that is not right

Posted By: sm on 2007-05-03
In Reply to: She's out of luck....sm - Legal eagle

a wife who has never worked can get Social Security benefits of her own through her husband, at retirement age. Just as a spouse and children can receive benefits if the (husband, for instance) is on disability. Even if the wife (for example) did work but made much less than her husband, she can draw off of his retirement if her spousal retirement is more; actually, I think they do it off of hers and then adjust it up to what the spousal benefit would be if it would be more, but the spousal benefit rate is a fraction of what the individual spouse's rate is, either way (Social Secrurity and/or Disability).

Complete Discussion Below:

marks the location of current message within thread

I have a question about Social Security and Medicare for people who don't work (sm) - Me
- Just my 2 cents - from prior experience, sm - justme2
- Social security - Patti
  - Patti you are so knowlegeable about this sort of thing--sm - nn
    - SS will help you - Patti
      - Just read your post and you and I in same situation - Kate
      - Thanks Patti..sm - nn
    - A spouse can collect widow benefits at age 60, but the benefit is reduced 21% because you took it ea - mm
      - You collect widow's benefit's at age 50, not 60, unless you have a child - dottie
        No, it's 60, Look it up on the SS web page, as I did. - mm
        I am living it presently, so I go by what they have done and told me. - dottie
        It may be because of his early death with the children and my inability - dottie
        Where you working when this happened and - Sissy
        Not if you don't re-marry and you are widowed. I collect, so I know - dottie
        Had a friend whose husband died - Willodean
        I know they told me 50 and I collect now at the same rate I collected - dottie
        Were you working at the time and - Willodean
      - But if she collects for 20+ years -- could lost a lot - Patti
        Patti, my retirement age is 67 - Christie
        I have worked so many jobs and so long - Willodean
      - I guess not listening to your tax person - Willodean
  - I was reading about this yesterday to settle an argument, and Patti is exactly right. - mm
- She's out of luck....sm - Legal eagle
  - that is not right - sm
    - I stand corrected. Here's the info from the Social Security website... - Legal eagle
- my understanding - sm
  - My medicare will kick in before - Winnie
    - I thought Medicare started at age 65 no matter what year you were born. - Wise.MT
      - You are right, too much work today - Winnie

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu

Other related messages found in our database