As long as it takes to post on here, google came up quicker

• perineal rhinitis???? - Can anyone document this? THANKS I'm in a rus
  • try perennial rhinitis, as in only certain times of the year - cowgirl
    • If the OP had done a google, she would have... - wondering
  • As long as it takes to post on here, google came up quicker - lm
  • I do not get when "in a rush" became a good reason to not find your own answers.. - ? so old farty I must be. n/m
  • A simple google search will give you your answer...I'd give you the answer, - wondering

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I'm a member of NFO and after about three months I have about 970 points, and you need 1,000 points for just $10.  I only receive about two invites a week for surveys, don't know how to get anymore than that.  I'm also a MyPoints member.  I usually just get the 5 points for reading the message and never buy anything, so it takes a long time to get points added up for me.  Maybe once a year I do redeem them for about $20 worth of gift cards. 

The people who advertise that you can do the surveys in your spare time and make all this extra money make it sound like you can just log on to a site and they are sitting there waiting for you, and you can do as many as you want, all day long, for as much money as you want to make.  Wouldn't that be nice! 

I have never heard of or seen the car advertising thing except on cabs and public transportation, oh, and of course delivery trucks and cars. 

are making big $$ you won't make any money.  Also, if you forget to rerecord header info you're out of luck.

You can get an adapter from Radio Shack for about $15 and rerecord to a cassette player, in which case you'll need a transcriber, or record to your computer and I'm not sure how that is done.

As I stated last week when you asked this question, you need to look into digital phone service, something like Vonage, or most high-speed internet services also offer it. 

You could also buy prepaid phone cards at Sam's Club, where they are fairly cheap, but you're still talking about $100+/mo.   My digital phone is $34.95/month and you can keep your landline or switch it to digital, which is what I did. 

You're both worth it - go for it!!

I'm not an expert but this has worked for me.

Since I am the primary breadwinner of the household, I made the whole family a part of the budget process.  We have two kids left at home (2 grown and gone) and I still manage to pay them their allowance (10.00 per week each). 

How about we start there.   I have a Chore Chart on a dry erase board on the fridge (so they see it every single time they hit the fridge) with the name of the chore written in permanent marker so they can't erase it, then put the initial of the one responsible for that chore that day.   If, at the end of the day, those chores are NOT done?  They get a black X in the box next to the chore.   Only their initials are written in dry erase so I can change that around from time to time.

If they miss doing their chores 2 days out of the week, they get NO allowance.  If they argue or procrastinate, that gets 1 check. If they get 2 checks by the chore, then that is the same as not doing the chore and they don't get the credit for it. Even if they eventually get it done, they still don't get credit that day because they procrastinated OR argued about it.  Pay day is Friday.  

Time is money people and I don't have the time to clean as I should, they are old enough, and they want money too.   I don't give money for movies, candy, or trips to the dollar store.  They now have their own and are learning to budget.

Sometimes I give them bonuses too for doing an inventory of the freezer, pantry, organizing the cupboards, etc... Helps us keep track of the things we have for the next step.

MENUS ~ If you get Woman's Day Magazine or First, or anything like them that have the monthly menu calendars in them?  PAY CLOSE ATTENTION TO THEM.   They can save you BIG $$ on your food bills.

My kids are horribly picky eaters and meal planning has saved me a lot of money.  I now have them sit down with me, look over these meal planning calendars and see if it is something they would like.  If they put it on OUR calendar, they initial it, and we make our grocery list.  If the time comes for a particular meal and they turn their nose up at it, I send them to the calendar to see if they initialed that day.  If they did.... Eat it! PERIOD.  (by the way, I never put anything on the calendar that they don't agree with so, after a few months of doing this, there is never any more turning the nose up at dinner time - HA  fixed their wagon!)

We also do a mass cook and freeze fest now and then.  The kids get into it too.  Very easy for them. THey are 12 and 13 so I have the meal calendar taped to the inside door of the pantry.  When I'm working, they can go look and see what's on the calendar for that day, pull it out of the freezer, and put it in the oven.  I have written the temp and time for each one next to the item on the calendar.  Works out fine.

Power bills... Yikes - LIGHTS OUT.  When I go to bed, every light in the house is OFF except the porch light, the little light above the stove, and the nightlight in the hall across from the kids rooms. 

GAS- Holy Smokes.   Up to 2.79/gal here now.   No extra drives to here and there for anything.  If you just want a cold pop to drink cuz it's hot?  Make iced tea instead.  Not worth that kinda money for a wasted trip to the mini mart.  Just plan better the next time.  The kids want to go to the pool or their friend's house... pump up the bike tire kids and grab the walkies.   I make my kids take walkie talkies (Cobra brand 5-mile radius at WalMart for 80.00 and WELL worth it.)

