After paying on my truck and house for a year I can
Posted By: fleming on 2005-08-31
In Reply to: Don't kid yourself . . . you may be able to buy - Former bank manager . . .
refinance and get an interest rate that is close to someone who has never filed bankruptcy before. So, the high interest rate won't be there forever and at least I will have assets rather than renting or not having a car at all. So, bankruptcy in my case was the best option.
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Our 16 year old son has been working for a year now to pay for his truck.
He's learning how to sand and do body work and how the engine and transmission go together. My parents didn't buy cars for my siblings and I either. I had a 20+ year old beater car until I could afford to move up to a a newer one.
I see all the nice new cars parked in the high school parking lot every day. It's nice that so many disrespectful punk kids get handed something nicer to drive than what all the teachers drive. Oh, well. Honestly, I think most of them borrow Mommy or Daddy's car or are the child of a doctor who can afford to hand them everything.
Hopefully, my kids will take better care of their cars because they bought and built them on their own. You're not going to grow up to be responsible if you don't work hard for something and expect Mommy and Daddy to bail you out all the time.
Oh, my Dad lectured us on even allowing our child to have a vehicle because Dad didn't have one until after he had worked his way through college, lettered on the football team, got straight As, lettered on the baseball team, yadda yadda. He either walked or hitched a ride. Yeah, well, times were different back then, Daddy-O. LOL At least my kid has the opportunity to work and earn his own car.
How are they paying their in-house transcriptionists? Hourly or by the line?
.
We rented a house last year for a week
cheaper than a hotel. The house was a 4 bedroom, 3 bath home, dining, kitchen, living room, covered pool/patio, washer and dryer and alarm system. I paid a little over $400 for the whole week (7 days) because hotels go by number of people. We went to the grocery store and stocked up on food and for the money we saved we rented a car. We stayed in Kissimmee. Check out www.vamoose.com
She allowed a person who lived in her house, an 18-year-old
to go to Aruba. My rules when you live in my house no matter how old you are, visitor or family.
Mrs. Twitty is backing down from her behavior as is her attorney and the Aruban people are demanding it. Spouting out of control emotionally is not helping her cause nor gathering sympathy for her plight. She created this madness even to the point of offending the Aruban people.
I bought a boat - gets me out of the house! Also commuted for a year...sm
After commuting 1.5 hours EACH WAY to medical practice in DC from home in Maryland last year and dealing with arrogant, temper-prone docs and back-stabbing staff, I welcomed a good paying home job back with open arms!!! I've worked several on-site, transcription-related jobs (typing or QA) and the commute, office politics and demand to produce! produce! (without paying me more money) always left me longing for the peace of working from home.
Even the Bible tells us to enjoy the fruits of our labor. I don't shop, get my hair or nails done - basically I was working to pay everybody else. I bought an inexpensive, economical boat and have a great out-of-the-house activity to enjoy. I've met people from all walks of life and it's like a vacation anytime I want! Yesterday (4th of July) I hung out on the dock at my marina socializing with other boaters, then took my friend and her boyfriend out on the Potomac to watch the fireworks display on the mall in DC. Ended up spending the night on the boat then heading back home this morning to work.
I started working from home again just in time for my daughter's making her school's basketball team. I was one of the rare parents who got to attend EVERY game. I remember how it felt to not have my mom be able to attend tennis matches, field hockey games, track meets because she worked downtown and we lived in the suburbs of Philadelphia. Things like that keep me motivated when I feel the pangs of monotony.
I keep the job interesting by challenging myself to be even more productive (of course without sacrificing quality). Making more money consistently takes the edge off boredom.
Dealing with the aches and pains of transcription can be a challenge, too. Making adjustments like split keyboard, going back to old monitor instead of flat, placing books under my heel to prevent pedal-induced ache - I just look at it as almost every job has its hazards.
Work is work and yes, this can get boring. It's about balance. Get out of the house. Join a group and get active. Take a different job for a while and see if you gain a different perspective or like the other career better. Whatever you choose, I wish you the best!! 
For what reason would someone take a chance of breaking into someone's house to kill their 6-year
It was an inside job - Patsy did it.
Yeah, I earn 50k a year and I just bought a house for a buck!
Oh and I just got 25% of 28 million from a prince in Zimbabwe!
I challenge you all to host a Halloween/Fall party at your house this year! sm
 You will have an eyeball! I mean, ball.
This will be my 1st, usually my sister-in-law does it. I picked up A Taste of Home's Halloween issue and if that doesn't inspire you to do something this fall, then you might be dead...pun intended.
For dessert I am going to make little witches that will make a neat centerpiece. Here's how you do it: Take 16 large marshmallows, oreo cookies, coconut slivers (for the hair that you dye green with food coloring), Hershey kisses and peanut butter cups (miniature) that will be the top of her hat (place candies on top of oreo chocolate cookie (minus one side of cookie and the frosting). Use pretzels for her broomstick. These things are so cute I can hardly stand it.
