Aren't you people confusing SS with disability?
Posted By: elevalady on 2008-02-23
In Reply to: Yes, I understand that and also understand - Lori
I was under the impression that there was no limit on income when your retire on SS. But, there is a limit if you are on SS disability. And I believe that amount is around $900. However, if you are on disability, they also count how many hours you work. If you are making $900 or less, but working more than part-time hours (something like more than 16-20 hours), that could still disqualify you for disability. So, I'm confused on this too. But back to the SS retirement discussion, I thought back in the Clinton Administration, they passed legislation that made it more profitable for retirees to work once they started receiving their SS retirement. I was glad to hear this as many retirees want to work and they shouldn't be penalized. After all, the income taxe and SS taxe and Medicare tax goes into the big government kitty, so working retirees benefit everyone. I'm a believer in keeping retirees busy and bringing in income if they so wish. Well, Doxie, I am on your side. You asked a simple question and why some are beating up on you is puzzling to me. You asked a legitimate question. But if you really need to keep it at $900 or less, just divide your line rate into $900, take that answer and divide by four, and that will be the amount of lines you want to stay under per week. -
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q. re short-term disability vs state disability
my short-term disability insurance coverage option says it pays when there is no state disability plan. How does one find out if the state she resides in has such a plan?
Insurances seem like such a racket. Seems they should not be allowed to take your $ if they are not required to pay-out in the event of a disability.
Thanks for any help.
That's what people who aren't college material always say.
Sour grapes.
IT people aren't paid well where I live, and I'm not
willing to move to where the money is. The job market is saturated here with qualified IT people, so we fight tooth and nail for a $12/hr job requiring a college degree. I wouldn't say I'm unusually productive at MT. I use ShortHand as an Expander and stick to smaller MTSOs with decent accounts.
Thank you too! I'ts obvious that people aren't reading
into the reason for my OP. I haven't even suggested this option to my son. He may very well say, "No way" or his favorite line lately, "Whaddevah."
If it works, it works, if it doesn't, whaddevah. . . .on to plan B.
I won't stop until he's happy. My original inquiry was not about opinions about homeschooling. Geesh.
Probably people aren't too thrilled about being sick on weekends either. nm
MT disability?
I have often wondered how CTS plays into a broader claim of disability. In my case, MT ince 1974, progressive back problems since 1990 (now with multiple sites of DJD, DDD and cervical/lumbar stenosis), clinical depression under treatment, high blood pressure and recently, CTS.
In combination, these conditions have made it difficult to sustain line count requirements over time (which I still could do before CTS). I am wondering what criteria they use for my "burden of proof" in a disability claim.
Going on disability. Not able to do
disability
I have a few of the conditions above plus something much worse, but even with stagnating or falling MT wages, it's still more money than a disability check would be - that would not even be enough for the rent.
That's seems confusing,
nm
NM confusing
I don't know about any of this. All this is so confusing. Just started looking here and am finding even trying to understand how to get into this to post a question very confusing, so think some people could be a little more patient and understanding.
Is confusing to me. SM
My hubby has this too and gets bonus in December, however, on the quarterly report for the 401K it shows employer match plus separate figure for profit sharing. So, I'm thinking the bonus is not the same as the profit sharing in his case.
Thanks, it is so confusing
and has plaqued me for many years and I have placed stickies about it in the past but can't seem to find them now in the mound of papers around my desk. I will try and keep this somewhere so I can find it!!!!
confusing
My interpretation was as I stated, just don't understand the fake resume etc. It seems though it was initiated by a US MT, but who knows there is always two sides. I just feel at this time with electronic records and our trarnscription there is nothing to protect MTs no matter where we work. A fair day's work deserves a fair day's pay for whomever.
Confusing
I never said everyone should live on what I make. I am comfortable and satisfied with how much I make. That is what the thread was talking about. To tell the truth, I don’t have to work but I still do because I love my work and it has been part of my life now for so many years. I read horror stories about people who retire and don’t live long after that and just like to make money, I guess. I was comfortable even BEFORE he and I married because years ago when I was divorced and raising my children did not let grass grow under me and worked as much as I needed to have what I wanted, nice vacations then too. I am satisfied, if youre not, then that is you.
To SISTER ON DISABILITY
#1. How did these people even know about her return to college? I would have her check with the financial aid office of the colllege to see IF they notified anyone in order to get grants for her, as in state grants, Americans with Disability Act, etc. Someone had to tell these people and if the college is selling names to marketers, then they should be called on the carpet by the atty gen.
