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1 hurricane in 30 years or every year. I'd take Texas :)

Posted By: sm on 2006-10-06
In Reply to: MOVING TO TEXAS - KAT

Just kidding with u but I have been to Florida..... Talk about illegals! woweee. Not saying all over, just where I have been. See...... generalizations help no one. If you don't live there, you do not know so please consider your response. And, yes I was actually raised in Pasadena/Houston TX area and NO WAY would I want to live there again. :)


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44-year-old WF, M, Texas, 3 grown kids, just had 26 year wedding anv.
nm
22-years-old, Texas.
x
35 years this year, hmmmmm
My income?
Me 2, 15-20 years ago I was making about $70,000 a year

Now it seems, I'm just scraping by, juggling the utility bills and paying whichever one has sent me the 24-hour disconnect notice this month; it's become a grim miserable job compared to what it was.  I'm nearing retirement age, but I doubt retirement is going to be in my future for a very long time.


The single worst thing that ever happened to us was going from the gross line count to the character count, and not adjusting the line rate upward to parity -- not to mention the adjustments that should have been made to accommodate all the extra time spent struggling to make sense of huge increase in ESL dictations that has occurred over the last 15 years, and of course there should have been COLAs as well, which we all know has not happened.


In the 1980s, with the advent of powerful and affordable PCs, free lance transcription became much more common.  So if you were experienced, disciplined and organized, you could be much better off economically by working for yourself -- although there were definitely advantages to working in-hospital.  There were great benefits and the salary was indeed enough to support a small family (albeit very modestly.) 


For a number of years during that time, many of us worked part time in the hospital for benefits, but made our real money at home.


But in my case, the time came when it just made no economic sense to work in-housel, I was better buying off buying private insurance for major medical care, tax-deferred annuities, and self-insuring the little stuff. 


I would just pick up tapes from the hospital every morning, and drop off the work (which I printed out) from the day before.


I usually had 24 hours to transcribe tapes which I did during school hours, when things were peaceful and quiet. 


I transcribed a couple thousand GROSS lines day.  Every single character line counted, so by taking advantage of headers/footers, creative macros, word expansions, etc., I really boosted my productivity far beyond to what I could do in-house on the self-correcting Selectric, Wang or Mag Card, or whatever 10-years behind technology was currently being used, plus all the office distractions and politics, and I definitely did not to have to work 24/7 to earn a good living. (Oh how I loved WP5.1!)


In fact, 2000 gross lines a day, 5 days a week at 10 cents a line (courier 10-pitch font, one-inch margins) was very very do-able for an experienced productive acute-care MT, provided she had good equipment, good reference books, and stayed focused.  It would take about 5-6 hours a day to get that amount of work done.  So figure the math out for yourselves, that's just a tad under $50,000 a year, certainly not a high standard of living in those days but adequate when it meant you could stay home and be actually be a full time parent when your children were home from school, and very comfortable, if you were married with a working spouse, or had rerliable child support, or social security for your children (if you were widowed.)


If you chose to work some weekends and evenings, it was not that all that difficult to hit that $75,000 a year mark, which I did for a couple of years so I was able to pay the tuition at a good boarding school -- and cruelly thwarted my teen-aged son's only ambition in life, which was to become a high school drop-out.


Things have gotten bad, no doubt about that, and the worst part of it is, is that most of the big MTSOs are still charging the hospitals as much as we used to earn, and sometimes even more, but the MT is no longer earning it, and often can't get enough work to meet the line counts required by the MTSOs for benefits (although the cost of those benefits are reflected in the cost charged to the hospital.) 


I don't know what the answer is, as the electronic immigrant is such a huge threat.


It's pretty darn awful, and I feel very very bad for those of you starting out in this field, and I do hope things change for you (and that someday soon I can retire.)


And the point that the person made is that that she was worth $75,000 a year, not necessarily that she was getting it or could get it, and I absolutely agree with her.  This is a hard tough job if it's done right -- it's mentally tiring, it's hard on your back, your hands, your neck (and your behind.)


It requires a lot of time -- it requires focus, you must stay alert, and must give 100% of your attention to what you are doing 100% of the time, it takes education and brains -- and now a word of truth which my 35+ years experience gives me the right to say aloud -- it's not fulfilling, wonderful, lovable and enjoyable, it's often as repetitious and tedious as an assembly line but infinitely more frustrating.


