Daughter's friend drove her car into a pond the first week she had her license! Let him prove him
Posted By: self for a few months first! nm on 2005-09-30
In Reply to: dilemma with teenager - mom
s
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- dilemma with teenager - mom
- Daughter's friend drove her car into a pond the first week she had her license! Let him prove him - self for a few months first! nm
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Here's what my friend said about a business license:
There are a lot of companies out there that are really just one person who went to their local hospital, got a contract, and are recruiting you and others to work for them. They have to have a business license because they have employees that get paid by them. If you are just working for yourself and not hiring anyone to work for you to help you then this is not a concern and you do not need a license.
Most ICs are technically employed by the company even though they are not getting any kind of benefit but work. There are many people that choose to get a business license because it allows more of their equipment to be written off for tax deduction - however you have to dedicate the space and equipment to just business - nothing personal on the equipment. I had a friend who tried this with her Mary Kay, she slept on the couch and kept all her clothes in a storage unit she had to visit every morning. After her taxes and she didn't even get enough of a deduction to reimburse her for the storage locker she gave up and stopped trying to get this deduction. Without a business license you can still deduct but the percentage is less; compared with the cost of a business license ($50 in my county) it may or may not be worth the expense.
My friend says to setup or download the template for your end of year taxes in excel or get turbo tax (business write-off) and USE IT for every single paycheck you get. At the end of the year you will probably have to pay money, but turbo tax can estimate that amount and help you set it aside in a savings account so when the tax man cometh you are ready. This way you also get to accrue interest on your money instead of letting the government "borrow" it for a year interest free by paying taxes on every paycheck.
The only time you need a business license is when you have more than one person working for you - and that one person has to be yourself first. The business license just allows the government to track your earnings and wages so that they ensure that your employees are paying their taxes and you are paying yours as you should.
Working as an IC you need to keep careful records, hold on to every paystub and tax return for 7 years (that is the longest the IRS has to audit you, I have shoeboxes they are all stuffed in and taped up, with the year listed, in the back of the closet) in case the man comes calling. Be aware that your first year you are a prime candidate for audit, so spend the money and have your taxes done by a professional - make sure they are certified - and make sure they have an audit guarantee that they will back up the numbers. They won't back you up if you lie, but they will back up their work and their math which is usually the thing that is caught as wrong on your returns. Otherwise you just file your taxes as self-employed and all income you received gets reported like with a business. The reason you need to make sure your information is accurate is because the employer will report that you received $X amount from them for work completed - the IRS will match these up if you get audited.
Don't be too scared about it though, my friend works for herself now and she loves it; when I started doing IC she gave me lots of advice for taxes and I haven't regretted it yet. Accountants will be glad to sit and talk with you, briefly, about any tax questions you might have so don't hesitate to ask the professionals, that is what they are there for! I'd just wait until May - when the mad tax rush is over :)
Hey, one of my friend's daughter
is a duck queen!
Your friend and your daughter both have been
felt up just because they are sooooo looney. No, take that back. Your daughter does not know, she is a minor. Lady, have you not heard of people taking advantage of others, i.e. as in sexually molesting them telling them they are supposed to ah, do a physical exam, feel your 17 year old minor's breasts. I have heard of women going to psychiatrist and being told they have to undress and they do. Where in the world do you get any common sense from? I find this so odd. I always spell liar with an A myself.
My daughter had a German friend and
her mom was the same way. I don't think is anything personal, just the way they are. I would try talking to her about things of her county..ask questions. Imagine you being there...you would feel a little out of place too.
It's my daughter (rcv'd AA in ང). She's helping a friend with (smsg)
the friend's final project in video production. My daughter is taking the stills for it, which is allowed. She is going to be mentioned in the credits and was wondering how it would look. Her AA is in photography.
I do agree, though, it's not "that" big of an accomplishment in the everyday world. Kind of like CMT...  , although I would use that in something like a cover letter for a resume.
My 9 year old daughter has it now. Two other kids in her class were sick this week also.
my friend just finished her BSN 2 years ago, working 32 hr/week making $60K with benefits nm
x
Pete's Pond
I like that site too, but don't think it is *live* yet and is still a taped video. Here is another one you may like that is live...
http://www9.nationalgeographic.com/ngm/wildcamgrizzlies/wildcam.html
Any more lily pads in your pond?
I think Pete's Pond is up and running again...can anyone..sm
tell me how to have this play so I can watch it while working? I did it last year but can't remember how I did it! Thanks.
Exactly. When I was in my 20s, I drove across the U.S. alone
I went to Hawaii alone, to Mexico alone, to Lake Tahoe alone, to the beaches of the Pacific coast alone. I talked with friendly local guys who approached me. I drank tequila. Gosh, I even hitchhiked when I was 16 with a gf back east to get to the beach. Call me lucky, but I was never drugged, raped or (as you can see) abducted and never seen again alive.
Call my parents irresponsible if you'd like but I was a free spirit and the times were such that we were curious and experimental. It goes along with being young.
Running into a man who would do what a man did to Natalee did not happen to me and I did talk (and not become intimate with) a lot of guys.