#2. My biggest concern is that these people now have access to her checking account and if she has her SSD check deposited monthly, whose to stop them from deducting all they want?
Very scary and I would make sure this is looked into immediately. Hoping for the best of this situation.
You get paid only if you have ST disability
and then it is only a fraction of your salary. I'm not sure how they calculate pay when you are on production. My DH's work will pay $150.00/week for ST disability. It is better than nothing but you can't pay your bills on it.
Government disability and doing MT
Does anyone here collect government disability and also work part time doing MT? I have a severe immune disorder and was considering filing for permanent disability. Anyone know if you are allowed to work part time?
Disability insuran ce
Does anybody have any reccomen dations on disability insurance for short term in the event you have to have some surgery or accident or something. My husband has health insurance coverage but this won't replace by income if I am sick or disable for a time period. Any suggestions?
Insurance - disability
Does anyone have any ideas on disability insurance for the self-employed medical transcriptionist? I am always afraid of needing surgery or having an accident or something and being out of work and needing a replacement income insurance for a period of time, hopefully short-term.... Thanks
I think you're confusing her with
Jennifer "pity poor little me" Aniston.
much to=too confusing...geesh....nm
x
It is confusing. But it's the only way to actually judge how much you are...
getting paid for the exact same amount of work. As long as you work with the same big block of text, it works perfectly.
th is is confusing. Can you clarify what you mean,
x
your message is very confusing but
I would say to go with a computer based digital phone that has unlimited long distance, i.e. vonage, sage, time warner, etc.
You are confusing your terms.
Software is the computer interface that allows you to perform a certain task, in this case, FTP software allows your computer to connect to an FTP site. If you're looking for an FTP site that is secure, you will more than likely have to pay for it. You can try www.ftptogo.com, although it is not free, it is a good site.
Your wording is confusing.
An IC would DO work for a clinic not work at and you would not resign as you are not an employee - that is an employee term. I would simply tell them you are cutting back on the amount of work you can handle. You control the amount of work - not them if you are truly an IC.
The new upgrade was confusing to me and I just
figured out that it was set to send it to QA automatically. So annoying. There are a lot of things being corrected in my reports that I know are right too.
Disability/PPI rating for retraining
Possibly with bona fide proof of this having been your livelihood, maybe you could check out a retraining program for people with disabilities, in our state it's called Voc Rehab, these programs are state funded. They may also offer you some assistance for some treatment or surgery. They actually insist in many cases that while they're paying for retraining that do get treatment and help for the disability to bring you up to a functional capacity. These programs are there to rehab you and get you back to working in a capacity that serves you. You could also try a local unemployment offices for possibly getting retraining help. If you can't use a mouse and type you can't hardly think it's going to get better. Better to get retrained when you can't work in your chosen field. You could get retrained say in coding if you wanted to stay within this field. Maybe even consider SSI for a disability rating to get some income while being retrained. Sometimes it's really okay to crash and ask for help. You brought up a little bit of reality today. Best to you.
If you have a short-term disability
policy (from your company or if you happen to have one on yourself) you should be covered. If not, you are probably out of luck as far as disability goes.
I'm not sure what type of disability you're asking about. If you mean long-term disability you'd have to have a policy in place for that also and I think it kicks in 6 months after your disability date.
If you meant Soc Security disability, I can safely say you wouldn't be covered. You have to be permanently disabled for that.
you are speaking of SS Disability, which is an entirely different program
it is NOT the SS benefits for retirement. Altogether differnt.
Wow! Just Disability or health insurance too? nm
x
Hope this does not sound too confusing
It is an IP address inside of an IP address. Basically when working with a VPN, you connect to a server. Once these 2 computers are connected, then you are sent to the next IP address within the original IP address. While there, a VPN constantly changes the IP address to make it very hard to break into.
Hope this helps :)
Boy, you guys are confusing. Are you talking to me or to her?
HAHAH
This is confusing. An independent contractor IS
nm
Consistency is the key. It is confusing to them if you are inconsistent.
nm
you are confusing RSI with carpal tunnel
I'm not having a problem with my wrists. It's all the tendons in my fingers. Funny thing, I posted the message after having gone to Best Buy and clickey-clacking through all their keyboards. They are all stiff too. I am looking for something that you can just barely touch the keys so my tendons aren't so strained.
