you can pay attorney for an Order To Refinance for Ex; if he can't finance,
Posted By: you lose money paid for attorney. n/m on 2007-11-10
In Reply to: Question about mortgage and divorce...sm - AJS
nm
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refinance
I refinanced a few years ago with Ditech and am really happy with them. It is a good idea to refinance at a lower interest rate and a lot of the time, Ditech refinances for free. They also have a bimonthly plan where you pay half the total monthly bill every 2 weeks, this way your payments go faster and you can save a few thousand on the total bill. If you can put just a little extra to the principal it will go even faster. You are talking refi and not home equity loan right. I'm acutally thinking of refinancing again.
Rebecca
Help Needed on Taxes/Finance Board
http://forum.mtstars.com/misc/b/7.html
I used to work for a finance company many in an earlier lifetime, sm
At that time, I never saw anything repossessed. However, they would guarnishee people's wages. The first thing you need to do is to contact the lenders to work something out. Sometimes they used to refinance the loans to lower the payments. Or, you could contact somebody like Consumer Credit Counseling Service (be careful and find a legitimate company). They can work out deals with your creditors. Be prepared that this will not help your credit rating, but the companies usually work with you if you are up front and communicate with them. At least they did back when I was working with them. The worst thing to do is to avoid them.
On the other hand, if you financed the furniture through the store, it could be that they would repossess. I know they do with cars.
What I was referring to was taking out a loan and putting down household goods as collateral, which is what people did when I was working for the finance company.
Bill collector for a finance company-worst job, sm
I would have to call people and ask them why they weren't paying their bills. One day a week I had to do field calls for people that either didn't have a phone or didn't answer the phone. I was in my early 20's and it was the mini-skirt era. Once I was driving around trying to find an address which turned out to be bogus and a man walked up to my car and propositioned me. Luckily I had all of my doors locked and the windows rolled up. Needless to say, I quit my job shortly after that.
attorney
First of all she already has a court order and $25 for a consult fee is way cheap try like $80.
See a divorce attorney
Find out what your rights are in your state. If the children are staying with you, then your husband should be the one to leave. It doesn't matter if he says he won't do it. It matters what the law says he will do. If you have a court order telling him to leave, he will either leave or go to jail.
I understand how difficult this is, I really do. I have been married a long time and have come very close to divorce, to the point of physical separation, twice. No matter how bad the situation is, your life is entwined with your husband's and it hurts to break those ties.
But for your sake and the sake of your children, you need to do it. And you need to be prepared. That is why you must to have someone on your side who knows the law and can help you make sure you and your children are protected and get everything that you need and deserve.
I'd be all over that school with an attorney for it.
nm
did you use an attorney or a mediator? (sm)
to make agreemetns and trade like that - did you have to hire an attorney?
If I had to ask attorney, I would change the party
when you have to go to such extremes just to have a birthday party for a child, I would not give 1 or have 1 away from a pool where a kid could get hurt or drown. Makes no sense to have to jump through hoops just to give a darn party.
I just gave an attorney a dose of their own medicine....sm
A good friend of mine is a general surgeon, and when his secretary is on vacation they forward the phones to me to answer. His attorney has the usual attorney mentality of charging my friend for phone time each time he calls and asks about a legal issue, yet he doesn't hesitate to call my surgeon friend and want free advice about a potential medical malpractice case or auto injury case. I got my surgeon friend convinced that we needed to put a stop to this. Sure enough,the attorney called a while ago and I asked him if he was calling in regards to anything my friend had him working on. He said no - that he wanted to just bounce a potential case off of him. I told him that there would be a consulting fee of $200 an hour for the surgeon's time. My surgeon friend was in the office and was cracking up as I gave the attorney the message. The attorney asked me why he was going to charge him - and I told him that it was because he always charges the surgeon for his time! He decided he didn't want to pay.
Check with your state attorney general's
xx
My understanding from my attorney is that during the divorce process,
from the time I file until the time it is final, the judge can issue an order forcing him to leave until it is final and a decision is made about splitting the property.
He takes lithium for his bipolar disorder, but yesterday when he was released from jail, he went to the ER because he was apparently vomiting profusely and was found to have lithium toxicity. So now he's not taking his lithium and I'm sure he will use this as an excuse to not take it anymore.
Check with your state's Attorney General's office.
NM
Yeah, Tried to... even called the state attorney general's office
to see if a medical facility could get away with charging that kind of interest and they said as long as they notified you prior to the bill, it's okay because you basically agree to the terms when you accept that form of payment option, which I didn't but... They advised me that I would have to hire a personal lawyer to fight it and I figured it wasn't worth it for a balance of 200.00.
Pretty bad because that is the closest hospital. The next closest is almost 200 miles from here so they really stick it to the people who live in this community when health care is already sky high and the care is not entirely satisfactory either.
Law and Order CI -- I can't believe
they moved it to USA though- every time I think about getting rid of cable they do this to me. :(
Just a few - not in order
terminal cancer
bronchial washings
pus
Hilary
scrotum
MDSO
Yuck, now I can't eat dinner later after reading all these words everyone posted. Maybe I'll post them on the refrigerator so as to enhance my diet!
