Familiar with primary/secondary insurance?sm
Posted By: Clueless on 2006-08-02
In Reply to:
My son is currently covered under my husband's (his stepfather) policy. His father and I have talked about changing him to his insurance come open enrollment time later this year because his coverage is now much better than ours. I am considering actually leaving him on my husband's insurance too though, in the hopes that primary/secondary coverage will leave less out of pocket expenses...because it costs us no more or less with him on our policy anyway (same family rate regardless of the number of children covered).
My question is this.....if our policy has a huge deductible then pays at 80/20...and if he was also covered by his father's policy that utilizes office copays...how would that pay? Would his father's policy still not kick in and pay anything until we met the deductible on the primary policy? If so that's pointless...but I don't see the secondary insurance company wanting to pick up all the expenses that the primary won't. Anyone familiar with this situation that has any suggestions? Would be greatly appreciated...very confused. LOL Thanks!
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primary..secondary
I agree 100%. I was on a great hospital with MQ but they kept calling me to work in my secondary which is one of the worst hospitals I have ever transcribed, IMHO, over 36 years. I frankly got tired of the every day call to work in my secondary so I focused on my secondary, mastered the hard doctors and now my secondary is my primary, a hospital which most dont want to transcribe..so usually there is lots of work and bonuses too..guess **I won**, hun?
primary and secondary
If you want to have a primary and a secondary, Cornerstone has it. I am the QA supervisor and we are looking for ESL typists for a primary with one secondary. Check out the ad posted in the job section either today or yesterday.
If insurance is your primary concern, then Trans Tech may not be an option for you.
The family insurance is horrid, over $1200 a month I believe, and the single coverage would have cost me $300 a month. I had to pass on the job due to this. I would be working just for the insurance.
Secondary, tertiary accounts
Have you tried asking for back-up accounts to work on? I think a lot of us have experienced a slower-than-usual summer this year. Even though production may be slower/lower on accounts you don't work on frequently, having secondary, tertiary or more accounts to work on helps to get through the droughts. Good luck.
Training on secondary accounts. Can you refuse?
I have a great primary account. I realize I need a secondary for slow times but the secondary account blows big time. It is laborious (many fields, special requirements that are tedious, etc.). Can I say, "No, but thanks." I reach my required line count with what I have on the primary account even though I am not working a full eight hours. I have taken on a PT job and just fill in empty space by turning around and typing on the other computer when it gets slow.
Any feedback or advice would be appreciated. Thanks!
It is 9 in the morning and my main is out and secondary going out from Amherst. No wonder everyone
is leaving. How can you be paid on incentive with the new pay plan and be out of work and stuck in accounts you never heard of. That has to be the most ignorant stupid thing I have ever heard of. Totally ignorant.
I have diagnosed myself with motivation necrosis, possibly secondary to DQS. SM
I hope it's not terminal. Not old enough to retire yet. Anyone else with this sickness?
Use main pattern, secondary backup patterns when first SM
isn't enough, and then deviate by choosing the "intuitive" choice for an abbreviation that pops into my brain, on the assumption that it'll be the one that pops in when I need the expansion. Usually it is.
I've always had the drop-down list turned off on my ShortHand program, so I can't speak to working that way. A lot of people clearly like it a lot.
However, when editing rather than transcribing, I question how well one can read ahead for corrections to pop down to and scan the dropdown list too. Fast-reading ahead and even making corrections while listening to the squeaky speeded-up dictation as it trails is how to make good money editing. One needs expansions a lot less when editing, of course, but they're still extremely handy. So if you choose to keep developing a system to work directly from as much as possible, rather than coming to depend on scanning a list, I think it should pay off nicely over the long term.
OTOH, since editing does need a lot fewer expansions overall, an Editor would come to memorize all the usual ones anyway and only have to stop and look at the list now and then, never in some documents, often in others. I'm not tempted to change my routine, tho.
Thanks. Primary use will be for gas, though we don't
trade with Shell.
I don't need it for my primary
account either, just my backup. I did not think about using a phone card. Maybe that would work better for me. I am already paying almost $50 a month for regular phone service. That is why I was thinking the $50 a month through Time Warner might be better. I definitely need more than 2 phones, between my C-phone and a phone for both upstairs and downstairs.
Thanks for the info!
IF it is secondary income, where is the harm? As long as you work around your kids (at night, naps)
a big plus when you are around kids all day and bring in a little cash to help out the household.
My primary account allows
2 blanks to go right to the client. I rarely send to QA; in fact, just looked up on my email and I've sent 4 reports to QA in July.