PS: I recall one of my colleagues from those early years of my career, now gone from this earth, telling me that the 1960s were really the "fat" years, that things actually began to decline salary-wise, in real dollars, in the 1970s. 


The last 4 years I have averaged $48,000 to $54,000 a year
I have been in the business for 12 years, work roughly 8 hours daily, and make a decent living doing this. Paid by the line at 13 cpl. I have rougly 75% ESL and do H&P, consults, DS and OPs (the basic 4).
56-years-young, married, one 29-year-old beautiful son...
... and going to school to get into law someday - age is not a concern, it's a blessing!
Actually I remember hearing this years ago, only it was the year 2000.
It is not only for physicians. Medicare and the insurance companies have been pushing for this for years. They want to be able to just log in and get the information they need without having to send a request for it.
My goal every year is $52k, which I have done for the past 2 years working sm
for Keystrokes. I do radiology only, I should mention. I took the amount I wanted (actually needed) to make in a year, divided it by 52 weeks, divided it by 5 days, came up with $1000 per week or $200 per day. I divided that by 8 hours and by my report rate ($1.25). I know that I need to transcribe 20 reports per hour on average. I keep a tally. Some days, it takes me longer to do than others, but I sit down and do my 8 hours every single day. I use my Expander a LOT (literally for all but a few words). I am on one account, so I know those doctors inside and out. If I am short at the end of the week, I ask if there is work available on the weekend for me to do. The most I end up with 2 hours to make up what might have been short during the week.

At $40k, you would need to make $153.85 per day, or $19.23 per hour. At $0.07, you need to type 275 lines per hour, or 2200 for the day. This should be very easy to get with using an expander and sitting down with a set schedule.

It takes a while to get used to making sure you hit your internal quota every day. I have to think of it daily and make it up on Saturday or Sunday so that I never start a week behind my personal goal.

I also take an incentives that are handed out (for instance if they are asking for help in a backlog situation at increased rate) and work at least a partial shift on holidays. If I am ahead at the end of the week, I carry it to the next week and know that I have some lines in my internal quota bank.

I know this sounds weird, but it works for me. I have helped a few others to get to their goals as well, and this seems to work for them too.

I would also look for something that is more in the 0.08 to 0.09 per line range. Ask your lead for production tips. Ask other transcriptionists. It is very possible for us to make good money, we just have to focus on our goals.

I have a sales background, which involved sales quotas. This is easier as I am in control of my daily production, not on someone else's decisions.

Good luck!
Very busy - just did my total for the month. This is the best year I've had in my 25 years of MT!
No complaints whatsoever! Hope the rest of my fellow MTs experience a prosperous remainder of the year!
I meant hospital for 8 years (not months)...going on 15th year.
x
don't do annual but do big trips every few years. Last year went to Africa including safari
spent 18 days - one day traveling there, (stopping in for a day in London), then two weeks working at an orphanage and girls vocational school, safari on the weekend, then two days of travel back. Whew!
I thought they can only audit you or send you a tax bill 2 years prior. It is now 2006 - the 2 year
I may be wrong here - maybe it is 3 years, but I thought the law changed and it was 2 years. Check into it.
Hurricane Wilma

We were in Cancun when Wilma hit.  Cancun will be quite some time before it is what it was pre Wilma.  Currently, the Myan Riveria is in pretty good shape.  Word is Cancun has 2/3 of the rooms open and beaches are still being worked on and dredging the ocean for sand to replace and of course, the major loss of greenery in plants and forest.  Cozemel still does not have beachs, pools, or much else for that matter even now.


You can view some pix pre, during and after Wilma here:  http://www.kodakgallery.com/ShareLandingSignin.jsp?Uc=6ater84.xr3iv10&Uy=62dqnx&Upost_signin=Slideshow.jsp%3Fmode%3Dfromshare&Ux=0


Squirrels Benefits from hurricane
As I type this morning, I have been watching, fascinated, two little squirrels in my garden.  I have two pecan trees which were full and heavy before Hurricane Rita.  Before the storm I watched them precariously edge on thin heavy branches to get to the pecans and then scamper from tree to tree back to their nest, where ever that may be (beyond my vision into the trees).  Today, it is just as funny to watch them try to gather all the fallen pecans.  They dash from spot to spot gathering and burying these nuts.  They don't even seem worried about my cat and dog as they usually are.  What a joy to work at home and be able to enjoy something like this.
Bringing up hurricane discussion

Just for some other information.  When Hurricane Rita hit in Texas, i.e. Jasper, Beaumont area, these people were not prepared.  They were not prepared because hurricanes do not come in that far inland.  The Jasper area is one of the areas where most hurricane victims evacuate too.  There are people in that area that are still without power including elderly people and children.  Most of the surrounding areas (Pineland, Rosevine, Hemphill) are retirement areas.  These are also low income areas as well.  These people definitely would not have expected the hurricane to effect them in the way that it did, but it did.


