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43/Married/1 daughter starting college in the fall.

Posted By: nm on 2006-03-09
In Reply to: Poll: Age/Sex of current MTs - MT student

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I am starting back in my Master's program in the fall sm

I don't have to work too long of hours to get my $3200 a month, the problem is that ONE THIRD of it goes for taxes and insurance (ins portion is a big old $130 a month of that 1/3). 


I can't sit still most days, although I do all right money wise.  I am knowing that this is a dying career choice and what I am going into is not.  It is not medical either, which is just fine.  I have had careers as a banker, a child care provider, a dressmaker and now an MT.  All very different and so, I feel like I can go and be a mental health professional and like it.  I have so many people who come to me with their problems, it isn't even funny.  Even my last therapist has started coming to me for things. Honestly, if this is the case I should be getting paid for my time. I need to go and get some more initials behind my name.  I only have a BA there now, and this will be MS...


My daughter got married a year ago and
she, too, wanted something different. She had a small reception (about 75). Instead of having a "traditional" cake, she opted for a cupcake tree, which we did ourselves. We simply stacked cupcakes on tiered platters that were decorated with beaded pearls and tiny day lilies that we found at Hobby Lobby. It was very unique and so pretty. This might not be anything you would be interested, but thought I would pass it along anyway. BTW, congratulations on your coming wedding!
When my daughter got married last year,
a lot the pictures were taken before the ceremony, but some were taken between the ceremony and the reception. During that time, the servers for the reception got the final things ready and the guests graciously waited on the bride and groom to begin the reception that was, after all, in their honor.
Sports - 1 sport a season. Fall = football for son and volleyball for daughter. sm
Their class load and homework is enough; however, the love sports and are great at too. So, I allow one sport per season, meaning Fall, Winter, Spring and Summer. Fall = football and volleyball.

Winter = swimming and winter volleyball.

Spring = Lacrosse for both.

Summer = whatever they choose.

They choose what they want and if they choose not to do a sport any particular season, that is fine with me. They do not go out on school nights and their weekend activity is limited due to their sports. It works, and they stay out of trouble and both are on the honor roll.

Too many activities is just too stressful both all. My kids will tell me when they feel burnt and need a day off and I am fine with that. I tell them to stay home that day from practice.

It works for us.
51, female, married, 1 grown daughter
nm
WhenI first got out of college and first got married, I had my very first checking acct. sm
And needless to say, I was HORRIBLE with my money! I never balanced my checkbook and went on "what I thought I had in the bank." Yes, I bounced a few checks (blushing) BUT, the local business would just contact me and I would have to go and pay the check or fee, which I always did and then it was done with. I did that at K -mart 15 years ago mind you - young and dumb, paid for my bad check, my fee, and then turned around and paid for my purchases with a check. How hilarious is that???
Since then, we have overdraft protection in case we ever need and it and Thank God for the last 2 years or so have never used it. But, in answer to your post, the businesses WILL try to collect before anything negative is posted!!!! It is when you run and hide and don't answer calls or doors that they will have to do it!

You can pay off a bad check and be okay.

We are landlords. A tenant bounced a huge check and then left the house for good. We just went straight to the DAs office and gave them a copy of the bad check. About 3 weeks later we got a letter with a check from the DAs office said that THEY COLLECTED FOR US and that future payments would ensue and then some. Sure enough - we collected!! Got that advice from our attorney! Oh, the DA will collect alright!
My daughter got married a year ago and didn't wear
a veil. She chose a tiara instead.
I work part time at my daughter's college sm
book store, looking for something else to do besides MT, I am bored.
So you enjoyed the candy? LOL! My daughter completed college at FIU and
aa
My daughter just started college and her Eng. Lit. prof. required all of the sm
students to get one. Luckily I had one by Sandisk (I think that's the name) that I use when I'm on vaco and bring some of my work files when I have to work on another computer. They are easy to use. They are cheaper now than they used to be even a year ago. I saw one that has a 1 gig on sale for $20 this week. So, even though your teen's teacher wants them to have one now, your teen may still be able to use it for college work later. They are so small but the one I have has a cord, so you can wear it around your neck, instead of it getting lost in the bottom of a back pack or purse. The part that plugs into the computer can be retracted back into its case, so there isn't another cover that you have to keep track of.

