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DH pays the big bills and know he won't have more taken out on him, we don't share checking ac

Posted By: KittyC on 2007-01-07
In Reply to: You can deduct many things when you are an IC - sm - XXX

I have mine and he has his but like I said before, he pays for my car, his and the house note. Just moved here in 2004 and not planning a move, ever hopefully! But, as in my previous post, I have as regular employee been told to take off everything that pertains to my working at home (before becoming IC), room, DSL line, phone (have to have to use the DSL), computer, printing materials, all so I keep all receipts in all years plus we have 3 tax bills for 3 different properties for this past year (just sold a home where I used to live) but all that is kept. What I am saying is I have been told for years as an employee working from my home ok to exempt these. I do not like TAX TIME!!


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Anyone care to share name of Company that pays so much?
I'm interested
Congrats, girl, and get your share of any money that you share before he wipes you out. nm
s
VR pays half of what typing pays...
If you would read her post more closely she said she does VR, which pays half of what straight typing does.  I do VR and have made 4 cpl, so 5 is actually good and 4-5 is an industry standard, and may be even less if you are an employee.  The problem is that you have to double your line counts in order to make decent money, which is not always easy.  I embrace VR because I like it better than straight typing, but it is not productive for everyone, no matter how hard you try.
Share, share, I've been looking for some time...sm
sending out resumes gallor, have great experience, but they sound like clones of each other in what they offer, yet what they want is it all!!!  I'm so discouraged, in the depression boat myself!  They want you to commit to FT, new equip, DSL, on and on!!!
I pay all of our bills but I never would
He makes money and I make money and we should each be able to spend some of that on ourselves if we desire. The only time we really consult the other on any purchase is if that purchase is over a certain amount. I do not ASK him if I can buy anything for my business. If I need it and we can afford it, I buy it. If it is a major purchase that might involve a credit line, I would definitely discuss it with him but not ask his permission. It should be shared. When you get married, you are sharing, not one person owns you/controls you or vice versa. I would be willing to bet that at some point during his little outings, he has chipped in for beer. I doubt one person would be willing to supply all the beer for all the guys every single get-together. My DH used to play softball and there were lots of times they'd hang out and have a few beers after and all the guys chipped in for their share of the beer. If he's telling you the beer is always provided for free, I would have a real hard time buying that. Sounds like you are an understanding wife and you deserve time out to go to lunch or do whatever (and some of that time should be without your kids to give you some alone time, too). If he can't see that, he needs a reality check! Leave him at home with the kids for a weekend and see how fast he wants to run out that door once you get home! lol
Can you really pay your bills with only 29K though???
nm
If you have bills to pay you take whatever

you can get.    You can refuse a job, but the work will just go to India or some other country and the company can get rid of all but a few MTs who will edit the work. 


I have been in this business at least 20 years.  I make better than most people these days, but I have not had a raise in 5 years.  I have been offered at least 8 positions the past 6 months and not one of them offers what I make now.   I test very well, usually getting at least 98 on the highest level of testing,  I can do any ESL given to me, I do all Op notes, so I would be an asset to any company, but none will offer me what I am making now, much less offer me more. 


 


Pay bills or make a
list of things I need or want.
Do you have bills that NEED to be paid?
If there is no other job but those with companies that send work offshore, are you going to refuse to work for them?  How do you feel about stores that sell merchandise that was once manufactured in US and now outsourced to another country?   How about the very merchandise itself.  Do you check to see if Liz Claiborne or Nike or other favorite brands are outsourced and decide against buying them, hoping that somehow you are going to force these goods to be manufactured in US and are you willing to pay higher prices to justify American workers wages?
What bills could we possibly have?
That was exactly what one doctor said to me when he called wanting my services and I told him what my charge was. He was in a town 15-20 minutes away and since tapes were the "in" thing", I charged for picking up and delivery, minimal charge.

