they always request more to cover what others don't send - plus what their budget won't buy -
Posted By: Amanda on 2008-08-02
In Reply to: My daughter's 3rd grade teacher requested 100 mechanical -sm -
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I agree, I would send just send a card....
maybe a mass card if they are Catholic.
I have an odd request.
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Request it, you just never know...sm
 I have been Freecycling for about a year. It can be fun. Just be prepared to work kind of fast if you have something someone wants (and you want to get rid of). Someone requested a mini trampoline, which I offered to her, and she said she had 8 offers within an hour. Believe me, you will have no trouble getting rid of your unwanteds. As for those 10 Magic Fingers...
Budget??
 What is your price range?????
According to DH, our budget is $1,000
But more likely I'll spend about $1350. We have 3 kids. We usually get them 1 big gift to share and then round it out with smaller gifts. This year, they're getting a trampoline. It'll probably run around $400 and then about $200 on individual gifts.
The breakdown of the other $350:
Parents $150, Grandma $25, Gift Exchange $60, Siblings (from my kids $20, Niece/nephew: $40, Teacher Gifts $30, Student Gifts: $15.
The remaining $30 will go to Toys for Tots! Each of my kids like to pick out a $10 gift to put in.
I have 3 siblings and 1 that's married, so we all put our names into a drawing and buy each other a $30 gift. My brother that's married also has 2 kids, so our kids exchange gifts. Of course, my 2 unmarried siblings also buy small gifts for my children, so we always get them a little something from them -- usually lottery tickets or a gas card for Sheetz. $10 used to fill 'em up, but now it'll probably just buy them a hoagie and chips. We do our exchange party on Christmas Eve. It keeps the kids entertained and gives them a little "preview" of what's to come. I have to say I enjoy Christmas Eve more than Christmas Day. It's so much more relaxed, not as much work (we order pizza and wings), and the kids aren't as tired since they didn't get up at the crack of dawn.
Teacher gifts kill me. It's hard to find something nice for under $10. I usually go for a coffee mug with a Christmas scene or teacher saying on it and fill it with candy.
Of course, DH thinks I do all this for Christmas for $1000, but why tell him and spoil it? We do a Christmas Club for $1000 every year and I just buy the other stuff here and there.
We already got our Christmas gifts for ourselves -- a 46-inch LCD TV for DH and a Dooney & Bourke purse with matching wallet for me.
Now you all got me excited again about shopping next week. I've got my list ready and haven't cashed my Christmas Club check. I always wait until the day before Thanksgiving to do that so I know I won't spend it on anything else.
For those of you below who posted that you don't shop on Black Friday. Let me just say that I don't go out early for the best deals -- but rather just to watch the chaos of it all. I sometimes snag a deal or 2, but I learned a long time ago not to wait until Black Friday to get the most sought after items. Best to get them in Sept or Oct. 
Request for Advice
Hi,
First time here. I was reading through your posts and thought I could get some none biased advice on my current situation.
I am married for almost three years now, we dated for 4 years prior to our marriage, 27 years old and no children.
Here is my little excerpt on my situation:
During the end of our first year of marriage my husband’s drinking began to be an issue in our marriage, and has progressively gotten worse. At the worst point he would get drunk and pass out at his friends house, received a DUI, he would lie about his drinking, spent two nights in jail, passed out on the floor of the house and in the bathroom, we would fight constantly and of course his addiction cost a small fortune (not including the DUI fees). We went to counseling for about six months straight and all the while he was resistant. I left for a week in October, and came back under the impression that he was going to stop drinking (at least work on it). Things, supposedly, were getting better. He has gotten “drunk” twice, started going to AA meetings, reading the AA book and is thinking about getting a mentor to help him through this process. Well tonight he told me that since I came back (in October as stated above) he has been stopping at the liquor store every day after work and any chance he could on the weekend.
My first reaction (as I have had in the past) is I have to leave, and for much longer then a week.
My dilemma is that he will be alone and depressed, and I will be the same. I just started at a great firm with many people who have their lives “together”, and may not understand if this results in a divorce. I am 27 and could be divorced by the age of 28, and who would be interested. I am religious, and the terms of divorce is pretty much accepted for adultery. He mentioned that the reason that he told me that he has been lying to me is because he is taking the first step which is being honest, but he had just drank so he was loaded.
Sorry for the length and I am sorry if anything I have written above is offensive to anyone, that was not my intension I just thought I would express my feeling on the matter, and I am also a little confused right now.
Thank you and any advice would be appreciated.
How much is your Christmas budget? sm
Our family budget is $1000 and that covers gifts for 19 people, including "Santa" for the 2 kids. What about your house?
