Fear of change is worse than fear of not being able to pay your bills? nm
Posted By: Stand up for yourself on 2005-09-24
In Reply to: Fear of change. Kinda like I am when I am faced with learning a new acct. - (nm)
:)
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Fear of change. Kinda like I am when I am faced with learning a new acct.
dd
Fear Factor is a like being an MT.
zz
Never fear, Sandy, because....
your little "problem" meeting TAT is quickly becoming solved with too much overstaffing, etc. among companies. This appears to be just YOUR problem. I would find it extremely hard to believe that an MT would deliberately try to undermine you by not working her committed work schedule. Goodness, all of this "craziness" because of one innocent question by Julia.
I am a single mom and have this fear every day
But, because I have to pay the bills, I cannot sit around. So I work 2 full-time jobs. I am eying my employee job carefully, b/c if it ever slows to the point where I cannot make rent, I will work 3 jobs and then let the 1 go which is faltering. Unfortuantely, I have been through what is happening to you but I was in a marriage. When I had to go out on my own, I realized how a person has to be secure in a job for all kinds of reasons, not just bills but self-esteem. I cannot tell you what to do nor is it my place to do so, I can only tell you where I have been and where I am now. Even if I had the ability to sit around and wait for work, I would not do it. I would first communicate and ask for full-time work. If no response I'd get a second or third job and do all until the time comes where I can judge which is the most consistent to pay bills. This is even if I did not have much sleep and raising a child alone. I am doing this now, and it is difficult, but I would rather lose sleep with a roof over my head and a good self-esteem, than sit and wait for work and let it eat on my bills and my confidence.
Sorry for the long note. Hope it helps. Good luck to you whatever you decide. PS: Listen to your heart.
Has anyone been following Psycho Fear Factor?
I don't think the Bates Hotel looks all that bad - in fact it looks a lot like MY house! So far I think the worst torture was having that newly divorced couple sleep in the same bed! I guess they signed up for the show B4 they knew divorce wuz pending, LOL. 
Wow, let's see, I remember when we could play outside without fear SM
and stayed outside and played from morning until night (we only came home for supper)...
When you could be a blue-collar worker and expect to make a living wage, and keep the same job all your adult life...
When going to the movies for 50 cents and sitting in the balcony was fun...
When you could say something without fear of offending someone and getting sued...
Ah, I remember...
I fear what the future holds too...
Those three beautiful souls growing up thinking this is the normal way to live. Call your family today and start planning to leave this creep. It won't be the easiest thing you've ever done, but it will be the smartest.
Not to discount your fear right now, but didn't her doc
advise her that the risks involved with surgery would include perforation of organs, and other complications, including death. Medicine is unfortunately an inexact science, and doctors are, after all, only human. May not be a clear cut case of malpractice, may "merely" be an unfortunate complication.
I've seen many people rush into a lawsuit, only to have their lives and money consumed by them, to find out they don't understand legal concept of malpractice and even if malpractice, if the insurance company has a better lawyer, you can lose anyway.
For now, I would focus my energy on praying rather than suing...
Saying you have to be "professional" to not fear about loss of a job
means all the people sending in posts about outsourcing, losing their jobs, worried about the possibility of such, are nonprofessional. I think this reaches a lot more MTs than just the "nonprofessionals." I hear their fears and know what it is, have been there before. I appreciate the post on my behalf and hope anger management is on hand for those who apparently cannot handle it. My goodness, just think about the season if nothing else...
I fear you tried the company out of Chicago?
nm
Forgot to mention - kids need fear of someone or something sm
that is my job as a mom, to make them fear authority and always try to do the right thing! I don't care how big they are, and my one son is 6'3" tall and weighs 250 lbs, I will still kick his ass and he knows it!
don't cheat yourself out a really good experience just because of fear...sm
I went to Africa in January to volunteer in a medical clinic for 18 days. Talk about leaving your comfort zone. There were two nights in particular where I really, really, really wished I wasn't there. But turned out to be a profoundly life changing experience. The word is "feel the fear but do it anyway."
No, that's next week's Psycho MT Fear Factor.
With FranQ substituting 4 Joe Rogan.
Not old but........Primal Fear! Excellent movie.
x
Complacency and fear of rocking the boat is a big
Totally not MT related, but where is the new season of Fear Factor on NBC? nm
I don't watch fear factor. They abuse animals. I also have better
stuff to do with my time then watch someone eat pig intestines.
I'm with your son, although my faves are SF Rockstar and SF Sobe No Fear. VROOOM ... lol nm
My biggest fear of doing my own file or someone else I knew doing it would be to hear
the dreaded words "obese female" and "looks older than stated age!" UGH!!!!
I find they give the best, meticulous pt care by far. Why do you fear?
x
Their control obviously isn't putting fear in those that abuse the information though. nm
nm
I wanted to learn it, but I fear the learning curve would be impossible. sm
 since I can't take any time off from the qwerty keyboard. How did you make the conversion?
