i'm 35, will be 36 in october. my mom sm
Posted By: clutteredmind on 2007-09-04
In Reply to: Could you be perimenopausal or premenopausal - or are you too young for those? NM
went through menopause in her early 40s. i don't know now long perimenopause lasts. i have normal periods, but mood swings, feel worthless sometimes. i just want to have my strong willed mind back like i used to have. thanks
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There are from Hawaii, going in October nm
back around October
I said (along with many others, I know) that they needed to bailout consumers. I later read this article: http://www.opednews.com/articles/The-Real-Bailout-Needed-is-by-Steven-Leser-081227-715.html
along with the follow-up where some of the responses to the first article are addressed: http://www.opednews.com/articles/The-Real-Bailout-Needed-is-by-Steven-Leser-090104-322.html
Personally, I am not for giving anyone a free ride, but least of all the lenders that are largely responsible for the housing/financial crisis we are all faced with. I pay my mortgage and other bills on time, but with the economy the way it is, I fear that I may not be able to continue doing this (my husband is one of the many whose companies are now requesting employees take one day off per week without pay, and I have been less than fully employed for too long now, mainly due to some family issues that arose a while back, but now with the job market not so hot). Anyway, with the idea proposed in the above linked articles, it would help many, many Americans who are having a hard time, as well as those who made s t u p i d/greedy mistakes, etc., and at the same time the banks/creditors would be getting their money in the form of consumers paying their debts with bailout money (opt in or out), but paying it back, at least partially. IMO, it is a much better plan than what is currently being debated, but with the prospect of much of the money being paid back (by the taxpayers who accept bailout money as well as taxes paid by banks/creditors on the money they receive, etc.), also allowing for many of the things that the government is proposing to still be done.
Another thing I have long been a proponent of is legalization/taxation of marijuana/hemp. Apparently, Americans utilizing the Citizen's Briefing Book at change.gov (http://citizensbriefingbook.change.gov/ideas/viewIdea.apexp?id=087800000004lrP#comments)overwhelmingly believe that this would have a major positive impact on our economy. Not only was it THE MOST POPULAR idea, but there were many other similar ideas posted that received a large number of votes (I think another similar idea was 3rd or 4th on the list of most popular ideas submitted), and there were many similar ideas posted that received lots of votes. I think that they should have left the briefing book open for idea submission and voting for a longer time (or even ongoing). I was not even aware of its existence until a couple of days before it ended, and did not realize how quickly they were going to end it, so when I decided to register, submit, and vote it was too late.
I went through the same thing back in October- sm
However our debt situation was a bit worse, had $90K on cards that he knew nothing about. I paid all the bills on time so no issues there, just could not pay them off obviously. I was robbing Peter to pay Paul, as he put it when I finally confessed all, I was running a ponzi scheme with our own finances. I picked a day when the kids were at school and he was off work, some obscure holiday in October, and wrote it all out in a letter, then I handed him the letter and told him to read it, and drove down to the store to avoid any fallout. He called me 5 minutes later, I went home and we hashed it all out. Luckily we were in the position to pay all his cards off by borrowing against the 401K, which everyone screams not to, but we did and have done loans against it before which we pay back in five years by automatic withdrawal that his work manages--I still have mine to deal with, had 3 in hardship plans, now 2, rest are up to date but slow to make a dent obviously, going to consolidate though, need to get off my butt and get that done. But you have to tell him, believe me I did not want to tell my DH, I was terrified, thought he'd go off the deep end, try to kill me maybe, divorce me for sure, etc. I remember telling my friends what I wanted him to do when I told him, they (and I) all thought that a good outcome was not going to happen. Miracle of miracles it did. He has been great. Our marriage has actually gotten better. He has only had a couple breakdowns of being super mad at me, and has not made my life living H*E*L*L like I thought he would . I still handle the money which is probably not a good thing but he can still look at everything anytime he wants to. Things are not perfect financially but I do my best to pay with cash for everything and use our now clear cards for small purchases which I pay off each month so we can get his credit back to a great standing. We have no need for any loans at present luckily and in five years the 401K will be paid back, and our house will be paid off by then as well, and all this will be a bad memory. -- So just pick a quiet time to tell him, write it all down if you have to so you stay calm and focused, no pointing fingers, and lay it all out, no point in holding anything back. He will be upset but your issues really are not that bad when you look at the mess many others are in (including me). Waiting a year and working on cleaning up your credit is not the end of the world, it will give you a year to save up more of a downpayment hopefully, need 20% probably, so that may take you more than a year to get together anyway. Good luck.
Sunny, gorgeous October day in Cali - (guess that's
Looks like Comcast starts monitoring internet usage in October. Has anyone here ever been
contacted about excessive usage from Comcast.
My hair stylist last October got a tiny darling baby Daschund and SM
a huge hawk was constantly circling around every time she let him out in the yard. Her neighbor was concerned as well. Little Rusty is somewhat bigger now and nothing happened, but I know for sure that the bird had his eye on a very nice dinner. Like you said, they have to eat, but nature can be cruel sometimes.
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