Well, he thought that was ridiculous and told me I didn't have any "expenses" associated with this job, so what was I charging him for other than doing the reports. BTW, he got my name and number from his partner in the office who thought my charges were more than reasonable and willing to pay for it to get what he called "great" service.

Of course, we have no expenses, we live free, not having to eat, buy gas, pay all the same bills they do. You know, the necessities of life!!!!!!

Go figure!!!
we did just the opposite, but now bills alone about 2,500.....
We had a place similar to yours on a slough with lots of wildlife...loved the wildlife. Used to sit out on the deck and watch the great blue heron, raccoons, muskrats, ducks, etc. But never got it paid off as we kept building on as kids came along (3). We were there 30 years and finally sold to move out of the flood zone and into a new, easy-maintainance one story with smaller yard up near the hospital. The other place was so hard to paint and maintain that I knew we had to move before we couldn't take care of it anymore. Problem is our mortgage alone is 900$ month! Not as steep as others on this posting, but lots for us as the MT thing is not bringing in the money I expected! The house is worth lots more than we paid for it, and I keep saying we should sell it and rent until the big housing "adjustment" that I keep predicting, but family won't budge!
Keep the bills out of sight--sm
For me they are the biggest distraction. I can ignore the phone, tune out the noise but those stinking bills in my line of sight are the worst. I either have to go online and pay them or call so and so and tell them why I am late. I don't pull them out until after I am done or before I start. Otherwise, they stay in the drawer. Now, I keep the paid receipts on top of the desk to remind me why I work like a mule!
High bills
In Georgia, it's not unheard of for the power bill to exceed $300 during summer. In fact, it's expected. I can't believe the posters with two-digit bills. My water bill is $65! Everything around here has gone up in the last year. My doing MT was supposed to be for extras and fun money, but it's not turning out to be so.
I have plenty of bills to pay...
Hubby had open heart surgery and was off work during the busiest season last year. I now handle ALL the bills except his truck insurance and truck payment to the tune of at least $5000 a month and that doesn't include the $75,000 hospital bill that the insurance doesn't pay. I couldn't do that if I didn't stick to my guns. Sure, we're not in the best of shape right now, but we are scraping by with a little ingenuity and things will get better for us...but I surely will not work for peanuts,never have, and never will...and neither should you.

You have to prove you're worth it that extra $.01 or so,(ahem), but in reality, we really need to stick together. Fighting amongst ourselves doesn't solve the problem.
that's determined by your bills!!...
There is an easier calculation but I think most companies require 1200 lines a day nowadays. Some 800 to maintain fulltime. One way to figure it is that you take the amount of lines x cpl and divide by 8. If you typed your other stuff in word, check the line count to see what you have done on a good day when paid by the hour. Hopefully you are getting paid characters and spaces as opposed to just characters.

If you figure you can put out only 800, which is still a good bit, 800 x 0.08 cpl divided by 8 would be $8/hour. 1200 lines would be 12 an hour. So, if you are currently making 10 an hour, you would have to put out 1000 lines a day for $10 an hour.

It can be done.
What? Not only easy, but I did it Still pay bills.