I do about 50 jobs a day.
sounds like my primary...when they first did this,
I emailed my supe and suggested we just type the whole thing in the demo so they did not have to pay us at all...
Did I say primary? Oops. nm.
About 5-6 hours on my primary, but
secondaries slow me down to longer than 8 hours.
Primary question is SM
why didn't the internships work out? What was your quality score (you should have been reviewed at regular intervals)?
My primary account is in New Orleans
They aren't dictating. They don't need transcription help. I need work, but I'm not whining. At least I have a dry home!!!
Unless you are the primary record-keeper sm
You should dispose of all of them. My rule of thumb for files that I keep on my computer is two weeks. I send them in daily to the clinic, but I do keep mine for two weeks as backup in case for some reason theirs get lost.
You need to dispose of them so that the information can no longer be extracted. I remember a long time ago we had a magnet we would run tapes and/or disks through which would wipe the data. I don't know if those still exist, or how well they actually work.
You might get in touch with the MTSO or clinic or whoever the information originally belonged to and find out how they dispose of their sensitive material.
My primary is oncology and hematology
and I have tons of Expanders and macros. I also have to go off of a handwritten schedule that is faxed and cross them off as I go and obtain DOB, MRN and doctor names to place in the document.
Actually being on the same account for four months I would take as consistent primary! nm
:)
Actually being on the same acct for four years would be considered a consistent primary.
nm
There are only five states voting in primary elections today--sm
Wisconsin, where I am at, is one of them. check the internet to see if your state is included. this is a *primary* election, meaning we are voting to NOMINATE candidates for senate, congress, govenor, etc. We are not voting these people into office, just nominating them for election.
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
Exactly! Because you got familiar with VR....
It is difficult to switch from stRaight to editing, Back an forth, back and forth, this is so TRUE!
And all the various accounts with the different clients' specifics.
Not familiar with a dropdown box . . .
Are you referring to F9 to get line count?
If you are familiar with this forum at all
then you should have enough insight to realize that posting such vague information without any shred of credibility will get you a less-than-desired response.
Either way, even if it IS true - what kind of friend shares such an important secret? What kind of employee leaks information?
Hmm...sounds familiar sm
Is this company out of Texas, perhaps.
Sounds familiar.
Feast or famine.
sounds familiar
I'm drowning in paper. I have piles everywhere, including my bedroom floor and dresser. I used to be very organized and couldn't stand clutter, I don't know what happened. I live with three other "messies", husband and two of three children. I think I just gave up. I usually can find things, but it bugs me a lot. Can't seem to get myself to clean it up. This has a psychological basis I'm sure. I'm not lazy, otherwise I keep a really neat, clean house. Stressed out maybe the reason, just don't know where to start first when I do have some time to myself. It's always something.
sounds so familiar!!
I guess most office atmospheres are like that...it sounds so similar to what I had worked with until I went home...and boy am I glad I did!!! I am a social person, but absolutely do not miss the office crud!!! Now I have been doing home repairs and "fixing" up my new "office" as well as getting out a couple of nights a week. Also spending more time focusing on my needs, i.e. pampering myself more!
We are attracted to what is familiar to us
Womanizers, alcoholics, workaholics, rage-aholics...if our dad was one, there seems to be a good chance we find ourselves married to a replica of him. At 48, I decided just to be alone as every man I found myself with was a psycholoanalysts' worst nightmare (these men rarely seek help and rarely change in my observation).
Anyone familiar with FTP Navigator?
I downloaded version 7.0 but now what? I got the files I wanted but they open in notepad. Is this right? Are they now in my PC and can I view them in a word processing program? Thanks.
Not familiar with SIM message, however,
I have found that if I am persistent and patient with their customer service line, eventually I will get through and get an answer to my question/problem. There is a yahoo group for tracfone users and I have found them to be very helpful also, especially with codes for more minutes, etc. Someone there is probaby familiar with that SIM message. Hope this helps.
Websense - anyone familiar with?
Something called Websense has decided it is my own personal internet sentinel and blocks various websites. I don't know who/what this is and I have not authorized it to do so. Anyone know anything about it? How to get rid of it or shut it off?
Sorry.. I am not familiar w/ExText
Thought maybe it had its own shortcut program. 
Also, not familiar w/ Vonage, but ..sm
If there is any kind of option for pulse vs. tone dialing. If Vonage is set up for pulse dialing, it might be that the station isn't recognizing the ID # when you enter it. That's a longshot, since most are now all set to tone by default, but it's an idea.
Anyone familiar with Olympus DS-30?
