commercials for personal items.

• Commercial blooper and they don't know it - ermt
  • I agree. One I LOVE is that milky minutes, lactose intolerant one. sm - Lyndia
  • commercials for personal items. - no msg
  • I LOVE THE FREE CREDIT GUY!! - he's soooo cute
    • me too - anon
    • That isn't the guy that sings the songs. - nm
      • who cares, the commerical guy is cute - LOL
  • commercial - MTmt
    • all that make people look stupid. - nm
    • The one with a woman who doesn't want free TV, - Me
      • The men in the recording studio... - Kelli

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worst has to be cross between the geico cavement and the idiots that order from sonic drive-in.  although the trophy wife is getting REALLY OLD...

I could have done without almost everything except maybe 15-20 minutes. 

Of course, there are zillions of commercials now with Christmas coming up.  I just had to tell you my favorite and see if you have one. This would be fun.  This week, there have been tons of diamond commercials on TV, Zales, etc.  There is one where the family comes down the stairs and somebody is sneaking a look in a present (it should be one of the kids).  All they show is the mom and a close up of her face being caught! Then they say something about diamonds etc.  I usually don't pay attention to commercials but I love that! She looks like a real mom, and I felt like that was what I would do, getting caught at sneaking a look. (Of course it would not be diamonds, but I'd still get caught even if it was a blender LOL).

and resell them on ebay for a small profit.  I also go to estate sales to find used hard to find stuff and resell on ebay.  I usually stock pile the stuff I know are good sellers and sell them around Thanksgiving time and before Christmas. I made just over $400 last Christmas. It was a very nice amount and made our Christmas very nice. I also have an online store on ioffer.com that I sell some of the stuff.

against pit bulls in particular.  I think all dogs can be dangerous given different circumstances.  I don't think it is right to single out a particular breed and just take away an animal from its home without just cause.

However, my elderly mother, who suffers from MS, has been plagued by horrible neighbors with many dogs.  They do not keep their dogs in their own yard.  Not only do they tear out my mother's trash, but they use her back yard as their own personal bathroom.  Their one dog bit their own daughter and nothing was done.  They are always barking at us when we are in my mother's yard.  I had one come at me and I picked up a shovel that was thankfully near me to protect myself if the dog continued it advance.  Their little dog frequently gets under my mother's feet and her balance is not good due to her age and medical issues.  We have called the Humane Society and they will do nothing. 

I personally think that people should have a right to shoot any dog on their property that shouldn't be there.  If it weren't for getting in trouble for animal cruelty, I would have shot any or all of the neighbor's dogs in my mom's yard.  A 60-some, widowed woman with health problems has no rights to keep destructive, mean dogs off of her property but hey....don't shoot a dog or you will get fined and maybe even jail time.  Sad when a mut as more rights than my mom.

Any irresponsible owner shouldn't have a dog no matter what breed.  I will get off of my soap box now.  LOL.

How is the economy crisis effecting you?
Your budget, your retirement, your family, your FRIENDS families.

How is it effecting the circle you run with? Do you discuss this with family or friends?

It is effecting my family. The gas thing alone is cutting our budget! My youngest started college and is driving back and forth. I've called my aunt who lives close to the school and asked if he could stay with her a few nights a week to save gas money. The drive for him one way is 1 hour. It has already saved us $$$. The fact that he can't find a job isn't helping either. There are no jobs for young people. Even in fast food!

Food prices have effected what we eat! Have you priced CHEESE lately? A 2 cup packages of shredded cheese cost more than a gallon of milk! Food has gotten outrageous.

We have our primary home and we have a small cabin that we go to on weekends. Our primary home is paid for and has been but we do have a mortgage on our cabin. LUCKILY and by the grace of God, we are in a fixed rate situation but it's still difficult. Did we spread ourselves to thin? Sometimes it is tough but we budget and try to be careful with what we spend. Our payment is nowhere near the $1500 per month mortgages people are talking about - and at that price point with an adjustable RATE - I don't know how people are living.

Also lucky that we do not have credit card debt. I've read where the CC companys are raising limits to increase spending while increasing the payment interest as well? I see more and more credit cards being used at the grocery store.

It's all just very scarey for me.

We have some friends who are building their dream home. They have worked and saved for 15 years. The economy is blessing them in some ways since there are a lot of people looking for work but hurt them in others as the price of materials skyrockets!

Does anyone have any personal experience with subcutaneous lipomas?   I have one the size of an egg in my left lower quadrant and the doctor says it must come out pretty quick; thinks it is attached to the muscle so open surgery is in my future.  Anycomments or anything about it?   I sure would appreciate it!

mom:  I am in my 40s and grew up back in the old days when discipline for kids in school and at home was okay; however, methods used then are now taboo.  It looks like *traditional* discipline (which I feel was not necessarily always sensible) has been replaced with an either hands-off approach (due to fear of lawsuits, retaliation, etc.) or extreme measures, as described in the above post. This brings to mind the question:  How much more effective are we these days with these approaches? 

I feel for kids these days as well as future generations - looks like they'll have their hands full, if society continues this way.

a lot of the people you hear bragging about their refunds are those on some form of public assistance or single parents who are getting the earned income credit.  Although I think you can get an advance on this, most do not. 

Personally, I like to get around $2000 back for the year.  I know I could be saving that on my own, but it's not always that easy.  If it were in my account, I'd probably end up spending it.  The small amount of interest I'd make on it for the year wouldn't be worth the stress of having to save it.

I haven't done my taxes yet this year because they're probably going to be a mess.  We lost our house in a fire in October and were underinsured.  Now we have to file some sort of tax deduction for that.  It'll probably be more paperwork than it's worth, but we'll see.