2. Spider cupcakes. Use chocolate EVERYTHING and for the legs use 8 small pieces of licorice dangling from the cupcake and anything small and red for the eys (M&M minis) or red icing.
There are tons of ideas and recipes. The main dish will be Witch's Brew Stew and it looks awesome! If you want the recipe, email me. If not, then drop dead.
Oh, and for the kiddies, I will be playing games like pin the stem on the pumpkin and bobbing for body parts (will probably call this game something else), but you fill up a large tin bucket, stain the water black and put things in inside. Each kid takes turns using their hands to try to find 3 things you tell them to find in this nasty mixture of stuff using their HANDS, not mouth.....
So, get your invitations out, dust off your printers and have fun! I'm doing this mid-month, not on Halloween since I am a Christian and we don't celebrate Halloween.
LOLOLOLOLOLOLOLOLOLOLOL
Truck driving
My friend and her husband drove as a "team" before he passed away. She said it isn't as easy as it looks-- especially if you are a woman. She said she had to back the trailers into the loading docks and all the "macho men" would just stand there and stare at her-- apparently they are too "manly" to have their jobs taken by women. Anyway, she said the driving part was fun, but the company monitors you every second via some kind of tracking device and it isn't like I thought-- that you could stop in various parts of the country, etc. There is a lot of technical stuff you have to know about the truck, maintenance, etc., as well. She said she wouldn't do it again.
truck type
Don't have direct experience but my husband trucks and am familiar with the concepts. This is an intriguing scenario so hope you don't mind if I speculate a bit.
A few questions for you. By partnership, do you mean you intend to drive, as in split equal driving hours with him? What kinds of distances are involved...state/regional or interstate? You talking lap top type on internet based platform or what (i.e., method of report transmission)?
Certainly, RV is not the same as OTR. I think your main issue would be internet access while in motion. You want to type PT or drive PT or what?
The ice cream truck
The Mister Softee ice cream truck came every evening. You could hear his bell dinging wayyyy before he got to our street. On special occasions (i.e., daddy's payday) we were allowed to go a sundae or milkshake or rootbeer float. I read in the paper just the other day that the man who started Mister Softee recently died.
We saw an ice cream truck the other day (sm)
and my daughter was so excited. But I told her I doubt it if it would come up where we live because there is too much of a spread between houses. We saw it going through a housing development. Which makes sense, but was a disappointment for my daughter (and me!!!!). I remember playing outside and hearing the music way in the distance. I would run to get dimes from my Mom or Dad. That is a VERY pleasant memory. Thanks to OP for starting this topic.
We have an ice cream truck come through
our neighborhood every day. They have all the good stuff from the good ol' days!
What are you paying your MTs? If you're only paying 7 or 8 cpl
and expecting extremely experienced MTs, forget it. You're not going to get it. If, however, you're willing to pay 9 or more cpl then you will find what you're looking for. There ARE experienced MTs out there who will work their fingers to the bone IF they are compensated well and treated with respect.
Did you just fall off the turnip truck?
Of course it's a scam. Grow up.
Leased a truck for four years. At the
end of that time, purchased the truck because we had put so many miles on it, and they financed for another FIVE years to keep the payments about the same. Won't try that again!!!!!!!!!!!!
I call it Mack Truck Flu.
Feels like you've been run over with a Mack truck! Glad U are feeling almost within normal limits.
good job! watch out for the truck
being in your name because whatever he does will come back on you so if he crashes and hurts someone, they can come after you. my x took all the keys so I had another set made and they didn't work so I reported it stolen and let the cops get it from him. (the car was only in my name) plus it adds to your paper trail that you're going to need to keep yourself protected.
don't you feel better all ready! 
Sorry but truck driving is going south also
Also had hubby as truck driver, as well as done team driving --the rates there are going down as many are coming over the borders and able to drive for less. So that profession has dropped 50% as well or at least held its own over the past ten years which is not a progression at all. Even owner-operators are seeing a decline. So it is hitting everywhere.
Back the turnip truck up!
You are working full-time with demands of 1,200 lines a day and only making $16,000.00 a year. You'd better find another job. What part of the Earth do you live? My goodness, clerks make more than that. You may want to try becoming a file clerk as you'd probably make more and it certainly would be less stressful! Take care!
My husband used to drive a truck and
back in 1970s, he made $1 a mile and above. He got out when the rates went down, when the government starting forcing truckers to drive only so many miles a day, and when the companies wanted you to drive over and above the so-called allowable mileage and if you got caught, YOU paid, not the company. Then there was the cross-country in 3 days deal....then, 'Hm-m-m, he could do it in 3 days, let's push a little harder to see if he can cut his time down more." 