But I do make what I need to pay my bills
so I am satisfied and like I said, just work part time, not full, work the time I want.
TIA - THANK YOU VERY VERY MUCH FOR CHECKING ON THIS - SM
please do keep me posted. Thank you very very very much.
Thank you. I'm checking them out. (sm)
My most recent experience was more than the 5 years ago that they ask about on the website. Is that going to keep them from hiring me? Is there a test of some sort? Thanks again.
just checking
to see if post worked
Checking
My reports are from 1 to 50 pages. I can't afford to go over the entire report at the end. I do it as I go, using the highlighter on MS Word to mark the last line of each section or several at a time, once they're reviewed. I use a different color to flag things for the doctor or remind myself to go back and review something I need to verify. I just go back and undo the marker points when I'm done. I can't move along without proofing though, maybe because I'm still new at this, or perhaps it's my personality type.
checking--sm
if you have been doing this for awhile and have not received negative feed back from QA, then I would suggest you lighten up a bit on yourself. I leave my grammer checker on and when I am finished with a report, I give it the once over for any *dreaded green lines* pointing out any grammar errors and if there are not any, I send it on. I get very little feed back on my work, negatively. I also check, quickly for any number transposes, as sometimes I get them backwards, but that is a personal thing for me. It saves alot of time if you learn to trust what you do. good luck.
checking
The reason you hire these people is to help you out not add on more work. Believe me been there. There are plenty of good MTs out there, in fact this one is looking!
What about checking
Windows Task Manager? Would this work while you are connected to VPN? Hit CTRL, ALT-Delete once and up pops the window. Choose USERS tab and would that show you if somebody else was on your computer? Just a thought. VPN is supposed to be somewhat protective, but there should also be a firewall and a program like AVG. Where I have worked the IT people do have to know a lot about the computers. IT people tend to be very stressed out because they get blamed for everything IME.
From my checking around,
it seems like you MUST go out on your own and find your own accounts, if you want to make any decent money and STILL have a life! Physicians by themselves pay much better than the MTSO's AND less account specs, cesspool, etc. Cuts out the middleman.
for tracking congressional bills
http://thomas.loc.gov/


Kansas utility bills
Hi, I live on the Kansas/Oklahoma border have a 3000 sq ft home (2 levels) and 2 boys who don't know how to close doors. Anyway, our last electric bill was $260.00. This was keeping thermostat at 80 upstairs with ceiling fans going in every room. If it gets too warm, you just go downstairs where you have to wrap up in a blanket as there is a good 10 degrees difference in temp. I have to admit, I thought mine was high but am now thinking we don't have it too bad. Good luck to all and hopefully, we will still be able to pay these next year at this time and the rates won't have put us all in the poor house.
arkansas utility bills
Wow.  I live in a 6 room house and my last bill was 328.00.  We have very high rates here.
Used to, but compared electric bills
I used to never turn my computer off. Then my grandchildren visited me for 3 wks. Because I did not want them playing on my computer (they had their own laptop), I kept mine off when I was not working. When the electric bill came it, it was almost $60 less, so from that point on, I began turning it off between the hours of 5 p.m. and 5:00 a.m. plus my days off (and I get more done around the house as well) -- continued with the same savings. Figured I can buy a new tower for $720 a year in savings.
I keep the unpaid bills on my desk
and put the college tuition bill right on top. Money motivates.
Single person and bills
How does any single preson today make ends meet as an MT?  I work a 2nd job and still way behind in bills.  Job-hunting for a full time position other than MT is fruitless, as employers take on look at all of your years in transcription and ask you how you think can do anything else.  It seems like a curse.  The dreaded "transcription" word is getting me nowhere fast when it comes to breaking in to other clerical work.  Had I know this would be the case, I would have left the MT field years ago.  I can do SO much more than transcription if given the chance.  Maybe I should lie on my resume and not mention all the years of transcription. 
Definitely worth checking into.....
left office to work here. NEVER regretted it. Good tech support, wonderful, easy going supervisors, great accounts, few ESLs, platform is easy to use. Check it out.
Just checking. It's great to see someone who is
nm
checking my smilies
Make sure you right click on the picture, choose copy then come here and paste.  If this works, that's what I did.
I got a DBA for the checking account...sm
but did not get a business license. However, I do not live within any city limits. I was told by the bank that I should register with the state but never did and I do not recall paying any fees. I eventually got big enough where I incorporated which of course makes all the above points moot.
too much time on re-checking

I was just thinking.  If I spent 10 minutes per hour rechecking what I have already typed, 10 x 8 hours = 80 MINUTES.  That's a lot of time.  And I know sometimes I check more than that.


I need to learn to just trust and let go.  What is your rule?  Do it right the first time, trust yourself, and just move on, or do you pore back over and worry too much? 