No social life. I now have a fear going out in public! Working from home for 8 years now will do t
nm
WRONG! A child that has a fear of discipline = a well behaved child.
I have a beautiful, intelligent 11 year old daughter that hasn't had a spanking in 6 or 7 years and probably only 3 her entire life. She is very well behaved and I get compliments on her behavior constantly. When she does get out of line all I have to say is, "Shall I call your father?" Call it what you want, it works. She respects and obeys me and her father. Why??? For fear of the facing the consequences of misbehaving. Having a total lack of fear or respect for authority is exactly what's wrong with Generation X/kids today. I turned out just fine as did my siblings. Why?? Because my parents took "time out" to bust our a$$es whenever we got out of line.
Is that clear enough for you???
Even 4.5 is too low. doctors do not change - they still hem and haw, change, change stuff along wit
It is just not enough for the work. Speech is great on the wrists but you are not just reading what is typed, you are making a lot of changes. I have a hard time doubling a lot of days with all the changes I have to make. Just my opinion.
Worse. Far, FAR worse. (no mssg)
^
Don't change. I had to change back to cable. SuddenLink DSL stinks! nm
nm
Change provider vs change to business plan
In your place, I would seriously consider changing providers if there were others available in your area, but I'd ask around about their service quality first. It may not be any better. If there are no other providers, then consider changing your service package to a business account rather than residential. They're usually more expensive, but they also tend to get faster service if there's a problem.
Last summer, I had no electricity for 3 days due to severe storms, but there were some 600,000 in the same boat with me. We just had to wait it out. It's a downside of working at home.
I pay all of our bills but I never would
He makes money and I make money and we should each be able to spend some of that on ourselves if we desire. The only time we really consult the other on any purchase is if that purchase is over a certain amount. I do not ASK him if I can buy anything for my business. If I need it and we can afford it, I buy it. If it is a major purchase that might involve a credit line, I would definitely discuss it with him but not ask his permission. It should be shared. When you get married, you are sharing, not one person owns you/controls you or vice versa. I would be willing to bet that at some point during his little outings, he has chipped in for beer. I doubt one person would be willing to supply all the beer for all the guys every single get-together. My DH used to play softball and there were lots of times they'd hang out and have a few beers after and all the guys chipped in for their share of the beer. If he's telling you the beer is always provided for free, I would have a real hard time buying that. Sounds like you are an understanding wife and you deserve time out to go to lunch or do whatever (and some of that time should be without your kids to give you some alone time, too). If he can't see that, he needs a reality check! Leave him at home with the kids for a weekend and see how fast he wants to run out that door once you get home! lol
Can you really pay your bills with only 29K though???
nm
If you have bills to pay you take whatever
you can get. You can refuse a job, but the work will just go to India or some other country and the company can get rid of all but a few MTs who will edit the work.
I have been in this business at least 20 years. I make better than most people these days, but I have not had a raise in 5 years. I have been offered at least 8 positions the past 6 months and not one of them offers what I make now. I test very well, usually getting at least 98 on the highest level of testing, I can do any ESL given to me, I do all Op notes, so I would be an asset to any company, but none will offer me what I am making now, much less offer me more.
change attitude, change life
The first thing you need to change is that defeatist attitude! I know that's hard at times like this, but that's when you need to most.
I won't go into detail, but my financial situation is also at an all-time low, we couldn't even exchange gifts., daughter in hospital twice, & no med insurance)..but then I heard about how much worse things were for others around me this season. Now I'm thankful instead!
Pay bills or make a
list of things I need or want.
Do you have bills that NEED to be paid?
If there is no other job but those with companies that send work offshore, are you going to refuse to work for them? How do you feel about stores that sell merchandise that was once manufactured in US and now outsourced to another country? How about the very merchandise itself. Do you check to see if Liz Claiborne or Nike or other favorite brands are outsourced and decide against buying them, hoping that somehow you are going to force these goods to be manufactured in US and are you willing to pay higher prices to justify American workers wages?
What bills could we possibly have?
That was exactly what one doctor said to me when he called wanting my services and I told him what my charge was. He was in a town 15-20 minutes away and since tapes were the "in" thing", I charged for picking up and delivery, minimal charge.
Well, he thought that was ridiculous and told me I didn't have any "expenses" associated with this job, so what was I charging him for other than doing the reports. BTW, he got my name and number from his partner in the office who thought my charges were more than reasonable and willing to pay for it to get what he called "great" service.
Of course, we have no expenses, we live free, not having to eat, buy gas, pay all the same bills they do. You know, the necessities of life!!!!!!
Go figure!!!
we did just the opposite, but now bills alone about 2,500.....
We had a place similar to yours on a slough with lots of wildlife...loved the wildlife. Used to sit out on the deck and watch the great blue heron, raccoons, muskrats, ducks, etc. But never got it paid off as we kept building on as kids came along (3). We were there 30 years and finally sold to move out of the flood zone and into a new, easy-maintainance one story with smaller yard up near the hospital. The other place was so hard to paint and maintain that I knew we had to move before we couldn't take care of it anymore. Problem is our mortgage alone is 900$ month! Not as steep as others on this posting, but lots for us as the MT thing is not bringing in the money I expected! The house is worth lots more than we paid for it, and I keep saying we should sell it and rent until the big housing "adjustment" that I keep predicting, but family won't budge!