Excuse me for being confusing, lol. No pun intended. SM
Yes, I did mean vertical. I have no problem with adding to my favorites list or moving/organizing them where I want them. It's that the list has, somehow, re-arranged itself into alpha order.
The confusing part was that they acted as if
think they would be the very best themselves. I was so disappointed and upset by that experience that I felt apprehensive about the entire MT field after the mess was over. However, I did get a job and have been working for almost 4 years now in the field. I work for a small company. The owner tells me constantly how much she appreciates me and feels lucky to have me. --and I tell her the same thing! -and boy do I mean it. :)
I was not going to post anything about Toth, but the more I thought about it.... well, I also would not wany anyone to go through what I did.
your posts are confusing and vague, but--
I think what I am reading is that you have a computer now with only one plug in and that's for the monitor. You never specify if your pedal is a 9-pin, 15-pin, or USB. I can only assume that it is either a 9-pin or 15-pin, as somewhere in your posts, you stated that you DID have USB ports.
Ok, that being said, the pedal with the 9-pin or 15-pin needs what they call a *game port* in order to be plugged in. These *game ports* used to be on the sound card. *game ports* have pretty much become obsolete and opted for the USB ports as they are easy and simple. The lady below who said Google 9-pin to USB adaptor was correct. That is what you need. However, not all adaptors will work either, as the *pins* on the foot pedal are wired in such a way that one pin will make your left pedal work, another your right pedal work, etc. Alot of adaptors are not set up for that and still will not work. I had a 9-pin foot pedal as well, actually still do, packed away some where, which I never go to use as no adaptors would work. I purchased a USB pedal and will never get another 9-pin pedal again. These are *old* technology and pretty much obsolete now, as USB has taken over. You can try the adaptors, but don't get your hopes up. Some have luck with them, and some don't. If you go back to RS, write this down on a piece of paper... 9-pin to USB adaptor. and on a side note, the foot pedal will not work if you are looking for an adaptor for where the monitor plugs in. It is a totally different plug in. Radio Shack personnel are not up to speed on foot pedals and plug ins, trust me on that one. Most of them look at you like you're nuts anyway. Good luck!!!
You can usually purchase short-term disability from
your employer if they offer long-term disability. When it is offered, you usually choose the reimbursement rate, typically up to 70% of your pay.
Savings. LOL That's the way you'll make up the difference. Sadly, disability insurance (LT or ST) has never covered 100% of missing pay.
does anyone know anything about long-term disability insurance?(sm)
How long is considered "long term"? If you get some sort of disability that takes you out of the work force for years, does long-term disability cover that? TIA
I wish I could be on disability for something mental that is controlled with medication.
I'm just sorry I'm paying for people to stay home and not work while my husband and I have to work. It's bad enough that this man doesn't help you around the house, but he's sucking off the government (us taxpayers) while we support him. He can't do ANYTHING? Whatever...
Man, what a country.
From what I have heard about disability, the SSA always rejects the first time - sm
as standard procedure. I am sure in some circumstances they cannot as it is obvious the person needs it, but in your mom's case she probably (in their eyes) still work doing something. Get a lawyer who specializes in SS disability. They will make sure it goes through on try #2 providing you have the doctor records, etc. to prove your case. If she does not go to the doctor much you might have some trouble though. As for the house, I'd sue the guy, small claims court if need be, then you'd at least get back $5k and maybe you can get someone honest to fix it up. See if there are any services in your area that help disabled seniors, etc. in your area that maybe can help lessen the load on you. See if your mom can maybe start moving about more and maybe do her own shopping, it may take her a while but it will get her out and possibly help her feel better; find out from her doctor exactly what he/she thinks she is capable of physically and maybe she can help to start strengthening herself and in the long-term become more able to take care of herself without relying so heavily on you. I see no mention of your family (husband and son) and how they feel about all of this. Do they resent the time and money you put into your mom; do you get to see enough of your son and husband. Don't sacrifice your family for the sake of your mom; if you have nothing left at the end of the day for them, they cannot be feeling too happy about the situation eihter. As for the rest of your family, they just don't care and even if they do they see you taking care of everything so they don't feel the need (or want to) to do anything. Even if you stopped, I doubt they'd pick up the slack since only 1 of the 3 helps and that is under duress as it is. You need to take care of you first, then your family, then your mom.
