAA assistance. In ruling, the department said it would henceforth look upon software, whether shipped into the U.S. on a disc or transmitted into the country via telecommunications networks, as a physical product.

Software and similar intangible goods that would have been considered articles for the purposes of the Trade Act if embodied in a physical medium will now be considered articles regardless of their method of transfer," the department wrote.*

Something to think about.

Also, I'm pretty sure we've been far OVERestimating how much money offshore people are paid for transcription.  Their companies might get 1 cent a line after it goes through 3 or 4 edits, but I'm pretty sure the person typing the report and mangling the English is paid more like 1/5 cent per line, which is still pretty good money for them.  My math is based on there being 40 rupees to a dollar, and 1/40 of 8 cents per line is 1/5 cent.  There was that article quoted on the company board from Manilla where they were gloating that their workers got $1 to $2 an hour and, if they're required to transcribe 1200 lines a day, that comes to 1/10 cent per line.  But that was back in 2005.

Back to the 1/5 cent.  So if the report goes through 3 or 4 edits, each getting paid their 1/5, then the Indian company keeps the 2 cents per line which is left over and our dear old MTSO here in the States charges the hospital what...11 cents?..pays our US MT 3 or 4 cents to edit.  So, 3 cents/line to the offshore company, 4 cents/line to our US editor, and the MTSO still pockets the 4 cents/line left over?  Why do you think we're seeing 7 cents/line more and more often as the going rate of pay?

Well, just some things to think about - I get my best ideas late, late at night!


Thanks for sharing this. If federal guidelines were followed,
the minimum wage earner could not even shop at Walmart---that's really sad!  This is just another point that shows that the government has obviously gotten too big for its people, $5.15 is a JOKE.  I'm glad some states actually have some sort of caring politicians.
Federal Govt program (sm)
I am going to ask my tax person about this. I am currently working for a company as an IC, but now I'm thinking it should actually be called SE status, since they withhold, what looks like, about 7% of my income for OASDI and medicare. I also worked for MQ as an SE and they took out FICA, so I think I'm okay for now. However, if I switch jobs, I will need to make sure this is taken care.
I don't think FEDERAL varies whereas state...sm

I think states set their own regulations but I do believe that Federal is all one set of rules/regulations.  The police might be able to tell you but I think you'd find out so much more via the internet if you know what state he is in.  I found someone in jail recently.  I put in her name and she is locked up and probably going to get the books slammed at her.  Very young nonthinking girl too. 


All states and even federales have websites.  You can type in INMATE information and then the state and all kinds of links will come up.  You can probably this way find his name at some institution and if paroled, call the institution he was paroled from and find out more details if possible.


BEST of luck on this!!!  The internet is great for finding even old friends (I found several 30+ years after being in contact).


Question for ICs about SS and federal tax. I am new at this and I am wondering if you can pay
your federal tax and SS more often than quarterly so it doesnt turn out to be so much money.  I would pay the State and Local quarterly but would like to pay the fed more often.  Anybody do this or just file quarterly.
Can anyone that is an IC tell me when you send in your quarterly Federal and SS is there anywhere
you can check to make sure your money had been credit properly to your account to avoid problems at the end of the year.
HIPAA is a federal law, not State.
I could be wrong but I don't think you need to get the office to sign anything.  You just need to be HIPAA compliant on your end.  Double check on this though.
Marie, what type of federal job, is this still medical? nm
x
Section 8 housing. It's a federal program through HUD.
Google it "Section 8" housing to verify.
Probably 2 weeks and if i recall it will be on a Friday for Federal.
xx
I agree with "Snow Bunny" Federal govt. sm
Everyone new that New Orleans was pooooooooooooooooooooor
With state and Federal, you 40% of your earnings GO, bottom line.
I don't know what's up for debate, it's fact.

Housing prices have gone up 40% in the past year alone in California.
The federal gov't is urging paperless MR to save costs.
dd
you're right, it's federal but diff for each state...see link...sm

http://www.dol.gov/esa/minwage/america.htm


ALL STATES PAY MINIMUM WAGE DIFFERENTLY - i.e., Arizona says *No state minimum wage law.*


Here's how foster-to-adopt works on the federal level...sm
All non-Caucasian over age 1 automatically get adoption assistance. All Caucasian kids over age 8 get adoption assistance. If you adopt a sibling group that is more than 2 kids you get adoption assistance. All special needs children qualify for adoption assistance. Adoption assistance usually means Medicaid until they're 18 and in a lot of cases the monthly per diem rate is paid to the adoptive family. For the special needs kids, sibling groups and non-white children that meet the adoption assistance criteria generally the fees for adoption are reimbursed up to $2000 - which is pretty much what all of the attorneys charge for these adoptions since Child Protective Services/DFCS does the majority of the paperwork.

