Cost of insurance..is this a good rate?
Posted By: RIpaR on 2005-09-16
In Reply to:
I have just been oferred a job with a company that offers insurnace at $385 a month to cover me and my husband. But, we would have a $2000 deductible and after that is met then a $20 co-pay. Since I have been an IC my entire MT life, I'm not sure if this is good insurance or not? Is this the norm for MT companies?
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What does it cost you in insurance to be
BS
Tax guy fee is deduction as is insurance cost if
x
Everyone is PAYING for health insurance now because of soaring cost
of health insurance to employer. Retirement plans are also being retracted. It's a tough world out there and it's not the employer's responsibility to absorb the cost of insurance for employees. I know my company keeps raising my rate for family coverage and I pay for it or go to Sam's Club to buy it myself.
By the way, if you are interested in why companies are outsourcing it is because of the costs of the benefits for employees. I am working on a hospital account for my national MT company who has turned all work over to my company. It is a HUGE teaching hospital. They find it cheaper to pay my company than to pay employees an hourly wage plus benefits. And that is why so many jobs are being outsourced.
Looking for a good medical spellchecker that doesn't cost as much?
Is everyone just using spellex or stedmans or are there lower cost alternatives?
How did you find them in the first place? Just curious because I don't want a cheaper product to act cheap also.
Any ideas?
TIA
Good point re: insurance, but also...sm
remember they collected $50 per month for computer rental from SE's, but not from FT employees.
That was on MedRite when I was there, but do they charge computer rental with their new platform (DQS?)? If they don't get that rental money anymore, they might be eliminating SE's. Just a thought.
insurance isnt good
If you want insurance, they have a $2500 deductible. They pay 500 of it they say. Unreal.
TransHealth has pretty good insurance.
x
Good source for health insurance? sm
I want to start working for myself but need a good health insurance policy because I have two little girls. Any suggestions or advice?
Insurance is good, but I'd recommend you don't get too specific in coverage.
You could contact a company like Colonial Supplemental Insurance to get accident coverage and consider what other policies you might need, not just for your hands. After all, what if you are in an accident and it's your back that's keeping you away from your desk?
a good rate, - sm
100 gross lines (at 77 cpl) = $9.00, but the same using the 65/cpl formula, it would be 7700 characters/65 = 118 lines x .09 = 10.66. So you make more by regular line if you have full reports usually....but as I said if the gross lines are generally short or not the whole page width then it is good, do you get blank lines too?
I think 9.5 CPL is a good rate anywhere...nm
Good cpl rate?
Would you guys be willing to compare line rates. I know there's a difference for experience, etc. I've been MT'ing for 8-1/2 years now. Been with the same company for the past 4 years. Thinking about changing, but want to make sure I'm getting the best line rate I can. I've only had two increases in my line rate since being with this company. Thanks!!
Good cpl rate?
Yeah, I agree with you. I was very, very surprised when I did get a raise, but I think it was mostly because I was looking to leave them. I make a lot less yearly than when I originally started also, but this is mostly because I just can't sit here all day and not sleep like I used to.
Thanks for your response!
Good cpl rate?
I currently make 9.5 cpl doing hospital and clinic work for a company. I guess I'm trying to figure out if about 10 cpl is the going rate? Don't want to cut myself short! So, do you actually tell someone that if you do ESLs you will only do it for more? How much more? Would they then want you to do only ESLs?
I've always been IC until the past 6 months when I took employee status - no benefit other than them taking out the taxes. I had never taken it before because everyone wants you to take a lower line rate, but this time they didn't push the issue.
Thanks for the info!!
Is 13 CPL a good rate for
nm
Everyone that have good lph rate do not cherrypick. You are nm
just mad because you can't do it. I don't not do in excess of 150 but I know it can be done and I would not dare say a person cherrypicks if they have a good line rate. You are sad.
What is a good per line rate?
Have not worked in a while. Interview today in an hour.
what is a good line pay rate
I just got hired on for .0975 cpl which is pretty good I think in today's market. I also get paid for spaces, headers and footers but the characters per line is 74. All in all, I thought this was pretty good but I do have 15 years experience. Also, there is incentive pay as well as bonuses for typing 1000 lines per day. I think I have done pretty well but will have to get started to see first.
OK, so what IS a good line rate
no message
The average is now $1.00-$1.25, so that is a good rate. sm
If it includes mammos and/or plain films, it will balance out the MRIs and CTs. Just make sure that they do not include IR reports in there at that rate. There are probably only 3 decent radiology transcription companies out there, so do you homework and not just the nay-sayers or cheerleaders. Look for the longer answers with details, not the "go for it" or "stay away" kind. I have found that those are either angry ex-employees of a company or new hires that are still in the honeymoon phase. Look for advice from those that have been at a company over a year; that is a good length of time for an impression to be accurate.