 


Also, people in Lufkin and Nacogdoches, Texas were effected from it as well.  Again, a hurricane never has come close to these areas and these areas are also where evacuees come.  During the time we had evacuees from Galveston, Beaumont, Houston, and still the ones we had from Louisiana drained the resources that we did have here (not saying anything negative by this – just a statement).  None of the businesses could get trucks in to deliver gas, food, ice, water, etc.  When we did get gas delivered, the lines were so long that people were waiting 9-10 hours to get gas and of course by the time most got up there, it was gone again.  This went on for several days.  Even the Wal-Mart here and in Nacogdoches was only able to be open a few hours a day and for the first few days after the hurricane because of the amount of extra people in these areas, they finally had to limit the number of people they were allowing in the store at a time.


 


Some of you say, people should be prepared.  I do agree and especially more so if you live in a coastal area.  However, these people affected in the areas I mentioned above do not live on the coast; however, were heavily impacted by this natural disaster.  You are saying these people don't deserver help?!  Well let me tell you this.  When we had a lot of LA evacuees here, FEMA stepped in and for a lot (not all of course) they received $2000.00 for help with housing, another $600.00 for food, and there $400.00 for something else (honestly do not remember what it was).


 


However, my mother and father-in-law who are elderly went 14 days without power, lost everything in the freezer and refrigerator, and they are also raising 2 of their grandchildren (both young teenagers).  They were unable to get FEMA to help with anything. 


 


I guess the point is this.  Before spouting off about who needs to do what or who the government does or does not need to help (or where you tax monies go), you might want to think about the fact that this was a natural disaster and therefore, no one can ever really be prepared for one.  I hope none of you ever have to deal with anything like this.  It is not a pretty site in this area right now.  Clean up is still going on.  There are still trees down on houses and cars.  How would you feel if this were you? 


 


By the way, yes I do feel that my family was very lucky to come through it unscathed; however, some were not so lucky.


 


Just my 2 cents.


Height of hurricane season is Aug-Oct. (SM)
A friend booked a FL vacation during September. Told her don't do it.  She still did.  She had to cancel the entire vacation and "could not believe a hurricane hit."  I always told family/friends to never go anywhere in the Atlantic, Gulf, FL, islands during hurricane season but they book it anyway because it's cheaper, then they complain about hurricanes ruined their plans.  DUH!
Oreck!! The BEST! & Hurricane Katrina
They are a company in New Orleans, I believe, and in chatting with their reps, they said how much their company was flattened by Katrina. I ordered mine right after the hurricane - had to wait a bit, but SO worth it. I have since learned that most hotels use Orecks for cleaning - they are AMAZING. Only wish I had one years ago...And yes, the little one is awesome, too!! I look forward to vacuuming - sick, huh?!
No, unless a hurricane is on its way, the Olympics are on, or news like today's. nm
x
Just stay away from Florida during hurricane season. nm
:)
Any medical centers in hurricane area need help?

How can we find out and how can we help?


http://www.gonzalescofc.com/hurricane.html
x
thinking of going to Cancun. Did the hurricane hit it too hard?

The trees are the main concern in a hurricane (sm)
the lake didn't even get close to the house during that supposed "100-year flood" in 1993 (not allison, the other one).  We went to the other side of Houston for Rita, came back the next day.  It was a mess with limbs all over but no trees down on our property.  Next-door neighbor had 3 down.  We've decided for the next one, we will stay in the garage and hope no trees fall on the house.
Is Hurricane Dennis affecting anyone's work today?
  nm
Figure out a way to stop a freakin' category 5 hurricane?
This was a NATURAL disaster, hello! How do you stop a 175 mph powerhouse? You don't..you just get out of the way.
See hurricane board for ways to help N.O.area animals. NM
x
Hurricane Rita just upgraded to Category 5 with winds of 165 mph
I hope everyone from TX stays safe. Learn from Katrina.
People die and lose everything on a daily basis, not just hurricane
victims. I wish people would stop insinuating that everyone in the country who is getting on with their own lives is selfish or uncaring.
The political people knew what could happen if a hurricane hit New Orleans. sm
after 9/11 they diverted the money for the war.  One should not take money from one project to do another.  This tragedy didn't make any sense and there are some people on the political board that says its the mayor fault.  What a joke.
Alaskan Malamute like 2nd child - "Cane" - short for Hurricane.
nm
If you are a visitor wanting to turn the Hurricane Katrina disaster into politics, take it to the
Politics forums.  Do not post on the Main board.  Administrator
Tryin to book a vacation. Does anyone know when hurricane seasons starts and ends? Nm
nm
Texas

