Another day of investing wisely in your health and caring for yourself and those
Posted By: who love you!! Good job! n/m on 2005-08-29
In Reply to: Another day of not smoking - former smoker
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- Another day of not smoking - former smoker
- Another day of investing wisely in your health and caring for yourself and those - who love you!! Good job! n/m
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Remember, its less about what you are NOT doing and more about what you ARE investing in..
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Unfortunately, real estate investing at that level
is really only for the already wealthy who can afford to take risks. Sounds like you both got in over your heads. A $700 profit is not real good on four homes, also. There is always lots of money needed for repairs, etc. Unfortunately there's always a catch to these get-rich quick schemes. Good luck to you and your family.
I think you have picked wisely
because the field for nursing is unbelievable. Having worked at hospitals, doctor offices, etc. I heard from nurses not only the $$$$ salary but the perks that go along with it. One nurse told me about how she got her living expenses covered by 2 doctors vying for her working for them. I have been here for 30+ years so I am not in the same boat trying to raise children, etc. but if I had to do that now I would never be able to live off the salary handed to the MTs now. Good luck!
Its all a matter of organization and using your time wisely! I have
3 kids that are pretty wild. I have tried babysitters and they only last a day with my kids, but I am still able to put in a 40 hour week, clean houses for extra cash, do all meals, take care of the house, laundry, etc.
I have a binder with chore lists, schedules, meal menus, etc. It helps a lot.
I asked a senior citizen the secret to happy marriage = "Chose your fights wisely."
dd
THANK YOU FOR CARING!!! nm
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No, she comes off as a caring
but frustrated professional to me. If you don't care what QA people think I don't suppose you care that other MTs also care about quality. You call QA person narcissistic, but you don't portray yourself well at all IMO.
very thoughtful and caring of you to do this.
nm
Poor kid. You sound like a very caring mom. (sm)
Maybe a few months to get himself feeling better (antidepressants?) and you keeping him up in his studies will be enough to get him back on his feet and feeling better about school. I bet the school would be willing to help you with this (maybe even have a tutor come to the house a few times a week) if you speak to the right people.
Good luck to you, mom! 
caring for elderly parents
My dad died last year at age 89, my mom died last month at 92. My husband and I and our three kids moved in to my parents house 8 years ago to help my parents (I also have 3 siblings). We lived with my parents, and I cooked, cleaned, took them to doctors appointments, etc. My siblings did not do much, even living close by. It was a mistake, my mother said it was her house and not mine and Alzheimer was setting in on both parents. we ended up moving out as I was very unhappy as was my family. My parents health got worse, 24 hour nursing care, finally a nursing home for mother. They had to sell their house to pay for the nursing home because they did not trust anyone to have anything in their names and now everything goes to probate for the estate, which is now hardly anything. Anyone who has aging parents should contact an elder lawyer and know the laws of your state, have bank accounts put in sibling name or even lawyer's name. I really tried to take care of my mother and father but they were very stubborn, would not listen to anyone, took risks and fell etc, and it was not a good thing for anyone to watch. My siblings were all in charge of my parents care for the last four years and they realized what I had gone through. It is very difficult and you try to help but sometimes it does not work. Yes, I loved my parents and tried the best I could, but sometimes it just will not work with living with them as they get so set in their ways. I am a very easy going person. I just know that I will set up will and trusts, etc for my family
God bless you for caring for that child,
dealing with state/CPS, legal system, therapists, nonsense appointments, and meeting her heavy emotional needs to give her a better life. The other posters who are critical of you just have no idea what it's like to take on a large amount of responsibility.
I hope she is feeling better soon. :)
When we all stop caring about these issues,
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I love what you say about not caring since 1988
That is so true. I try to do my best but care, oh I wouldn’t go that far. I laughed also when I read about the post about hyphens and the person talking about how the dictators can hardly make a coherent sentence. That was the absolute truth. Thank goodness, I work for a place where the hypens, semicolons, etc. are so not a necessity. Readable reports, yes, other nitpicking not.
The difference between not caring what you spend and spending as
x
Enough already! I am a very caring person. I don't make a lot of money either.