I don't know if this helps, but if they have to use for college, it might not be a bad investment.
my 18 yo daughter will be working for a grocery chain out here starting Saturday.

It will be interesting to see if she gets any tips ... or will be allowed to. She's going to be starting at $1 over minimum wage but has to pay union dues. She just quit a restaurant job where the business received tips that were to be divied up between the staff. She got lots of tips at her tables that she had to put in the tip jar. She never saw a penny in her pocket from those tips.


Personally, I've never tipped the baggers, but they do work hard!


Going in the summer or the fall? If the fall, you need to be there early enough while the colors
s
I was married at 21, been happily married for 18 years now.
Have 2 teens, 16 and 13. Love my soul mate!
Ugh.... Please don't fall for ....

this boloney!  I firmly believe that WE are creating this explosion in cases of ADHD.  The child is FOUR YEARS OLD and not developmentally ready for "school work."  In my day we went to kindergarten as our first school experience.  The emphasis was learning to be part of a group, socializing appropriately, listening to the teacher, retelling stories, and basically learning HOW to be a student.  We didn't even start reading until 1st grade.  I was reading at 2nd year college level in the 9th grade.   I know that's not how it's done anymore, but it should.  A child that age learns through play.  A few kids pick up reading at 4 or 5, but it shouldn't be forced.  Some kids don't blossom with reading until 2 grade, and it's perfectly okay.  Studies show that children pushed early on academics compared to children who are not pushed are equal by about 3rd grade, showing that the early pushing does nothing long-term towards academic success.  Reading TO your preschooler, providing stimulating play, and opportunities for socialization with other children is all they need.  I would personally find a preschool that has that belief as opposed to pushing the academics.  Your child was a newborn baby 4 years ago and now she's suppose to be doing worksheets and learning to read and do math?  I don't think it's right.


It was 24 yrs this fall, though no all of that is MT nm
nm
Fall is my favorite
Summer is too hot!! Fall is just right and football starts!
Another vote for fall
nm
Fall TV shows
I love to watch House. It comes on the Fox channel. It was on Tuesday's last season. Not sure yet when it will be on coming up on the new season.
Now that fall is here and I'm having to use heat my
face is dry and itchy.   I've started using a humidifier to add moisture in the air, but I need a lotion too.  I have very sensitive skin too.   I've used several OTC lotions and they haven't helped much.   Looking for a good moisturizer for all over, but mostly for the face. 
Yes, but only after I fractured it off in a fall. sm
Had a Colles fx of the radius, too. Now, if I rest my wrist the wrong way, I feel the ulnar styloid pain. You probably should get yours checked out to see if anything can be done to help. I truly feel your pain!

Fall Branch, TN, but...sm
Florida bound if we ever sell this farm!
Wow, hair fall???
I have some problems, but sure can't attribute hair fall to MT work?!!! Have that checked out, please!

My problems are: Aches and pains here and there, swollen ankles/feet (sometimes severe), and I do believe my eyesight has changed some in the past few years due to computer usage.
No fall out from me, I agree with you
People that are complaining are the ones from home, started out at home, after graduating from an online school that promised them the big bucks. Get real training (2-year degree), train at a hospital first, get your lines up, and then venture out on your own. I bet that is how the non-complainers on here did it. They were confident in their skills and line count before trying to venture out on their own. If I had done an online school, worked at a national for a year, made 100 lines an hour, I would think this career sucks too! So instead they are here crabbing. If I spent as much time on these boards complaining about the industry, I wouldn't be making any money either. Get over it, quit complaining, and get to work! I didn't even know our industry "sucked" (as so many people think it does) until I came here and read posts. Get over it or get out! It is sooooo getting old hearing about it. Same crap, different day! Can anyone tell me about an online forum where the real professionals are. I can't handle MTStars anymore. Good bye!
I fall into that category
I've been at this over 25 years. In its heyday, I have W2s showing 65-70,000. Yeah, I worked easily 55-60 hours a week, but at least I felt I had something to show for it. I'm putting the same hours at the desk, but only making a third of it now, between the lowered wages and the lack of work. I'm too old to learn an entire newly career (I'd be dead by the time I finished any lengthy course), nor do I make enough money to pay for anything; most of the time I have a hard enough time keeping the utilities on, let alone the money for classes of any sort.

