Do you listen to Suze or Dave? I prefer Suze myself. nm
Posted By: Just wondering. on 2006-05-06
In Reply to: sorry but reaons don't hold water... - sorry to say
:+
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Suze Orman says . . . .
http://biz.yahoo.com/pfg/e16buylease/
Leasing sounds like a waste of money to me. I always purchase the car outright if I can to even avoid a payment.
Suze Orman
My hero!!!
I would recommend looking into the Suze Orman
books and her show which is on CNBC (I know of Fri/Sat/Sun nights at 10:00CST) but may be different elsewhere.
I was in debt living paycheck to paycheck before reading her books and watching her show. Most is common sense. She can be a little annoying at times, just ignore that part and get the general idea.
We now have a $600,000 house with only $220,000 owed on it that is appraising at $800,000 after only 3 years, 2 fairly new vehicles (2002 and 2004) with low mileage, a summer home (cheap and small but great for weekends) and NO DEBT. My credit score is moving up (high 600s) and my DH's score is now over 700.
If we can do it, anyone can; both our scores were in the low 500s 4 years ago. It takes time, but if you follow her advice, you won't be sorry!
p.s. I wish she gave out commission for spreading news about her; I have about 15 friends and family that I have steered towards her and all are doing much better!
I love Suze Orman - sm
About 2 years ago I took on about $25,000.00 in debt from my husband.
It was rough. I then decided that I was going to get rid of it first, then get rid of him (this wasn't the first time he did this.)
Combining some information from books by Suze Orman and Dave Ramsey, I have almost eliminated that debt. I have just over $8000.00 left.
It can be done. We don't have to be dirt poor forever on what we make.
My financial freedom is only 11 more months away now and I couldn't be any happier.
Suze Ormon on TV advises to NEVER, EVER lease a car. (NM)
Read Suze Orman's new book
on women and money. She says never put yourself on sale. She says women tend to undervalue themselves and not ask for raises, and not get paid what they are worth.
Wouldn't it be FUNNY if we could get Suze Orman
Especially if she were a "surprise"? My heart leaps just THINKING about that.... hehe.
Well, whatever they call it now, when Suze Orman talked about
.
Suze Orman had a chef on her show last week ..
The girl spent $35K to go to an 18-month culinary school. Now makes $7 an hour and with interest on her $35K school debt, she is paying back $119K.
At $7 an hour, she'll have to pick up another job.
Chef's make LESS than we do! LOLOLOL
You can't go wrong with Suze and take her advise, cut up cards but do NOT close accts. Just don
:I
Thanks Dave :-) no msg
whatever happened to dave
cohen also?
Dave Cohen
I didn't know, but I clicked on the Medquist link IN a below post, and read that he is the President now, named in the class action suit. Do you also know Ed Forstein and Dale (can't remember his last name?)
Dave -- No didn't know the others,
but once worked for transcriptions, ltd., and Dave was CEO I believe at the time.
Dave Ramsey
Dave Ramsey (daveramsey.com) has a wonderful get out of debt program. He also does a radio show and seminars throughout the US. I highly recommend his program. He is a real motivator! While its a bit strict when you first start out, it does work!
Dave--I think that's awesome. see msg
I want to learn to type on a steno machine. Have you ever thought about doing closed caption stuff for TV shows and such? I thought it would be fun, but you have to use a steno machine so I was out.
You said you went to school for it...can you tell me about the program? How long was it, etc.? I'd appreciate any info.
Oh, and I wanted to say I work for MQ too and ASR slowed me down. My actual typing speed is only around 110, but my production rate was around 400/lph. So, needless to say, I've been losing money like crazy with 80 to 90% of my production now coming from ASR and that wonderful decreased rate.
Did you ever notice their names are usually Dave or Kevin?
They don't use their given names like Suresh or Ravender.
Yes, Dave's head is too big for his body, sort of like a lollipop or
He also wears more makeup than I do...now THATS a feminine guy!
Brooke is there for the guys. Eye candy like Dave Navarro.
Although I must admit Dave adds a lot more to the show than Brooke, I do understand why she is there. Something for everybody to draw a crowd.
Does Dave Navarro have the biggest head in history. So out of proportion. Smart guy though.
His piercings and tattoes are somewhat distracting but........ he's okay. Bruce? Back in the day.