The point is...that guy probably did what he did to Natalee to others who simply chose to place it into a place in their minds where it was not disclosed. So many of them do.
I have seen, during a cruise, a young girl raped after being given a drug. We had to turn the ship around and get to land to have her flown into San Diego - they were losing her vital signs. We never head a word about it. She was a member of the b-ball team, taking an end of the school year cruise. Young, vital, athletic. Her picture posted showed her with drinking water in her hands. Of course, Carnival cruise line never let the media in on it. Had they, possibly the boys - who were next to their cabin - would have been tried and convicted had they bombarded them with interrogration and placed them in isolation in a jail cell.
It simply is rare for this to happen. I am 47, have traveled extensively alone and with others - one time, I saw this - it is RARE and when it does happen and the perpetrator is obvious, hell or high water could not keep me from wanting him convicted - as a decent human being and as a mother.
HA! that because you drove
through on your way to Montifornia - get of the interstate eastern Montana has some of the best kept secrets
Drove through sm
Pocatella (spelling is so wrong, I know) and thought I was in heaven.
All I've seen about OSI over there is that they're pond scum
Must be another cheerleader. I find it hard to believe, but I'm going to check it out. Kind of like a train wreck.
Also have two catfish in the pond, Brenda and Eddie. nm
I tried that out once...WAY too many emails...DROVE ME NUTS!!!
/
Thank you so much... I love shorthand, but that always drove me crazy - sm
I have gone in and changed mine. Just proves you can learn something new each day, or you can teach an old dog new tricks, not sure which... lol
drove 80 miles round trip to work for $5/hr...sm
sitting in a metal folding chair at a folding banquet table, banging away on a Selectric in a room full of smokers. This was a service that would UPS cassette tapes out to your home when you started working from home. Obviously this was 25 years ago. After two weeks, the owner let me go and told me he couldn't make money off of me, even at $5/hour. But then I applied at the hospital for a radiology transcription position (because now I had experience!) and they hired me because I was the only one who would work on Saturdays. When I consider what I had to go through to break into the field, makes me laugh when I see newbies fresh out of school with no experience asking for 6 cents a line to work from home...I guess just understand you do what you have to do to break into the field. That goes for every job that is hard to get into. 
You're welcome, but I can't take credit. When this drove me crazy, I learned how to fix it on
.
Is there engineer week? Astronaut week? Veterinarian week?
x
How about your husband tells the friend to tell his female friend to lose the #?
x
PROVE IT!!
I get that all the time. I makes me so mad.
don't have to prove anything to any of you...nm
x
I'm sure she has the QA scores to prove it.
Otherwise, she'd wonder how she was doing instead of speaking the truth.
Take the position, prove yourself and
expect an increase within only a few weeks. Good luck!
Statistics prove...
whatever you want them to prove. As one of my instructors quoted "there are lies, damn lies, and statistics." You've just seen statistics used to prove exactly opposite statements.
Since I cannot prove you wrong
Have a great evening!
I am not the prove it poster. Just want to know
x
No, you said to prove that as you were watching,
That is exactly how it happens. But people can do this type of work from home as well as on-site. I am a member of another transcription board and there are several ladies there that do this. They are always posting jobs on the job board there for this type of work. Why is it so hard to believe that they can do this from home? What would be any different if they were sitting in an office transcribing?
But believe what you want, since you are always right anyway. ;)
I am not worked up. Prove to me that as you
x
I wasn't trying to prove anybody right or wrong nor did I
prove that I am out of touch with this profession. I am still employed as an MT and have been for about seven years now and plan on continuing with this profession because I enjoy it. Once again, I said that I did not have formal training as an MT, but the fact that I had been to nursing school did help me get my first job as an MT because I knew the terminology and could pass the typing test. I think education is wonderful; I just didn't happen to go to school to become an MT.
The fact is and statistics will prove sm
that the majority of employers do not compensate extra for a CMT. I currently work three jobs. NOT ONE of my jobs compensates me for my CMT, which will expire in 2007 and I will not be renewing it. There are two sides to every coin. Why is it that you feel you have to call people who don't agree with you a whiner. That's very immature and insulting.
Nope, hard work and have to prove yourself.
Don't get discouraged though, we have all been where you are at...good luck!!
Send me the proof of the over $1900.00 that is owed. If you can prove to me
that you paid that amount, then all posts will be removed. I am not talking about any previous monies paid, but the last monies owed of over $1900.00.
A friend of a friend is taking CareerStep - sm
she is under the misguided idea that she will be making very good $ upon completing the course (a friend of hers supposedly makes $55K a year). I told her no way, at least not starting out and not unless all the factors click together, i.e. good typing speed, good pay (not for a newbie), good dictators (unlikely) and dedication to working hard. I told her what I make after 5 years (16K) but that is PT and I have the potential to double that if I would push myself, not procrastinate so much (I web surf way too much) and work more than I already do. I am not a fast typist but am good at what I do. I will be surprised if she follows though. She told me she'd call me when she finished the course, I just hope she is ready for reality.