Christmas Budget
We usually spend about $300 on each chlid (2) and we don't have too many more people to buy for so it's hard to estimate how much more we spend on the others. Of course having a 12 year old that wants all the big ticket items this year, it gets kind of tricky.
I don't make a budget.
Only have 3 children and a very small extended family to buy for. I doubt I spend over $600 between them all.
Need to set up a budget for my 22-year-old DD.
She really overspends in this area and I need to show her how to manage a little better and about sacrifices. Bills first and then play. With the gas prices on the rise it is going to be tough having any left over.
You said budget? Do not think inside WDW
is for the budget minded. Maybe I am wrong but even eating in the park is $$$ most of the time. I would only stay inside the park if only going to WDW because of the fact you get to start earlier than the outside group and have maybe a few more perks. Lots of motels outside Mickey land offer buses that take you back and forth to the park. Oh, BTW, I am in my 60s and I have not outgrown Mickey and Minnie yet!
Christmas budget....
I never spend a lot at Christmas. I have one daughter to buy for and 2 nephews (a new one this year!). Other than that, the rest of the family members get something handmade. This year they will be getting wickless candles that I make and sell to sit on warmers (they got these and warmers last year) and I'm also embroidering flour sack towels. I'm hoping to find an iron-on pattern to fit each person. My family and my boyfriend's family love anything handmade and it really saves me. Plus, I hate to buy them something that they probably won't use or don't need. As far as the nephews, I will probably spend about $30. For my daughter, I pick a few things off her list and that's all she gets. I think this year is going to be a little more than usual for her, probably around $400, only because 1 of the American Girl things she wants is retired and I have to get it off eBay! My boyfriend and I do not buy for ourselves, but we may get another game or 2 for the Wii. For my daughter's teachers, last year we did candles and they went over well, so I'm doing that again. :)
No budget, but don't really buy gifts.
Hubby and I only give gifts to people we live with. Which means, we give gifts only to our children. But even for the kids, we don't focus on the gifts. They each get about three gifts and a stocking. Everyone is nearly grown now, ages 17, 18 and 20. DH and I haven't exchanged Christmas gifts in over 20 years. We simply go out and spend time together during the season. We'll have a really nice dinner somewhere, or go to a show, something like that.
I've tried very hard to stay away from the materialism at Christmas. It's just not what it's about.
we always vary the budget
We have no discipline. If we have a good year or bad year it shows. Sometimes the kids remember the bad years, but so do the grown ups!
You could just request a diamond solitaire
That's how my husband and I did it. We picked out a nice diamond together, but if your man wants to surprise you you could just tell him what kind of cut you want etc., and he could pick it up himself.
Is that what the prayer request board is for?
nm
It was a prayer request; put it on PR board, please. NM
Goldbird
She can request emergency leave.
My husband is active duty Air Force, so I know a little bit about the military. As far as I know, she can request emergency leave because of the situation with her infant. Also, I do not think they just give military mom's a year off because they had a baby. I know several women that are active duty military that have had children, and they are given the same amount of maternity leave as a civilian.
Tell her they are on a tight budget and if she wants those people there
she can pay for them ;)
Our standard budget gathering is
meatball sandwiches, pasta salad, green salads. If I'm in the mood, I'll make the meatballs myself, but it's easier to buy bags of them from one of the big box mart type places. The giant cans of Don Pepino's spaghetti sauce are really good and cheap, too.
Has he ever had to live within a budget? Truly supported himself w/o sm
mamma's help? I would take a very hard look at my marriage with this man. If he is controlling now (and controlling where you go and how you spend IS control), this will not change. Financial carelessness is a serious issue; you will be saddled with his debt for many years if you are not careful. Do go to Suze Orman's website and/ or get some books by her from your library; I recommend "Women and Money".
It sounds to me like your warning bells are going off. Please listen to yourself and don't get burned. Take care and give us an update.
We have a Prayer Request board - it belonged there. NM
Cher/Moderator
My lunch-budget is however many lines I miss when
A child's prayer request from our kid's choir last night....sm
Matthew, age 6, during our children's choir prayer time last night asked for us to pray for his dad, who was just arrested. When I told him that hopefully his dad would get out of jail soon as I'm sure he missed him, his response was "I don't think so. My dad goes to jail a lot." He wasn't sad when he said this - just said it matter-of-factly. All I could do was tell him that he's not the only child who has a parent in jail and that we'd pray for both of them and his mom.