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Thanks for any info
Sounds familiar...
There's that 7 years again, me too. Would agree with much you say. Are you elsewhere now and do you like it?
Thanks for the info! So is anyone familiar with... SM
VoIP companies called Phone Power or ITP? I've decided against Magic Jack because of the problems. I did some research and found the two above companies were pretty reasonable or maybe I should just stick with Vonage?
MRT Services - anyone familiar with them?
Anyone ever heard of MRT Services? I saw them online. Please provide feedback.
Sounds familiar only.....
once in a while if I fall asleep watching TV, I dream I'm trying to transcribe everything that's being said. Only problem with that....you can't backspace or fast forward. Now that's frustrating!
Uh oh! Sounds familiar. I have an 11yo too. sm
She is my 4th out of 4 and, believe me, times have really changed over the years.
Some of these 5th grade girls come to class all made up, tight jeans, etc., and their parents ALLOW it! One of my daughter's classmates has cable TV in her bedroom and can watch MTV and horror movies, etc. AND she has her own cell phone! That's just plain nuts.
Maybe I'm old fashioned, but when I hear, "well Susie gets to do this and that," I say, "You're not Susie and you know the rules." Sure she'll experiment. My older kids did, but they knew in their hearts I didn't approve.
One thing I did do was yank the cable. Oh pity, too bad, you don't get to watch garbage on TV now do you? I'm such a MEAN MOMMY. 
My 23-year-old daughter pulled a ton of stuff on me growing up and now she's a mom. You should hear her talk about setting curfews, etc. I'm like, "Uh, you have a good 6 months before potty training yet."
the tone of your post is so familiar
If you somehow follow my other posts, which are mostly just vents, and why you are following them so closely? Who are you???
Was thinking yousendit.com. Anyone familiar with
f
Landmark Transcription--anyone familiar with them
I currently work for xxxxx, but recently saw an ad for Landmark Transcription that sounded interesting. Anyone have experience with this company or know their protocols?
Edited to remove current place of employment. BuckeyeLil (Moderator)
Sounds familiar. I have a friend with a son who is now
a year behind where he should be because they fell for some private school cock and bull story about how he wasn't ready for kindergarten (the school was ready, however, to milk her for another year of preschool, I'm quite sure). So here's this kid now, a sophomore in high school and turning 17 in August. All for no reason, there wasn't a thing wrong with him.
Anyone familiar with Chartscript & ease of use? Tx--NM
x
SOS-familiar w/Cphone DA-127D?
It's crunch time - I am using TranscriptionGear Model DA-127D for first time (replacement after demise of Dictaphone C-phone) and do not have instruction manual. I've navigated through a report and need help with the following: Everytime I take my foot off the pedal, I get the recorded "To sign off you must be at the end of the report." Then, when I actually got to the end of the report, it signed off automatically with the foot pedal. I must sign reports off manually on this acct. Any help would be greatly appreciated. TIA.
Am wondering if anyone is familiar with Cryptoheaven
I have a new account that I'll be using this for and am wondering if it is hard to teach an office to use. I've used it before as an IC and loved it.
Do I need to go down to the office or can it be done over the net.
eClinical software - anyone familiar with this?
I work from my home office. I had a doc call today and say he needs an MT, but his office uses a software program called eClinical, so he thought it would have to be done onsite. He said the HPI is the only thing that is really transcribed, that the review of systems, PE, etc., is just checking boxes, and then ICD-9 codes have to be entered for x-rays and such for it to be billed properly. Is anyone familiar with eClinical? Is there any way to access it remotely? How would I even bill for this if the HPI is the only part transcribed and the rest is checking boxes/data entry? I really don't want to go and work onsite. I'm just bummed because he's the first potential client of my own, and instead of being technologically challenged like so many docs and still using tapes, he's technologically advanced! If anybody has any info on this software program, I would really appreciate your input!
eClinical software - anyone familiar with this?
I work from my home office. I had a doc call today and say he needs an MT, but his office uses a software program called eClinical, so he thought it would have to be done onsite. He said the HPI is the only thing that is really transcribed, that the review of systems, PE, etc., is just checking boxes, and then ICD-9 codes have to be entered for x-rays and such for it to be billed properly. Is anyone familiar with eClinical? Is there any way to access it remotely? How would I even bill for this if the HPI is the only part transcribed and the rest is checking boxes/data entry? I really don't want to go and work onsite. I'm just bummed because he's the first potential client of my own, and instead of being technologically challenged like so many docs and still using tapes, he's technologically advanced! If anybody has any info on this software program, I would really appreciate your input!
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