Keep the bills out of sight--sm
For me they are the biggest distraction. I can ignore the phone, tune out the noise but those stinking bills in my line of sight are the worst. I either have to go online and pay them or call so and so and tell them why I am late. I don't pull them out until after I am done or before I start. Otherwise, they stay in the drawer. Now, I keep the paid receipts on top of the desk to remind me why I work like a mule!
High bills
In Georgia, it's not unheard of for the power bill to exceed $300 during summer. In fact, it's expected. I can't believe the posters with two-digit bills. My water bill is $65! Everything around here has gone up in the last year. My doing MT was supposed to be for extras and fun money, but it's not turning out to be so.
I have plenty of bills to pay...
Hubby had open heart surgery and was off work during the busiest season last year. I now handle ALL the bills except his truck insurance and truck payment to the tune of at least $5000 a month and that doesn't include the $75,000 hospital bill that the insurance doesn't pay. I couldn't do that if I didn't stick to my guns. Sure, we're not in the best of shape right now, but we are scraping by with a little ingenuity and things will get better for us...but I surely will not work for peanuts,never have, and never will...and neither should you.
You have to prove you're worth it that extra $.01 or so,(ahem), but in reality, we really need to stick together. Fighting amongst ourselves doesn't solve the problem.
that's determined by your bills!!...
There is an easier calculation but I think most companies require 1200 lines a day nowadays. Some 800 to maintain fulltime. One way to figure it is that you take the amount of lines x cpl and divide by 8. If you typed your other stuff in word, check the line count to see what you have done on a good day when paid by the hour. Hopefully you are getting paid characters and spaces as opposed to just characters.
If you figure you can put out only 800, which is still a good bit, 800 x 0.08 cpl divided by 8 would be $8/hour. 1200 lines would be 12 an hour. So, if you are currently making 10 an hour, you would have to put out 1000 lines a day for $10 an hour.
It can be done.
What? Not only easy, but I did it Still pay bills.
But I do make what I need to pay my bills
so I am satisfied and like I said, just work part time, not full, work the time I want.
for tracking congressional bills
http://thomas.loc.gov/
Kansas utility bills
Hi, I live on the Kansas/Oklahoma border have a 3000 sq ft home (2 levels) and 2 boys who don't know how to close doors. Anyway, our last electric bill was $260.00. This was keeping thermostat at 80 upstairs with ceiling fans going in every room. If it gets too warm, you just go downstairs where you have to wrap up in a blanket as there is a good 10 degrees difference in temp. I have to admit, I thought mine was high but am now thinking we don't have it too bad. Good luck to all and hopefully, we will still be able to pay these next year at this time and the rates won't have put us all in the poor house.
arkansas utility bills
Wow. I live in a 6 room house and my last bill was 328.00. We have very high rates here.
Used to, but compared electric bills
I used to never turn my computer off. Then my grandchildren visited me for 3 wks. Because I did not want them playing on my computer (they had their own laptop), I kept mine off when I was not working. When the electric bill came it, it was almost $60 less, so from that point on, I began turning it off between the hours of 5 p.m. and 5:00 a.m. plus my days off (and I get more done around the house as well) -- continued with the same savings. Figured I can buy a new tower for $720 a year in savings.
I keep the unpaid bills on my desk
and put the college tuition bill right on top. Money motivates.
Single person and bills
How does any single preson today make ends meet as an MT? I work a 2nd job and still way behind in bills. Job-hunting for a full time position other than MT is fruitless, as employers take on look at all of your years in transcription and ask you how you think can do anything else. It seems like a curse. The dreaded "transcription" word is getting me nowhere fast when it comes to breaking in to other clerical work. Had I know this would be the case, I would have left the MT field years ago. I can do SO much more than transcription if given the chance. Maybe I should lie on my resume and not mention all the years of transcription.
Nice doesn't pay the bills. They still only pay .06 line.
You need to be a speed demon to make any money there and top pay is still only .08 per line at 225 lines per hour. No thanks. I prefer to work a 40 hour work week, not an 80 hour work week.
Curious, how much of household bills is BF carrying?
is withdrawn?
If you are carrying the lion's share of the bills, then you surely will be better off when you have cut the ties and are in your own place.
If he is carrying a good bit of the bills, and you are then responsible for them when he moves - whoa - think about this. Will any childsupport you manage to get suffice for what you are taking on that he is paying now?
I worked as one, too. It paid my bills. Barely.
I hated that job because I could so totally empathize with the people I was collecting from. Plus, we had to be real hardnoses. The thing is that our "numbers" were tied to our bonuses. The more you collected, the more money you made. I lasted 9 months and received two raises and promotions to keep me there before finally finding another job. By that time, I had developed sleeping problems and an ulcer and started smoking again.
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