We're currently in the process of adopting our 6-year-old foster child who has lived with me since she was almost 5. The adoption should be finalized in January after my husband meets the 6 months residency requirement (we got married in June and he moved here from another state at that time).
Social security is part of Federal taxes

Your SS is figured in on your schedule C -- after your deductions you pay on your net income and that is added to your federal taxes and you send in one check and pay it all.  You can do quarterly if you do not have a husband to over withold from or if you are not an employee on another job.  Social Security and Federal taxes are not two entities -- but one.


Patti


Is there any danger putting bank acct# and routing# on federal tax (sm)
tax form so as to get your refund by direct deposit? Can someone use this info to their advantage?
I figure income minus expenses, send 23% for federal and 7.5% to state--sm
quarterly. The state probably differs state to state, but that is the percentile my accountant came up with. Have never had to pay and additional.
Veteran's day. Kids are out of school. Many doctor's offices are closed.
dd
File complaints with the Federal Trade Commission, your state attorney general, and the SM

state attorney general for the state The VLC is located in.  I happened to check it out and they have offices in Niagara Falls, NY and in Ontario.  Be sure to forward copies of every thing your file to them.  You can fill online complaint forms at the FTC website and the NY Attorney General's website.  Print out copies of these forms and mail copies of them after you fill them out to the school with a letter basically stating that you have reported them to these agencies and they will be intervening for you on this matter.


I also like the idea of putting cc's on your correspondence to a local news reporter.  And call them every single day until they are tired of hearing from you!


Good Luck!


I think all state labor laws are pretty much in line with the federal laws as far as PTO SM

among other things.  Basically, federal law states that an employer is not required to offer paid time off or paid holidays.  An employer doesn't have to pay you for time not worked.  It states quite clearly that PTO is an agreement between the employer and employee upon hire.  So, if you have an agreement with your employer stating you accrue PTO and get certain Holidays off with pay, then upon termination or resignation, you are entitled to any unused time you have accrued.  However, since not mandated by any state or federal laws, if an employer refuses to pay you for any unused PTO, you will have to take legal action, likely in small claims court.  You will probably eventually win, but you have to decide is it worth all the trouble and legal fees?


When you actually get right down to it, labor laws really don't do much for the working class.  We are not guaranteed anything except minimum wage and a safe work environment.


English may not be the official language on the federal level, but it is the NATIONAL language. sm
From Wikipedia:

Although the United States has no official language at the federal level, English is the national language.

In 2003, about 215 million, or 82 percent of the population aged five years and older, spoke only English at home. Spanish, spoken by over 10 percent of the population at home, is the second most common language and the most widely taught foreign language.[139][140] Immigrants seeking naturalization must know English. Some Americans advocate making English the country's official language, as it is in at least twenty-eight states.[141] Both Hawaiian and English are official languages in Hawaii by state law.[142] Several insular territories also grant official recognition to their native languages, along with English: Samoan and Chamorro are recognized by Samoa and Guam, respectively; Carolinian and Chamorro are recognized by the Northern Mariana Islands; Spanish is an official language of Puerto Rico. While neither has an official language, New Mexico has laws providing for the use of both English and Spanish, as Louisiana does for English and French.[143]


P.S. Miami may be one of the largest cities, but it is still just one city located in one small state. There are 49 other states. Miami is just a small speck when you compare it to the rest of the United States.
Not sure, I have deductions for federal income tax, SS tax, Medicare tax, and state income tax. ???
nm
Excuse me but federal taxes are paid as employee by employee
The ONLY difference in IC is you pay the ENTIRE amount of the SS which is the 15.25%, as an employee you only pay 7.75%.  And you can easily make up that difference in deductions.  As an employee you just have someone else manage your withholdings and as an IC you do it yourself.  I have much more usable income being an IC and not an employee and I am strict about putting aside what I need to.  But everyone always says you have to pay your own taxes, well your employer does not PAY them for you -- except 7.75% of SS, they merely withhold it for you.  As an IC you are the employer. 
HIPAA is like the banks - there is NO

I called a doctor's office and got medical information on my Ex husband - yes Ex husband.  Hospitals and doctor's offices hire alot of incompetent people to handle confidential information and these people don't have clue.  With this issue being so widespread - to you really think they care about MTs jobs and the information being shipped overseas?  Try this - call a hospital and pretend to be Dr. X from X Medical Center in Santa Monica, California (or anywhere...just google and choose).  You can get information easily.  Did you ever see the shows where John/Jane Doe go into a hospital and work as a doctor and they never have been to medical school?  Happens more than you know and it's horrifying! 


I have to disagree with you. Banks will finance
trailers. I know, because I had a trailer several years ago and it was financed through a bank.
Those are great ideas, but I think the food banks
and churches are probably not going to want to be so eager to help since the OP owns 5 houses.  Her best bet is going to be to be extremely frugal at low cost markets.
Switching banks - DD question (Happy B-day to poster below!!)

I have two bank accts.  One is Wells Fargo where I have DD.  The other is with Wash. Mutual which I just opened as I want to quit banking at Wells Fargo.