One last little tidbit....  SAVE your receipts for EVERYTHING for at least 2 months then compare them after the end of that 2 months when you have learned to tighten up the wallet a bit and see the difference for yourself.  Makes it really worth your while.

I have cut enough fat out of excess spending in the past year to put away 400.00 or more every month into a savings account that I can use for emergencies, vacations, whatever.

By the way... Would be a good idea to have a forum JUST for Budgeting and Money Saving ideas here wouldn't it.  Administrators????  How about it?

computer issues and I lost it.   I've traveled for 5 years and can give you lots of info.

Click on  the blue TW to e-mail me. 

Hello everyone.. I don't know where to start and I'm just taking a quick break from my work
sorry if this is long, i want to get the best answer and help so i'm gonna give some background (and i dont bother usually with capitalization in my friendly emails, but i assure you it is not how i type my work).. .LOL

Anyways, I am 25 years old, have been doing transcription for seven years (my mom taught me when I was in high school). I love my job and work for two places. One is a hospital so I don't know how negotiable that pay rate is. The other one is a doctor's office.

Urology. I started with them September 11, 2001. (crazy, sad, i know)... I started at 12 cents a line.(the hospital pays me 10 cents) They are located in California, where I used to live. Two years ago, they got a new office manager (i was pretty close with the first one). Well this office manager happened to be someone I had previously worked with, who had screwed over my mom and I because they sent their work to India without EVER telling us until two days before hand (even though we told her to just tell us when it was going to happen). Well that practice eventually broke up... and what luck I had, she is now AGAIN my office manager. Well a year ago I decided I was going to move away and I bought everything for the office that they needed to go digital (we were doing tapes before). Now I live in Nevada and do their work over the internet, returning their work within 24 hours.

My question is, I think I deserve a raise, and I have no idea how to go about it. I have been with them for five years, obviously the cost of living has risen, including health care. By the way, I receive no benefits from either the hospital or the office.

Is this reasonable, and does anyone have any suggestions or pointers? I still feel pretty young and vulnerable because I have never been in a position to ask for a raise. Since I am an independent contractor, I suppose it wouldn't be asking, rather than just telling... but I want it to be more appropriate than that.

And I'm basically wondering what others are making as independent contractors, i know companies don't pay as much, but they also offer benefits...

Thanks for taking the time... back to work for me.

Emily

I am 53, divorcee with 1 child in college,  been MTing for 32 years. When I started out I was one of the best in my field, accurate, at my peak was making close to 50,000 a year, only one job and only 40 hours a week.  Now, here I am going through menopause, working 12 hours a day (1 full-time and 1 part-time) and barely making ends meet.  My production is at an all-time low, and I'm working on my 3rd or 4th job this year- I forget, it's been so many, for various reasons why they didn't work out.  But, now I find myself, going into my third week of employment with this company, still in QA, making stupid grammatical errors, and leaving out words, that I am not aware of. I would like to say one of my problems is that this is a huge Children's Hospital with a lot of procedures, diseases, and terminology I have never heard of, but I cannot really say that, as most of my errors are gramatical, i.e. not putting comma or semi-colon where it belongs, leaving out it, and, but and they.  I am beginning to feel they may not keep me.  I am 1 pay check from being homeless, now jobless, already uninsured, as I could not afford the Cobra.  I have applied for jobs completely out of the MT field, so far with no luck of being hired.  I put in an application last week for a State Job with excellent benefits, paid by company, and although the salary is 22,000 to 36,000, if they call me, I am definitely going to take it.  I figure I have 15 more years before retirement, and if I can tap into the retirement for the next 15 years, that would be a help, as I don't have any 401K to fall back on.  Anyways, if you guys can give me some proofreading tips that will not take away from my production, I would greatly appreciate it.  Most companies don't offer a training pay that would last at least 2 weeks, which would be a help.  So here I am trying to make money, which is virtually impossible when you're training on a new account, new company, new software and everything.  Help Guys. 

I used to make $70,000 and up a year and did so for most of the late 80s and 90s (one girl used to make six figures a year working 7 days a week!)  Because we were making more money than the supervisors and Medical Records Directors in hospitals, they began to switch to transcription services which were sprouting up all over the place.  Plus AAMT came into existence and even though in the beginning it claimed it was to fight for transcriptionists (although assured us it was NOT a union), they eventually morphed into an organization that was more management friendly.  They developed the "guidelines" and the 65-char line.  That was the beginning of the end for those high-end wages.  Then all those mickey mouse transcription schools popped up, and now outsourcing overseas.  YES, we're complaining.