Call your local BC/BS for private insurance. (sm)
Posted By: Anon on 2007-11-26
In Reply to: We've been uninsured for over two years now. - Really?
I pay $292 for just myself with a $750 deductible. After the first year, they will pay for pre-existing. I hated mine at first, but I'm used to it now and it's coverage that will protect me. Thankfully, I make enough money that it's working out well for me. Check out the link below. They may have affordable insurance that will help you as well. A friend of mine is considering this. Her pharmacist thought it was a nice policy. Good luck.
http://www.ehealthinsurance.com/ehi/individual-health-insurance.ds
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I now have private insurance (sm)
Call and check into private insurance through Blue Shield. I pay $294 a month with a $750 deductible. Might save you some money meantime. I also lost benefits through a MTSO due to lack of work and could not afford the COBRA.
I have private insurance (sm)
My premium is almost $300 a month with a high deductible. My bills are now being rejected due to "pre-existing" and I believe it goes back 5 years, which is ridiculous. What is a person supposed to do? I'm willing to pay, but most of my pay is going for medical bills at this point. I'm owing about $1500 and still need my mammogram and a screening colonoscopy. I'm paying 20% after my insurance pays (if/when they pay) and it's adding up on top of my monthly medication costs, which is hundreds. AARP rejected me because I have diabetes and hypertension, so I'm stuck with the high-deductible major medical, which is basically for anything catastrophic. I don't want to put my house in jeopardy should I need to be hospitalized. I worked for a company as an employee with healthcare benefits, but when the work is low and you don't make production, there goes your benefits. It's like being between a rock and a hard place. Good luck with your decision to drop your healthcare. I'm paying an arm and a leg, but if I'm hospitalized at least I'll be covered.
Call your local MD!
find a medical care provider, whomever is on call for your local MD, and do what they say. Once something lke this involves the head/neck/face, it can get hairy. And if it begins affecting his airway, there's hell to pay. Find someone medical to give you advice right away. Otherwise, he could end up on the floor, and you on the fone with 9-1-1.
at my local hospital, they always call the
I think that is pretty standard. Calling by the first name only would be rather confusing. Especially if it is a busy hospital with a waiting room that is always full, like our local hospital.
I have a "questionable behavior" story for you! I went to the walk-in clinic held at our local hospital b/c I was having pain in my pinky finger. The waiting room was packed, as always. I go in, see the doc, and he tells me to go back to the waiting room until they call my name again. After a few mins in the waiting room, he calls my name & I get up thinking he was going to bring me into a room to privately give me my diagnosis. NOPE! The dope says it to me, loudly - not at all in a whispering tone, in the middle of the waiting room for everyone to hear!! He said "I think it is some kind of fungal infection" His actions were not only humiliating, but wrong! It was not an infection, rather a blood clot that developed on my nerve that needed to be removed surgically! Now, that, I think qualifies for a HIPAA violation!!  (Yes I did file a complaint with the Patient Care Rep)
Call your local paper and see if they have a route
available in your area. You have to be an early riser and work 7 days a week though. I used to get up at 6:00 to walk. Now I get up at 5:00, walk for one hour every morning with only 65 newspapers, and I make an extra $70 to $80 a week for 7 hours a week.
My sister does 250 papers by car (roadside tubes) and she makes $1000 a month. It takes her 3 hours a day though and she has a full time job, so I think that's a bit much.
Seriously though, papers don't hire kids anymore to deliver because kids just can't or don't want to do it. Besides, who wants their 13-year-old out walking the streets at 5:00 a.m. ?.
No boss, good exercise, good money.
Go through your local yellow pages and call
companies who advertise they offer health insurance. Call several companies as the premiums can vary widely, although the coverage will be the same. I did this and called 6 different companies and the premiums varied as much as $200.00/mo for the same exact insurance. Celtic was the company that had the best rate for us, but that was nearly 4 years ago. If you have no pre-existing conditions you can get a temporary insurance through Fortis for 6 months to a year depending on your state, provided that you have not been without coverage for greater than 45 (I think) days. You can also go on-line to einsurance.com and get an idea of rates, though I still suggest you call local agencies.
Go through you local yellow pages and call
companies that offer health insurance and get a quote. Call several because the premiums can vary significantly. BCBS may have a low rate, but they are a pain in the rear to deal with and deny more claims than they pay.
I agree. Take none of this. Let their behavior be known and even if necessary call the local News
many TV stations have to help. There was a service in our city who never paid her people and the local news On Your Side was contacted and not only was she on the news for not paying but she was also picked up by the police. There is usually at TV station in every major area (even if they are not in a major area, will go to the local surrounding areas) to help folks with problems such as this. Take it to whoever you can. People like this do not respect you.
I never understood why people continue to work for people that are even one day late. Pay should be on time. If it isn't, the MTSO would never get an ounce more of work out of me and believe me he/she WOULD pay me! I am not one to let it go. I too have worked in the legal field and I do know how to proceed.
Just don't give them one more day of your time.