I don't keep track either. Poor budget planner. Spend way too much - around $2k. nm
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the poster is seeking advice on lodging, on a budget
nm
that doesn't sound normal to me at all. i would request transfer to another facility that has be
i got CT scans in the ER. why the need to wait? assuming they had to wait on orders. does he have a PCP? i'd call the PCP if so and explain the situation and what has transpired and see what he recommends, i.e. jump someones tail or transfer. their should be neurologist on call for this reason. they should make rounds daily whether it is the weekend or not. i'd definitely be there waiting on that neurology consult and fill his ear full and find out what his future plans are if you don't transfer to another facility.
call back and request an appt sooner. Since you are paying for it, they should have no problem
s
BTW make absolutely certain that correct contact info is on the request for IEP meeting....nm
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But I am posting this at the request of the parents to get Leigh's story out in hopes that anothe
Jen, I felt strange too but the parents requested it. Thank you for reading the post. Hopefully we can help them in some small way by passing the word.
Mary
if you cover it, it will be much less dry!! *S*
Make a list of budget/spending priorities for your self employment income
Dave Ramsey's book has a irregular income planning sheet. Basically you list your expenses with the cash flow sheet. With any steady income you allocate it. For irregular income, make a list from the cash flow sheet of what needs to be paid first. Keep a culmulative total.
HOmeowners may not cover
Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently. Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not. Usually it is the home and contents. Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place. Especially since you know them and describe them as such and they have already had a loss. But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson. Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it.. Also with regards to their home owners it might not be covered as it is not theirs. When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs it was not covered. Good luck but to me this looks like a no win situation for anyone.
I believe the tip goes to the franchise to cover --sm
the amount of gas prices, etc. I would continue tipping the driver the same amount, if I were you, and no, I would not tip any higher amount on Superbowl Sunday...it is not a holiday. lol.
If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
Just to cover all bases, could she be
nm
An IPOD cover. nm
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I cover mine at 350 and put
a teaspoon of olive oil on the bottom of the pan first. I happen to use a clear glass or ceramic dish with a tight cover. It seems they turn out more moist with that type of dish. I know you don't want to add anything, but I like to sprinkle a dash of salt and pepper on mine and put some finely sliced garlic (not much, a small clove) in the olive oil. That way the flavor from the garlic circulates around the dish and adds a hint of flavor, but doesn't overwhelm it. I can't tell you how long to cook it, but I can always tell mine is done just by the way it looks. It does shrink a good bit.
Did insurance cover this or how much?
nm
Keyboard cover?
Does anybody use a cover on their keyboard (while working). I dumped tea all over mine the other day, and had to buy a new one. I always wear the letters off the keys within weeks, and thought maybe a cover would help. TIA
Implants they do not cover any of the
cost as it is considered cosmetic. The denture they will pay a portion but not much sorry to say!!
I doubt homeowners would cover this, but
to do? How would the carpet store fix this? Just wondering....
She's using her tail to cover the delicate
parts, hehehe. That's more than my dogs do, course they have a lot more fur-clothing on.
he needs to be taken out, quietly, under cover of darkness
nm
A "fee" to cover their time.
It's a fee for the time they took calling the police and looking at video tapes. The probation officer said that stores rarely do it but that they can. I guess we're just extra special.
We go before a special youth council next week....and revisit with his doctor about the Respirdal and the hair pulling, etc...
You can never judge a book by its cover, can you? sm
Simply amazing. Gave me goose bumps. Her voice is pure joy. Love it every time I hear it!!!
Obviously didn't cover many details in a post.
I am not emotionally selfish. Heavens. And I am a Believer, while they are not. I am an animal lover, not above humans. But when I have gotten together with my family in the past, they have chosen those visits to ridicule my family and our love of animals - family get-togethers were nothing more than lets bash the youngest over her love for her animals. Its a bigger picture than I am comfortable to explain here - basically even covers the hunting versus anti-hunting personalities, etc. I have never ever pushed my philosophy on them - its always been vice versa. As an animal lover, I can sense disdain when I am around others who are not as close as family, but who believe animals are worthless - the old dog belongs outside in a dog house philosophy, or the only good cat is a dead one. We can discern these types and I would certainly rather not spend my time in their presence. While you are feeling the need to explain that you don't disapprove of your mother and her choices, your whole theme has honestly been one of disapproval of her and her choices. You don't need to speak those words to her. She can discern your real feelings, but perhaps you are not discerning your mother's. Just a thought from one Biblical Christian to another.
Dr. Phil DID cover this very topic a few months ago...
and there was a guy who supposedly went to Africa and needed all this money to eat, get out of prison, get home to see this woman he was chatting with and told he loved so much. She fell for the whole thing until Dr. Phil exposed the whole story on his show and had other women there who had also fallen for this guy and sent him money. I don't know if you can get a DVD of the show or not, but it might be worth it to try.
Did insurance cover prophylactic mastectomies? (NM)
dd
no, nobody knows but the bank, they will cover checks you wrote
nm
I bought Cover Girl's and I love it too
In time I'm sure all the cosmetic companies will have this type of make up.
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