I still have canned goods stocked up and I know how to wash out a plastic soda bottle or milk jug and fill it up with water when I'm told to do so. That has nothing to do with posttraumatic stress or FEMA. I never said anything about either of those, so quit jumping down my throat about things I never said. It's not about the people that NEED help because they lost everything. It's about the people in their Lincoln Town Cars who can obviously afford a jug of water and DID not do it. The ones who didn't bother to prepare are sucking up the resources that should be used for those people who lost everything and NEED the help. How can you disagree with that?
Physicians and caring or lack thereof
recently I have experienced both sides of this aspect. In January I was hospitalized for asthma by my then family physician. I had been to him 3 times in the month before that with problems but he made no effort to adjust meds, etc. About a month later, he walks into his office and tells his staff today is your last day. I'm closing the office.
I got strep throat and went to a different doctor. She was absolutely the best. She looked at ME while she was in the room, not at the chart or her PDA in her hand (like the first doctor used to do). She talked to ME. Asked ME questions and answered any I had. asked about allergies (which I have many). The first doctor tried to give me medicine I was allergic to (and he had been told multiple times). Two weeks ago I was hospitalized through the emergency room with another asthma attack (brought on by the flu). My new doctor sat down beside me in the room. Talked to me. Got a very detailed history. Explained what tests she was going to do. Explained the results of what tests had already been done. Told me she was going to refer me to a pulmonologist to evaluate if my meds need tweaking. Even asked me which one I preferred based on how my insurance would pay. I have only seen her in the office twice and then while hospitalized and I already feel more at ease and reassured that 2 years of using the other doctor.
Also, at work this past week a patient was admitted after lunch. Because the patient had missed the noon meal, the PHYSICIAN went to the cafeteria and bought lunch for the patient and took it to him. Now THAT is a physician that cares about the welbeing of their patient!
I wish all doctors could be like these two - both of them female! Maybe it has something to do with our nurturing instincts! 
When you stop caring, it is time to find
It does not matter if you do QA or greet people at Wal-Mart, if you don't care it is time to find something else to do.
It isn't just about you that QA makes these changes. QA is doing their job to their employer's expectations. Either take it as constructive criticism or leave, but don't make someone else pay for your lack of concern. Having done everything in a medical office from scheduling appointments to transcription to bill collection, I can honestly say that quality matters - it matters to someone, somewhere - and if you are not in that loop, please for the rest of us that still care even after close to 30 years of this business, please, please take yourself to someplace you can be happy.
I do not agree with every nick-picking change QA makes, but I don't dwell on it or stop caring. I keep plugging away at doing the best job I can. I am doing something where I make good money and feel like I have an impact on patient care without having face-to-face patient contact or co-employee issues that come with working on-site.
So, go, shoo, get, go on now. Let me have your work.
Being educated about the environment and caring about what is left for the next generation does not
nm.
You're so sweet for caring. Just my hormones kicking a little too much. Thx
s
Naw, they're in it for the bucks. Not many really caring docs anymore
nm
Health Ins
I also have a high deductible and a medical account that I put money away pre-tax dollars to pay for partial deductible, dental visits, contacts, etc. But my insurance even with the deductible still pays for office visits with a co-pay and most of my docs that I work for will treat me at a reduced rate, give me samples, etc. So it is mainly if I have a heart attack, broken leg, etc. I figure I can always pay the $2000 but not the $10 K. I am 59 years old. I also have a self employed retirement fund that this year am contributing 1,000 a month to. Also putting money into my house for my retirement. All of this is off what my company makes and so I do not have to pay the 15.75% to SS for it and so that helps to lower the cost for me. You can do it, you just have to figure out how to and if that means driving an older car or not buying as many clothes, I just do it. I won't have much when I retire dur to late age divorce but I will make it on my own and still have some fun.
Health Ins.
Are you applying for a private ins. policy. Are you currently covered under a Cobra or group plan?
Private policies can and do deny you for smoking. If you are currently covered under Cobra which has not yet expired you can apply to the same ins. co, and they can't deny you coverage (if you are currently covered with them now)*** That is the big "IF".
those of you that have independent health
insurance, what companies are the policies with? i've done the quote thing with a couple online services that quote several companies, but i've heard of very few of the companies that reply. does anyone have mega? or heard of nase?? or even which companies to avoid would be extremely appreciated. (i'm in indiana with 1 child). TIA!!!!
Re: Health insurance
Of note: When I was working in a doctor's office, we had a patient, who went to a hospital ER approved by her insurance, unfortunately, the doctor treating her did not accept her insurance. It was still in litigation the last I was aware. So tell me; how are you suppose to protect yourself in this instance....say you are comatose or unresponsive upon arrival....???