I didn't notice George Lopez head but I think I noticed Dave because he is
skinny and standing next to Carmen E. you can't help but notice how out of proportion it is. He is a bobble head.
I prefer IC . . .
simply because of the flexibility. I don't want to feel chained to my computer. To me, one of the reasons to work from home is the freedom it provides. I also find I have a lot to write off at tax time and have never had a problem tax-wise. I don't need the benefits and don't want the company control that comes with being an employee.
Neither...I prefer
my taxes to pay for defense of this nation, protection of its citizens through federal regulatory agencies, police, fire and emergency rescue programs, libraries, public schools, educational assistance for anyone who needs it, assistance for those who cannot help themselves, drug and medical research, paved streets, streetlights, utilities, assistance for new business startups, and few other oddities.
How would you prefer - sm
Wondering if you have any suggestions for a better way? What would make it easier for you?
ME vs MT WHAT DO YOU PREFER
and why.
I prefer only the ................NM
I prefer
by far short reports. Doing long reports, well, I just feel like I'm being held hostage, KWIM?
I much prefer sm
to work for a company and let them hustle up the work, provide the system and equipment, and get paid by the line. Maybe if I were 20 and not 60, but I find that by getting your own accounts, you lose a lot of money. I prefer transcribing fast, and being paid for just that. No setup. No delivery or pickup. No office managers to deal with. Pure profit all the way.
I prefer IT.
xxx
I just prefer it.
There is so much wrong information out there that I like to look in my books first. I also hand write in "sounds like" in there so I can find oddly spelled things. Plus it is a business expense. ;-)
Most will prefer DSL for
security reasons I believe and specifically say "no satellite". It is one of the downsides of living in a beautiful rural area.
I prefer...
Quick Look Drug Book but not actually the book, the CD version, that way you do not have to get off computer, grab book, and manually look up the med you need. You just click on to get into the information, type in name, or a version of it, and it automatically pops up with everything you need to know, including what it is used for, and doses applicable...so much quicker.
I prefer my ESL
over the English speaking mush mouth one that sounds like she drunk when she transcribes or the one who talks so low I can barely hear him with the sound on as high as it can go.
Myself, I prefer sm
Stedman's surgical equipment book. The Surgery Word book is pretty well useless, but the equipment book is fabulous.
I have had a Tessier's and I gave it away, found it completely useless.
I prefer it
I cant sit for 8 hours. I have to break my work up into 2-4 hours at a time.
I prefer In-Hock Rd.
dd
I certainly prefer Word but......
I have become accustomed to it. It is not too difficult to learn and overall I don't feel a bad program. I have used DQS as well and I think Emdat's InScribe offers more options from what I see.
My biggest complaint is the spellcheck. I copy/paste and save all my reports in Word and spellcheck in Word as it catches errors that InScribe's spellcheck does not.
Also, I do not use their Expander - I use Instant Text which I love.
I have done both and prefer IC because I can write
everything off. You have to be very diligent about receipts and setting aside tax money though.
The only real difference in pay between the two is 7.25% for social security (self employment. You have to put aside the taxes rather than have the company pay them for you but either way, that tax money comes out of your check not the company's pocket.
I also prefer in-house
... but I am doing radiology. I worked at home doing hospital work for 4-5 years, and it wasn't interesting enough. There wasn't enough variety for me. I could see problems that I would be sooooo good at fixing if I was working in-house, but there was no way for me to have an impact on quality issues working at home. I now get to improve the referrer database, look at the future schedule to look for missing referrer names, work with schedulers, techs and radiologists, and just do lots of little things that really add polish to our business, and are very satisfying to me.
To each her own.
I prefer VR, MTg for 28 years....nm
thanks but prefer programs not from...
She does prefer that I type in EMR
but said she we would discuss what would work best for both of us. Thanks for the info, that was the kind of thing I needed to know.
I prefer the CD. I can travel with my
job and used a laptop. I am able to have all my references available because I have them on the computer. Stedman's only allows 2 downloads though, so if you are one who may have lots of computer issues where you will need to reload your computer a coupld of times a year or if you might want to resell then CDs wouldn't be the way to go. The books you can find used on the classified board.
You can use www.drugs.com as a drug reference.
