no, nobody knows but the bank, they will cover checks you wrote
Posted By: then charge overdraft fee - no message on 2007-04-18
In Reply to: which is worse. - Money problems.
nm
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- which is worse. - Money problems.
- no, nobody knows but the bank, they will cover checks you wrote - then charge overdraft fee - no message
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If it is like my bank they will cover you up to $500 -sm
and you have 3 days to payback the bank, which you already did. You did not have anything bounce, so no one will have notices saying not to accept your checks. The bank will be charging you though for their service of covering for you, so you may need to put in another $100 or so to cover that before Friday, check with the bank. You can probably manage your account on-line, check into it, great way to make sure you don't over draw yourself. I try to keep $1000 in the savings account for such emergencies, also with my bank they will automatically transfer the money in from savings to checking if I do overdraft for no charge since I have the money there.
the checks should be right there in the store - sm
I would think. Or whichever store they run their office from. They should have been able to write one out for you then and there. I would not have left without it, they know you want the money and are going to jerk you around until you give up. I would think that you had a court judgement or order by now and they have to do it or be arrested, etc, could not the deputy arrest the store mananger for something, obstructing the order? Failing to comply, whatever. As for the bank, it would probably be one of the top 3 banks in the area, though I don't know if the bank would tell you if they had an account there. You can always make some calls and try to find out. If they won't give you the money, take your $700 worth of furniture, and obviously try to pick something you want to actually keep, otherwise you will probably only get half of what the retail is if you are lucky and you are still out a chunk of change.
Stimulus checks
I had a letter a few months ago but not a week before it should have been mailed. According to the website mine was to be mailed NO LATER than 5/23 - and I still don't have it. :(
i write checks
only when I have to, but I have adorable checks. I know it takes a BIT longer, but now with the new "slide your own card, then type 100 keys just to say OK to the transaction" it's about the same time, if you really think about it.
The thing about people stopping in the middle of an aisle OMG why why WHY do they do that? GET OUT OF THE WAY, MOVE TO THE SIDE, BE CONSIDERATE!!! im with you on that one
I believe non-DD people won't get checks for months. sm
Someone had a stimulus refund link on here, below, I believe.
To all those wondering about stimulus checks SM
who are not direct deposit . . Got mine in the mail Friday and my last two numbers were 06. 
Re: Those economy-stimulation checks - sm
I still haven't gotten mine, and will believe it when I have it in my hand. Worse, I just got one of those "Return Information Notices" in the mail. Well, guess what? The state of Calif. did a little number-rearranging, (or should I maybe call it "fuzzy math"?), and my state income tax refund has been changed from over $300 down to ZERO. When you call the number on the website, and finally get a live person to help, they very helpfully refer you to "someone who can go over it with you", and then the system tells you it's too busy, and hangs up on you!
And get THIS: The actually had a LOWER taxable income than I had calculated. So how do they figure I am suddenly owed NO refund? It sure sounds like that's how the gov't. is funding those economic stimulus checks. Like I'm really sure that gypping us like that is going to create an economic stimulus.
Looks like once again, this Calif. taxpayer has been Californicated.
I agree. We have to pay out a lot. The stimulus checks should be for everyone! sm
I owed 4800 this year. BUT no stimulus check. Ok, fine, can accept that btu shoudn't my "stimulus check" go toward what I owe!!! Sorry but my bills are going up just like everone else so I don't deserve any "extra" either??
arrested for bad checks - not Caylee
very unusual for someone to be arrested that way for bad checks, that scened was sooo dramatic. The cops must hate her too
I use checks, but have streamlined the process - sm
by filling out everything but the amount (date, signature, phone number) on the check, & entering all info. into my check register except the amount, before even leaving for the store. Check is torn out, and in my wallet where I can just pull it out, write in the total, hand it to the cashier, and take off as soon as she gives me the receipt.
Nowadays their computer/cash machine setup takes only seconds to verify the check. I usually wait to fill in the amount in the check register until I get home.
It's weird, but often I find it takes longer to pay with money than it does with a check. (Especially if I have a bunch of change and I'm trying to pay with the exact amount.) That seems to freak people out in line even more than using a check.
Also, nowadays the checker ends up doing the bagging, too (seems the stores have cut WAY back on hiring baggers.) So as he or she finishes each bag, I put it in the cart from where I'm standing, so he or she doesn't have to walk around the counter to do it. And I grab things like milk jugs, big 12-pack soft-drink cartons, cat litter, and other big things that don't really need a bag.