Typically this week is a slow week in lots of places
because it is a big vacation week. Typically things slow dow a bit in the summer too because people are putting off elective surgery, but at the same time lots of people going on vacation so it should balance out.
Lowest runs $900 week, highest $1400 week (sm)
Get paid 12 CPL. Been doing transcription for about 12 years.
License
I shouldn't have said insurance, that is always the misleading on my part and I'm trying to work on that. If it's not insurance, then why would I need to be licensed? And again, as far as the providers, check the website to see if there are any providers next to you. I always check before I sign up a new member to make sure they will be able to use the benefits.
LIcense
Have been doing this for 15+ years and when I first called the City of Portland, they said no, but they have since changed their lawa and now I need one. Pay a percentage of what I make per year on the net. But each city could be different but if you want all the advantages of being a business with write-off's etc. you gotta pay. I have absolutely no traffice to my house,. my subs work in their own home but still need a City of Portland busoiness license. Sorry if I made typo's as I am typing without my reading glasses -- kind of like being blind.
Patti
PS check with your state about registering your name of business also.
Getting an IC license?
How do you go about getting your IC license? I'm in Montana. Thanks!
license
I don't know, I don't need a license where I live at all. I checked with an accountant who deals with MTs and I just get listed as a sole proprieter and that's it. If I hire subs I just file 1099s but I don't need any kind of incorporation or license or anything. You should check with someone locally. Sometimes the library has help for small business people but you'll probably save yourself some frustration by asking around to find someone who knows something about MT.
IC license
In my state, you have to have an independent contractor's license, which you obtain through your state's Dept. of Labor & Industry (or whatever it is called in your state). The doctors' offices I have contracted through also wanted me to show that I have liability insurance. If you work for an MTSO, I don't know that they would require the liability insurance and you should probably ask them.
Business license...sm
You'll probably need an Occupational License if you'll be filing as self employed on your 1040. Check with your local state or city tax department. I live in Florida and I'm required to have an OL from both my county and my city and both must be renewed yearly.
My dog has a driver's license. sm
He loves to chase cars, but the high gas prices have forced him to get a job so he can continue.
Business license
My attorney says it does not make a difference if you are working out of your own home or not. If you have an income-generating business, you need a business license. The best thing to do is to call your local Department of Business Registration in your own city and ask.
I live in VA too and have to have a license
Not sure why the person above says she doesn't have to have one. I checked with my local office for the Commissioner of Revenue and they stated that I DO need one if I am working out of my home. Both of the local companies that I work for insisted that I have a business license also before they would send me any work. Just make sure you check with the appropriate people so you don't get into trouble later down the line. My license is only $40 a year, so it's not bad at all.
Business License
As you see, there is a lot of controversy with this business license issue. Do I or don't I? Many factors are involved. I live in Ohio and I also have many friends who have their own businesses and they advertise in the yellow pages. One friend has had a chimney sweep business and still does for the last 15+ years. He was not required to obtain a business license... his social security number is his license number used for reporting all income to the IRS. He also occasionally has a few friends who help him with chimney inserts and he pays them by check with his business name printed on those checks. He simply reports and pays all taxes, even city taxes due to the fact he works for many residents throughout several cities in this state. He deducts just about everything and anything you could possibly think of also. I would think after doing this for 15+ years, he would have been in trouble if it were not legal, especially since he is a fire fighter still working for the city he lives in. In working for MQ, you can also deduct any office supplies you purchase in order to do your job, i.e., even when they used to charge rental fees for you to use their computers when you or if you were statuatory or PT. Moving forward, I also know a friend of my family who is close to 65 years old, also living in this state, and he has been an IC for over 30 years. He is a journalist for a few outdoor magazines, charges his fees, advertises, and also works for a major company here as an IC.......all without a business license. Again, just a formality of making sure you report any and all income. After 30 years, he would have had an audit by now. I agree with everyone that it depends on what state you live in and/or city. Good luck and I hope you find the answers you are looking for.
Unfortunately, the license is required sm
I have never had to have one, but the clinic I am going to work for requires it. It is a lot of hassle, and I can't wait until it's over and done with :)
Problem with PDM License key ??
I have been offered to work for a transcription company from a friend (she knows the boss) and have already installed Gear Player on my computer. The boss sent me a Philips Digital Pocket Memo disc to help me hear the sound and during installation it asks me for the "License Key." I don't have it or the book or anything with a number in it. I called this boss and she said the book was lost and for me to contact the Philips company. I did via email and I left a voicemail and hope they call me tomorrow (Monday, 10/2). Shouldn't she have handled this since she bought it? grrrr I'll see how far I get with the Philips people and if I can't then I'll ask her to please call. I'm near to Gear Player but if I can't install this disc and do some work (I need the $$ badly!) I'll have to look on the job board for any that require this. Signed_ Frustrated but Ready MT of 23 years experience!
Business license
You need to check with your city and state to see what you need. Portland, OR tried to crack down on some IC's especially if you declare yoursef as a small business. 16 years ago they said no, now they say yes. I just did it this year to be safe and legal. I also registered the name of my company with the state. Good luck.
What is a gearplayer license?
How is this obtained?
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