I think she is thinking of the one in Austin, I believe.  Don't remember when it was, but I do remember someone shooting at the students on campus, was it University of Texas?


Don't come to Texas either - UGH

Texas A&M
West Texas A&M but currently on scholarship to study in Japan for a year.
Texas weather
We haven't hit 100 yet, but i'm sure it is in the near future. Thank God I'm not in arizona!
TEXAS school
Does anybody know of a good MT school in Dallax, TX
Texas School
Stay away from the "trade" schools and business colleges - nothing but a waste of your or the governments money - I know, I worked for one. Try to find a community or junior college with an accredited program. The noncredit courses are also mostly a waste of your time and money - unless you already have some experience and are just wanting to brush up. Hope this helps.
TransTech in Texas does them. nm
s
lived in Texas too
I posted to you about where to look. We also lived in Dallas and they are overpriced too.  You don't pay a state income tax in Florida, but there are a lot of hidden sales taxes and such.    The problem with living on the water is you can't get insurance and if you find it, it's extremely high.  We left Florida and went to Biloxi, Mississippi and it was about half the cost of Florida and we were 1 block from the beach. We had planned to go back but it will take a few years to be rebuilt. In the meantime, heading to TN as they do not have a state income tax, a vehicle tax, and the property taxes are much much less.
Was this company in Texas?
nm
Pecos, Texas
is where I was born...a hot dry dusty place.  Lived around Ft.Worth area growing up, then got married and raised a family around Cleburne, TX....I currently live in Arkansas, where it is beautiful and the people are more friendly.  I have 20 acres in the woods, so could not be in a better place for me.  I have my two dogs, three cats and together we are a pack, with me as the leader of course, ha ha.  Kids have grown and left home, are both in their 20's.  Gotta get back to work.  Living out here is the perfect place to work from home, but I cannot just work all day in a nightgown, have to get dressed except for shoes (like to use footpedal barefooted) to get in a mindset of "going to work".
Hope this is not a doc in Texas. sm
I had a podiatry doc that did this and it was not worth doing as he only wanted to pay 3.50 per page but the margins were 0.25 on each side, 9 size font, and 0.25 top and bottom margin. Awful, awful, awful!
Is this OUR GEORGE E FROM TEXAS???? nm
.
Texas Tech
xx
Nope--I'm in Texas
//
Live in Texas....
I'm on balanced billing since I like to know exactly what my bill will be every month. It is $238/month year round. We have a family of 4 and keep the house at 75 all the time with all the fans running as well. My DH would like to keep it cooler, but that is cool enough for me!
MOVING TO TEXAS

Stay away from the D/FW area and Houston - too much traffic and illegals.  Drugs, gangs, etc.  Try to find a small town or country setting.  It is HOT and the concrete of the cities just increases that heat.  Also the pollution in these areas is bad so if you have any type of lung or breathing problems - stay away.  However, if you do not mind sitting in traffic for an hour to get to a job 10 miles away - then you should move to a big city.  If you are planning to work from home, remember that internet is not available everywhere in Texas.  Personally, I wouldn't move to Texas - I would choose SC or FL - much better options.


 


kat


Is it the Texas heat?

I think we may have worked for the same lady!  She never had the AC on in her office except for a unit in the room with the phone equipment to keep it cool, so my husband used to say that it must be the heat frying her brain cells.  If it isn't the same lady, it's a real clone.  I don't work for her anymore, either!


 


 


Actually, in Texas the employer must have
if they do have such policy, they must follow it.

I checked. :)

Texas Coast
just had the CBS affiliate on here in Miami and they are saying Ike is now a Cat 1, but expected to strengthen to a Cat 3 with landfall either in TX or Mexico by Saturday morning.