I have got to speed up a bit.  Seems I have always had this problem! 


checking out a surgeon?
is there a way to check out a surgeon or doctor before making an apt with them?  (complaints, track record or anthing else).  I've never been comfortable with the "referral" from your primary or whoever it might be because I can't shake the idea of friends referring to friends and not based on qualifications.  thanks
Checking the dictionary?
Are we watching the same Judge Joe Brown!?! Not the impression I get, at all. LOL!
are you checking references?
nm
yes very helpful - I was just checking
them out at Transcriptiongear, and you can even get pink ones, how cute.
I got my own accounts by checking the want ads.
Any advertised position for a medical Transcriptionist received a phone call from me. I would ask if they would consider allowing the work to be done off site. If they said no, I would thank them and move on. If they said yes, I made an appointment to see the person in charge. I landed a physician's office that was part of a larger physician's group. Through their network, I landed three other offices just by word of mouth from the original office manager. The quality, timeliness and price of my product was valued and through it I received the other referrals. I have never looked for a job since then; they have all come to me. In this job, "quality is job one".
OMG! Before doing all this checking for scam AVs, I'd
rather pay

$ 30.--

for a yearly subscription with McAfee and am safe.

It costs $ 40.-- McAfee PLUS for 1 year and if one subscribes early for the coming year, McAfee gives a discount of $ 10.-- and it comes to $ 30.--.
Firewall is included. The scanning is very strong so that it does not let through programs that I want to install and it asks for permission.

Again: for Tech Support: Why do you not favor McAfee?


THANK YOU! That is my point. She still pays taxes, her DH still pays taxes...

so who exactly is getting cheated?  And just who are you talking about when you talk about whether it is "fair" or not.  I don't give a crap how much taxes my neighbor pays.  It's none of my business.  And if I found out they were paying less in taxes than me, I would ask them how they heck are they doing it so I can do it too!


I just want ask, is it necessary to get personal and insult?  You disagree with me, fine.  But I've been called a liar, a cheat, a no-ingetrity thief, my intelligence has been insulted, and I have had my parenting skills questioned.  That is a little over the top.  If you cannot debate an issue without resulting to personal attacks, then YOU are the stunted one!


It is a very good thing that some of you work at home, ALONE!  You are sorely lacking in people skills and diplomacy.  Let me guess, when you worked in the office you were one of those girls who didn't like to share her desk, griped if someone dropped a crumb on your desk, and kept track of everyone's breaks, lunches, and line counts just so you could tattle to the supervisor!  I've worked women like you, it was like working with kindergarteners.  That's why I came home to work.  Do us all a favor, looking in the mirror, count your wrinkles, and realize that this isn't high school anymore!


Nice doesn't pay the bills. They still only pay .06 line.
You need to be a speed demon to make any money there and top pay is still only .08 per line at 225 lines per hour. No thanks. I prefer to work a 40 hour work week, not an 80 hour work week.
Curious, how much of household bills is BF carrying?

is withdrawn?


If you are carrying the lion's share of the bills, then you surely will be better off when you have cut the ties and are in your own place.


If he is carrying a good bit of the bills, and you are then responsible for them when he moves - whoa - think about this.  Will any childsupport you manage to get suffice for what you are taking on that he is paying now?


 


I worked as one, too. It paid my bills. Barely.
I hated that job because I could so totally empathize with the people I was collecting from. Plus, we had to be real hardnoses. The thing is that our "numbers" were tied to our bonuses. The more you collected, the more money you made. I lasted 9 months and received two raises and promotions to keep me there before finally finding another job. By that time, I had developed sleeping problems and an ulcer and started smoking again.
There were a few bills that Arnold would not sign - not passed
x
Oh dear, maybe you could pay some bills or surf the net while she's impressing herself

Insurance companies already know. Doctor bills them you know.
I'm not running for political office. Who would be interested in my medical records and what could they do with them if they did have them?
Not everyone bills based ona 65-character line
An MT billing gross lines would stand to lose a great deal with a smaller font.

See, not so confusing.
Sounds great. You gonna pay the bills for
nm