Anyway, I find doing just those few things seems to get me through the line pretty fast.
free credit checks.
Is there a way to obtain your credit report for free? I have never checked it. I have always been afraid to, but now I would like to check it now matter how bad and figure on a way to make it better. I have looked on line and found several sites offering "free" credit checks, but then pay a monthly fee for something. I don't want any monthly fees as that is my problem now. I have too many straws in my bank account. I was wondering if my bank would do it or maybe an 800. If I ask, would I get laughed out of the building imaging something for free? TIA.
It was my understanding, the checks are mailed out on Fridays, and
delivered..provided the mailing address was correct!
How much are stamps these days???
Pugmom..the ED checks records and will know that you are not a frequent flyer....sm
And believe me, there are some that are there like every other day.
Something else you might want to do too( I have typed urology both adult and peds for 19 years now and have lots of hints LOL) is to walk as much as possible, drink LOTS of water, and perhaps cranberry juice. The walking is supposed to help the stone get moving, the liquids are to help flush it out once it starts moving. The cranberry juice should help with the start of an infection.
Some people though, never pass their stone(s) and have not one iota of pain and suffering once the initial diagnosis is made.
I am so glad to hear that you are doing better. Myself and others were worried for you. Glad you are back.
Checks could be in taxpayer mailboxes by June, according to an Associated Press report.
Amen. Well said...whoever wrote this. thx. nm
nm
could have wrote you note but sm
I have a daughter that is a sophmore.Wamted this certain college. Could not convince to stay in state. It costs her 10,000 dollars more being out of state. She goes from wanting to b there to not wanting to be there to liking it it to hating it It depends on what day you talk to her. Joined the band dropped out, had problem with boyfriend moved across the campus, than they started dating again, then he ends it. She gets upset wants to come home. I get a phone call every night. Everytime we decide to have her transfer or come home she decides to stay. Has changed her major three times. What worries me is she is on Student loans that she will be responsible to pay when she graduates. If she leaves college she will have to start paying immediately, where she would have 10 years if the stays in college. This month she is already over 80 minutes on the cell phone and there is two weeks more to go. She spends hours talking to the ex-boyfriend and they are on the same campus. My husband and I are going to talk to a therapist about this because I want to do tough love. Hang up when she calls crying at 11 p.m. Telling her if she does not get her act together she will have no choice to leave etc. He is the softy. Nothing makes her happy.
By any chance is your son going to a college in New England.
Wrote down the info...thanks. nm
!
First off, I was very upset when I wrote
the original post. Sending my son to a boys' home is obviously a last resort. I don't mean an orphanage or foster care. I mean a facility that can help to retrain him if I can't. I love my son very much. I would rather suffer the pains and guilt of having to send him to a reformity, then to watch him grow up into someone who would hurt someone else and ruin the rest of his life. I love all of my children equally.
Secondly, when I took my child to the child psychologist, I had several visits with him first to see if there was something I was doing wrong. I continued to attend each session with my child, including private sessions for myself after his meeting with my son.
Thirdly, your comments were not helpful, just nasty, and that's not the kind of help I was looking for. Anyone who's ever been in this situation already feels inadequate as a parent and doesn't need someone else to slam them. Thanks for taking the time out of your busy day to do just that.
You must be my twin because you just wrote
everything about me to a T!!! I've been in a quandry for quite some time about what I should do.
I was one who wrote below about finding SM
love after divorce. I believe there are good men out there, but they are hard to find, especially the older one gets. I think the key is letting him find you, but it doesn't mean you can't put yourself out there.
OK. What I think about problem men have in marriages. I'm speaking about my own here. I was the only girl he ever dated. He asked me to marry him and I said yes. He knew it was mistake, but was devout Catholic and just stayed married, but decided he would still like to be single, so he began cheating on me. As for me, I loved him for a long, long time. When I see him at family events, I wonder why! LOL!!!!
hih? truth? whose? Men who wrote Bibles?