CSI and Law and Order
Saw the post on the other board about transcribing for CSI or L&O docs.
Had to respond here (because this is not really a main board thing), that these shows are awesome! I love them probably because it is so much like our work. One of the accounts I type for is actually mentioned on one of the CSIs and I go crazy when I hear the name of the hospital. LOL. Anybody else loooove these shows? Just curious to see if there are only a few of us or if a lot of MTs have this in common.  
there isn't any order that I sm
know of. There is a notice that ocmes in the mail that says it will just be in late May.
restraining order?
When you leave, could you try to get a restraining order? Then when he violates it, which he probably will, have him arrested. .
Nevermind.. order something...
called Lock Laces online. Expensive, but hopefully they will last.
It depends on where I order it from...sm
Pizza Hut now charges a $1.75 delivery fee and is only 1.5 miles from my house, so I typically tip 15% if we have it delivered instead of going to pick it up ourselves (Which we do more often since they raised their delivery fee). If we order from another place that doesn't pass on a delivery fee than I'll usually tip 20%.
I never, ever, put money into a tip jar anywhere.
When we do eat at restaurants I usually tip 20% or more depending on the service, but if I get suboptimal service I'll leave 10-15% depending on the level of service received and how busy the restaurant is (if they're busy I'm more forgiving than if they're not).
I'd get a restraining order, that way when- sm
he violates it he will be thrown in jail, and possibly get a mental health evaluation. You mom needs to do this as he has threatned her,etc. You never know when he might further go over the edge and followthrough (i.e. kill your mom), if he ever does you will obviously feel very guilty that you sat back and did nothing.
Look like a good belly rub is in order!!!
xx
No mentors, formerly done via mail order, etc.
I answered this before but don't know where it went. We worry he is being used but he asked us to think positive. We are sick about it but can't dare say anything. He is doing his best to ask for help, a competitor just laughed in his face at Manhattan. Newer product previously ordered online or through catalogs, no prior salesperson cold calling.
I usually give $5, or 20% depending on how much I order.
I know they work hard for their money, and believe it or not, there are still a lot of people out there that NEVER tip so I try to make a small difference. I know people in my family who have NEVER tipped and do not feel like they have to. I think it's rude consider wait staff usually never makes minimum wage and something like $3.35 plus tips, so, they are very dependent on tips to make a liveable wage.
depends on if they add gas surcharge of $4 when I order -sm
If not, I give a few dollars per pizza. If they charge that surcharge when I call in the order then I tip less. Some companies are charging it now and some are not, and it does not depend where they are delivering to.
The pizza place we order from
I have assumed that would go to the driver.
yes! order an appetizer - they are huge, enough for 2 (or more). NM
1
Well, he or she won't have the sleep study, but may order one for *you.* LOL sm
I can't believe it; I'm communicating like some of my docs now, with the unfortunate wording.
Mail Order - KV Vet Supply (sm)
xx
I think DNA are in order for Jackson kids
I have seen the kids, all 3 of them and without a doubt do not think those are Michael Jackson's kids. One by a surrogate, well all 3 because apparently Debbie Rowe gave up her claim to kids for money and after they came out from behind the costume masks, there is not 1 thing, not 1 that looks like they are mixed, one kid is a towhead, the others have no facial features, hair nor any skin characteristics that resemble their father. I doubt this would ever be done but frankly have thought from the start Jackson was not the father and furthermore after staying behind the masks, blankets and things the children were behind for so long, thought then about covering up for the fact there was no blackness there.
Anette -- where did you order it from, would love a thermal one - nm
?? thx
I have an insane idea- order both--- be interesting - sm
to see how many eat chicken and how many pizza. I have a SIL that is impossible to please when it comes to food. My mom would always call her though and ask her what she would like; then she'd make what we will all eating (Turkey, spaghetti, whatever) then also make skinless chicken (usually) for my SIL so she would have something to eat as well. Yeah she thought it was a pain to do but she did it to please her DIL. So again, I'd just suggest back to her, hey pizza is growing old, how about we get pizza and chicken, and you know mashed potatoes is not the only side, they also have mac n' cheese, cole slaw, rolls, etc. Have a mini buffet with pizza and chicken and have some fun.
don't believe they were the bottom 3, Ryan said results in NO ORDER. (nm)
x
I just realized that they are all lined up in order of their ages!
Max is the oldest (the one on the far left), and he will be 6 on Christmas day. Bailey (middle) just turned 4 this past summer, and scooter (end) just turned 2 this summer.
Tell them, my own boss, years ago no restraining order
for a husband. They could beat you and half kill you and you were considered their property. I know because have been there.
I once called in a pizza order to be picked up
and the guy on the phone said off-handedly....I don't need to charge you the extra dollar since it is not being delivered. I asked if that dollar went to the delivery person and he sheepishly said no. Really ticked me off.
