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maybe they are like discover and out to screw ppl

Posted By: fishbowl on 2009-01-14
In Reply to: Did anyone's credit card payment any go up - AnnieD

after having a discover card for a year, they jacked up my rates. I called and asked why, as I had done nothing to deserve this, and their response was that they periodically review interest rates and adjust them - it's just what they do, had nothing to do w/me. Then I did some transferring around to get a better rate - a promotional balance transfer rate good for over a year - pretty good deal, but then they doubled my minimum monthly payment. called again to ask why and they said this was because most of my balance was from transfers, but they could put it back down if I wanted. I said no thanks, I really don't trust you guys anymore, and have no idea what you would do next if I wanted this done. But it actually was a good thing because now that balance is actually getting paid down with having the whopping minimum payments and the low interest rate.


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Don't use them myself, but my MIL uses her Discover for the cash back. nm
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