I have not read but others wrote yet but you just need to stop - sm
you have done all you can do and have bent over backwards to help. Your guilt will be your downfall. I don't know how to tell you to stop feeling guilty, but you really have nothing to feel guilty about. You have done way too much for her and she has just taken advantage. She is 19 more than old enough to take care of herself. She wants to be homeless and can adapt as you say to any situation, then let her. I would just tell her the gravy train stops now and she has to learn how to take care of herself. Get some names of some shelters to give her, the YWCA, etc. and if she really wants to help herself she can start there but she is going to have to do it on her own now. If the worsed happens you know you have done all that one person can possibly do; but if she does not want to help herself (and it is obvious she does not) then there really is nothing you or anyone else can do. You need to steel yourself not to give in and basically cut off all contact until she proves w/o a doubt that she has cleaned up her act which will take at least 6 months if not more I would think. If you don't have caller ID then get it, otherwise let your answering machine answer all calls and just don't take hers or return her calls either. Good luck.
That wife you wrote about sounds like me! LOL! SM
I was married to a man who cheated for years. I was in total denial. After close to 30 years, I up and left. Best thing I ever did.
Just want to acknowledge point that men don't leave. If they are in a long marriage, and have been getting away with cheating for a long time, AND there is a lot of money involved, what with houses, pensions, savings, etc., THEY DON'T LEAVE.
I admire both your honesty. Good luck.
just wrote a long reply`
put stu@pid in it and it said I used bad language and to go back and it deleated my whole darn thing, will write back soon, behind in work, but have some comments to make later. Good to see you back Hayseed.
No when I originally wrote the check
The check was a voided check to Wal-Mart and the Loan company, CNH Capital, knew that and cashed it anyway. I thought it was illegal for someone cash a check that did not belong to them.
if you cover it, it will be much less dry!! *S*
I pay most through my bank
Most banks offer a bill payment option. I get to pick and choose when and what and how much. I love this option as I generally seem to forget to buy stamps! Out of all my household bills, only one is not paid online and it is simply dropped off.
Does anyone not use a bank?
I'm getting so sick of fees and am tired of trying to second guess my bank. Does anyone not use one or not have a checking account?
use a bank
I would recommend trying to find a credit union. They are more user friendly. I have been using one for over 15 years now and never looked back. There are Very few, if any fees and good service. Hope this helps.
bank
I have used a credit union for 31 years. If you can find a credit union in your area, it is the best way to go if you think you have to have a bank. I only have a savings account at a credit union so I can cash my check for free, but I still have to deposit some of it or they will charge me. Otherwise, Wal-Mart will cash your check for a fee and you can buy money orders for like 35 cents a piece at Wal-Mart. that works for me cuz I only have 6 bills, mortgage, gas, lights, water, car insurance, phone to pay. Or listen to financial guru's like Dave Ramsey and see what they have to say about it. Also there is checkfinder.com. They have some rules but may be the best way if you feel like you have to have a bank/checking account.
I can't believe you just wrote it's not okay for your kids to make mistakes.
"Just becuase UGU all forget things and make mistakes does not mean that my children need to be raised to think it's ok to do so."
Good god, I hope I never meet you or anyone else with your twisted sense of right and wrong.
Totally disagree with one thing you wrote. sm
You Wrote:
Yes, there are bad breeders, but there are far more good ones. In my 18 years in the cat fancy, I have seen some bad ones, *but the good ones far outweigh the bad.*
If only that were true. *sigh* Maybe you're talking about in the show world. It probably is true there, but that is such a teeny, tiny part of the whole picture.
In reality, outside of the show world, there are far, far, far more BAD 'breeders' out there, though I'm using the word 'breeder' loosely, to include backyard breeders (type that into Google if you're not familiar w/the term - I don't mean you, gd1, as I'm sure you know all about it!), puppy mills, and pet stores, and that is were the majority of the pet overpopulation problem comes from.
I wish only the reputable, ethical 'show breeders' of dogs and cats were the only ones doing any breeding. If that were the case, there would be little to no problem, as they are the caretakers of their breeds and are concerned with bettering the breed, only breeding animals with excellent health, conformation, and temperament - not just $$$ by cranking out puppies/kittens, or letting their dog/cat have a litter for the kids to see or because 'everyone wants one of her puppies/kittens!' or whatever.
I don't know if mandatory spaying/neutering is the answer or not. I do know it's being seriously considered in my state (CA), and there would be exceptions for hobby/show breeders, breeders of service dogs, search and rescue dogs, etc.