Call local dentists and see if you could talk (see inside)
with their hygienists. Maybe you could drop by at lunch time or something and they'd be willing to talk to you, or maybe you could arrange to chat by phone when they are not working.
Call your insurance co and tell them what you suspect..its up to them to verify.
nm
Yes, call your local vet, any vet, and ask for the wild rabbit rescuer in your area.
There is always someone nearly everywhere. If you can't find one, please write me and I'll search for someone for you if you're short on time. They are so worth saving. Mom might still be around. Let's hope so!
Call a local camera store and see if they offer this service.
Many times photographers will also provide a similar service. I personally haven't had it done, but have heard of people doing this for a memorial service or a wedding. They can take still pictures/slides and incorporate them too.
I probably read about it on MSN or someone mentioned it to me. Maybe call local college or JUCO
?
Call your state insurance comm. office
In some states, they cannot make you take out these insurance policies unless you want them or unless you don't have insurance on something that might be collateral for your loan (i.e. an automobile). Are you saying the insurance alone was $2000+ or the entire balance? That question is really NOMB, but I ask because if it is simply the insurance premium cost, I would think you could find such at a much less expensive rate going with a private insurer. I'm an IC and I have disability as well as $250,000 of life insurance on me and the DH and $50,000 on the three kids and I don't pay $2000 per year for all of that. If they coerced you into taking out these policies, you should be able to cancel them. In my state, I have three business days to cancel a contact or any part thereof. Check with your state insurance commissioner's office. Good luck.
Call a local school or program and ask. I was asked if I wanted to teach when I
s
My first job was a total cold call to small local company...got hired over the phone- sm
give it a shot. Look in your yellow pages or on-line white and yellow pages and see what you can come up with. MT Daily has a list by state of MT companies to with their contact info. Also test your butt off anywhere and everywhere on line, you will learn a lot during the process. I found it quite enlightening when I was doing it 3+ years ago. Good luck.
Buy local. The local stores pay taxes to support your city and state. (SM)
Using online and catalogues does nothing to promote the local economy. We complain about outsourcing and about the big companies gobbling up all the work so the jobs at local hospitals are gone, yet we do the same thing when we buy on ebay, catalog, and these web sites that may be located any place in the world as their primary business location.
I went local. Great local tech support, they know what I do and were able to set it up just for me
:)
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
got the "phone call" -- get this, MQ has hired a bunch of telemarketers to call all of us to
we received our "incentive packet." They don't even have the wherewithall to contact us personally. These are temp-agency hired telemarketers sitting around a boiler room making sure we're reading our mail.... told him it don't pertain to me because I've been demoted from FT to SE.... He said, "yes, the letter is vague, but it does pertain to FT as well as SE...." yeah right, we'll see.
*70 will disable call waiting unless you are expecting a call and want it on (nm)
x
Private ins
You can get private insurance lots cheaper than MOST COBRA plans but it is up to you. Also a lot of times they only cover for so long and if I remember correctly dental and vision might only be for one year and some plans do not COBRA that over. And if your husband is self employed, then it could be a business expense to provide the insurance and with six figures could easily do it and pay less taxes. I know COBRA is easier to just kind of roll over into, but again, it only lasts for 18 to 24 months and so you will be looking eventually. However, just ask why suddenly you are not covered.
I use my private e-mail sm
and receive all my messages from my TC through my private e-mail. In fact, I never receive anything throught my I-mail, don't even hardly check it anymore. Call your TC and ask her/him what to do. This may not be the same across the board, as so much is not the same from office to office! 
LOL in private, not seclusion :-) sm
like a different room in the house. 
I would see about a private school.....
Your son sounds like a very bright young man... No offense to you, but can you honestly challenge him and teach him things you may not be proficient at yourself. Foreign languages, advanced math, etc. Even high school teachers only specialize in one subject. Something to consider.
Private accounts
How do you go about getting private accounts? Any MTs out there that have done this and are still doing it. If so, how much can you charge per line for a private account that you obtained yourself. I currently make 8 cents per line with an MTSO. However, I have been hearing that if you have a private account with a doctors office you can actually charge a lot more, about 12 to 13 cents per line.
Any tips on doing this. I am currently an Independent Contractor and would like to expand my horizons. Thanks for any advice.
It's how I got my private accounts....sm
I had business cards made up and every week, one day only, I went and solicited another medical building filled with offices usually next to a hospital. I brought only a couple of resumes (nobody asked me for one either) and within a month or 6 weeks, I scored 5 private mds. It's really all about self-confidence and belief in yourself and your own abilities.
I'm still working for 4 private MDs all these years, one of the 5 went into *receivership*, a form of bankruptcy.
Best of luck, believe in yourself, go solicit yourself and your abilities and don't be afraid. If it worked for me, it can work for you!!
I do agree - I have many private mds...nm
THANK YOU JAM for your private email....
very kind of you. Please know that I do appreciate your help and the time you took to respond.
private accounts
anyone out there doing private accounts for docs who don't have to do operatives? just trying to get some info as to what type of reports some may do when typing for own accounts. I was thinking along the lines of internal medicine. Thank you!
