Can you afford to work for India wages (sm)
Posted By: Studying MT on 2006-02-05
In Reply to: Which is the best? - Schools MT
Don't even listen to people trying to sell you a class, study for something with a future.
I did formal training and MT was pretty good for a while, but now I wouldn't recommend this career to my worst enemy!
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Like ER-MT, I cannot afford to not work
I have four sources for work now:
1. Local account I provide services for another MT who has the account.
2. A small local office that is my own account (2-3 tapes a month that are not usually full)
3. A midsized national MTSO in another state.
4. A small MTSO in another state.
The trick is not having everyone bombard you all at once.
If you can't afford to work for a company and eat, it's IC all the way. (nm)
x
Okay...do you work? How can you afford your internet? nm
x
Then DON'T work for "newbie" wages
If you were better, you'd be making more. Bottom line.
Slow people do not make money.
Bad attitude people get less work/jobs.
Good MTSOs do not hire poor MTs.
Why are you griping. It's your own doing. Life is what you make of it. If you deserved more, you'd be making more.
Type faster, make more.
Start your own business, make more.
Qualify for a good MTSO, make more.
If you're not earning it, the reason lies with YOU.
The illegals also can work at these low wages because
they live 5 or 6 families to a house. Every time you hire illegals (and if a job is bid at half what an American can do it, they ARE illegal) you are contributing to the destruction of America. Have you ever read any reports of what its like to live in a neighborhood with illegals? It rapidly declines into garbage and filth. This is the only way these people know to live. They do not care to assimilate into our society. They would rather we degrade down to their level. Enjoy that money you save. May you also enjoy a few of these families coming to YOUR neighborhood.
Oh, and don't think they just live in low income areas any more. Nah, they are spreading into the McMansion neighborhoods. 7 or 8 families per house can afford to live there, and Bank of American is oh so happy to loan them the money. Ain't American great?
Wow! This must be the only line of work where the wages
I work for MQ. Can't afford to put a sirloin on my table, let alone my neck! nm
nm
Will all the big nationals running us out of work and lower our wages what suggestion does anyone
have. This situation is getting extremely serious for people that need to make a living. What a shame.
Lets try this again. With all the big nationals running us out or work and lowering our wages what
do you suggest.
can you stand on your feet all day, be abused by better than thou customers, work for slave wages?
No India where I work. TONS of work. nm x
x
Lots of work but I work with some India MTs too.
x
Sure, if you like your work going to India (sm)
after a few months!!
They're a MQ clone, without the mafia connections.
Come to India, lots work for you.
You be happy there.
Yes some crappy India people get this work
But I think it is also a great opportunity to keep this IN the USA.
I work on an account that just came back from India sm
They had an outsourcing company that sent their stuff to India. They were so unhappy, they brought the account back to be done by AMERICAN MTS.
But the poster below me is right, the government IS doing something, they are making it easier and more financially rewarding to go overseas. One day and sooner than later, the American worker will be so poor and so economically depressed that America will no longer be able to import goods/services from overseas because we can't afford them. By that point, we'll be gardening in our window boxes and stockpiling foods that we will no longer be able to have or afford.
The tip of the slippery slope towards another Great Depression.
Oh well, as long as it gets our work out of India and back to us
I would go back to the office in a second for decent money and affordable benefits.
Do you honestly think MQ doesnt send work to India, etc.
:
Now MT companies in India have control over the work produced. Quality is much
zz
INDIA, INDIA, NEWBIE LOOKING FOR INDIAN-OWNED COMPANY-FORGET AMERICA COMPANIES HIRING NEWBIES!!!!
  Our country sucks when it comes to teamwork. My experience is in hospital transcription and 95% foreign dictators. Most of my dictators are from India and surrounding countries. Give up you all,  India is already way ahead of us!
Used to think we were using India, but now realize India is using us for our med. info, jobs,
:{
Wish I could afford...
...to do that! I am SO SO SICK OF MQ!!! They are driving me crazy! I am on my 3rd MT Supervisor in three months and still have not heard one word from the latest one. They just don't care about us at all. I understand that's the nature of the biz, but my God, would it kill you just to drop an email and introduce yourself???
Wish I could afford...
my TC? sorry, what's that?