But I have a feeling people would find some way around it, and I imagine disreputable people (gag) in neighboring states would start to crank up 'production' if there were any kind of 'shortage' here. Makes me ill...
I also don't know how mandatory spay/neut. could be enforced. Animal control here (huge county) admitted on the news that only about 25% of pets are licensed.
I think I'm in favor of it, overall though, at least to give it a try and with exceptions available for *some* breeders, as I mentioned above.
I did breed rescue for 6 years, and I've been to more shelters and seen more animals there than I care to recall. It's absolutely sickening the number of perfectly nice animals destroyed, simply for lack of a home. A shocking number (about 25-30%) are young, healthy purebreds that cost the original owner a pretty penny, so even that doesn't guarantee a home.
The poster wrote 4 sentences on an MT forum.
You don't know her, can't judge her. This place is getting so catty and ridiculous.
You did your rant, laughed your ___ off and wrote off your Mom and Grandmom!
You have a lot to learn. When they are dead, you will realize it didn't really mean a thing except that you "wrote them off" and laughed your A@@ off at any suggestion that you should make peace with your Mom at Christmas. You only have one Mom, you came from her loins, no one else's. Too bad you can't realize how wrong you are to judge. No one said you have to see her every day but she's a human being and human beings make mistakes. Glad you are perfect and your kid is perfect. Hope you always remain "perfect." Merry Christmas! Sounds like you have a lot of people backing you up, so you think you're right in ditching your Mom and Grandmom. People in my family have done horrible things to me but I rise above it, send them a Christmas card and wish them a Merry Christmas and a Happy and Healthy New Year. I am not God. Perhaps you don't see your Mom's tears, but believe me, one day you will be sorry and it will be too late. Get a heart! You are telling your son in effect, "These are bad people, write them off!" Bad advice methinks. You are hearing only what you want to hear, so go ahead and laugh your a@@ off if it makes you happy. Watch out you are not that "Mom" one day, you've set the scene and have written the script, to "write Moms off."
Obviously a man wrote that Good Wife Guide - sm
Boy that thing is amazing, hard to believe that that is how people thought and behaved back then, Stepford wives. Guess some men were sad when women finally woke up and smelled the coffee. ---I only remember a couple things though, but I was born in 1965--- drive-in movies and the metal ice trays, rabbit ears, the star/sun ray clock, and we had an old metal Pepsi cooler which had my dad kept would probably be worth a small fortune now.
HOmeowners may not cover
Sometimes if it is a motorized vehicle it will not be covered under homeowners insurance since you are supposed to have insurance on those independently. Most of the time boats, motorcycles, scooters, cars are not covered but each policy is different but don't be surprisied if they are not. Usually it is the home and contents. Again, I feel for you but if you did not want them stored at your home then your husband should have followed your BIL home to take them off the trailer and see that they are stored in a safe place. Especially since you know them and describe them as such and they have already had a loss. But I guess this is a situation in which everyone learns a question, an expensive lesson but a lesson. Am not sure if you would even win in a court of law as it was not an intentional act and you did not carry insurance on it.. Also with regards to their home owners it might not be covered as it is not theirs. When my niece was borrowing a computer from me and they had water damage because the computer was mine and not theirs it was not covered. Good luck but to me this looks like a no win situation for anyone.
I believe the tip goes to the franchise to cover --sm
the amount of gas prices, etc. I would continue tipping the driver the same amount, if I were you, and no, I would not tip any higher amount on Superbowl Sunday...it is not a holiday. lol.
Just to cover all bases, could she be
nm
An IPOD cover. nm
x
I cover mine at 350 and put
a teaspoon of olive oil on the bottom of the pan first. I happen to use a clear glass or ceramic dish with a tight cover. It seems they turn out more moist with that type of dish. I know you don't want to add anything, but I like to sprinkle a dash of salt and pepper on mine and put some finely sliced garlic (not much, a small clove) in the olive oil. That way the flavor from the garlic circulates around the dish and adds a hint of flavor, but doesn't overwhelm it. I can't tell you how long to cook it, but I can always tell mine is done just by the way it looks. It does shrink a good bit.
Did insurance cover this or how much?
nm
Keyboard cover?
Does anybody use a cover on their keyboard (while working). I dumped tea all over mine the other day, and had to buy a new one. I always wear the letters off the keys within weeks, and thought maybe a cover would help. TIA
Implants they do not cover any of the
cost as it is considered cosmetic. The denture they will pay a portion but not much sorry to say!!