Has anyone switched banks and requested DD to be placed on another account?  If so, is there a time lapse in between that is of any length?  (i.e., will they mail the check to me in between stopping one DD acct and before setting up the other?).


Guess I should just call HR but I know they are busy as it is payday.  Will wait until Monday.  Thanks if you can be of help. 


Been dealing with banks all morning and majorly stressed.

Have you ever had a credit card and all the phone numbers they give you do not allow you to talk to a live person, but get an automated system, that is not capable of doing what you need?   Have you ever had a late charge because it took the bank 3 days to post an on-line payment?   I'm going to have to write a letter I guess and when the next statement comes I'm paying it off and cancelling, though I'm not sure how I'll do that - have to write another letter.  


Can you use a debit card on-line just like you can a credit card.  I know most places only accept 3 major credit cards and didn't know if I entered a Visa debit # if that would be the same.  I prefer Paypal cause I keep a little stash for on-line purchase, though most places don't take Paypal at least not yet.  I just know I've got to get rid of the credit cards - much too stressful.


 


 


 


she was america's next top model - a tyra banks show nm
nm
Outer Banks, NC...Don't waste time on VA Beach
I live in Virginia Beach and there's not much to do here and definitely wouldn't recommend taking a vacation here. Unless of course you like rubbing elbows with all the tourists crowded on the boardwalk. We love going down to the Outer Banks. It's much more laid back there and you can claim your own little stretch of beach cuz it's not so crowded. The locals are much nicer there and you can rent a beach house for pretty cheap if you look around.
Win The Prize - Translate this: "Asa facial radishes with banks"

The answer was:


"Esophageal varices with bands."


This doctor is going to drive me to drugs! 



(above is how my head feels after typing report, urghhh)


 


Most banks have auto numbers to call to find out balance. SM
You could call bank tomorrow morning. Maybe put some charges on credit card, but anyway call them.

As stated, it is taken out immediately. When I purchase stuff and use it, but forget to put it in checkbook, recording will tell me as soon as I arrive home what was spent.
Our refineries are closed
Our refineries to make gas are located in the gulf coast area. They were evacuated by the major oil companies on Saturday and Sunday and now they are caught up in the same damage as everyone else. Long lines and high gas prices because no one is currently manufacturing gasoline to supply those of us east of the Missippi, making what we have left from before the storm quite precious.
closed captions!
I put the TV on mute, but with closed captions on while I type. I hear with my ears, but read the tv with my eyes. I amaze people with this - and have been doing it for a decade!
closed caption
Thank you very much for the info.  Guess I'll stick with my MT career....but may still look into other avenues.  :)
closed pneumothorax?
Closed pneumothorax is air entering from the lung. Open pneumothorax is air entering from the outside.
This thread is closed. (sm)
I do want to comment that it is not being closed due to comments by the original "Mary" poster. It is, however, being closed because of everyone else's responses.

If you don't like the direction a thread is moving or disagree so strongly that you cannot make good contributions to the subject matter at hand, simply refrain from posting. It will die down, take a different direction, etc.

A thicker skin needs to be grown here. Everyone has their own opinion. It doesn't mean everyone will always agree. Threads can even get intense but they don't have to dwindle to personal insults.

Moderator

Maybe, Live Help Closed is in caption (nm)
dd
heaven should be closed to most IRS agents

As soon as possible, talk to an attorney who specializes in this. Ask them if you can file Chapter 13 bankruptcy. In many cases, you can ultimately pay up to 10% of a past owed date.

While this is being haggled in the courts, you can send money, or not. You will have the protection of the federal government, who will handle another branch of the federal government.

Just never miss a single payment to the courts.


IMO, a thread is closed when it is obvious
that nothing new is added to the OP and it deteriorates into a 'troll', unjustified insults, foul language and just tit for tat, going in circles.

True, as the moderator pointed out, it is not moderated for 'niceness.' but the post has to be civil. One can make a stronger point with politeness than with disrespect.
I am considering CART or closed captioning..
But I wonder that after transcribing for so many years, will my fingers be able to learn the theory needed to use the equipment. I would like to do the real-time captioning, as from what I have read, pays the best. Does anyone have any first hand knowledge or know anyone in this field?
"edit my reports with eyes closed"? what has that got to do with anything?
i don't live in a cave. i have a circle of local friends and family. i don't need an e-mail from a supervisor from gawd knows where to tell me i'm doing a good job. i'm doing a good job as evident by my paycheck twice monthly and my friends who want to spend time with me.

Now about this phrase - "I've been doing this over 10 years, independent and believe me I could probably edit your reports with my eyes closed my dear" WTF is that all about?
"edit my reports with eyes closed"? what has that got to do with anything? -
What are you rambling about about and could you PLEASE address the question asked of you in my TWO posts.

"edit my reports with eyes closed"? what has that got to do with anything?

WTF does this mean?
that was a judgemental and closed-minded comment
x