If you can afford it, go for it. sm
Just remember, if you work as an IC you may have a "nonconforming" loan which may give you a little higher interest rate. If you can document your income with pay stubs and W2s as well as income tax forms, you may be "conforming" and be able to get the lowest interest rate possible.
If your credit scores are high enough, you can always do 100% finance with an 80/20 loan which will eliminate PMI monthly payment. Your credit scores need to be 685 or higher for 100% finance.
Shop around for the best interest rate, but DO NOT let everyone pull your credit. Have one loan officer pull your credit report and ask him what your scores are. When you shop to the next loan officer, tell them do not pull your credit report, but here are my scores. Just give them your scores and ask what is the best interest rate they can give you. The more people who pull your credit report, the lower the score goes. It drops 2 or 3 points each time it is pulled by mortgage loan officers.
Also, you can buy down to a lower rate. So, if they quote you 5.75%, you can buy that down probably to 5.3% for 0.375% of the total mortgage you are borrowing (which in reality is 0.375 of 1 point).
I hope this advice helps - good luck. I say go for it! No better feeling than to own your own home.
I bought a new house last year and we just refinanced and closed on Friday. That is why all of this information is so fresh in my mind. Also, my sister is a mortgage loan officer, so she helped me a lot and explained how things work.
Always ask what your closing costs will be - different mortgage brokers charge differently. One may be $4000 and another may be $8000. That is a huge difference. Some want more profit, others are reasonable.
Best of luck to you. 
Here is the best if you can afford it.
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Which can you afford more?
The emergency room bill....or the loss of your DH?
I'm not trying to be harsh, but money concerns should not keep you from getting medical help when it is needed and warranted.
It really sounds like some kind of allergic reaction. But it may also be something harmless. I agree with the other poster about calling your MD. You cannot fool around with stuff like this.
Me too! I can't afford NOT to be an MT!
Can't afford not to
I don't know how you've figured all this out. I have spent HOURS researching all this becuase when I started with learning MT, I barely knew how to turn a computer on, so I was completely in the dark. The only thing I've been able to conclude for sure is that you will pretty much get different information every time you go to a different site. I have tried soooo many different things and to be honest, I really haven't found any one thing to be much better than another, even the things I've started paying for.
I will definitly make a block of time very soon (tomorrow?) and try your group of programs and ideas and hopefully it will help.
Sure do appreciate all your time and thought into your post(s), btw.
Whether you can afford or not SM
you are going to have to see an accountant and/or a lawyer. We cannot teach you how to be an IC or how to set up a company. That is a job for a professional and I would never give advice on either (or take advice) on a message board.
unfortunately I can't afford $99 fee
.
I need a workout! Can't afford a PT
Could not walk for a week afterwards! BOY, what a workout! My thighs hurt so bad I couldn't even walk down stairs, and I considered myself in shape before I took the class! HA! Hang in there, it will get better, and the results will be amazing!
there are ways to afford it
I had the offices to pay for some of it, such as their own recorders. But if it works for you on tape - you have advantages too like the personal contact on pick up/delivery that breeds loyalty. Being on tape makes them harder accounts for people to take from you too.
If they can't afford books
It would take the same amount of time (actually less) to run a phrase through Google or one of the NUMEROUS online medical dictionaries than it would to post it on the Word Board. I, too, can tell on the Word Board which ones are a lack of knowledge in general, and it's kind of frightening those people are typing our reports.
I've seen helpful posters provide links to specialty websites, internet medical dictionaries, pharmaceutical site, etc., to try to help out but judging by some of the repetitive posters, I can't help but wonder if they ever even use the links the MTs have been kind enough to take the trouble to provide for them.
We all have times when we need help (or just a brief brain freeze where we cannot recall a word which I do once in awhile), but many of these posts (i.e., 'what is symphisis pubes?') make you wonder how much exposure to medical terminology a lot of these posters have even had.
Scary, actually.
How do you think they afford their mansions and
expensive vacations? Greed.
$25/hr. = Low Wages?
I think at $25 per hr. I'm making a bit more than the manager of the French Fry Department at Mickey D's...
QA wages
Anyone out there have an idea of what a QA person should be paid per hour if working at home?
wages
If you keep abreast with current events/news pertaining to the economy you will find that ours is not the only profession whose wages have not increased from levels in the 1990s. It is a lot of people as well who have to leave their homes to go to work for maybe the same that we make every day.
wages
I am not putting you down but if you have been in this business for 20 years and have been reading this board --give me a break you should be able to project what you will be earning especially if you have had your own accounts. Especially if you have seen your wages go up and down, cannot believe you are asking this if -- like I said -- you have been in this business 20 years.