And where did the $$ come from in order to have the fertility treatments and in vitro in the first p
I had a close friend who ironically was an obstetrical nurse who went through three trials of all this, and with medical insurance it cleaned her and her husband's bank account out, ironically, they ended up adopting a toddler and she then became pregnant NATURALLY!!! but anyway, I know first-hand the expense, what gives in this case, the parents had no money, as I mentioned below, this was reported on CNN and MSNBC.
Can't stop shaking my head in amazement! And if she were "obsessed" as a teenager with having babies for the sake of having babies, shouldn't the parents have gotten her some SERIOUS psychhiatric help, there is a big problem here, this young lady has unbelievable psychological issues that need to be addressed fast, and for her own happiness? Apart from financial, how does one mother adequately nurture and love each of these babies as individuals, all 14, giving them all the love, attention, care, instructions, etc., that they all so richly need and deserve in their little lives???
AND WALMART canceled order-article inside..sm
Wal-Mart: We're not afraid to say Merry Christmas
No. 1 retailer has decided to abandon its generic 'Happy Holidays' greeting in favor of 'Merry Christmas.'
November 9 2006: 9:46 AM EST
NEW YORK (CNNMoney) -- Wal-Mart has told its employees that it's OK to once again greet shoppers by saying "Merry Christmas" this holiday season instead of the generic "Happy Holidays."
CNN confirmed that Wal-Mart will announce Thursday that it plans to use the phrase "Merry Christmas" in products and around its stores this holiday season.
The announcement comes a year after religious groups such as The American Family Association and The Catholic League boycotted retailers including Wal-Mart last holiday season for excluding the word "Christmas" from products sold in stores.
"We, quite frankly, have learned a lesson from last year," Wal-Mart spokeswoman Linda Blakley told USA Today in a separate report. "We're not afraid to use the term 'Merry Christmas.' We'll use it early, and we'll use it often."
Besides resurrecting its Christmas pitch, the retailer is also determined to be the leader in this year's holiday price wars.
The November-December holiday shopping period is a critical time for merchants since it can account for as much as 50 percent of their profits and sales.
To that end, Wal-Mart was the first out of the gate to chop prices on toys and electronics much ahead of its competitors like Target (Charts), Toys 'R Us, Costco (Charts) and others.
To support its Christmas deals, the report said Wal-Mart will launch TV ads next week that trumpet "Christmas." It's changing the name of its seasonal decorations department to "The Christmas Shop" from "The Holiday Shop."
Moreover, Wal-Mart stores will play Christmas carols throughout the holiday period and about 60 percent more merchandise will be labeled as "Christmas" rather than "holiday" items, the paper said.
Definitely - I'm watching repeats out of order now - great show!!
nm
Phone calls are defininely in order here first! Passed
s
Order of protection, change locks and be prepared
x
Made to order waffles? If you have a waffle iron (sm)
you could have fresh blueberries and strawberries and cool whip and all the waffle fixings, let them each choose how they want theirs and make it right there at a decorated table! Also bacon and eggs and maybe some hasbrowns? What a great idea!
As the saying goes - "Let lying dogs sleep" - no DNA is not in order
What on God's good earth would that accomplish? So that some sick tabloid could then publish a story about this? Those kids know MJ as their father. I don't care whether someone thinks they don't or do look like him. I have a brother in law who looks nothing - and I mean absolutely nothing - facial features, hair color, skin color, or anything, like anyone in his family or even any ancestors in his family. When husband and his sibling are together they all act alike and they all have the same smile, two of them have the same eyes, 3 of them have the same nose, and the way they say certain things they sound like each other and their parents, but not my BIL, his hair, skin color, the way he laughs, talks, or moves - absolutely nothing like his mother, father or any of his siblings. They joke that he was switched at birth, but from the time he was born he was never out of his mother's site in the hospital.
I think most of America does not need to know whether or not the children are really his. For someone to come out and say "I think a DNA is on order", the family should tell that media clown - it is none of your business, leave Michael Jackson's kids alone. They are going through enough as it is. I hope MJ's family tells them no. And I think Debbie Rowe should keep her trap shut.
Twilight Zone Maraton, Anderson Cooper, Law&Order Marathon
x
Good advice. In this economy, lay low. Sounds like a PT job may be in order to increase income. (
dd
'scuse...keep calls short as I feel I must do these things in order to make money. No babies
s
IMO a card would not be out of order at all. Except a sympathy card, of course.
I totally agree a sympathy card wouldn't quite be the thing, but it sounded to me that the original poster of that idea didn't mean a sympathy card like one for death. I think sympathy in the sense of "hey, you had a rough time of it with this birth, and maybe things haven't been the way you imagined, but know that I'm thinking of you and I'm here if and when you need me."
I got PPD when my breastfeeding relationship didn't go right, following a birth plan that went seriously awry, and the reality of a fussy, picky baby instead of the happy, sleeping one that I had imagined.
I *did* spend a lot of time on the phone, but then everybody's different. I would have loved to get a cheerful card from a friend, however. Does anybody NOT like a card?
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