Health Insurance
Does anyone have any information on health insurance for ICs? I am a new MT and have only been working for three months, and unfortunately the company that I work for does not offer benefits. If anyone has any information I would really appreciate it.
Oh! By the way I know about Blue Cross Blue Shield, and will not consider going through them. They are way too expensive and they do not cover any pre-existing conditions.
health insurance
I'm afraid your stuck honey! There are NO companies that provide health insurance for ICs. Sorry ):
Health Insurance
I just enrolled my 12 year old daughter in an AETNA insurance plan. They offer plans just for children and offer 3 different HMO's. I picked the best of the 3, with a 10.00 copay and no referrals, for $105.00 per month. Can't beat that!
Health insurance - HELP?!!
Does anyone know of any health insurance I can get? 55-year-old MT (good health)& asking through web and/or phone is a nightmare. Does anyone have GOOD health insur. for a nominal cost? (& dental/vision if have). A few yrs ago I heard of some "upcoming" health ins. for MTs for 1-200/mth (!!?) but never heard again. I really need health insurance. Please help if you can; am sick of brokers & agents who do nothing but give the runaround. Currently in San Diego but may go back to KY next year (home). Thx again!
Health shake s/m
in my blender little bit of wheat germ, little bit of oatmeal, hunk of soft tofu, couple pieces frozen banana, half orange, pineapple chunks or other fruit of choice, canned or fresh, about a glass of apple juice. Whirr in blender for a minute or 2. Tasty and nutritious! 
Kaleida Health in NY?
Does anyone know of a transcription service handling these accounts?
health insurance
Ugggh!! Any ICs out there have any good advice for obtaining affordable health insurance on your own? I have gotten quotes which are completely unaffordable !!! I live in NY state.
health insurance
What transcription companies offer Blue Cross Blue Shield?
health insurance
 Is there any such thing as health insurance for "home workers" that is a good plan? Thanks for any information you might have!
health insurance
I'm currently employed by a local hospital but am considering taking a job as an independent contractor, but I would need health insurance. Can anyone recommend any good health insurance companies for someone who is self-employed?
health insurance
Thanks so much for your input. I really appreciate it.
Health Insurance
Try getting an online quote from all of the big health insurance companies at www.ehealthinsurance.com. You can get a quote for insurance from United, Aetna, Blue Cross, in just a few minutes. I got my insurance thru here and its nice because I can cancel at any time. I have more control over the plan and my insurance (age 35 with no major health problems) was hundreds less a month than my employer. Hope this helps!
health insurance
Thanks for the info. I'll definitely check it out!
health insurance sm
No matter how you try to set up a plan, it will be very expensive. Do your homework. I joined my local chamber of commerce, researched which one in my state had the cheapest price to join and then became a member, joined their group benefits program, etc. I could be wrong but plan on over a thousand a month. Hope you do better in your state. Your husband could be on your plan if you choose the family plan and you as the company owner and member of the chamber. Research, research. Don't fall for the insurance companies that will offer you plans through self-employment until you check with your local chambers of commerce. As a member of the local chamber you will also have a chance to network your services which never hurts,might even help and you will have a feeling of belonging to a group of professionals. Best way for me!
headphones and ear health
I am wondering if this is a valid point. that you don't want to damage your hearing. I just had an appt with an ENT doc who put me on steroids for a eustachian tube that is filled with fluid. I am wondering if the fact that I wear full ear covering headphones 8-10 hours a day and then sleep with ear plugs in has caused this problem or if it is aggravating it. It never occurred to me that my ears are now only uncovered a few hours a day! Isn't air supposed to be able to get to that tube in order for it to function properly? I should have mentioned to the doc that I have my ears covered most of the time to see what he thought. What do you all think?
Health Insurance
You should definitely check into getting insurance if that's a deal breaker for you. With individual policies, they don't have to insure you at all, and if they do decide to they can put waivers on the policy where they won't cover treatment for certain diagnosis. Also, individual policies do not have to adhere to the same guidelines and mandates that group policies do regarding waiting periods for pre-existing conditions. So continuous previous coverage may not help you at all. Check with various companies, each is different
health insurance
I love your description....you are justifiably angry. It makes me angry just to read what you've had to go through! Maybe we should quit work, go on public aid, and let Medicaid pay for our medical care and meds. I know people who are unemployed (many by choice!!!), on Medicaid insurance, and have MUCH better health care coverage than I have working full time!