What company/companies are you looking at for that rate?
Are you getting a good editing rate?
I have to ask because your post demonstrates something about this industry that really irks me.
Most companies are charging 1-2 cpl for editing. At 400 lph, that is $8/hour max. Meanwhile, even if you were making a bottom of the barrel transcription rate, 6 cpl, you would still be making $12/hour for 200 lines.
The rates these companies are paying for editing just doesn't add up.
yes, I get a good editing rate....nm
I do believe that is a good rate with benefits
and I probably would take it myself. I agree with 'my thoughts', that no one can tell you what you'd make with any real accuracy. It depends on outside intrusions, job specifics, your focus/dedication, etc. I type around 250-275 lines an hour if things are running relatively smooth. The best you can do is 'guesstimate' what one would make. Give yourself some room there, and multiply 0.08 x 225 or so for a realistic estimate....about $18.00 an hour/$720 a week.
Can somone recommend a good health insurance plan for my son who is in college? *sm*
He needed one more class for his bachelor's degree and because he is not considered full-time, he is no longer covered on my plan. Thanks.
accounts. Pay own taxes & insurance, charge to cover it all & to pay yourself a good salary.
nm
What is a good line rate for radiology?
Currently being paid by report, 10 years experience. TIA
Is 9cpl a good line rate
no message
If you are being paid per report for MRI's and CT's, what is a good rate? nm
:O)
I think it is a good rate as long as they offer
health benefits. Sometimes it is best to leave work at work, then you find you have a homelife unless of course you do extra from home. Good luck to you! $15.00 is mid in my area with the average being between 13-17 dollars per hour. 
If you haven't done MT in many years, that is a very good rate...sm
Many things have changed and companies usually require more recent experience. I say go for it!
have you had a pretty good success rate doing this?
how is the wait time? TIA
What is considered a good line rate...sm
for working 3rd shift (graveyard). If you work nights, could you let me know what your line rate is? TIA
Is 13 cpl a good rate for clinic account?...nm
ss
WHAT IS A GOOD LINE RATE FOR EDITING POSITION?nm
nm
Is 9.5 cents per line a good rate using Meditech?
This is for a radiology account. TIA
An excellent platform and a good line rate with plenty of work -
Then leave me alone and let me do my thing! :-)
Is $15 an hour a good hourly rate for an in-house office position?
nm
The line rate sounds pretty good compared to other places - by "punch the clock", you mean
it really is not a flexible schedule, even for an IC? That's what I need the most.
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
Charge him an hourly rate. The current rate is
between $15-21/hr. according to your location. If he had to use an independent secretarial service, he would be charged much more. You can look in the Yellow Pages in your area under Secretarial Service and ask them what they charge, then charge accordingly knowing you can back it up.
you don't have to charge $60/HR - all you have to do is charge a good rate and then..
work smart, not hard. If you have a great dictator, charge him 14 cpl on a 65 char gross line, then set up your templates and word expanders, you can make $80/hr. But you need all three to work together, otherwise you might only be making $60/hr. Some people are just really good at what they do - shouldn't they make more if they are more productive?
ME rate 80% of baseline MT rate
are you happy with the 20% cut to do ME work or are you going to just do MT work (which will be those dictators that ASR can't do) at your baseline rate?
Cross off old rate, put in your new rate, (nt)
Employee rate/IC rate......
I work at home for a hospital account that I make .11 cpl on 60-character line. I also do IC work for a clinic where I make .14 cpl. I am from Missouri.
cost??
Why is Andrews so much higher than Career Step? Do you think it's worth it in the end?
cost?
You will not be disappointed with Career Step. It is affordable, thorough and helpful.
TAT cost
A few years back, we got a mass email out of my office about just how much the out of TAT issue had cost over a particular week...somewhere in the ballpark of over 30 grand for just the top 3 major accounts.
Yes, we've been told that the company has to pay hefty fines to the accounts for not being within TAT. Not sure how it is today, but I can't assume much has changed.
CMT cost?
how much does it cost to take the test to be CMT?
It DOES cost a lot more to be IC - SM
On top of the self-employment tax, etc., you don't get the benefit of your company paying 1/2 of your social security so that is where most of your money at tax time goes to. If you are an employee, they match what you pay into social security so it's not as much. I went through the same thing and decided it was not worth my time to work any extra as an IC. I saw the difference in the taxes I paid. Good luck to you.
You can, but it's going to cost you. sm
Several references on Google that will cost you between $40 and $80 for a search, but it would have to be worth what you're looking for before coming up with that kind of money and I really thing that these sites will not give you adequate information.
Check with your post office. They may not be able to give you information, but if you or someone you know is getting unwanted mail from a P.O. box address, they can stop it for you.
cost (nm)
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