I don't where the $31,000+ is being made for an 8 hour shift 5 days a week, but please point me in that direction.
How much did your income fall?
NM
Ever heard the old saying if you dont believe in something, you'll fall for anything? while you sit
people are having true experiences that make them have hope and belief that there is something more out there.  With that attitude of yours, you're going straight to limbo!
Kids don't fall out of the sky, sweetcheeks. nm
x
never thought I would say it, but can't wait for FALL

It is so hot here in Ohio.  The temperature can be in the high 80s or 90s but with the humidity, it puts the heat index up in the hundreds.  You can't even walk outside without feeling like you can't breath.  Can't wait for fall with the cooler air and the falling leaves.  We are holed up in the house with the curtains closed and the shades drawn and the air cranked.  Hot where you are?


I love fall but it is too short. nm
s
Anyone have any fall TV shows you are looking forward to?

Two of my favories: Judging Amy and American Dreams, have both been cancelled. I'm down to ER now - can anybody point me at something that I should be watching? No HBO at our house, just regular satellite programming, broadcast channels. I started to get into Everwood last spring....


Did you just fall off the turnip truck?
Of course it's a scam. Grow up.
Unfortunately, it will fall on deaf ears.
But give it a shot.

Sure if you have a husband to fall back on!
I wouldn't be able to raise my children on my salary alone. We would have to live at the Salvation Army!
June to October? More in fall

Son will start Princeton in the Fall. nm
x
Legends of the Fall with my cousin's
Brad Pitt (when he was a HUNK pre-Jolie, obviously). 
Notebook and Legends of the Fall....nm
nm
I think we fall more into the Fred and Wilma

Flintstone category.


LOL--Agree. I fall asleep sometimes too..
just nod right off. I go back and listen, and I've always typed it correctly.
45 to 70 minutes, if I don't fall asleep. nm
nm
I actually did fall asleep once, and kept typing.
When I semi-woke up at the end of the report I sent it in without extra proofing...had to do some fancy explaining the next day!  Now when I get that way, I take a 20-minute nap (set a timer).  It really does help for a couple of hours. 
October! Love the colors of fall
I feel so alive!
Fall is my favorite also - love Football!
x
Is it accurate that Fall is a slow time for MTs? sm

For the last two years I have been doing Urgent Care/ ER work and have not noticed any slow down but I am now doing multispecialty clinic work and I keep hearing about a big slow down.  Can anyone shed some light on the subject for me.  TIA


Admin, how do you get the snowflakes to fall on this site? SM
I help administer a website (not MT-related) and would love to have this effect. I've seen it other places too. How do you do this? Thanks.
Hmmm.what's going to happen within the next 5 years? Is the sky going to fall and

like the dinosaurs, wipe out all the MTs?  Is a meteorite going to hit?  MT's not going anywhere.  Get over it people.


jobs don't fall off trees, have you noticed?
and the state labor board is like AAMT (s/b IAMT, Indian Assoc of Med. Trans.) not REALLY for the employee, if you know what I mean. Have they done anything for you?
You'd probably be AMAZED at how many people do fall for these things.
x
I totally understand that money does not fall from the sky....sm

What I was asking was if anyone had any suggestions on how to "make" money not it fall from the sky...Good grief! 


 


We are going to public in the Fall after 3 years at private - sm
I would have liked to go another year or 2 at the private but the cost is outrageous (over $6K a child and I have 2), plus they beat another $1K out of you over the course of the year for trips, teacher gifts, fundraisers, etc. Next year my monthy cost would have been over what we pay for the mortgage (and that is not counting the bus fee ($275 with the bus stop 6 miles away), student fees, and some other fee the stick in there). I do like the school but the headmaster (new as of 2 years ago) is dragging the school down and out right lies, so between him and the escalating cost we are putting our 2 in public next year. Our local school has a very good rep though and classes are only 1 or 2 students larger than what mine were in anyway. I checked them out before registering them there. My DH is not happy about it but he is coming around finally. But if they hate it (which I doubt) I will begrudingly put them back in the private school the following year (as long as the tuition doesn't jump up another $400....headmaster is already talking increases for the following year if enrollment keeps dropping....ya think the high cost has anything to do with it??? That and that fact that 6 teachers/aides quit at the end of the school year (big shock), the school is only K-8 (and preschool).
No, but it is hard not to fall in love with a house. sm
Glad you will be able to back out of this, though.  There will be another house for you, without the previous damage.  good luck.