Health Insurance
I can certainly relate to your frustrations as well. I just became unemployed and signed up for Cobra at $375 a month for just me. I have started checking around and due to the fact that I just turned 60, it is showing it will cost me between $300 and $350 and that is with a $2800 deductible or $1800 deductible, meaning you pay that amount first before they pay anything. BCBS told me years ago they would not take me because I was overweight. Now I had the lap band surgery so my diabetes and high blood pressure have went away, and lost about 80 pounds. My numbers are absolutely wonderful, but they will not take anyone who has had that type of surgery - can't win!! Now went and had a life screening test to be sure that carotids, etc. are okay as had several cousins my age or less die of massive heart attacks, only to find I have a thyroid mass. So now back to the doctor again for an ultrascan and biopsy next week. Cannot look for other insurance until this is taken care of and then may still get rejected or a rider for it as pre-existing. If you came up with any ideas, please share them with me to make it easier for me to find something as well. TIA
Health records
Where can I locate the AHDI recommendation on length of time for MT business to retain health records?
I would look into something health related
I'd look into something in the health field so that your MT background is at least partially relevant such as insurance claims processor for a health insurance company, a coder, or in billing for a large clinic or hospital. I don't think any of those require more college, although they may prefer some training at least. There are of course many other directions in the health field, but many have you interacting with people.
Health Insurance for IC
Does anyone think that health insurance is a waste on an extremely tight budget in an otherwise healthy person knocking on 30's door? Aren't health-insurance premimums 100% tax deductible for an IC? I know that my doctor's visits and medical costs without insurance have to meet or exceed a certain amount to be tax deductible, which never happens for me. I hate to add another bill to my budget for something I don't use right now, but I know good health is not a guarantee. Any opinions from an IC who has had to make this decision or anyone else who has any ideas? I keep thinking of the extra money I will have to pay, but I know it would come in handy if needed. Such decisions...
Health insurance
Generally if they are affordable, they don't cover much and if they are expensive, they don't cover much either. Your best bet is to work for a hospital and then you will get a better plan.
Taking care of yourself is the best defense against health insurance, i.e. exericse and eat right and stay way from prescription drugs.
If it's ok with you if your health records
go to some filthy disgusting third-world country, at the expense of your own job and livelihood, be my guest. FYI HIPAA laws are only for this country. they can do whatever they want with your private health records. It's not just fires. The QA sucks, communication barriers suck, economic consequences of MTs who have lost their jobs BECAUSE of greedy Indian MTs,.... List goes on. Go ahead and be a bleeding heart, but don't be surprised when your job security stops beating as well.
I have health insurance....sm
but the way the economy is right now...every penny I make goes for bills....I barely have enough to pay the $20 copay for my doctor visits and not even enough to even pay the copay for meds. It's horrible.
Department of health
According to my doctor, Hillary Clinton was the main one involved in the HIPPA. Don't know if it is true or not, just what he said.
Health Insurance for IC MTs
I am thinking of going strictly IC. Does anyone know of a few health insurance companies that do not cost an arm and leg that I could check into. I am looking for a PPO plan. Insurance is so expensive and I do not like those High-End Deductibles so insurance shopping. I have looked on web. Hard decision to make, but I just cannot take the big national outsource companies anymore even though some have decent insurance coverage, but at this point in my life I am just over the hassle. I have worked for small companies and big companies and I have found out that for me the small companies work better for me. Big outsource companies overstaff and they do not care how long you have to sit and wait on work and still cannot make any money. I am not enough to retire. I think I am just burn out right now. I have done this for 30 years, but I love medical transcription. I used to work at a hospital and do PT and now I have lost my hospital position and I am just having a hard time getting back on track it seems. Thanks for letting me vent.
health insurance
For your standard individual health plan, yes you do have to go through a physical. Generally, if you're overweight or have been diagnosed in the past with an issue like hypothyroidism, or any other kind of problem, they'll turn you down.
Some states are now starting to have sort of a health insurance "pool" through the state for individuals who can't get regular coverage on their own. It can be more expensive and the coverage is limited, but it's good for disaster coverage.
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