If you have private coverage on yourself, you would not--sm
need workers' compensation on yourself. your private insurance would cover anything happening to you. If you have employees, they may need it, but only if you offered them employee insurance benefits. JMO.
most private doctors...
I speak to say that they went to the bigger companies because they were assured TAT - however it is explained to them that the same people working for the Nationals are the same ones that would do it as an IC, I find that my clients came around. Sometimes common sense is not the easiest thing for a busy mind. They also like the idea of not paying the rates a national charges, knowing we do not make it - so drop the rate a penny and they get a break too. They wont pay us what they pay nationals because they do not feel we are the same thing - if we cut out the middle man for us, they want it cut out for them too.
Private accounts
I am curious to know how to go about getting private accounts? I am challenged when it comes to how the work is transported back and forth. What would be a reaonable expectation in terms of costs on my end? All I have now is the computer, foot pedal and copier/scanner/fax. What else might I need? I live and Houston. Our medical center is top-notch and there are many, many hospitals, medical organizations and clinics to choose from. Any advice?
private clients
It is refreshing to see normal expected amounts given to other MT. So often I see "I would not expect less than 10.00 per page and such high line counts" I believe the misconception by many is that you can make a bundle with little effort given some of the "I won't do this" attitudes. When looking for your own private accounts, think about who they are, where they are coming form and who did them before and assess accordingly. And keep in mind you may have to negotiate and get a bit less but your first client and everyone after is your own - which is a good thing
private accounts
I haqve been working on 2 private accounts, one of them I pick up tapes twice a wk and at the second pickup I pickup a check. I have been with them for 9 years. The other one I started last year and they send me the doctors notes by mail and I overnight it and they pay me through the mail. They both pay me by the page.
I wish you the best.
private practice
Cardiology in PA, $17.00/hr, 6 weeks vacation, employer funded pension plan 10% of salary yearly, been here 15 years.... longing to be home and a full time MT.. good luck coming back to the jungle.
Private Psychiatrists
Does anyone know if private psychiatrists hire MTs and if so, would they use us for session notes etc...? I would like to transcribe private psychiatrists, but it doesn't seem like they really use MT's.
Private psychiatrists
I transcribe for a private psychologist who specializes in psychoeducational and neuropsychological evals for schools as an independent evaluator. I only type his initial and review evals. He does not have any weekly psych sessions transcribed at all. His evals are quite long; however, are infrequent. They are 10-12 pages usually, with very small font and single spacing, but I only get on average 1-2 a week. I charge $4.00 per page because of the small type.
To find docs that do these, you could contact your local school districts and have them give you a list of psych evaluators they use for independent evals for special ed students.
Another psych specialty I transcribe for is a drug/alcohol treatment center. I only type discharge summaries, and again they are quite long but not that many per week. They are pretty easy and repetitive, though.
;)
Christine
They are 2 private groups. SM
What exactly do you want to sue them for? Your post makes no sense.
On-call requires on-call compensation by law
This field gets more disgustingly grotesque daily.
Virtual Private Network.
x
does anyone work for Private Secretay Inc (PSI)
nm
talking in private, he may have other ideas
I would not go into private with this man because it is hard to tell what he may think if he is senile.
I have an uncle this way and I just refused to go over there.
I would talk to you mom and say something to her in a round about way. Just ask her if anything is wrong with him.
It would like like she would see what is going on.
He may have some altered mental status that needs to be checked out or maybe he can be placed somewhere if your mother feels dangered by him.
Why not work for yourself with private accounts?
Then you don't have to follow the beat of the MQ (or any other company) drum?
Or try for a supervisor position? You know how you want to be treated; then you'd be in the perfect position to handle other MTs the way you believe they should be. You'll be highly motivational for them and your company will probably have kudos for you for having a winning team.
Just two options of many.
Working for a private service
I just started working for a small independent service and was wondering if I could have some input. I am getting paid .13 a line and the service takes 25% of my gross earnings. Is this normal? Or is the percentage too high?
probably train MDs in private practice to use VR
(only kidding)
You'd be better off getting a private policy. Premiums are
cheaper, though still expensive, and you don't have to worry about insurance if you make a job change. Shop around, should be able to get a family policy for about $400.00/mo.
have my own private clients, never seems slow
much to my dismay. Can't remember the last time I got a real day off without having to bust my butt to catch up.
I am using public and private schools
My two youngest are in the local public elementary school, and I've had no problems with it. In fact, it's a terrific school, but I have a feeling it's probably much better than the average public school.
My eldest, who's in high school, goes to a private creative arts boarding school because I feel the local public high school doesn't give the kids enough one-on-one attention and doesn't offer as many educational opportunities as my son's school. Also, he is big into music and drama, and our local school has a weak creative arts department.
Private School here for mine.
nm
Just a very small private company. nm
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