Wages
I don't know about anyone else but I make the same amount of money if not more doing VR than I used to doing transcription, at least when there's work. Lately the middle to end of the week I have nothing to do! I personally am only doing this while I finished my bachelor's that I needed to apply to grad school which I start this fall when I'll quit. I don't think that VR will ever replace MTs entirely because it just is too important to have perfect medical records and VR just isn't perfect especially since doctors do dumb things like talk to other people, correct themselves, mumble, etc.
wages
Just know from my experiences in the last 25 years that doctors are notoriously CHEAP... Do the best you can and if you can't get as much or more money than you are making now, I'd stay where you are. Just my humble opinion. Been there, done that many times.
wages
Wages also depend on where you are located. In house jobs and small independents are going to pay less in rural and struggling areas because they can. In rural areas jobs also depend on who you know. They would rather pay a untrained local rather than a trained outsider. Speaking from the voice of experience.
the wages were no more than they sm
are now when I started, the books were just as expensive. you buy one at a time and build from there. A good reference library is a MUST in this business. If you can get by with the internet search I guess that's ok, but I see people who are not searching at all.
I think 90% of the questions would be answered if folks would invest at least in a Medical Phrase Index. Sorry but its part of the job.
wages
What no one says is that MT wages are considerably lower in rural areas and small cities. Do not be specific but it would help if geographic locations, were mentioned by posters if making more.
I'd love a vacation, but cannot afford it
Hi everyone,
thanks for your posts on this subject. I really cannot afford to take a vacation or even a day off. No one is around to pick up the work that will pile up if I take off and if I take off I don't get paid and since I just went through bankruptcy I really need all the money I can get, but it is nice to dream of the day I can take a vacation and not worry about the day without pay.
You also couldn't afford a breakdown - sm plz
I am a walking burnout factory... it is so necessary to not be the "yes girl"... take a break at least ONE holiday, ONE weekend and spend it on YOU... You cannot afford a mental meltdown, which will happen at this rate. Take care of you, and the job will continue to flow... everyone needs a break.... as short as it may be, it can still be refreshing if you use a day wisely... just my opinion
If you can afford to make the switch
then I would go for it. You will not make $15 an hour with most of the companies out there initially. Research the companies. I would try it PT before quiting my job and going FT with a national. Good luck!
We can't all afford the luxury of "Finding another job"
It isn't nearly as easy to up and quit a job as you make it sound. What about health coverage? Most of us have children or medical conditions and need our insurance coverage. When you start a new job, you have to wait usually 90 days before health care will kick in and, in some cases, if you have a pre-existing condition, they won't cover you. That is why a lot of us stay. MQ is very closed in the communication department, so this is our only means of communicating with each other. And it doesn't help to get bashed by our fellow MTs. We could use a little patience and little sympathy from our brother and sister MTs. So you have to scroll down past our remarks, you could be in our shoes and that is much worse. So next time you want to bash MQers, think about if the shoe was on the other foot.
Life is too short . . . if you can afford it,
xx
Law doesn't matter if she can't afford to take
him to court to fight it. He can do as he pleases and the burden will be on her to go after him and make him adhere to the court order.
Been there, done that. It's an expensive, exhaustive process and, in the long run, she will probably lose out if she runs out of money.
It's sad, pathetic, unfair, immoral, but true.
Been there - could not even afford a loaf of bread once sm
I mean really had not a penny for 2 weeks. We just emptied the cabinets and whatever was in there, we made do. Personally, I know what a terrible feeling that is, downright awful! Remember there is always light at the end of the tunnel. If you have anyone close to you who can help you out - that is one thing, but if not - you will have to make do with what you have.
Try the really cheap stores - the ones where usually you wouldn't even look at before. They have great deals, like Aldi, or the dollar stores, the outlet stores like Wonder, Hostess, etc.
I have to say that experience has humbled me and my family significantly.
Good luck - things will work out. Sometimes, we get wake up calls, and this might be yours. I think I have had quite a few already.
I can't afford to live in a house, just an apt. where I
:D
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