There aren't a separate set of books for clinic work, but I would recommend a book called Sloane's Medical Word Book by Ellen Drake. It is a large book with all the specialities and while obviously not as thorough as the Stedman's books, the terminology used in clinic work isn't as technical as acute care and will probably be good enough for you. I haven't looked at Stedman's lately but they may have a similar book.
prefer books
I prefer reference books, as all my work stays in one spot in my office. Have tried the CDs in the past but didn't care for them. I can understand wanting the convenience of having everything on a laptop since it sounds like you move around frequently. Guess it depends on the work sutation.
I prefer ESLs
I personally prefer an ESL to a native English speaker any day of the week. At least I know with an ESL, I am dealing with a tougher ear level, a level not many folks can do or are willing to do, and 99% of the time, they happen to be the best dictators out there, they don't rush their dictation or speak half-thoughts/utter a sound that means 10 words, they do their best to speak clearly...all I need to do is learn their accent and clean up their grammar.
I have only 1 current ESL who speed talks with a thick accent...Just 1 of out say 50+ that I handle between 5 acute care accounts. I handle a lot more ESLs than that due to the logistics of 3 accounts being major city hospitals, but I didn't want it to seem an inflated, BS number.
In the long run, my willingness and desire to deal with ESLs allows me to build my ear skills further. When it comes time to job hunt, that little line on my resume, Heavy ESL experience gets my foot in the door to show what I am able to hear and do, making me a bit more marketable. Don't get me wrong, MOST ESLs I can handle. Russian accent still leaves me saying WHAT?!?! but hey, at least I am willing to try to step up to that battle to conquer and learn them.
I worked for a company that NO ONE wanted to transcribe the 52 ESLs. I kid you not. The TAT on those files was disgusting. MTs would actually refuse to transcribe them. I took them on, they became my primary workload, my preferred work. I'd log in for the day, my supervisor would ask me what I wanted for "breakfast" as she read me off the list of who she had. I had the freedom to choose back then, and let me tell you, it was CAKE, I was loving it and laughing all the way to the bank. My queue for the day was set with just about 120 minutes of assorted accents, my daily line requirement, as a part timer, exceeded the full-time requirement. I never ran out of work, I never NEEDED to worked late, never felt pressured, and didn't have to worry about leaving a blank, for it became clear to my supervisor/QA/team leader, as well as the CMT/owner, that if I couldn't get that blank, there was no way they could either. I took care of my supervisor/QA/team leader and she took care of me, we were in a win-win situation. But, that job is gone now, as the company folded and closed its doors. My comfort zone is gone.
Currently, I work for 2 nationals. They do not filter and distribute files broken down between ESL and native English speakers. I pull my daily workloads from a pool, so I never know who I will end up with. It's in my own best interest NOT to shy away from an accent.
I prefer the CDs but use the books...
because I can pass the books on to new recruits who may not be able to afford a lot of new reference materials right off the bat.
Getting into QA prefer hourly
Do you know which MT companies pay QA by hour? Also who would be willing to train a QA person. I have been an MT 10 years and would like to get into QA...I have excellent editing skills and have worked in-house, IC, home-based employee and have an associates degree in science (pre-nursing classes).
I actually prefer the variety to doing the same old - sm
thing day in and day out. The downside, of course, is that you don't get the line counts, what with all the research, backing up & listening again to the difficult dictators, and not using full-page templates because every report is different. It took a long time to get to the point where I was comfortable with this much variety, and now actually enjoy it. Unfortunately, the average MTSO's pay scale doesn't reflect that. So I guess there are 2 choices: Be bored to tears and make more money by mass-producing 'McDictation', as I call it, or be mentally stimulated, and continue to learn, doing harder accounts, but making Third World wages.
I'm with you sister; I'd much prefer using my pc
rather than any company provided one. We are not children here, but professionals. I need to have a watchdog hovering over my shoulder documenting every single site I click on to keep as ammunition to eventually fire me for misuse of their pc.
I've seen the pcs these companies provide for their employees -- like they are doing them such a big favor. BULLSHID! The pcs are refurbished pieces of junk, which they deduct a rental amount from your already poverty-striken paycheck. Nationals: Keep your pcs -- they are worthless pieces of crap.
used to prefer stethoscope
but now find i just don't want anything inside my ears at all -- didn't want to mess with batteries, so found (on ebay) some Bose over-the-ear kind. Very good sound, very comfortable ear cushion, long cord, great swivel ear/headband part and they passively block outside sound very well.
If IC, use which ever you prefer; most of the Nationals
xx
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