Disability, Sickness, & Hospital Insurance
Warning to everyone if you have separate health disability and or sickness policies bought through insurance companies. Please read your policies carefully and check with your insurance company BEFORE you need to submit any claims and especially find out how long it takes for the money to be sent to you.
Our disability insurance will pay a maximum of $900 a month. No problem even though it's only 1/3 of what he earns but it's better than nothing. NO WHERE in the policy does it state we need to send tax returns in for the last year....yet yesterday received a letter that we must do that...plus they DO NOT PAY the first 30 days of disability.
My husband was disabled from the beginning of June until 2 weeks ago, and really shouldn't be back to work yet, but it was necessary. The disability policy will pay a whole month, not 2. Over the years, I paid over $7,000 to this company for this coverage for a lousy $900? So now that we waited over a month for a check, we get this letter, and now it will be another month until he receives anything...again. And, to make matters worse, they do NOT pay the full amount if you have other coverage. I just don't need to wait 3 months for one lousy sentence they could have put in their policy in the very beginning.
I called them and of course got a less-than-perfect English customer service rep (of course!)and told her I wanted to talk to someone higher up after I asked why for some of these requirements and she gave me the same canned answers as in the beginning of the conversation. Do you think I'll get the call back? I doubt it. I will be calling again today.
Hubby was right. Insurance is a rip-off. You better believe I will be dropping quite a few policies after this is all over and may take a health savings plan instead if we survive this go-round. They just get you coming and going. Is there any company you can count on being above board, safe and reliable these days? 
My hubbie is disabled and on permanent disability...sm
and he absolutely cannot make any money other than his disability if you want the full benefits. I think you can work part-time and get part-time benefits, but you will have to check on that. My understanding was they deduct any amount of money you make from your benefits and you would get what was left. But, again, the best thing is to go to the agency or call them and make sure before you do anything, as the rules seem to change constantly, but for full benefits you cannot make any money under your name.
Years ago when I had my children, I was elligible for State Disability.
.
If he is on disability for a mental illness, why do you even listen to him? He is nuts. Maybe if h
x
It already has. I have to work from home because of disability due to chronic disease.
My physicians and visiting nurses are extraordinarily caring individuals who fortunate have (more so than I had previously thought, apparently).
Also, I can understand venting about a situation you feel you have no control over. I assume you desired sympathy or empathy or just someone to say, "I know where you are coming from," but to post incoherently and then lash out at those that reply is only going to add to your frustrations and negative feelings.
I am sorry you feel as though your health care providers don't care if you did, but I am sure that is not the reality of the situation. If you had taken the time to provide context to your rant, then you might have received the type of replies you were looking for, whatever that may have been.
Best of luck to you.
AHDI (formerly AAMT) group disability insurance plan ... sm
I'm in the process of trying to find an affordable individual disability insurance plan. I was browsing through AHDI's website and found that they've made arrangements for members to participate in a group plan for this! The cost of membership to the organization might be worth it for me to take advantage of this.
Has anyone here participated in this plan? If so, what was your experience?
Thanks in advance.
if you live among trashy people, low income people, people w/o goals or direction,
content to just get by, you by default become a part of a group. "people" have decided to group trailer people as trash. that is because there are enough people in that group to earn the title and even if you aren't trash, you are categorized by others. did i think i was trash in lower class neighborhood surrounded by people who drank and fought all weekend? no but i knew i wasn't staying and did not try to pretend that all the fools in the neighborhood were just nice folks who ended up where they were because high horse snobs deemed their neighborhood low class. people for the most part live exactly where they belong because they don't want to educate themselves, they don't mind "trash" around them and they don't want to be bothered trying just a bit hard to extract themselves from that world. they justify everything to themselves i guess saying everyone who doesn't like their lifestyle is a snob and the comedians (Jeff Foxworthy/Chris Rock, etc) who make fun of them are just ill-informed.
As for me, I fought hard to get out and don't even want to look back. It amazes me people stay for generations.
U R confusing official definition of professional with "popular" definition...sm
the official definition is those jobs like physicians, PA's, NP's, law, etc. Not something you do for a long time or what your job is. The popular definition for profession is what you do. Same thing with vocation, a official definition would hold to calling, such as clergy or nuns or missionaries... popular would say what's your job. So depends if you are looking for the popular definitions vs. the official definitions, though I will say some very ignorant people posting on the topic...
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