You should have just cashed it at their bank - sm
I know in the past that a bank had to cash a check drawn on their bank; they may charge you $5 to do this if you do not have an account there (I have had that happen recently. Did that years ago when an ex-boyfriend owed me money, took me 2 months to beat $150 out of him; day I got the check from him I took it to his bank and cashed it to be on the safe side.) I have no idea what they do if the funds are not there, but was under the impression they had to cash it no matter what. But if you deposit it, and it bounces you will not see a dime of it and the bank will charge you a couple bucks for their inconvenience. The store will get slammed with a bounced check charge though. The bank should mail the check back to you if it does bounce though so you can re-deposit it at a later date hopefully when the funds are there; at least that is what mine would do when a former employers checks to me would bounce from time to time (and I would be charged $3 for it bouncing which stunk). If you deposited before 2 (sounds like you did not though) you will have the money tomorrow, if it was after 2 then it wil be there on Friday; check in the morning of whichever day is applicable and you will have your answer. Good luck.
I really do not resemble a bank so therefore
do not loan, give money away. The best way you can lose a friend or family members is when money gets involved. I, in your instance, would put distance between me and the other person, sounds like just using a good thing.
I said closing the bank...
…NM
If you exercised your right to vote and wrote to your congressmen/women,
passive people just sit back ,allow bad things happening, and then whine about it, while aggressive people actually DO SOMETHING about matters they disagree with.
Mitch Alboum wrote a book about this called
Boy, Hayseed..you just wrote my story..Today, it occured to me...
I'm going nuts doing this job. The longer I sit here every day the fruit-ier I am getting. I have to force myself to leave the house and when I get out there I have panic attacks. I'm freaked out by traffic, freaked out by too many people and I just want to run home and put my sweats back on. A few days ago was the topper, and it was at that point, that I started getting on the job search for a job OUTSIDE of home. Isolation is NOT good. My husband had just made dinner, we ate, then I went back to my office for about an hour, and I irritatingly came out of my office to ask my husband why he hadn't decided yet what he wanted for dinner as it was getting late. He looked at me with that WHAT THE BLEEP BLEEP!!! and I just knew it was time to get AWAY from the computer and socialize with real people. I truly feel this is NOT healthy. I have started wierding myself out by some of the stuff I'm doing. I have even started forgetting people's names and numbers that I swore I would never forget...AND I refuse to believe I'm getting older or that I have Alzheimers. It's something much deeper..WORK..LOL..Well, it's late and I need to get back to work so I can keep losing my mind..See ya. 
I wrote my local buffalo rock and they told me a
I will look for your Folger's Instant Straight up tomorrow when I go!
I wrote a $10 check to Wal-Mart and turned in to a $40 mistake so far.
Here is what happened. When you write a check at this Wal-Mart here, they have you sign something and give the check back. I stuck it back in my purse. They are supposed to void. I was cleaning at my purse that day and paying bills at the same time. I wrote a $250 to pay a loan. I really don't know how it happened but I must have torn that one up and sent the $10 voided check to the loan. A week later, i was looking at my acct online. I notice that that $10 I had written to Wal-Mart went through twice. I called the bank and asked why. They said, "oh, it looks like Wal-Mart double dipped." so I was refunded the money. I don't know who refunded the money, was it the bank, Wal-mart, I don't know. Anyway, I became concerned about why that 250 check didn't come in so I called that loan company. They said $10 was credit to my acct. I did not connect the 2 at the time. I thought, 10, I don't write $10 to this acct. The man told me he would look into it incase there was a mistake. He called back the day later and said that was a $10 originally written to Wal-Mart and we cashed it. So I called the bank and told them. They then had me go to wal-mart because they said I owed them $10 back. I go to wal-mart and they say no it is the Telecheck, company they use for this service and they thanked me for trying to clear it up and said Telecheck will be contacting me. So I get a letter in the mail saying I owe $40 plus I am not allowed to write checks anywhere that uses their service until I pay that $40 back.
What scares me is that that check said VOID on it and that other bunch was still able to cash it and get their money, which I think was dishonest of them...also my bank let it go through. Now what if I were to loose a bunch of those type checks and someone cashes it AGAIN. Man I would be out a lot. Do you think any of this is right? TIA.
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