Bet you're hubby never makes $1 a mile or above now, especially with the high fuel costs and maintenance of the truck unless he is Haz-Mat or in a specialized field.
Oh, BTW, they are bringing back the railroads because "it's too expensive to truck the goods anymore." It's the old "dange" if you do, and "dange" if you don't type of deal.
Oh, wait! Could this be just like transcription?
Yeah, must have fallen off the turnip truck.
I'd think it would be long-haul truck driver or
long haul truck driver, depending on account specs and whether or not they use hyphens.
Congrats and while you are at it, report your truck stolen by him.
nm
I have the truck! Forgot that important tidbit!
The police asked him to relinquish it. Ta Da !!!
The Good Humor ice cream truck! They still
sell some of the products in the store, but it is nowhere near as good. The vanilla ice cream bars covered with toasted almonds! The half and half popsicles with flavors like rasberry and lime that were SO fruity! The Good Humor man in his white outfit! Ahhhhhhhhhhhhhhhhhhh! It was great! 
ATT- I was paying $320 for 7000 minutes, I am now paying $175 for 5000 minutes in CA. nm
nm
good luck to you!! Do something about that truck..you are responsible for any damages unless you
it taken without permission (different than stolen).
Camaros..three 1994, 1998, and 1999 and a truck,
Chevy truck 2005
My hubby drives a long distance truck
thank goodness! He says the trucking business in dire need of truckers. Bet we don’t see folks punching those in.
It's a bus, not a truck load of nuclear waste. It's a blue collar job,
s
Used to own a Suburban, loved that truck. Have ridden in Ford trucks and SUVs
The Helms Bakery Truck! It sold candy & Pixie-Sticks, too! Yumm! (n/m)
:)
Mine are in year-round thank goodness! They've started their new year 2 months ago.
x
Union diesil mechanic - good pay, great benefits. We swap year to year on who brings home more sm
money.....but I am an IC and he has all the benefits...health insurance/dental that the company pays for, pension plan, 401k, etc. Factor all of that in and he makes way more than I do.
to cowgirl - Last I knew, last year the job paid $25,000/year no taxes, etc.
The hospital was bombed about a year ago, but not a lot of damage, very minimal damage.
44-year-old WF, M, Texas, 3 grown kids, just had 26 year wedding anv.
nm
nope, still crunching last few days of year to hit my 50k this year. how can you when you haven'
;
Nothing this year. We ALWAYS got a cool surprise in the past, but this year nothing. :-( nm
d
After I went to a 1-year MT course at a vocational school, it was so bad that I did the 2-year colle
Not only did I finally receive the proper training, but the woman on the advisory board hired and mentored me. I also joined the local AAMT and networked. Good luck. I know how frustrating it can be. A community college will have a good program to include medical language, MT courses taught by local MTSOs, business English, anatomy and physiology, pathophysiology, etc.
I think he makes $700,000.00 a year, and if they ask him to walk before his first year MQ has...sm
to pay him a cool 1 million dollars. You can check this out at the Medquist website. I think the CFO makes $350,000 a year, and the head of IT makes $250.000 a year.
P.S. This does not include the perks, like expense account, car allowance, sign-on bonus, etc.
IC - 30 hours week, $98K last year. So far this year - 28K. sm
Individual IC - own account(s).
Not me, owed last year, and expect to owe this year- sm
or break even, had more expenses this year. Only owed $200 but still don't want to owe at all. Need to start doing estimated tax payments again so I don't owe! Guess I will get off my butt and do that this year.
The good ice cream on the ice cream truck sm
that used to go by my house. We would run out with nickels and buy cones. And yes, I do remember Mickey Mouse ice cream bars. Yum.
Why would they be paying for
the loss of lines when the lawsuit is not settled. Plus, I don't think the small amounts will be sufficient to cover the loss of lines.
Duh - I'm paying $2.79 for gas and
my heating and electric bills have NOT gone up in 2 years and my rent hasn't increased $500 in 4 years, in fact hasn't increased at ALL in 4 years, etc.
You're one of THEM, arent' you? One who wants to complain but when someone says do something about you get all defensive. LOL
Chatter away ... not interested. LOL
If you are paying too much for gas
Just copy and paste into your address..........this is really, really cute!
http://toccionline.kizash.com/films/1001/178/index.php
That's the old way of paying....
imo, not good pay unless a 30 minute tape can be done in 1 hour or less.. some of my 30 minute tapes take me 3-4 hours to do because of the dictator.. be careful
Wow, I don't know anyone paying that much!
Sometimes if I get too far behind paying
my internet bill, my IP provider seems to start doing that as if to remind me I better catch up or they'll shut me down. It's irritating, but it does get the job done LOL
I used to do that, but it was not paying off. SM
I haven't had a report returned in years. Believe me, if I got caught with a mistake, I'd be doin' me some heavy proofing too.
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